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1658 Ashantilly Dr
C- Composite 52.87
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.2/30.0
  • Appreciation +10.0/10.0
  • ARV discount +6.2/15.0
  • DSCR +5.0/10.0
  • 1% rule +3.9/10.0
  • Condition / age +3.8/5.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Schools +2.2/10.0

$259,900

1658 Ashantilly Dr · Darien, GA 31305
3 bd · 2.0 ba · 1,176 sqft · SingleFamily public records · 8 Days on market
Built 2023 Good condition 10,454 sqft lot Est $253k · at est. $42/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 1658 Ashantilly Drive in Darien, a thoughtfully designed 3 bedroom, 2 bathroom home built in 2023 that offers low maintenance living with modern finishes in a comfortable, efficient layout. With 1,176 square feet, this home makes the most of its space while still feeling open and inviting. Inside, you’ll find luxury vinyl plank flooring throughout with no carpet, a true laundry room, and a split floorplan that provides privacy between the master suite and guest bedrooms. The kitchen features granite countertops, a walk in pantry, and a functional layout that connects easily to the main living area. The master bathroom includes a fully tiled walk in shower with a zero entry floor, adding both style and accessibility. The backyard offers a fenced area for pets or outdoor use, with additional room to expand thanks to the . 24 acre lot that backs up to wooded privacy. A one car garage adds convenience, while the overall design keeps upkeep simple and manageable. Located in a community with a well appointed clubhouse and pickleball courts, this home offers a blend of comfort, practicality, and lifestyle in a growing area of coastal Georgia.

Key facts

  • Split floorplan
  • Modern finishes
  • True laundry room

Tags

MODERN FINISHESLUXURY VINYL PLANK FLOORINGTRUE LAUNDRY ROOMSPLIT FLOORPLANGRANITE COUNTERTOPSWALK IN PANTRY

Property features AI

Finance

  • Other: Listing accepts Cash, Conventional, FHA, USDA Loan, and VA Loan
  • HOA & community: Association with $500 fee (fee covers other services); Community clubhouse; Community tennis courts

Exterior

  • Parking: Garage with garage door opener
  • Utilities: Public water; Public sewer; Electricity available; Propane; Underground utilities
  • Home design: Single-family house; Residential resale; One story
  • Construction: Built in 2023; Wood siding; Composition roof; Slab foundation
  • Exterior features: Patio; Porch; Level lot

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator; Pantry; Electric water heater
  • Bedrooms: 3 bedrooms (all on the main level)
  • Flooring: Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Heat pump; Ceiling fan(s); Electric cooling
  • Interior features: Walk-in closet(s); One-level living; Dining room and living room combo; Pantry; No basement
  • Laundry & utility: Washer; Dryer; Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $260k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $140 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $232k (10.6% below list).
  • Recommended offer: $232k (10.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 3.0% in Darien — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#397 in GA) — a working-class tenant base; expect higher turnover. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Mcintosh County (town): math 23% / reading 29% proficiency, ranked #118 of 174 in GA (top 68%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Todd Grant Elementary School (math 24% / reading 23%, grade F, #790 of 1,228 statewide, top 65%, 667 students, 79% FRL); Mcintosh Academy (math 30% / reading 34%, grade F, #109 of 424 statewide, top 26%, 395 students, 79% FRL).
  • Market conditions: 126 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 127 units permitted in McIntosh County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $28k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
  • McIntosh County population projected at -34% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $73k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$45k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $232,460 (10.6% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
6.94%
Cash-on-cash
2.31%
DSCR
1.10
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$252,840
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1658 Ashantilly Dr 0.00mi 3/2.0 1,176 (0%) 1mo $263,000 $224 100
1652 Ashantilly Dr 0.05mi 3/2.0 1,176 (0%) 3mo $255,000 $217 96
1606 Ashantilly Dr 0.31mi 3/2.0 1,176 (0%) 6mo $279,900 $238 80
1630 Ashantilly Dr 0.21mi 3/2.0 1,176 (0%) 15mo $266,000 $226 78
1602 Ashantilly Dr 0.28mi 3/2.0 1,232 (+5%) 3mo $263,000 $213 77
1058 Cottage Way 0.21mi 3/2.0 1,250 (+6%) 4mo $254,900 $204 77
1086 Cottage Way 0.22mi 3/2.0 1,250 (+6%) 4mo $255,000 $204 76
1026 Cottage Way 0.20mi 3/2.0 1,232 (+5%) 10mo $259,000 $210 75
1676 Ashantilly Dr 0.14mi 3/2.0 1,250 (+6%) 16mo $268,900 $215 70
1932 Black Rd SE 0.30mi 3/2.0 1,008 (-14%) 2mo $269,000 $267 60
278 Bridgewater Ln 0.74mi 3/2.0 1,262 (+7%) 20mo $232,500 $184 37
1043 Hillcrest Ln 0.68mi 3/2.0 1,320 (+12%) 14mo $261,000 $198 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.9%
Equity multiple
3.07×
Total profit
$150,454
Equity at exit
$234,139
10-year hold
IRR
22.8%
Equity multiple
6.99×
Total profit
$435,985
Equity at exit
$504,929

