24 High St · Etna, PA 15223

$159,999

3 bd · 1.0 ba · 1,296 sqft · SingleFamily public records · 212 Days on market

Built 1924 2,500 sqft lot $123/sqft · 6% below area Est $170k · 6% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.6/30.0
• ARV discount +10.2/15.0
• DSCR +6.5/10.0
• 1% rule +4.7/10.0
• Schools +4.1/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 24 High Street, a beautifully maintained home located in the highly sought-after Shaler Area School District. This move-in ready property offers comfort, convenience, and the heavy lifting is complete. Step inside to find a bright and inviting main level featuring spacious living areas and plenty of natural light. The kitchen provides ample cabinet and counter space, perfect for meal prep or entertaining guests. Enjoy peace of mind with recent upgrades, including a newer roof, furnace, and central air conditioning, ensuring years of worry-free living. The backyard is ideal for relaxing, gardening, or hosting get-togethers, and the quiet neighborhood provides a great blend of suburban tranquility and easy access to the city. Conveniently located just minutes from local shops, parks, and major highways — you’ll love the balance of comfort and accessibility that this home offers. Don’t miss your chance to make 24 High St your new address!

Key facts

• Newer furnace
• Newer roof
• Backyard

Tags

• NEWER ROOF
• NEWER FURNACE
• CENTRAL AIR CONDITIONING
• BACKYARD
• QUIET NEIGHBORHOOD
• LOCAL SHOPS

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $212 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $155k (3.3% below list).
• Recommended offer: $141k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 81/100 on livability (#172 in PA, #1,441 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, cost of living A+; Watch: employment C-, amenities D, schools D-.
• Shaler Area SD (suburban): math 36% / reading 59% proficiency, ranked #208 of 539 in PA (top 39%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 23 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
• This rent runs 30% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 212 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 16y ago; this cycle's ask has dropped $15k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $56k; list at $160k implies a 188% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $140,799 (12.0% below list)

Questions for the listing agent

1. It's been on market 212 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.97% ✗
• Cap rate: 7.89%
• Cash-on-cash: 5.69%
• DSCR: 1.25
• GRM: 8.6

CMA / ARV

• ARV (median comp): $170,143
• List price: $159,999
• Delta: -5.96%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
24 High St	0.00mi	3/1.0	1,296 (0%)	0mo	$155,000	$120	100
59 Sycamore	0.21mi	2/1.0 (-1)	1,296 (0%)	5mo	$125,000	$96	81
31 Pine St	0.17mi	3/1.5	1,200 (-7%)	0mo	$317,500	$265	77
36 Hickory St	0.09mi	4/3.0 (+1)	1,400 (+8%)	7mo	$200,000	$143	64
174 Seavey Rd	0.41mi	3/1.5	1,155 (-11%)	6mo	$215,000	$186	56
137 Vista St	0.58mi	2/1.0 (-1)	1,366 (+5%)	5mo	$195,000	$143	55
7 Spring Street Ext	0.53mi	3/2.0	1,384 (+7%)	10mo	$175,000	$126	52
146 Buckeye Way	0.62mi	3/2.0	1,188 (-8%)	3mo	$232,000	$195	51
2 Greeley Ave	0.70mi	3/2.0	1,232 (-5%)	8mo	$271,000	$220	48
44 Greeley Ave	0.65mi	2/1.0 (-1)	1,224 (-6%)	9mo	$75,000	$61	48
15 Mt Hope	0.68mi	3/1.5	1,150 (-11%)	2mo	$240,000	$209	46
407 Short Canal St	0.57mi	2/1.0 (-1)	1,178 (-9%)	9mo	$60,000	$51	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -7.5%
• Equity multiple: 0.72×
• Total profit: $-12,433
• Equity at exit: $23,856

10-year hold

• IRR: 2.0%
• Equity multiple: 1.14×
• Total profit: $6,450
• Equity at exit: $13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15223

