76 Avondale Ln Unit L-206 · Avon, CO
Flood risk 9/10 · Severe
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $939 – $1,743
Heat risk 1/10 · Minimal
- Hot days now (above 74°F)
- 14 days/yr
- Hot days in 30 yrs
- 37 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- Appreciation +8.3/10.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.1/5.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$62,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Experience the charm of European alpine style located in the heart of Beaver Creek Village. Owners will get to enjoy Week 51 (Christmas Week) in this 1-Bedroom Suite which overlooks the ice rink and has mountain views. Amenities include daily continental breakfast, indoor hot tub, sauna and steam room. Guests also can enjoy the Park Hyatt Pool & Fitness Center, underground parking and ski lockers while in residence. Upcoming week is Dec. 19-26, 2026.
Key facts
- Underground parking
- Indoor hot tub
- Sauna
Tags
Property features AI
Finance
- HOA & community: Homeowners association with an annual fee of 1488; Association fee includes cable TV, common area maintenance, electricity, gas, heat, insurance, internet, management, sewer, snow removal, taxes, and water; Association amenities include fitness center, front desk, on-site management, pool, and spa/hot tub; Community features include fitness center, golf, proximity to public transit, pool, shuttle service, and trails
Exterior
- Construction: Tile roof; Poured-in-place foundation
- Exterior features: Multi-family zoning
Interior
- Kitchen: Microwave; Refrigerator
- Bedrooms: 1 bedroom
- Flooring: Carpet; Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Baseboard heating; Ceiling fan(s) for cooling; Heating present; Cooling present
- Interior features: Furnished unit; Microwave; Refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $62k.
Deal economics
- At list price, monthly cash flow is $2k ($24k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $62k).
- Recommended offer: $56k (9.0% below list) — sets the bar for market timing.
- Cap rate 45.6% vs local median 2.3% in Avon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#220 in CO) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing B; Watch: schools F, crime D-, amenities F.
- Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 448 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).
- This rent runs 38% of the median local income ($103k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $5k of equity ($429 loan paydown + $4k appreciation (6.6% local appreciation)).
- Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (6.6% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~1 year — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 95 days — a 9% lower offer ($56k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 5.28% ✓
- Cap rate
- 45.61%
- Cash-on-cash
- 140.43%
- DSCR
- 7.25
- GRM
- 1.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
6.63% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 9.39×
- Total profit
- $145,581
- Equity at exit
- $41,485
- IRR
- —
- Equity multiple
- 20.01×
- Total profit
- $330,023
- Equity at exit
- $77,499
Cash invested: $17,360 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 38 Tenant-Leaning
- State Colorado
- 38 Tenant-Leaning · D+4
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 81620
- Home prices YoY
- 1.9%
- Active inventory
- 448
- Price-to-rent
- 1.6×
Monthly cashflow live
- Estimated rent
- $3,271 medium interval (Pro) →
- Mortgage (P&I)
- −$325
- Tax est. 1.5%
- −$78 /mo · $930/yr
- Insurance
- −$26
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$124
- Vacancy / Maint / Mgmt
- −$687
- Net cashflow
- $1,965
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,500
- Closing costs
- $1,860
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail condo
- Monthly dues
- $124 · $1,488/yr
- Likely covers
- poolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 17 events
-
2026-06-19days on market $62,000 Active 95 DOM
-
2026-06-18days on market $62,000 Active 94 DOM
-
2026-06-17days on market $62,000 Active 93 DOM
-
2026-06-16days on market $62,000 Active 92 DOM
-
2026-06-15days on market $62,000 Active 91 DOM
-
2026-06-14days on market $62,000 Active 89 DOM
-
2026-06-12days on market $62,000 Active 88 DOM
-
2026-06-09days on market $62,000 Active 85 DOM
-
2026-06-08days on market $62,000 Active 84 DOM
-
2026-06-07days on market $62,000 Active 83 DOM
-
2026-06-05days on market $62,000 Active 80 DOM
-
2026-06-03days on market $62,000 Active 79 DOM
-
2026-06-02days on market $62,000 Active 78 DOM
-
2026-06-01days on market $62,000 Active 77 DOM
-
2026-05-31days on market $62,000 Active 76 DOM
-
2026-05-30days on market $62,000 Active 75 DOM
-
2026-03-16$62,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 1/10 Low 14 d/yr ≥74°F today · 37 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,250
- − Mortgage interest
- −$3,473
- − Property taxes
- −$930
- − Insurance
- −$1,108
- − Repairs & maintenance
- −$3,140
- − Management
- −$3,140
- − HOA
- −$1,488
- − Depreciation
- −$1,804
- Taxable income
- $24,168
- Est. tax owed @ 24.0%
- −$5,800
- After-tax cash flow
- $17,780/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Eagle County School District No. RE-50
- NCES district ID
- 0803540
- Math proficiency
- 22% ▼ -8.00%
- Reading proficiency
- 42% ▼ -4.00%
- Median HH income
- $73,322
- Composite
- 30.01/100
- National rank
- #6360
- State rank
- #39 of 86 in CO
Livability — Avon
- Score
- 61/100
- State rank
- #220
- US rank
- #17858
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Eagle County · 42,178 people
- City population
- 10,870
- Metro
- Edwards, CO
- Population (ZIP)
- 10,870
- Household income
- $102,775
- Rent vs Own
- Severe rent burden
- 744.0
Population outlook (Eagle County) Hauer SSP2
- Today (2025)
- 57,837 people
- By 2030
- 59,258 · +2.5%
- By 2040
- 60,698 · +4.9%
- By 2050
- 60,206 · +4.1%
- By 2075
- 54,326 · -6.1%
- By 2100
- 47,000 · -18.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 62% Hispanic / Latino 23% Two or more races 23% Asian 3% Black 2%
- Hispanic origin (detail)
- Mexican 14%
- Common ancestry
- Italian 3% Scotch-Irish 2% Slovak 2%
- Foreign-born
- 14% · Canada, Dominican Republic
- Languages at home
- 78% English-only · Spanish 15% Other Indo-European 4% Chinese 1%
Political lean MEDSL · Eagle
- 2024 margin
- Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
- 2008→2024 swing
- +1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
- All cycles
- 2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.63%
- Current HPI
- 363.7493
- Rent YoY
- —
- Metro
- Edwards, CO
- State GDP YoY
- ▲ 1.95%
- F500 in state
- 14
Industry mix (Fortune 500 HQ in CO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology Distribution | 1 | $31B |
|
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| Food / Agriculture | 1 | $18B |
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| Packaging | 1 | $14B |
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| Healthcare | 1 | $13B |
|
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| Energy | 1 | $10B |
|
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| Technology | 1 | $4B |
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Price history
1 event — show timeline
- 2026-03-16 Listed $62,000 VMLS
Property tax history
+0.9%/yrLatest (2025): $3,417 · -5.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…