Cash invested: $72,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31305

Home prices YoY
20.2%
Active inventory
126
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$2,325 medium interval (Pro) →
Mortgage (P&I)
$1,363
Tax from tax record
$183 /mo · $2,196/yr
Insurance
$108
HOA
$42
Vacancy / Maint / Mgmt
$488
Net cashflow
$140

Break-even live

Break-even rent $2,147
Max offer price $259,900
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,975
Closing costs
$7,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
201 Trumbull St Darien, GA 2.0 2.0 998 $1,750 $1.75 43d 1 1.27mi
905 Wayne St Darien, GA 3.0 2.0 1482 $2,950 $1.99 43d 1 1.30mi

HOA detail

Monthly dues
$42 · $504/yr

Listing history 23 events

  1. 2026-04-16
    status Under Contract
    Show marketing remark (1170 chars)

    Welcome to 1658 Ashantilly Drive in Darien, a thoughtfully designed 3 bedroom, 2 bathroom home built in 2023 that offers low maintenance living with modern finishes in a comfortable, efficient layout. With 1,176 square feet, this home makes the most of its space while still feeling open and inviting. Inside, you’ll find luxury vinyl plank flooring throughout with no carpet, a true laundry room, and a split floorplan that provides privacy between the master suite and guest bedrooms. The kitchen features granite countertops, a walk in pantry, and a functional layout that connects easily to the main living area. The master bathroom includes a fully tiled walk in shower with a zero entry floor, adding both style and accessibility. The backyard offers a fenced area for pets or outdoor use, with additional room to expand thanks to the . 24 acre lot that backs up to wooded privacy. A one car garage adds convenience, while the overall design keeps upkeep simple and manageable. Located in a community with a well appointed clubhouse and pickleball courts, this home offers a blend of comfort, practicality, and lifestyle in a growing area of coastal Georgia.

  2. 2026-04-16
    status Pending 1170-char remark
    Show marketing remark (1170 chars)

    Welcome to 1658 Ashantilly Drive in Darien, a thoughtfully designed 3 bedroom, 2 bathroom home built in 2023 that offers low maintenance living with modern finishes in a comfortable, efficient layout. With 1,176 square feet, this home makes the most of its space while still feeling open and inviting. Inside, you’ll find luxury vinyl plank flooring throughout with no carpet, a true laundry room, and a split floorplan that provides privacy between the master suite and guest bedrooms. The kitchen features granite countertops, a walk in pantry, and a functional layout that connects easily to the main living area. The master bathroom includes a fully tiled walk in shower with a zero entry floor, adding both style and accessibility. The backyard offers a fenced area for pets or outdoor use, with additional room to expand thanks to the . 24 acre lot that backs up to wooded privacy. A one car garage adds convenience, while the overall design keeps upkeep simple and manageable. Located in a community with a well appointed clubhouse and pickleball courts, this home offers a blend of comfort, practicality, and lifestyle in a growing area of coastal Georgia.

  3. 2026-04-08
    listed $259,900 New
    Show marketing remark (1170 chars)

    Welcome to 1658 Ashantilly Drive in Darien, a thoughtfully designed 3 bedroom, 2 bathroom home built in 2023 that offers low maintenance living with modern finishes in a comfortable, efficient layout. With 1,176 square feet, this home makes the most of its space while still feeling open and inviting. Inside, you’ll find luxury vinyl plank flooring throughout with no carpet, a true laundry room, and a split floorplan that provides privacy between the master suite and guest bedrooms. The kitchen features granite countertops, a walk in pantry, and a functional layout that connects easily to the main living area. The master bathroom includes a fully tiled walk in shower with a zero entry floor, adding both style and accessibility. The backyard offers a fenced area for pets or outdoor use, with additional room to expand thanks to the . 24 acre lot that backs up to wooded privacy. A one car garage adds convenience, while the overall design keeps upkeep simple and manageable. Located in a community with a well appointed clubhouse and pickleball courts, this home offers a blend of comfort, practicality, and lifestyle in a growing area of coastal Georgia.

  4. 2026-04-08
    listed $259,900 Active 1170-char remark
    Show marketing remark (1170 chars)

    Welcome to 1658 Ashantilly Drive in Darien, a thoughtfully designed 3 bedroom, 2 bathroom home built in 2023 that offers low maintenance living with modern finishes in a comfortable, efficient layout. With 1,176 square feet, this home makes the most of its space while still feeling open and inviting. Inside, you’ll find luxury vinyl plank flooring throughout with no carpet, a true laundry room, and a split floorplan that provides privacy between the master suite and guest bedrooms. The kitchen features granite countertops, a walk in pantry, and a functional layout that connects easily to the main living area. The master bathroom includes a fully tiled walk in shower with a zero entry floor, adding both style and accessibility. The backyard offers a fenced area for pets or outdoor use, with additional room to expand thanks to the . 24 acre lot that backs up to wooded privacy. A one car garage adds convenience, while the overall design keeps upkeep simple and manageable. Located in a community with a well appointed clubhouse and pickleball courts, this home offers a blend of comfort, practicality, and lifestyle in a growing area of coastal Georgia.

