7707 Ashley Cir · Lakewood Ranch, FL 34201

$514,900

3 bd · 2.0 ba · 2,027 sqft · SingleFamily public records · 59 Days on market

Built 2005 7,867 sqft lot Est $561k · 8% under $112/mo HOA · 3% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.2/15.0
• Cash flow +10.1/30.0
• Schools +4.4/10.0
• Appreciation +4.2/10.0
• 1% rule +3.5/10.0
• DSCR +2.9/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Live the Florida dream with this Lancaster model from Neal Custom Homes. With over 2,000 square feet of living space, this 3/2 split-floorplan home is set on a quiet street and backs up to a private nature preserve. University Place is the perfect location for travel, shopping and the beaches…just 2 miles from the I-75 University exit at the UTC Mall, 7 miles from SRQ airport, 10 miles to downtown, and 13 miles from Lido Beach and St. Armand’s Circle. But you’ll be tempted to never leave home! Brand new roof (late 2022), screened lanai, and a double garage make your outdoor living a breeze. The AC was replaced with a high-efficiency Bryant Legacy unit in 2018, and the hot water heater was replaced in 2022. Inside, rich engineered oak hardwood floors blanket the main living areas and bedrooms. Plenty of windows and sliders bring the outside in, and the open and spacious floorplan offers 10 ft ceilings and leaves you with many options for arranging your living room, and your office or den. There’s also enough space for a dining room, breakfast nook and bar-height seating at the kitchen counter. The neutral kitchen has gently used newer appliances (2018-2021), granite countertops, gas range, and plenty of cabinet space. There’s a separate pantry closet. A full-sized laundry room is tucked behind the kitchen with its own deep storage closet and work sink. You can end each day in your sizeable owner’s suite that boasts a large walk-in closet with luggage storage, a reach-in clothes closet, and a linen closet. A large double window brings the nature view to your bedside. The light-filled owner’s bath with garden tub and separate shower has been updated with new tile, separate vanities, Carrara marble countertops, ADA toilet, and new bath fixtures. On the other side of the house, there are two guest bedrooms, one of which is larger with a view of the preserve. The smaller bedroom is currently set up as an office, but there’s plenty of room for overnight family or friends if you refurnish it. The second bath has closet storage and is located in the hallway between the two bedrooms. Extras like custom window treatments, owned security system on windows and doors, and upgraded electrical make this your perfect Florida retreat.  The current owner is selling the home with the comfortable furnishings shown, so you can move right in. Furniture includes a StressLess Wave reclining leather sofa and ottoman, and Pottery Barn office furniture. The gated University Place complex is a friendly neighborhood with low monthly HOA fees and an active social committee. Community facilities include a new playground, Tennis courts, two large pools with outdoor grills and gathering spaces—and one of them is within a convenient 3-minute walk! The community gym and nature trail are also just minutes away. You’ll want to see this inviting home soon. University Place is a popular neighborhood, and this right-sized property won’t last long on the market!

Key facts

• Expansive windows
• Sliding glass doors
• 10 foot ceilings

Tags

• 10 FOOT CEILINGS
• EXPANSIVE WINDOWS
• SLIDING GLASS DOORS
• OPEN CONCEPT LAYOUT
• GRANITE COUNTERTOPS
• GAS RANGE

Property features AI

Finance

• Other: CDD present; Lease restrictions apply
• HOA & community: Monthly HOA fee of $112; HOA covers pool, escrow reserves fund, insurance, grounds maintenance, management, and recreational facilities; Association approval required; Deed restrictions; Community amenities include fitness center, playground, pool, and sidewalks; Pets allowed; Buyer approval required

Exterior

• Parking: Attached 2-car garage (22 x 20)
• Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Cable available; Fiber optics available; Broadband/High-speed internet available; Underground utilities
• Home design: Single family residence; One story; Faces north
• Construction: Block construction; Shingle roof; Slab foundation; Built on a lot of about 0.18 acres
• Exterior features: Private mailbox; Rain gutters; Sliding doors; Irrigation system; Asphalt road access; Private maintained road; Lot dimensions approximately 65 x 121

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Crown molding; Kitchen/family room combo; Living room/dining room combo; Split bedroom layout; Stone countertops; Tray ceilings
• Laundry & utility: Laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $515k.

