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B+ Composite 76.8
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.5/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$71,500

604 S 24th St · Weirton, WV 26062
3 bd · 1.0 ba · 1,383 sqft · SingleFamily public records · 214 Days on market
Built 1955 5,663 sqft lot Est $138k · 48% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

Key facts

  • First floor bedrooms
  • Newer windows
  • Walk-in shower

Tags

FIRST FLOOR BEDROOMSSEPARATE DINING AREAWALK-IN SHOWERHARDWOOD FLOORSNEWER WINDOWSLARGE SECOND FLOOR ROOM

Property features AI

Exterior

  • Parking: Attached garage (1 car); Built-in/attached garage
  • Utilities: Public water; Public sewer
  • Home design: Two-story house; Block foundation
  • Construction: Vinyl siding; Metal roof; Built in (assessor) year
  • Exterior features: Front porch

Interior

  • Kitchen: Eat-in kitchen (approx. 12 x 10); Range
  • Bedrooms: Two main-level bedrooms; One second-level bedroom (12 x 12) with carpet
  • Flooring: Carpet in some bedrooms and family room; Hardwood in living room, dining room, and one bedroom
  • Bathrooms: One full bathroom (main level, approx. 8 x 7)
  • Heating & cooling: Forced air gas heating; Central air conditioning
  • Interior features: Full unfinished basement with exterior entry and storage space; 6 total rooms
  • Laundry & utility: Washer and dryer; Laundry located in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $72k.

Deal economics

  • At list price, monthly cash flow is $412 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $72k).
  • Recommended offer: $63k (12.0% below list) — sets the bar for market timing.
  • Cap rate 13.2% vs local median 4.3% in Weirton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#70 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: commute C-, schools D+, employment D.
  • Hancock County Schools (urban): math 37% / reading 43% proficiency, ranked #7 of 55 in WV (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 79 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 15 units permitted in Hancock County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $494 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Hancock County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 214 days — a 12% lower offer ($63k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $28k (28%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $32k; list at $72k implies a 123% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $62,920 (12.0% below list)

Questions for the listing agent

  1. It's been on market 214 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54%
Cap rate
13.21%
Cash-on-cash
24.71%
DSCR
2.10
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$138,300
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
309 Booker St 0.17mi 3/1.0 1,473 (+6%) 5mo $139,900 $95 77
104 Plum St 0.32mi 3/2.0 1,430 (+3%) 0mo $158,000 $110 75
105 Church St 0.56mi 3/1.0 1,330 (-4%) 6mo $39,000 $29 63
217 Rightmire Way 0.41mi 3/1.0 1,250 (-10%) 5mo $125,000 $100 61
124 Church St 0.51mi 4/2.0 (+1) 1,446 (+5%) 2mo $167,000 $115 58
101 Sellitti Ln 0.36mi 4/2.0 (+1) 1,557 (+13%) 2mo $148,500 $95 52
132 School St 0.64mi 4/2.0 (+1) 1,440 (+4%) 3mo $87,000 $60 52
67 Culler Rd 0.74mi 3/2.5 1,302 (-6%) 0mo $72,000 $55 49
207 Iowa St 0.52mi 3/2.0 1,560 (+13%) 4mo $167,500 $107 46
121 Pikeview St 0.68mi 4/2.0 (+1) 1,458 (+5%) 6mo $189,900 $130 45
146 N 15th St 0.55mi 4/2.5 (+1) 1,200 (-13%) 3mo $199,000 $166 39
241 Beech Rd 0.68mi 4/2.0 (+1) 1,190 (-14%) 0mo $113,500 $95 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.1%
Equity multiple
1.73×
Total profit
$14,664
Equity at exit
$10,661
10-year hold
IRR
26.5%
Equity multiple
3.33×
Total profit
$46,552
Equity at exit
$6,182

Cash invested: $20,020 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 26062

Home prices YoY
-16.5%
Active inventory
79
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,100 medium interval (Pro) →
Mortgage (P&I)
$375
Tax from tax record
$52 /mo · $624/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$231
Net cashflow
$412

Break-even live

Break-even rent $578
Max offer price $71,500
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,875
Closing costs
$2,145
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
153 Palomino Dr Weirton, WV 2.0 1.5 1200 $1,100 $0.92 44d 1 1.33mi

