CashFlowRE
Sign in Sign up
793 Robin St
B Composite 73.25
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.6/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0

$70,000

793 Robin St · Allendale, SC 29810
3 bd · 1.0 ba · 1,133 sqft · SingleFamily public records · 385 Days on market
Built 1985 0.27 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Attention Investors! Don't miss this value-packed opportunity in the heart of Allendale, SC. This property is being sold strictly AS IS, offering a blank canvas for your next fix-and-flip, rental, or redevelopment project.

Key facts

  • 0.27 acre lot
  • Built 1985
  • Listed 385 days

Property features AI

Exterior

  • Utilities: Septic tank
  • Home design: Single-family detached residence
  • Exterior features: Asphalt roof; Located in the Kennedy Park subdivision

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate
  • Bathrooms: 1 bathroom
  • Heating & cooling: Window unit air conditioning
  • Interior features: Laminate flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $392 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $62k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 53/100 on livability (#337 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, health & safety A+; Watch: housing C-, schools F, crime F.
  • Allendale 01 (rural): math 14% / reading 25% proficiency, ranked #75 of 80 in SC (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 91% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 18 active listings in the ZIP; 8 units permitted in Allendale County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($484 loan paydown + $2k appreciation (3.2% local appreciation)).
  • Allendale County population projected at -35% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.2% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 385 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $53k; 32% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 385 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.51%
Cap rate
13.02%
Cash-on-cash
24.01%
DSCR
2.07
GRM
5.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.2% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
30.5%
Equity multiple
2.74×
Total profit
$34,154
Equity at exit
$32,279
10-year hold
IRR
30.7%
Equity multiple
5.37×
Total profit
$85,649
Equity at exit
$50,379

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29810

Home prices YoY
2.3%
Active inventory
18
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,054 medium interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$44 /mo · $527/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$221
Net cashflow
$392

Break-even live

Break-even rent $557
Max offer price $70,000
Occupancy floor 58%

Sensitivity live

Price -10% $432 -5% $412 +0% $392 +5% $372 +10% $353
Rent -10% $309 -5% $351 +0% $392 +5% $434 +10% $475
Rate -1.0pp $427 -0.5pp $410 base $392 +0.5pp $374 +1.0pp $356

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,500
Closing costs
$2,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-18
    days on market $70,000 Active 385 DOM
  2. 2026-06-17
    days on market $70,000 Active 384 DOM
  3. 2026-06-16
    days on market $70,000 Active 383 DOM
  4. 2026-06-15
    days on market $70,000 Active 382 DOM
  5. 2026-06-13
    days on market $70,000 Active 380 DOM
  6. 2026-06-12
    days on market $70,000 Active 379 DOM
  7. 2026-06-09
    days on market $70,000 Active 376 DOM
  8. 2026-06-08
    days on market $70,000 Active 375 DOM
  9. 2026-06-08
    days on market $70,000 Active 374 DOM
  10. 2026-06-07
    days on market $70,000 Active 373 DOM
  11. 2026-06-04
    days on market $70,000 Active 370 DOM
  12. 2026-06-02
    days on market $70,000 Active 369 DOM
  13. 2026-06-01
    days on market $70,000 Active 368 DOM
  14. 2026-05-31
    days on market $70,000 Active 367 DOM
  15. 2025-05-29
    listed $70,000 Active 222-char remark
    Show marketing remark (222 chars)

    Attention Investors! Don't miss this value-packed opportunity in the heart of Allendale, SC. This property is being sold strictly AS IS, offering a blank canvas for your next fix-and-flip, rental, or redevelopment project.

  16. 2025-05-29
    listed $70,000 Active
    Show marketing remark (222 chars)

    Attention Investors! Don't miss this value-packed opportunity in the heart of Allendale, SC. This property is being sold strictly AS IS, offering a blank canvas for your next fix-and-flip, rental, or redevelopment project.

  17. 2025-05-29
    soldstatus $53,000
    Show marketing remark (222 chars)

    Attention Investors! Don't miss this value-packed opportunity in the heart of Allendale, SC. This property is being sold strictly AS IS, offering a blank canvas for your next fix-and-flip, rental, or redevelopment project.

  18. 2025-05-21
    soldstatus $69,900 42-char remark
    Show marketing remark (42 chars)

    Fixer upper in Allendale. 3 bed and 1 bath

  19. 2025-05-21
    soldstatus $69,900
    Show marketing remark (42 chars)

    Fixer upper in Allendale. 3 bed and 1 bath

  20. 2025-05-20
    listed $69,900 42-char remark
    Show marketing remark (42 chars)

    Fixer upper in Allendale. 3 bed and 1 bath

  21. 2025-05-20
    listed $69,900
    Show marketing remark (42 chars)

    Fixer upper in Allendale. 3 bed and 1 bath

  22. 2008-05-09
    soldstatus $16,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$527 · $44/mo
Projected year-2 tax
$527 · $44/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,644
− Mortgage interest
−$3,921
− Property taxes
−$527
− Insurance
−$350
− Repairs & maintenance
−$1,011
− Management
−$1,011
− Depreciation
−$2,036
Taxable income
$3,786
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$909
After-tax cash flow
$3,797/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Allendale 01
NCES district ID
4500750
Math proficiency
14% ▼ -10.00%
Reading proficiency
25% ▲ 4.00%
Median HH income
$24,563
Composite
15.03/100
National rank
#9355
State rank
#75 of 80 in SC

Livability — Allendale

Score
53/100
State rank
#337
US rank
#24470

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing C- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Allendale, SC
Population (ZIP)
3,571

Population outlook (Allendale County) Hauer SSP2

Today (2025)
8,154 people
By 2030
7,487 · -8.2%
By 2040
6,216 · -23.8%
By 2050
5,277 · -35.3%
By 2075
3,993 · -51.0%
By 2100
3,427 · -58.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (67%)
Race & ethnicity
Black 67% Hispanic / Latino 17% White 14% Two or more races 1%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Greek 6% English 4% Serbian 1%
Foreign-born
1% · Canada
Languages at home
99% English-only · Other Asian/Pacific 1%

Political lean MEDSL · Allendale

2024 margin
Solid D (+44.7) · D 71.6% · R 26.9% · Other 1.5%
2008→2024 swing
-7.0pp toward R · 2008: 51.7pp · 2024: 44.7pp
All cycles
2024: D+44.7 2020: D+52.4 2016: D+54.1 2012: D+57.3 2008: D+51.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.20%
Current HPI
142.2881
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+221.2% since first listed
8 events — show timeline
  • 2025-05-29 Sold (Public Records) $53,000 Public Records
  • 2025-05-29 Listed $70,000 Charleston Trident MLS
  • 2025-05-29 Listed $70,000 LRMLS
  • 2025-05-21 Sold (MLS) $69,900 Charleston Trident MLS
  • 2025-05-21 Sold (MLS) $69,900 LRMLS
  • 2025-05-20 Listed $69,900 Charleston Trident MLS
  • 2025-05-20 Listed $69,900 LRMLS
  • 2008-05-09 Sold (Public Records) $16,500 Public Records

Property tax history

+0.9%/yr

Latest (2025): $527 · +10.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…