• Home prices YoY: -28.0%
• Active inventory: 23
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,547 high
• Mortgage (P&I): −$839
• Tax from tax record: −$104 /mo · $1,251/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$325
• Net cashflow: $212

Break-even live

Break-even rent $1,278

Max offer price $159,999

Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,000
• Closing costs: $4,800
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
39 Prospect St Pittsburgh, PA	2.0	1.0	1056	$1,200	$1.14	7d	1	0.14mi
621 Butler St Unit BS Pittsburgh, PA	2.0	1.0	1000	$995	$0.99	43d	1	0.35mi
553 Foundry St Pittsburgh, PA	2.0	2.0	1025	$1,650	$1.61	21d	1	0.55mi
14 Bethany Dr Unit A Pittsburgh, PA	2.0	1.5	1032	$1,650	$1.60	43d	1	0.67mi
20 Beyrleye Ave Pittsburgh, PA	3.0	2.0	1100	$1,350	$1.23	23d	1	0.82mi
404 Reetz St Pittsburgh, PA	4.0	1.0	1500	$2,050	$1.37	16d	1	0.83mi
160 56th St Pittsburgh, PA	3.0	3.0	1737	$3,900	$2.25	19d	1	0.95mi
209 Mary St Sharpsburg, PA	3.0	1.0	1100	$1,395	$1.27	23d	1	1.01mi
207 Mary St Sharpsburg, PA	3.0	1.0	1100	$1,395	$1.27	23d	1	1.01mi
5275 Butler St Pittsburgh, PA	2.0	1.0–2.0	885	$4,076	$4.61	1d	130	1.18mi
5264 Dresden Way Pittsburgh, PA	2.0	2.0	1853	$2,500	$1.35	23d	1	1.19mi
212 Hugel Dr Unit 1 Pittsburgh, PA	2.0	1.0	1200	$1,450	$1.21	23d	1	1.31mi
629 Glen Malcolm Dr Glenshaw, PA	1.0–2.0	1.0	815	$1,350	$1.66	23d	1	1.34mi

Listing history 15 events

1. 2026-06-07
   statusdays on market $159,999 Pending 212 DOM
2. 2026-06-03
   days on market $159,999 Contingent 210 DOM
3. 2026-06-02
   days on market $159,999 Contingent 209 DOM
4. 2026-06-01
   days on market $159,999 Contingent 208 DOM
5. 2026-05-31
   days on market $159,999 Contingent 207 DOM
6. 2026-05-05
   historical Contingent 978-char remark

   Show marketing remark (978 chars)

   Welcome to 24 High Street, a beautifully maintained home located in the highly sought-after Shaler Area School District. This move-in ready property offers comfort, convenience, and the heavy lifting is complete. Step inside to find a bright and inviting main level featuring spacious living areas and plenty of natural light. The kitchen provides ample cabinet and counter space, perfect for meal prep or entertaining guests. Enjoy peace of mind with recent upgrades, including a newer roof, furnace, and central air conditioning, ensuring years of worry-free living. The backyard is ideal for relaxing, gardening, or hosting get-togethers, and the quiet neighborhood provides a great blend of suburban tranquility and easy access to the city. Conveniently located just minutes from local shops, parks, and major highways — you’ll love the balance of comfort and accessibility that this home offers. Don’t miss your chance to make 24 High St your new address!

7. 2026-04-28
   status Active 978-char remark

   Show marketing remark (978 chars)

   Welcome to 24 High Street, a beautifully maintained home located in the highly sought-after Shaler Area School District. This move-in ready property offers comfort, convenience, and the heavy lifting is complete. Step inside to find a bright and inviting main level featuring spacious living areas and plenty of natural light. The kitchen provides ample cabinet and counter space, perfect for meal prep or entertaining guests. Enjoy peace of mind with recent upgrades, including a newer roof, furnace, and central air conditioning, ensuring years of worry-free living. The backyard is ideal for relaxing, gardening, or hosting get-togethers, and the quiet neighborhood provides a great blend of suburban tranquility and easy access to the city. Conveniently located just minutes from local shops, parks, and major highways — you’ll love the balance of comfort and accessibility that this home offers. Don’t miss your chance to make 24 High St your new address!

