9617 Mcclane Farm Dr · Fort Worth, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.3/30.0
- ARV discount +9.6/15.0
- Livability +4.0/5.0
- DSCR +3.3/10.0
- Rent growth +3.1/5.0
- Schools +2.5/10.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
- Appreciation +0.0/10.0
$319,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
MLS# 21168521 - Built by Smith Douglas Homes - Ready Now! ~ An outstanding ranch plan, the Piedmont is efficiently packed with all the essential elements demanded by today's lifestyles and several surprising touches. This home greets you with a covered front porch that leads to an open layout with a front flex room and a centrally located island kitchen. The spacious family room has direct access to the rear yard, which is also enjoyed through views from the luxurious owner's suite. Secondary bedrooms are served by deep walk-in closets and a conveniently located hall bath and laundry room.
Key facts
- Covered front porch
- Island kitchen
- Open layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $319k.
Deal economics
- At list price, monthly cash flow is $-115 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $299k (6.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $232k (27.3% below list).
- Recommended offer: $232k (27.3% below list) — sets the bar for 1% rule.
- Cap rate 5.9% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D+, crime F.
- Crowley ISD (urban): math 23% / reading 32% proficiency, ranked #643 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+2.3%/yr); 1018 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 109 days — a 9% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 109 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 5.86%
- Cash-on-cash
- -1.54%
- DSCR
- 0.93
- GRM
- 11.5
CMA / ARV
- ARV (median comp)
- $334,238
- List price
- $319,000
- Delta
- -4.56%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 2.28% rent growth · sell at horizon
- IRR
- -19.6%
- Equity multiple
- 0.32×
- Total profit
- $-60,797
- Equity at exit
- $47,564
- IRR
- -13.9%
- Equity multiple
- 0.22×
- Total profit
- $-69,605
- Equity at exit
- $27,581
Cash invested: $89,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76036
- Home prices YoY
- -25.2%
- Rents YoY
- 2.3%
- Active inventory
- 1018
- Price-to-rent
- 11.5×
Monthly cashflow live
- Estimated rent
- $2,318 high interval (Pro) →
- Mortgage (P&I)
- −$1,673
- Tax from tax record
- −$85 /mo · $1,014/yr
- Insurance
- −$133
- HOA
- −$56
- Vacancy / Maint / Mgmt
- −$487
- Net cashflow
- $-115
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $79,750
- Closing costs
- $9,570
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4365 Mill Stream Ln Crowley, TX | 4.0 | 2.0 | 1602 | $2,300 | $1.44 | 24d | 1 | 0.10mi |
| 9505 Cypress Lake Dr Crowley, TX | 3.0 | 2.0 | 2028 | $2,670 | $1.32 | 24d | 1 | 0.18mi |
| 4413 Corner Brook Ln Fort Worth, TX | 4.0 | 2.0 | 1983 | $2,165 | $1.09 | 20d | 1 | 0.33mi |
| 9233 Cheswick Dr Fort Worth, TX | 4.0 | 3.0 | 2250 | $3,060 | $1.36 | 43d | 1 | 0.43mi |
| 4444 Sagecroft Rd Crowley, TX | 3.0 | 2.0 | 1534 | $2,050 | $1.34 | 43d | 1 | 0.49mi |
| 9208 Vineyard Ln Fort Worth, TX | 3.0 | 2.0 | 1792 | $2,300 | $1.28 | 5d | 1 | 0.52mi |
| 9717 Snowbell Ln Crowley, TX | 4.0 | 2.0 | 1928 | $2,195 | $1.14 | 22d | 1 | 0.52mi |
| 10121 Wyseby Rd Crowley, TX | 3.0 | 2.0 | 1622 | $1,995 | $1.23 | 43d | 1 | 0.61mi |
| 4533 Greenham Ln Crowley, TX | 3.0 | 2.0 | 1531 | $1,995 | $1.30 | 43d | 1 | 0.62mi |
| 4156 Summersweet Ln Crowley, TX | 3.0 | 2.0 | 1307 | $1,900 | $1.45 | 43d | 1 | 0.63mi |
| 9512 Carson Ranch Rd Crowley, TX | 4.0 | 2.0 | 1782 | $2,995 | $1.68 | 22d | 1 | 0.66mi |
| 4201 Summersweet Ln Crowley, TX | 3.0 | 2.0 | 1398 | $1,960 | $1.40 | 12d | 1 | 0.66mi |