Deal economics

• At list price, monthly cash flow is $-300 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $462k (10.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $438k (15.0% below list).
• Recommended offer: $438k (15.0% below list) — sets the bar for 1% rule.
• Cap rate 5.6% vs local median 3.3% in Lakewood Ranch — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Robert Willis Elementary School (math 83% / reading 79%, grade A+, #95 of 2,144 statewide, top 5%, 765 students, 22% FRL); Braden River High School (math 44% / reading 52%, grade D, #201 of 667 statewide, top 30%, 1,774 students, 45% FRL) — zoned schools average 33% FRL vs 51% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 64% at this address vs 52% district-wide (+12 pts) — the actual schools serving this property are materially stronger than the Manatee average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: 102 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.6%/yr); year-one equity from $4k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($499k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $437,684 (15.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 5.59%
• Cash-on-cash: -2.50%
• DSCR: 0.89
• GRM: 9.8

CMA / ARV

• ARV (on-the-fly): $561,479
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7707 Ashley Cir	0.00mi	3/2.0	2,027 (0%)	1mo	$494,304	$244	99
8121 Indigo Ridge Ter	0.17mi	3/2.0	2,073 (+2%)	1mo	$570,000	$275	87
8019 Indigo Ridge Ter	0.14mi	3/2.0	2,073 (+2%)	4mo	$572,000	$276	86
7906 Ashley Cir	0.20mi	3/2.0	2,135 (+5%)	7mo	$575,000	$269	76
7351 Meeting St	0.28mi	3/2.0	2,116 (+4%)	10mo	$455,000	$215	72
7305 Saint Georges Way	0.42mi	2/2.0 (-1)	1,980 (-2%)	8mo	$489,000	$247	65
7528 Ascot Ct	0.36mi	2/2.0 (-1)	2,146 (+6%)	5mo	$712,500	$332	65
7215 San Miguel Cv	0.47mi	2/2.0 (-1)	2,061 (+2%)	9mo	$640,000	$311	63
7728 Rio Bella Pl	0.41mi	3/2.0	1,903 (-6%)	10mo	$560,000	$294	63
7918 Edmonston Cir	0.38mi	4/3.0 (+1)	2,314 (+14%)	0mo	$640,000	$277	49
7105 Kensington Ct	0.73mi	2/2.0 (-1)	2,200 (+8%)	3mo	$637,500	$290	44
7327 Kensington Ct	0.58mi	2/2.0 (-1)	1,787 (-12%)	9mo	$605,000	$339	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.61% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -12.2%
• Equity multiple: 0.50×
• Total profit: $-71,756
• Equity at exit: $109,329

10-year hold

• IRR: -4.9%
• Equity multiple: 0.59×
• Total profit: $-58,482
• Equity at exit: $102,491

Cash invested: $144,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34201

• Home prices YoY: -0.9%
• Active inventory: 102
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $4,377 high
• Mortgage (P&I): −$2,700
• Tax from tax record: −$731 /mo · $8,772/yr
• Insurance: −$215
• HOA: −$112
• Vacancy / Maint / Mgmt: −$919
• Net cashflow: $-300

Break-even live

Break-even rent $4,757

Max offer price $461,891

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $128,725
• Closing costs: $15,447
• Reserves months: —
• Total cash needed: —