8. 2026-04-15
   historical Contingent 978-char remark

   Show marketing remark (978 chars)

   Welcome to 24 High Street, a beautifully maintained home located in the highly sought-after Shaler Area School District. This move-in ready property offers comfort, convenience, and the heavy lifting is complete. Step inside to find a bright and inviting main level featuring spacious living areas and plenty of natural light. The kitchen provides ample cabinet and counter space, perfect for meal prep or entertaining guests. Enjoy peace of mind with recent upgrades, including a newer roof, furnace, and central air conditioning, ensuring years of worry-free living. The backyard is ideal for relaxing, gardening, or hosting get-togethers, and the quiet neighborhood provides a great blend of suburban tranquility and easy access to the city. Conveniently located just minutes from local shops, parks, and major highways — you’ll love the balance of comfort and accessibility that this home offers. Don’t miss your chance to make 24 High St your new address!

9. 2026-03-09
   price $159,999 978-char remark

   Show marketing remark (978 chars)

   Welcome to 24 High Street, a beautifully maintained home located in the highly sought-after Shaler Area School District. This move-in ready property offers comfort, convenience, and the heavy lifting is complete. Step inside to find a bright and inviting main level featuring spacious living areas and plenty of natural light. The kitchen provides ample cabinet and counter space, perfect for meal prep or entertaining guests. Enjoy peace of mind with recent upgrades, including a newer roof, furnace, and central air conditioning, ensuring years of worry-free living. The backyard is ideal for relaxing, gardening, or hosting get-togethers, and the quiet neighborhood provides a great blend of suburban tranquility and easy access to the city. Conveniently located just minutes from local shops, parks, and major highways — you’ll love the balance of comfort and accessibility that this home offers. Don’t miss your chance to make 24 High St your new address!

10. 2025-12-10
    price $170,000 978-char remark

    Show marketing remark (978 chars)

    Welcome to 24 High Street, a beautifully maintained home located in the highly sought-after Shaler Area School District. This move-in ready property offers comfort, convenience, and the heavy lifting is complete. Step inside to find a bright and inviting main level featuring spacious living areas and plenty of natural light. The kitchen provides ample cabinet and counter space, perfect for meal prep or entertaining guests. Enjoy peace of mind with recent upgrades, including a newer roof, furnace, and central air conditioning, ensuring years of worry-free living. The backyard is ideal for relaxing, gardening, or hosting get-togethers, and the quiet neighborhood provides a great blend of suburban tranquility and easy access to the city. Conveniently located just minutes from local shops, parks, and major highways — you’ll love the balance of comfort and accessibility that this home offers. Don’t miss your chance to make 24 High St your new address!

11. 2025-11-05
    listed $175,000 Active 978-char remark

    Show marketing remark (978 chars)

    Welcome to 24 High Street, a beautifully maintained home located in the highly sought-after Shaler Area School District. This move-in ready property offers comfort, convenience, and the heavy lifting is complete. Step inside to find a bright and inviting main level featuring spacious living areas and plenty of natural light. The kitchen provides ample cabinet and counter space, perfect for meal prep or entertaining guests. Enjoy peace of mind with recent upgrades, including a newer roof, furnace, and central air conditioning, ensuring years of worry-free living. The backyard is ideal for relaxing, gardening, or hosting get-togethers, and the quiet neighborhood provides a great blend of suburban tranquility and easy access to the city. Conveniently located just minutes from local shops, parks, and major highways — you’ll love the balance of comfort and accessibility that this home offers. Don’t miss your chance to make 24 High St your new address!

