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1838 Blue Lagoon Cir
D Composite 41.28
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +8.4/15.0
  • Cash flow +6.7/30.0
  • Schools +4.2/10.0
  • Livability +3.6/5.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.0/10.0

$345,000

1838 Blue Lagoon Cir · Mascotte, FL 34753
4 bd · 3.0 ba · 2,000 sqft · SingleFamily public records · 38 Days on market
Built 2024 5,500 sqft lot Est $352k · at est. $75/mo HOA · 3% of rent ↓ 14% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

Key facts

  • 5,500 sq ft lot
  • 2 garage spots
  • Built 2024

Property features AI

Finance

  • Other: Homestead exempt; No waterfront or water access
  • Financial info: Total monthly HOA fees $75 (total annual $900)
  • HOA & community: Has HOA (monthly fee $75); Association managed by Edison Association Management; Pets not allowed

Exterior

  • Parking: Attached garage with 2 spaces
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available; Underground utilities
  • Home design: Single family residence; Residential property; One-story; East-facing; Completed condition
  • Construction: Block, stucco and vinyl siding construction; Shingle roof; Slab foundation; New construction
  • Exterior features: Rear porch; Sidewalk; Sliding doors; Paved road access

Interior

  • Kitchen: Dishwasher; Range; Microwave; Refrigerator
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Open floor plan; Split bedroom layout; Great room; Inside utility
  • Laundry & utility: Washer; Dryer; Laundry room inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $345k.

Deal economics

  • At list price, monthly cash flow is $-551 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $248k (28.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $258k (25.3% below list).
  • Recommended offer: $248k (28.2% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 71/100 on livability (#405 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Lake (suburban): math 49% / reading 50% proficiency, ranked #37 of 73 in FL (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mascotte Elementary School (math 50% / reading 47%, grade D, #1,152 of 2,144 statewide, top 55%, 855 students, 62% FRL, charter); Gray Middle School (math 45% / reading 45%, grade D, #310 of 571 statewide, top 56%, 1,148 students, 47% FRL); South Lake High School (math 36% / reading 39%, grade F, #336 of 667 statewide, top 51%, 2,169 students, 40% FRL) — zoned schools at 50% FRL track the district average.
  • Market conditions: 98 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,799 units permitted in Lake County in 2024 (814 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $37k of equity ($2k loan paydown + $34k appreciation (10.0% local appreciation)).
  • Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$59k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($335k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $247,629 (28.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
4.38%
Cash-on-cash
-6.85%
DSCR
0.70
GRM
11.2

CMA / ARV

ARV (on-the-fly)
$352,000
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
421 Shoreview Sands Ave 0.08mi 4/3.0 2,210 (+10%) 9mo $360,990 $163 71
1670 Blue Lagoon Cir 0.12mi 4/3.0 2,210 (+10%) 14mo $390,000 $176 66
411 Eventide Ave 0.05mi 4/3.0 2,210 (+10%) 19mo $389,640 $176 64
1844 Blue Lagoon Cir 0.01mi 4/2.0 1,839 (-8%) 23mo $385,490 $210 63
435 Eventide Ave 0.08mi 4/3.0 2,210 (+10%) 20mo $369,640 $167 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
19.5%
Equity multiple
2.58×
Total profit
$152,954
Equity at exit
$310,803
10-year hold
IRR
17.9%
Equity multiple
5.95×
Total profit
$478,359
Equity at exit
$670,259

Cash invested: $96,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34753

Home prices YoY
7.2%
Active inventory
98
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$2,578 high interval (Pro) →
Mortgage (P&I)
$1,809
Tax from tax record
$560 /mo · $6,719/yr
Insurance
$144
HOA
$75
Vacancy / Maint / Mgmt
$541
Net cashflow
$-551

Break-even live

Break-even rent $3,276
Max offer price $247,629
Occupancy floor

Sensitivity live

Price -10% $-356 -5% $-454 +0% $-551 +5% $-649 +10% $-746
Rent -10% $-755 -5% $-653 +0% $-551 +5% $-449 +10% $-348
Rate -1.0pp $-377 -0.5pp $-463 base $-551 +0.5pp $-641 +1.0pp $-732

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$86,250
Closing costs
$10,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
405 Eventide Ave Mascotte, FL 4.0 3.0 2000 $2,250 $1.12 22d 1 0.03mi
1600 Mayaro Ct Mascotte, FL 3.0 2.0 1503 $2,000 $1.33 20d 1 0.89mi
1864 Piedmont Ct Mascotte, FL 5.0 3.0 1984 $2,290 $1.15 26d 1 0.94mi
1676 Gopher Tree St Mascotte, FL 5.0 3.0 1984 $2,285 $1.15 7d 1 1.07mi
1341 Brenway Dr Mascotte, FL 4.0 2.0 1851 $2,280 $1.23 0d 1 1.10mi
1665 Luft Ln Mascotte, FL 3.0 2.0 1680 $2,030 $1.21 26d 1 1.18mi
1126 Union Ave Mascotte, FL 5.0 3.0 1984 $2,265 $1.14 26d 1 1.19mi
614 Huey St Mascotte, FL 3.0 2.0 1572 $1,936 $1.23 0d 1 1.23mi
6337 Chorus Dr Groveland, FL 3.0 2.0 1772 $2,250 $1.27 26d 1 1.36mi