Rent comps 25 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7135 Kensington Ct University Park, FL	2.0	2.0	2208	$7,000	$3.17	23d	1	0.66mi
8911 Manor Loop #205 Lakewood Ranch, FL	3.0	2.0	1490	$1,950	$1.31	21d	1	0.66mi
6945 74th Street Cir E Bradenton, FL	4.0	3.5	2930	$3,300	$1.13	15d	1	0.85mi
9405 Boxthorn Pl Bradenton, FL	3.0	3.0	2669	$6,900	$2.59	3d	1	0.95mi
7151 83rd Dr E Bradenton, FL	3.0	2.5	1596	$2,095	$1.31	15d	1	1.00mi
6718 Virginia Xing University Park, FL	3.0	2.0	1721	$5,250	$3.05	23d	1	1.03mi
7711 Whitebridge Gln University Park, FL	2.0	2.0	1609	$2,500	$1.55	23d	1	1.19mi
7005 Stanhope Pl University Park, FL	4.0	3.0	2846	$9,000	$3.16	23d	1	1.19mi
6642 Tailfeather Way Unit Available Bradenton, FL	3.0	2.0	1800	$2,500	$1.39	23d	1	1.20mi
7101 Victoria Cir University Park, FL	3.0	2.5	2254	$3,900	$1.73	23d	1	1.21mi
6914 Stanhope Pl University Park, FL	3.0	4.0	2951	$8,000	$2.71	3d	1	1.23mi
6909 Lennox Pl University Park, FL	3.0	2.0	2032	$6,500	$3.20	15d	1	1.26mi
7911 Whitebridge Gln University Park, FL	2.0	2.0	1721	$6,500	$3.78	23d	1	1.26mi
6939 Lennox Pl University Park, FL	3.0	2.0	2034	$8,300	$4.08	23d	1	1.26mi
7138 Cedar Hollow Cir Bradenton, FL	2.0	2.0	1406	$2,000	$1.42	15d	1	1.29mi
6920 Lennox Pl University Park, FL	3.0	2.0	2044	$8,300	$4.06	23d	1	1.30mi
7224 Cedar Hollow Cir Bradenton, FL	2.0	2.0	1406	$2,200	$1.56	23d	1	1.36mi
7710 Lake Vista Ct Lakewood Ranch, FL	2.0–3.0	2.0–2.5	1762	$2,950	$1.67	23d	1	1.39mi
6380 Rookery Cir Bradenton, FL	4.0	3.0	2633	$3,450	$1.31	15d	1	1.43mi
6437 Brook Village Cv Bradenton, FL	1.0–3.0	1.0–2.0	1134	$2,325	$2.05	1d	13	1.43mi
9910 Laurel Valley Avenue Cir Bradenton, FL	3.0	2.5	2379	$4,500	$1.89	15d	1	1.44mi
6372 Rookery Cir Bradenton, FL	3.0	2.0	1856	$4,300	$2.32	23d	1	1.45mi
8133 Misty Oaks Blvd Sarasota, FL	3.0	2.5	2423	$4,300	$1.77	23d	1	1.48mi
6120 Country Club Way #207 Sarasota, FL	2.0	2.0	1400	$1,950	$1.39	23d	1	1.48mi
6110 Country Club Way #201 Sarasota, FL	2.0	2.0	1400	$4,000	$2.86	23d	1	1.48mi

HOA detail

• Monthly dues: $112 · $1,344/yr
• Likely covers: watergaselectricpoolgymsecurity

Listing history 14 events

1. 2026-05-04
   status Pending
2. 2026-04-02
   price $514,900
3. 2026-03-05
   listed $524,990 Active
4. 2023-05-24
   soldstatus $575,000
5. 2023-05-23
   soldstatus $575,000 Closed 3047-char remark

   Show marketing remark (3047 chars)