| 3833 Foxhound Ln Fort Worth, TX | 3.0 | 2.0 | 1507 | $1,895 | $1.26 | 18d | 1 | 0.71mi |
| 4261 Meadowknoll Dr Fort Worth, TX | 3.0 | 2.0 | 1518 | $1,945 | $1.28 | 12d | 1 | 0.72mi |
| 4725 Sassafras Dr Crowley, TX | 4.0 | 2.0 | 2067 | $2,899 | $1.40 | 43d | 1 | 0.72mi |
| 4505 Greyberry Dr Crowley, TX | 3.0 | 2.0 | 1429 | $2,100 | $1.47 | 18d | 1 | 0.73mi |
| 4224 Old Timber Ln Crowley, TX | 3.0 | 2.0 | 2092 | $2,250 | $1.08 | 43d | 1 | 0.76mi |
| 9925 Ryegrass Ter Crowley, TX | 3.0 | 2.0 | 1487 | $2,350 | $1.58 | 43d | 1 | 0.78mi |
| 4004 Arklow St Crowley, TX | 4.0 | 2.0 | 1668 | $2,200 | $1.32 | 5d | 1 | 0.79mi |
| 4004 Arklow St Crowley, TX | 4.0 | 2.0 | 1668 | $2,200 | $1.32 | 24d | 1 | 0.79mi |
| 4644 Benham Dr Crowley, TX | 3.0 | 2.0 | 1422 | $1,995 | $1.40 | 43d | 1 | 0.82mi |
| 4633 Benham Dr Crowley, TX | 3.0 | 2.0 | 1740 | $2,000 | $1.15 | 43d | 1 | 0.82mi |
| 4633 Benham Dr Crowley, TX | 4.0 | 2.0 | 1740 | $2,000 | $1.15 | 4d | 1 | 0.82mi |
| 4013 Drifters Bend Dr Crowley, TX | 4.0 | 2.0 | 1667 | $2,200 | $1.32 | 43d | 1 | 0.84mi |
| 4054 Hunters Creek Dr Fort Worth, TX | 3.0 | 2.0 | 1946 | $1,960 | $1.01 | 24d | 1 | 0.87mi |
| 4924 Sassafras Dr Crowley, TX | 3.0 | 2.0 | 1479 | $2,350 | $1.59 | 43d | 1 | 0.88mi |
| 4213 Dublin Ridge Dr Crowley, TX | 3.0 | 2.0 | 1553 | $2,050 | $1.32 | 2d | 1 | 0.92mi |
| 9808 Mescalbean Blvd Crowley, TX | 4.0 | 2.0 | 1729 | $2,150 | $1.24 | 43d | 1 | 0.92mi |
| 3416 Saint Vincent Rd Fort Worth, TX | 3.0 | 3.0 | 2033 | $1,895 | $0.93 | 43d | 1 | 0.97mi |
| 3469 Cayman Dr Fort Worth, TX | 3.0 | 2.0 | 1368 | $1,749 | $1.28 | 43d | 1 | 0.97mi |
| 3408 Saint Vincent Rd Fort Worth, TX | 3.0 | 2.0 | 1400 | $2,195 | $1.57 | 43d | 1 | 0.99mi |
| 4052 Dublin Ridge Dr Crowley, TX | 3.0 | 2.0 | 1464 | $1,895 | $1.29 | 22d | 1 | 1.00mi |
| 9100 Saint Barts Rd Fort Worth, TX | 4.0 | 2.0 | 1630 | $1,969 | $1.21 | 43d | 1 | 1.00mi |
| 4148 Crooked Bend Dr Crowley, TX | 3.0 | 2.0 | 1450 | $2,100 | $1.45 | 12d | 1 | 1.04mi |
| 4148 Crooked Bend Dr Crowley, TX | 3.0 | 2.0 | 1469 | $2,100 | $1.43 | 24d | 1 | 1.04mi |
| 4021 Busch Gardens Dr Fort Worth, TX | 3.0 | 2.0 | 1748 | $1,875 | $1.07 | 20d | 1 | 1.05mi |
| 4021 Busch Gardens Dr Fort Worth, TX | 3.0 | 2.0 | 1748 | $1,875 | $1.07 | 24d | 1 | 1.05mi |
| 9724 Buffalo Ridge Rd Crowley, TX | 4.0 | 2.0 | 2004 | $2,125 | $1.06 | 43d | 1 | 1.16mi |
| 9720 Buffalo Ridge Rd Crowley, TX | 4.0 | 2.0 | 1838 | $2,400 | $1.31 | 24d | 1 | 1.16mi |
| 9729 Wild Prairie Way Crowley, TX | 3.0 | 2.0 | 1613 | $2,500 | $1.55 | 43d | 1 | 1.18mi |
HOA detail
- Monthly dues
- $56 · $672/yr
Listing history 7 events
-
2026-03-13price $319,000 596-char remark
Show marketing remark (536 chars)
An outstanding ranch plan, the Piedmont is efficiently packed with all the essential elements demanded by today's lifestyles and several surprising touches. This home greets you with a covered front porch that leads to an open layout with a front flex room and a centrally located island kitchen. The spacious family room has direct access to the rear yard, which is also enjoyed through views from the luxurious owner's suite. Secondary bedrooms are served by deep walk-in closets and a conveniently located hall bath and laundry room.
-
2026-03-13price $319,000 536-char remark
Show marketing remark (536 chars)
An outstanding ranch plan, the Piedmont is efficiently packed with all the essential elements demanded by today's lifestyles and several surprising touches. This home greets you with a covered front porch that leads to an open layout with a front flex room and a centrally located island kitchen. The spacious family room has direct access to the rear yard, which is also enjoyed through views from the luxurious owner's suite. Secondary bedrooms are served by deep walk-in closets and a conveniently located hall bath and laundry room.