12. 2010-05-14
    soldstatus $55,500
13. 2010-05-10
    price $60,000 248-char remark

    Show marketing remark (248 chars)

    * NICE HOME WITH FRONT PORCH * NEW FURNACE- 2007 * CENTRAL AIR CONDITIONING * PATIO IN REAR * NEW ELECTRIC SERVICE ~ 100 AMP CIRCUIT BREAKERS * GOOD ROOM SIZES * LARGE BASEMENT W/ MAN DOOR TO EXTERIOR * PRICED WELL * ASK ABOUT BUYER CREDITS

14. 2010-05-10
    soldstatus $55,500 248-char remark

    Show marketing remark (248 chars)

    * NICE HOME WITH FRONT PORCH * NEW FURNACE- 2007 * CENTRAL AIR CONDITIONING * PATIO IN REAR * NEW ELECTRIC SERVICE ~ 100 AMP CIRCUIT BREAKERS * GOOD ROOM SIZES * LARGE BASEMENT W/ MAN DOOR TO EXTERIOR * PRICED WELL * ASK ABOUT BUYER CREDITS

15. 2010-03-25
    listed $55,500 248-char remark

    Show marketing remark (248 chars)

    * NICE HOME WITH FRONT PORCH * NEW FURNACE- 2007 * CENTRAL AIR CONDITIONING * PATIO IN REAR * NEW ELECTRIC SERVICE ~ 100 AMP CIRCUIT BREAKERS * GOOD ROOM SIZES * LARGE BASEMENT W/ MAN DOOR TO EXTERIOR * PRICED WELL * ASK ABOUT BUYER CREDITS

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,251 · $104/mo
• Projected year-2 tax: $1,890 · $157/mo
• Expected delta: +$638/yr (+$53/mo · 51.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,568
• − Mortgage interest: −$8,962
• − Property taxes: −$1,251
• − Insurance: −$800
• − Repairs & maintenance: −$1,485
• − Management: −$1,485
• − Depreciation: −$4,655
• Taxable loss: −$71
• Est. tax savings @ 24.0%: +$17
• After-tax cash flow: $2,566/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Shaler Area SD
• NCES district ID: 4221200
• Math proficiency: 36% ▼ -16.00%
• Reading proficiency: 59% ▼ -15.00%
• Median HH income: $57,411
• Composite: 41.33/100
• National rank: #3506
• State rank: #208 of 539 in PA

Livability — Etna

• Score: 81/100
• State rank: #172
• US rank: #1441

Category grades

Amenities D Commute A+ Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Etna, PA
• County: Allegheny County · 1,022,028 people
• City population: 6,255
• Metro: Pittsburgh, PA
• Population (ZIP): 6,255
• Household income: $61,083
• Rent vs Own: 39.1% rent · 60.9% own
• Severe rent burden: 266.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Two or more races 7% Hispanic / Latino 2% Black 2%
• Common ancestry: Romanian 15% Lithuanian 4% Italian 4%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Russian/Polish/Slavic 2% Spanish 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -98.96%
• Current HPI: 254.2648
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+188.3% since first listed

10 events — show timeline

• 2026-05-05 Contingent — West Penn MLS
• 2026-04-28 Relisted — West Penn MLS
• 2026-04-15 Contingent — West Penn MLS
• 2026-03-09 Price Changed $159,999 West Penn MLS
• 2025-12-10 Price Changed $170,000 West Penn MLS
• 2025-11-05 Listed $175,000 West Penn MLS
• 2010-05-14 Sold (Public Records) $55,500 Public Records
• 2010-05-10 Sold (MLS) $55,500 West Penn MLS
• 2010-05-10 Price Changed $60,000 West Penn MLS
• 2010-03-25 Listed $55,500 West Penn MLS

Property tax history

+0.7%/yr

Latest (2026): $1,251 · +0.0% YoY. Source: county tax records.