   Live the Florida dream with this Lancaster model from Neal Custom Homes. With over 2,000 square feet of living space, this 3/2 split-floorplan home is set on a quiet street and backs up to a private nature preserve. University Place is the perfect location for travel, shopping and the beaches…just 2 miles from the I-75 University exit at the UTC Mall, 7 miles from SRQ airport, 10 miles to downtown, and 13 miles from Lido Beach and St. Armand’s Circle. But you’ll be tempted to never leave home! Brand new roof (late 2022), screened lanai, and a double garage make your outdoor living a breeze. The AC was replaced with a high-efficiency Bryant Legacy unit in 2018, and the hot water heater was replaced in 2022. Inside, rich engineered oak hardwood floors blanket the main living areas and bedrooms. Plenty of windows and sliders bring the outside in, and the open and spacious floorplan offers 10 ft ceilings and leaves you with many options for arranging your living room, and your office or den. There’s also enough space for a dining room, breakfast nook and bar-height seating at the kitchen counter. The neutral kitchen has gently used newer appliances (2018-2021), granite countertops, gas range, and plenty of cabinet space. There’s a separate pantry closet. A full-sized laundry room is tucked behind the kitchen with its own deep storage closet and work sink. You can end each day in your sizeable owner’s suite that boasts a large walk-in closet with luggage storage, a reach-in clothes closet, and a linen closet. A large double window brings the nature view to your bedside. The light-filled owner’s bath with garden tub and separate shower has been updated with new tile, separate vanities, Carrara marble countertops, ADA toilet, and new bath fixtures. On the other side of the house, there are two guest bedrooms, one of which is larger with a view of the preserve. The smaller bedroom is currently set up as an office, but there’s plenty of room for overnight family or friends if you refurnish it. The second bath has closet storage and is located in the hallway between the two bedrooms. Extras like custom window treatments, owned security system on windows and doors, and upgraded electrical make this your perfect Florida retreat.  The current owner is selling the home with the comfortable furnishings shown, so you can move right in. Furniture includes a StressLess Wave reclining leather sofa and ottoman, and Pottery Barn office furniture. The gated University Place complex is a friendly neighborhood with low monthly HOA fees and an active social committee. Community facilities include a new playground, Tennis courts, two large pools with outdoor grills and gathering spaces—and one of them is within a convenient 3-minute walk! The community gym and nature trail are also just minutes away. You’ll want to see this inviting home soon. University Place is a popular neighborhood, and this right-sized property won’t last long on the market!

6. 2023-04-10
   status Pending 3047-char remark

   Show marketing remark (3047 chars)

   Live the Florida dream with this Lancaster model from Neal Custom Homes. With over 2,000 square feet of living space, this 3/2 split-floorplan home is set on a quiet street and backs up to a private nature preserve. University Place is the perfect location for travel, shopping and the beaches…just 2 miles from the I-75 University exit at the UTC Mall, 7 miles from SRQ airport, 10 miles to downtown, and 13 miles from Lido Beach and St. Armand’s Circle. But you’ll be tempted to never leave home! Brand new roof (late 2022), screened lanai, and a double garage make your outdoor living a breeze. The AC was replaced with a high-efficiency Bryant Legacy unit in 2018, and the hot water heater was replaced in 2022. Inside, rich engineered oak hardwood floors blanket the main living areas and bedrooms. Plenty of windows and sliders bring the outside in, and the open and spacious floorplan offers 10 ft ceilings and leaves you with many options for arranging your living room, and your office or den. There’s also enough space for a dining room, breakfast nook and bar-height seating at the kitchen counter. The neutral kitchen has gently used newer appliances (2018-2021), granite countertops, gas range, and plenty of cabinet space. There’s a separate pantry closet. A full-sized laundry room is tucked behind the kitchen with its own deep storage closet and work sink. You can end each day in your sizeable owner’s suite that boasts a large walk-in closet with luggage storage, a reach-in clothes closet, and a linen closet. A large double window brings the nature view to your bedside. The light-filled owner’s bath with garden tub and separate shower has been updated with new tile, separate vanities, Carrara marble countertops, ADA toilet, and new bath fixtures. On the other side of the house, there are two guest bedrooms, one of which is larger with a view of the preserve. The smaller bedroom is currently set up as an office, but there’s plenty of room for overnight family or friends if you refurnish it. The second bath has closet storage and is located in the hallway between the two bedrooms. Extras like custom window treatments, owned security system on windows and doors, and upgraded electrical make this your perfect Florida retreat.  The current owner is selling the home with the comfortable furnishings shown, so you can move right in. Furniture includes a StressLess Wave reclining leather sofa and ottoman, and Pottery Barn office furniture. The gated University Place complex is a friendly neighborhood with low monthly HOA fees and an active social committee. Community facilities include a new playground, Tennis courts, two large pools with outdoor grills and gathering spaces—and one of them is within a convenient 3-minute walk! The community gym and nature trail are also just minutes away. You’ll want to see this inviting home soon. University Place is a popular neighborhood, and this right-sized property won’t last long on the market!