-
2026-02-27price $324,900 596-char remark
Show marketing remark (536 chars)
An outstanding ranch plan, the Piedmont is efficiently packed with all the essential elements demanded by today's lifestyles and several surprising touches. This home greets you with a covered front porch that leads to an open layout with a front flex room and a centrally located island kitchen. The spacious family room has direct access to the rear yard, which is also enjoyed through views from the luxurious owner's suite. Secondary bedrooms are served by deep walk-in closets and a conveniently located hall bath and laundry room.
-
2026-02-27price $324,900 536-char remark
Show marketing remark (536 chars)
An outstanding ranch plan, the Piedmont is efficiently packed with all the essential elements demanded by today's lifestyles and several surprising touches. This home greets you with a covered front porch that leads to an open layout with a front flex room and a centrally located island kitchen. The spacious family room has direct access to the rear yard, which is also enjoyed through views from the luxurious owner's suite. Secondary bedrooms are served by deep walk-in closets and a conveniently located hall bath and laundry room.
-
2026-02-09soldstatus
-
2026-02-04$328,925 Active 536-char remark
Show marketing remark (536 chars)
An outstanding ranch plan, the Piedmont is efficiently packed with all the essential elements demanded by today's lifestyles and several surprising touches. This home greets you with a covered front porch that leads to an open layout with a front flex room and a centrally located island kitchen. The spacious family room has direct access to the rear yard, which is also enjoyed through views from the luxurious owner's suite. Secondary bedrooms are served by deep walk-in closets and a conveniently located hall bath and laundry room.
-
2026-02-02$328,925 Active 596-char remark
Show marketing remark (596 chars)
MLS# 21168521 - Built by Smith Douglas Homes - Ready Now! ~ An outstanding ranch plan, the Piedmont is efficiently packed with all the essential elements demanded by today's lifestyles and several surprising touches. This home greets you with a covered front porch that leads to an open layout with a front flex room and a centrally located island kitchen. The spacious family room has direct access to the rear yard, which is also enjoyed through views from the luxurious owner's suite. Secondary bedrooms are served by deep walk-in closets and a conveniently located hall bath and laundry room.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,014 · $85/mo
- Projected year-2 tax
- $5,838 · $486/mo
- Expected delta
- +$4,823/yr (+$402/mo · 475.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,820
- − Mortgage interest
- −$17,869
- − Property taxes
- −$1,014
- − Insurance
- −$1,595
- − Repairs & maintenance
- −$2,226
- − Management
- −$2,226
- − HOA
- −$672
- − Depreciation
- −$9,280
- Taxable loss
- −$7,061
- Est. tax savings @ 24.0%
- +$1,695
- After-tax cash flow
- $317/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Crowley ISD
- NCES district ID
- 4815910
- Math proficiency
- 23% ▼ -15.00%
- Reading proficiency
- 32% ▼ -6.00%
- Median HH income
- $59,810
- Composite
- 25.04/100
- National rank
- #7549
- State rank
- #643 of 826 in TX
Livability — Fort Worth
- Score
- 80/100
- State rank
- #49
- US rank
- #1954
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fort Worth, TX
- County
- Tarrant County · 2,033,669 people
- City population
- 911,619
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 36,044
- Household income
- $97,973
- Rent vs Own
- Severe rent burden
- 584.0
Population outlook (Tarrant County) Hauer SSP2
- Today (2025)
- 2,380,417 people
- By 2030
- 2,578,900 · +8.3%
- By 2040
- 2,974,995 · +25.0%
- By 2050
- 3,350,489 · +40.8%
- By 2075
- 4,216,909 · +77.2%
- By 2100
- 4,741,527 · +99.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 48% Hispanic / Latino 28% Black 20% Two or more races 14% Asian 2%
- Hispanic origin (detail)
- Mexican 23% Puerto Rican 2%
- Common ancestry
- Slovak 3% Italian 2% Serbian 1%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 79% English-only · Spanish 18% Other Indo-European 1% Vietnamese 1%
Political lean MEDSL · Tarrant
- 2024 margin
- Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
- 2008→2024 swing
- +6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
- All cycles
- 2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -80.45%
- Current HPI
- 238.6365
- Rent YoY
- ▲ 2.28%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
-3.0% since first listed7 events — show timeline
- 2026-03-13 Price Changed $319,000 NTREIS
- 2026-03-13 Price Changed $319,000 Zillow
- 2026-02-27 Price Changed $324,900 NTREIS
- 2026-02-27 Price Changed $324,900 Zillow
- 2026-02-09 Sold (Public Records) — Public Records
- 2026-02-04 Listed $328,925 Zillow
- 2026-02-02 Listed $328,925 NTREIS
Property tax history
-0.9%/yrLatest (2025): $1,014 · -0.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…