Listing history 22 events

  1. 2026-06-12
    remarks 541-char remark
  2. 2026-06-12
    days on marketlisting id $71,500 Active 214 DOM
  3. 2026-06-09
    days on market $71,500 Active 211 DOM
  4. 2026-06-08
    days on market $71,500 Active 210 DOM
  5. 2026-06-07
    days on market $71,500 Active 209 DOM
  6. 2026-06-07
    days on market $71,500 Active 208 DOM
  7. 2026-06-04
    days on market $71,500 Active 205 DOM
  8. 2026-06-02
    days on market $71,500 Active 204 DOM
  9. 2026-06-01
    days on market $71,500 Active 203 DOM
  10. 2026-05-31
    days on market $71,500 Active 202 DOM
  11. 2026-05-31
    days on market $71,500 Active 201 DOM
  12. 2026-05-12
    price $71,500 545-char remark
    Show marketing remark (545 chars)

    This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

  13. 2026-05-12
    price $71,500
    Show marketing remark (545 chars)

    This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

  14. 2026-04-05
    price $77,674 545-char remark
    Show marketing remark (545 chars)

    This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

  15. 2026-04-05
    price $77,674
    Show marketing remark (545 chars)

    This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

  16. 2026-03-09
    price $84,428 545-char remark
    Show marketing remark (545 chars)

    This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

  17. 2026-03-09
    price $84,428
    Show marketing remark (545 chars)

    This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

  18. 2026-01-30
    price $91,770 545-char remark
    Show marketing remark (545 chars)

    This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

  19. 2026-01-30
    price $91,770
    Show marketing remark (545 chars)

    This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

  20. 2025-11-07
    listed $99,750 Active 545-char remark
    Show marketing remark (545 chars)

    This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

  21. 2025-11-07
    listed $99,750 Active
    Show marketing remark (545 chars)

    This cute 3 BR, 1 BA cape cod in Weirton Heights features first floor bedrooms, a separate dining area and a walk-in shower. The hardwood floors are in good condition, and the newer windows make the rooms light and bright. The large second floor room could be a rec room or storage area and there is a 3rd bedroom upstairs. The basement includes a roughed in bathroom with toilet, washer & dryer, and provides access to the 1 car garage. Home is up for auction at https://www. hubzu.com/property/94525315920-604-S-24TH-ST-Weirton-WV-26062.

  22. 1989-08-22
    soldstatus $32,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$624 · $52/mo
Projected year-2 tax
$624 · $52/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,200
− Mortgage interest
−$4,005
− Property taxes
−$624
− Insurance
−$358
− Repairs & maintenance
−$1,056
− Management
−$1,056
− Depreciation
−$2,080
Taxable income
$4,021
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$965
After-tax cash flow
$3,982/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hancock County Schools
NCES district ID
5400450
Math proficiency
37% ▼ -11.00%
Reading proficiency
43% ▼ -5.00%
Median HH income
$39,803
Composite
33.5/100
National rank
#5445
State rank
#7 of 55 in WV

Livability — Weirton

Score
69/100
State rank
#70
US rank
#8638

Category grades

Amenities F Commute C- Cost of living A+ Crime A+ Employment D Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Weirton, WV
City population
20,721
Population (ZIP)
20,721

Population outlook (Hancock County) Hauer SSP2

Today (2025)
28,704 people
By 2030
27,913 · -2.8%
By 2040
26,078 · -9.1%
By 2050
24,521 · -14.6%
By 2075
21,630 · -24.6%
By 2100
17,867 · -37.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 4% Black 3% Hispanic / Latino 2%
Common ancestry
Romanian 7% Lithuanian 2% Serbian 2%
Foreign-born
2% · Vietnam, Canada
Languages at home
97% English-only · Other Indo-European 1% Spanish 1%

Political lean MEDSL · Hancock

2024 margin
Solid R (+46.8) · D 25.8% · R 72.6% · Other 1.6%
2008→2024 swing
-31.6pp toward R · 2008: -15.2pp · 2024: -46.8pp
All cycles
2024: R+46.8 2020: R+43.6 2016: R+44.5 2012: R+21.6 2008: R+15.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -41.66%
Current HPI
210.5239
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+123.4% since first listed
11 events — show timeline
  • 2026-05-12 Price Changed $71,500 WBOR
  • 2026-05-12 Price Changed $71,500 MLSNOW
  • 2026-04-05 Price Changed $77,674 WBOR
  • 2026-04-05 Price Changed $77,674 MLSNOW
  • 2026-03-09 Price Changed $84,428 WBOR
  • 2026-03-09 Price Changed $84,428 MLSNOW
  • 2026-01-30 Price Changed $91,770 WBOR
  • 2026-01-30 Price Changed $91,770 MLSNOW
  • 2025-11-07 Listed $99,750 MLSNOW
  • 2025-11-07 Listed $99,750 WBOR
  • 1989-08-22 Sold (Public Records) $32,000 Public Records

Property tax history

+2.8%/yr

Latest (2025): $624 · +115.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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