7. 2023-04-06
   listed $575,000 Active 3047-char remark

   Show marketing remark (3047 chars)

   Live the Florida dream with this Lancaster model from Neal Custom Homes. With over 2,000 square feet of living space, this 3/2 split-floorplan home is set on a quiet street and backs up to a private nature preserve. University Place is the perfect location for travel, shopping and the beaches…just 2 miles from the I-75 University exit at the UTC Mall, 7 miles from SRQ airport, 10 miles to downtown, and 13 miles from Lido Beach and St. Armand’s Circle. But you’ll be tempted to never leave home! Brand new roof (late 2022), screened lanai, and a double garage make your outdoor living a breeze. The AC was replaced with a high-efficiency Bryant Legacy unit in 2018, and the hot water heater was replaced in 2022. Inside, rich engineered oak hardwood floors blanket the main living areas and bedrooms. Plenty of windows and sliders bring the outside in, and the open and spacious floorplan offers 10 ft ceilings and leaves you with many options for arranging your living room, and your office or den. There’s also enough space for a dining room, breakfast nook and bar-height seating at the kitchen counter. The neutral kitchen has gently used newer appliances (2018-2021), granite countertops, gas range, and plenty of cabinet space. There’s a separate pantry closet. A full-sized laundry room is tucked behind the kitchen with its own deep storage closet and work sink. You can end each day in your sizeable owner’s suite that boasts a large walk-in closet with luggage storage, a reach-in clothes closet, and a linen closet. A large double window brings the nature view to your bedside. The light-filled owner’s bath with garden tub and separate shower has been updated with new tile, separate vanities, Carrara marble countertops, ADA toilet, and new bath fixtures. On the other side of the house, there are two guest bedrooms, one of which is larger with a view of the preserve. The smaller bedroom is currently set up as an office, but there’s plenty of room for overnight family or friends if you refurnish it. The second bath has closet storage and is located in the hallway between the two bedrooms. Extras like custom window treatments, owned security system on windows and doors, and upgraded electrical make this your perfect Florida retreat.  The current owner is selling the home with the comfortable furnishings shown, so you can move right in. Furniture includes a StressLess Wave reclining leather sofa and ottoman, and Pottery Barn office furniture. The gated University Place complex is a friendly neighborhood with low monthly HOA fees and an active social committee. Community facilities include a new playground, Tennis courts, two large pools with outdoor grills and gathering spaces—and one of them is within a convenient 3-minute walk! The community gym and nature trail are also just minutes away. You’ll want to see this inviting home soon. University Place is a popular neighborhood, and this right-sized property won’t last long on the market!

8. 2018-03-29
   soldstatus $322,000
9. 2018-03-28
   soldstatus $322,000 Sold 789-char remark

   Show marketing remark (789 chars)

   Meticulously kept and lightly lived-in second home with functional floor plan offering 3 bedrooms, separate office area, Southern rear exposure with extended lanai overlooking treed preserve. Large master suite with his/hers closets, separate tub/shower, dual sinks. Kitchen features 42" upper cabinets, tumbled marble back-splash, Cambria counter-tops, large laundry room off of kitchen, and double pantry for extra storage. Recently painted interior and exterior, 2nd bedroom extended by 4 feet to give a spacious room for guests. Perfect sized home! University Place is the premier gated community West of 75, so close to all the shopping/dining of UTC Mall, new Whole Foods, a mile from I75, minutes to downtown Sarasota and her amazing beaches, St Armand's Circle, so much more!

10. 2018-03-24
    status Pending 789-char remark

    Show marketing remark (789 chars)

    Meticulously kept and lightly lived-in second home with functional floor plan offering 3 bedrooms, separate office area, Southern rear exposure with extended lanai overlooking treed preserve. Large master suite with his/hers closets, separate tub/shower, dual sinks. Kitchen features 42" upper cabinets, tumbled marble back-splash, Cambria counter-tops, large laundry room off of kitchen, and double pantry for extra storage. Recently painted interior and exterior, 2nd bedroom extended by 4 feet to give a spacious room for guests. Perfect sized home! University Place is the premier gated community West of 75, so close to all the shopping/dining of UTC Mall, new Whole Foods, a mile from I75, minutes to downtown Sarasota and her amazing beaches, St Armand's Circle, so much more!