  5. 2026-03-26
    historical
  6. 2026-03-26
    historical
  7. 2026-02-09
    price $258,500
  8. 2026-02-09
    price $258,500
  9. 2026-02-09
    price $258,500
  10. 2026-02-09
    price $258,500
  11. 2025-12-22
    status Active
  12. 2025-12-22
    price $262,000
  13. 2025-12-08
    price $262,000
  14. 2025-12-08
    price $262,000
  15. 2025-12-08
    price $262,000
  16. 2025-12-08
    historical
  17. 2025-05-25
    price $264,000
  18. 2025-05-25
    price $264,000
  19. 2025-04-04
    listed $266,000 New
  20. 2025-04-04
    listed $264,000
  21. 2024-11-29
    historical
  22. 2024-11-08
    listed $279,900 Active
  23. 2023-03-01
    soldstatus $920,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,196 · $183/mo
Projected year-2 tax
$2,391 · $199/mo
Expected delta
+$195/yr (+$16/mo · 8.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,895
− Mortgage interest
−$14,558
− Property taxes
−$2,196
− Insurance
−$1,300
− Repairs & maintenance
−$2,232
− Management
−$2,232
− HOA
−$504
− Depreciation
−$7,561
Taxable loss
−$2,686
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$645
After-tax cash flow
$2,327/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 75/100 Cosmetic rehab

This 2023-built home in Darien, GA, offers a good condition with modern finishes and low-maintenance living. It is ready for a fresh coat of paint and some landscaping updates to maximize its value.

Value-add opportunities

  • Both Paint exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Replace landscaping with more drought-resistant plants — Reduces maintenance and enhances curb appeal
  • Both Install smart home features — Attracts tech-savvy buyers and renters

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Replace landscaping with more drought-resistant plants — Reduces maintenance and enhances curb appeal
  • Both Install smart home features — Attracts tech-savvy buyers and renters

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Mcintosh County
NCES district ID
1303600
Math proficiency
23% ▬ 0.00%
Reading proficiency
29% ▼ -1.00%
Median HH income
$41,742
Composite
22.08/100
National rank
#8188
State rank
#118 of 174 in GA

Livability — Darien

Score
59/100
State rank
#397
US rank
#19613

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing A+ Health & safety D- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Darien, GA
Population (ZIP)
5,119

Population outlook (McIntosh County) Hauer SSP2

Today (2025)
12,922 people
By 2030
12,156 · -5.9%
By 2040
10,332 · -20.0%
By 2050
8,526 · -34.0%
By 2075
5,506 · -57.4%
By 2100
3,635 · -71.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Black 31% Two or more races 7% Hispanic / Latino 5%
Hispanic origin (detail)
Puerto Rican 2%
Common ancestry
Serbian 6% Lithuanian 5% Slovak 5%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · McIntosh

2024 margin
Strong R (+28.6) · D 35.5% · R 64.1%
2008→2024 swing
-22.6pp toward R · 2008: -6.0pp · 2024: -28.6pp
All cycles
2024: R+28.6 2020: R+21.0 2016: R+20.1 2012: R+8.6 2008: R+6.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 52.35%
Current HPI
311.3591
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-71.8% since first listed
23 events — show timeline
  • 2026-04-16 Pending GAMLS
  • 2026-04-16 Pending GIAR
  • 2026-04-08 Listed $259,900 GIAR
  • 2026-04-08 Listed $259,900 GAMLS
  • 2026-03-26 Listing Removed Hive MLS
  • 2026-03-26 Listing Removed GAMLS
  • 2026-02-09 Price Changed $258,500 HABR
  • 2026-02-09 Price Changed $258,500 Hive MLS
  • 2026-02-09 Price Changed $258,500 GAMLS
  • 2026-02-09 Price Changed $258,500 GIAR
  • 2025-12-22 Relisted Hive MLS
  • 2025-12-22 Price Changed $262,000 Hive MLS
  • 2025-12-08 Price Changed $262,000 HABR
  • 2025-12-08 Price Changed $262,000 GAMLS
  • 2025-12-08 Price Changed $262,000 GIAR
  • 2025-12-08 Listing Removed Hive MLS
  • 2025-05-25 Price Changed $264,000 HABR
  • 2025-05-25 Price Changed $264,000 GIAR
  • 2025-04-04 Listed $264,000 Hive MLS
  • 2025-04-04 Listed $266,000 GAMLS
  • 2024-11-29 Listing Removed GIAR
  • 2024-11-08 Listed $279,900 GIAR
  • 2023-03-01 Sold (Public Records) $920,000 Public Records

Property tax history

+136.0%/yr

Latest (2025): $2,196 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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