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25918 Cherryhill Dr
C- Composite 52.92
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • ARV discount +14.2/15.0
  • DSCR +5.1/10.0
  • 1% rule +3.6/10.0
  • Appreciation +3.3/10.0
  • Livability +2.8/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$210,000

25918 Cherryhill Dr · Boron, CA 93516
3 bd · 2.0 ba · 1,604 sqft · SingleFamily public records · 34 Days on market
Built 1958 0.30 ac lot $131/sqft · 15% below area Est $247k · 15% under $60/mo HOA · 3% of rent ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Charming 3 bedroom, 2 bath home located in a great neighborhood in Boron! Featuring an open floor plan with plenty of space to make it your own, this home offers a spacious layout, updated layout, a bonus room perfect for an office, playroom, or additional living area, and a large backyard with endless possibilities for entertaining, gardening, or relaxing. While it could use some updating, it's full of potential and ready for your personal touch. Great opportunity to create your dream home!

Key facts

  • Open floor plan
  • Large backyard
  • Bonus room

Tags

OPEN FLOOR PLANBONUS ROOMLARGE BACKYARD

Property features AI

Finance

  • Other: Property occupied by owner; Cross street: Park Knolls Blvd; Lot size about 0.3 acres
  • HOA & community: HOA fee $60 monthly; HOA name: TBD

Exterior

  • Utilities: Sewer service
  • Home design: Single-family zoning (R1)
  • Construction: Composition roof; Slab foundation; Leased solar
  • Exterior features: Covered patio; Accessory unit; Community pool

Interior

  • Kitchen: Dishwasher
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Formal living room; Great room; Breakfast area; Bonus room; One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $117 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (13.7% below list).
  • Recommended offer: $181k (13.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 55/100 on livability (#857 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+, cost of living A; Watch: schools F, amenities F, commute F.
  • Muroc Joint Unified (rural): math 22% / reading 39% proficiency, ranked #340 of 517 in CA (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 104 active listings in the ZIP; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($204k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $181,271 (13.7% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.96%
Cash-on-cash
2.39%
DSCR
1.11
GRM
9.7

CMA / ARV

ARV (median comp)
$247,000
List price
$210,000
Delta
-14.98%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
25807 Cherryhill Dr 0.27mi 3/2.0 1,377 (-14%) 4mo $247,000 $179 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.5%
Equity multiple
0.55×
Total profit
$-26,621
Equity at exit
$31,312
10-year hold
IRR
-3.5%
Equity multiple
0.77×
Total profit
$-13,799
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93516

Home prices YoY
-1.2%
Active inventory
104
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,813 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$66 /mo · $793/yr
Insurance
$88
HOA
$60
Vacancy / Maint / Mgmt
$381
Net cashflow
$117

Break-even live

Break-even rent $1,664
Max offer price $210,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$60 · $720/yr

Listing history 10 events

  1. 2026-06-13
    statusdays on market $210,000 Pending 34 DOM
  2. 2026-06-09
    days on market $210,000 Active 32 DOM
  3. 2026-06-08
    days on market $210,000 Active 31 DOM
  4. 2026-06-07
    pricedays on market $210,000 Active 30 DOM
  5. 2026-06-04
    days on market $220,000 Active 27 DOM
  6. 2026-06-03
    days on market $220,000 Active 26 DOM
  7. 2026-06-02
    days on market $220,000 Active 25 DOM
  8. 2026-06-01
    days on market $220,000 Active 24 DOM
  9. 2026-05-31
    days on market $220,000 Active 23 DOM
  10. 2026-05-08
    listed $220,000 Active 496-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$793 · $66/mo
Projected year-2 tax
$1,596 · $133/mo
Expected delta
+$803/yr (+$67/mo · 101.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥101°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 9 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,753
− Mortgage interest
−$11,763
− Property taxes
−$793
− Insurance
−$1,050
− Repairs & maintenance
−$1,740
− Management
−$1,740
− HOA
−$720
− Depreciation
−$6,109
Taxable loss
−$2,163
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$519
After-tax cash flow
$1,926/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Muroc Joint Unified
NCES district ID
0626490
Math proficiency
22% ▼ -13.00%
Reading proficiency
39% ▼ -9.00%
Median HH income
$47,457
Composite
26.31/100
National rank
#7241
State rank
#340 of 517 in CA

Livability — Boron

Score
55/100
State rank
#857
US rank
#23452

Category grades

Amenities F Commute F Cost of living A Crime B- Employment D- Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Boron, CA
City population
2,742
Population (ZIP)
2,742

Population outlook (Kern County) Hauer SSP2

Today (2025)
947,286 people
By 2030
978,984 · +3.3%
By 2040
1,045,018 · +10.3%
By 2050
1,105,232 · +16.7%
By 2075
1,229,538 · +29.8%
By 2100
1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 43% Hispanic / Latino 35% Two or more races 20% Black 5% Native American 4% Asian 4%
Hispanic origin (detail)
Mexican 23% Dominican 5%
Common ancestry
Italian 6% Iranian 2% Slovak 1%
Foreign-born
8% · Canada
Languages at home
71% English-only · Spanish 26% Tagalog/Filipino 2%

Political lean MEDSL · Kern

2024 margin
Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
All cycles
2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.49%
Current HPI
296.934
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-4.5% since first listed
3 events — show timeline
  • 2026-06-11 Pending GEMLS
  • 2026-06-04 Price Changed $210,000 GEMLS
  • 2026-05-08 Listed $220,000 GEMLS

Property tax history

+3.7%/yr

Latest (2025): $793 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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