11. 2018-03-22
    status Pending 789-char remark

    Show marketing remark (789 chars)

    Meticulously kept and lightly lived-in second home with functional floor plan offering 3 bedrooms, separate office area, Southern rear exposure with extended lanai overlooking treed preserve. Large master suite with his/hers closets, separate tub/shower, dual sinks. Kitchen features 42" upper cabinets, tumbled marble back-splash, Cambria counter-tops, large laundry room off of kitchen, and double pantry for extra storage. Recently painted interior and exterior, 2nd bedroom extended by 4 feet to give a spacious room for guests. Perfect sized home! University Place is the premier gated community West of 75, so close to all the shopping/dining of UTC Mall, new Whole Foods, a mile from I75, minutes to downtown Sarasota and her amazing beaches, St Armand's Circle, so much more!

12. 2017-12-28
    status Pending 789-char remark

    Show marketing remark (789 chars)

    Meticulously kept and lightly lived-in second home with functional floor plan offering 3 bedrooms, separate office area, Southern rear exposure with extended lanai overlooking treed preserve. Large master suite with his/hers closets, separate tub/shower, dual sinks. Kitchen features 42" upper cabinets, tumbled marble back-splash, Cambria counter-tops, large laundry room off of kitchen, and double pantry for extra storage. Recently painted interior and exterior, 2nd bedroom extended by 4 feet to give a spacious room for guests. Perfect sized home! University Place is the premier gated community West of 75, so close to all the shopping/dining of UTC Mall, new Whole Foods, a mile from I75, minutes to downtown Sarasota and her amazing beaches, St Armand's Circle, so much more!

13. 2017-12-22
    listed $324,900 Active 789-char remark

    Show marketing remark (789 chars)

    Meticulously kept and lightly lived-in second home with functional floor plan offering 3 bedrooms, separate office area, Southern rear exposure with extended lanai overlooking treed preserve. Large master suite with his/hers closets, separate tub/shower, dual sinks. Kitchen features 42" upper cabinets, tumbled marble back-splash, Cambria counter-tops, large laundry room off of kitchen, and double pantry for extra storage. Recently painted interior and exterior, 2nd bedroom extended by 4 feet to give a spacious room for guests. Perfect sized home! University Place is the premier gated community West of 75, so close to all the shopping/dining of UTC Mall, new Whole Foods, a mile from I75, minutes to downtown Sarasota and her amazing beaches, St Armand's Circle, so much more!

14. 2004-04-14
    soldstatus $88,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $8,772 · $731/mo
• Projected year-2 tax: $8,772 · $731/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $52,522
• − Mortgage interest: −$28,842
• − Property taxes: −$8,772
• − Insurance: −$2,574
• − Repairs & maintenance: −$4,202
• − Management: −$4,202
• − HOA: −$1,344
• − Depreciation: −$14,979
• Taxable loss: −$12,394
• Est. tax savings @ 24.0%: +$2,975
• After-tax cash flow: $-626/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Lakewood Ranch

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• City population: 52,177
• Population (ZIP): 3,993

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 11% Two or more races 6% Asian 1%
• Hispanic origin (detail): Cuban 4%
• Common ancestry: Lithuanian 8% Romanian 6% Scotch-Irish 3%
• Foreign-born: 17% · Canada, South Korea, Dominican Republic
• Languages at home: 80% English-only · German/W. Germanic 6% Russian/Polish/Slavic 6% Spanish 4%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.61%
• Current HPI: 173.9689
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+481.8% since first listed

14 events — show timeline

• 2026-05-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-02 Price Changed $514,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-05 Listed $524,990 Stellar MLS as Distributed by MLS Grid
• 2023-05-24 Sold (Public Records) $575,000 Public Records
• 2023-05-23 Sold (MLS) $575,000 Stellar MLS as Distributed by MLS Grid
• 2023-04-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-04-06 Listed $575,000 Stellar MLS as Distributed by MLS Grid
• 2018-03-29 Sold (Public Records) $322,000 Public Records
• 2018-03-28 Sold (MLS) $322,000 Stellar MLS as Distributed by MLS Grid
• 2018-03-24 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-03-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-12-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-12-22 Listed $324,900 Stellar MLS as Distributed by MLS Grid
• 2004-04-14 Sold (Public Records) $88,500 Public Records

Property tax history

+4.2%/yr

Latest (2025): $8,772 · -6.2% YoY. Source: county tax records.