HOA detail

Monthly dues
$75 · $900/yr

Listing history 36 events

  1. 2026-06-21
    days on market $345,000 Active 38 DOM
  2. 2026-06-18
    days on market $345,000 Active 35 DOM
  3. 2026-06-17
    days on market $345,000 Active 34 DOM
  4. 2026-06-16
    days on market $345,000 Active 33 DOM
  5. 2026-06-15
    days on market $345,000 Active 32 DOM
  6. 2026-06-13
    days on market $345,000 Active 30 DOM
  7. 2026-06-09
    days on market $345,000 Active 26 DOM
  8. 2026-06-08
    days on market $345,000 Active 25 DOM
  9. 2026-06-07
    days on market $345,000 Active 24 DOM
  10. 2026-06-04
    days on market $345,000 Active 21 DOM
  11. 2026-06-03
    days on market $345,000 Active 20 DOM
  12. 2026-06-02
    days on market $345,000 Active 19 DOM
  13. 2026-06-01
    days on market $345,000 Active 18 DOM
  14. 2026-05-31
    days on market $345,000 Active 17 DOM
  15. 2026-05-19
    status Active
  16. 2026-05-04
    status Pending
  17. 2026-04-29
    listed $345,000 Active
  18. 2026-01-31
    historical $2,300
  19. 2026-01-30
    historical
  20. 2025-12-26
    price $369,000
  21. 2025-09-23
    price $2,300
  22. 2025-09-22
    price $373,000
  23. 2025-08-16
    listed $2,600
  24. 2025-08-15
    price $377,500
  25. 2025-07-17
    listed $380,000 Active
  26. 2025-01-06
    soldstatus $364,865 Closed 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

  27. 2025-01-02
    status Pending 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

  28. 2024-12-30
    soldstatus $364,865 Closed 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

  29. 2024-12-09
    status Pending 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

  30. 2024-11-15
    price $364,865 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

  31. 2024-10-19
    price $374,640 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

  32. 2024-09-30
    price $384,640 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

  33. 2024-09-23
    price $384,990 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

  34. 2024-08-28
    price $384,640 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

  35. 2024-08-14
    price $394,640 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

  36. 2024-08-07
    listed $399,640 Active 1377-char remark
    Show marketing remark (1377 chars)

    One or more photo(s) has been virtually staged. Stanley Martin presents new single-family homes in the Sunset Lakes Estates community in Mascotte, Florida. Enjoy easy access to SR 50 and SR 17, allowing you to quickly get to downtown Clermont, Mount Dora, and just 45 minutes from downtown Orlando, Disney World, or Universal Studios. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. The Seaton model is perfect for all buyers alike, offering a light and airy living area with an open kitchen leading into the family room. Step out to a large covered lanai for outdoor activities or entertaining. Three bedrooms, a central bathroom and a laundry room complete the ideal layout. The primary suite provides privacy with double sinks, a large closet, and additional space for linens, making comfort paramount. Get ready to settle in a special place. Come and discover why this 2,001 square foot new construction could be just what you're looking for. Mascotte is nearly in the geographic center of the state, providing easy access to lakes, historical and cultural attractions, and world-class beaches on both coasts. Your search for a charming, affordable home ends here at Stanley Martin Homes at Sunset Lakes Estates. * Photos are of a similar finished model.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$6,719 · $560/mo
Projected year-2 tax
$6,719 · $560/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,937
− Mortgage interest
−$19,325
− Property taxes
−$6,719
− Insurance
−$1,725
− Repairs & maintenance
−$2,475
− Management
−$2,475
− HOA
−$900
− Depreciation
−$10,036
Taxable loss
−$12,719
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,052
After-tax cash flow
$-3,562/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lake
NCES district ID
1201050
Math proficiency
49% ▼ -7.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$46,632
Composite
42.05/100
National rank
#3327
State rank
#37 of 73 in FL

Livability — Mascotte

Score
71/100
State rank
#405
US rank
#7156

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C+ Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mascotte, FL
County
Lake County · 364,602 people
City population
33,565
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
7,985
Household income
$83,868
Rent vs Own
22.5% rent · 77.5% own
Severe rent burden
16.0

Population outlook (Lake County) Hauer SSP2

Today (2025)
386,640 people
By 2030
417,107 · +7.9%
By 2040
476,676 · +23.3%
By 2050
531,296 · +37.4%
By 2075
648,303 · +67.7%
By 2100
698,530 · +80.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 38% Hispanic / Latino 35% Two or more races 25% Black 20% Asian 3%
Hispanic origin (detail)
Mexican 11% Puerto Rican 12% Dominican 2%
Common ancestry
Slovak 1% Serbian 1% Romanian 1%
Foreign-born
10% · Canada, Jamaica
Languages at home
67% English-only · Spanish 32%

Political lean MEDSL · Lake

2024 margin
Strong R (+24.7) · D 37.3% · R 62.0%
2008→2024 swing
-11.2pp toward R · 2008: -13.5pp · 2024: -24.7pp
All cycles
2024: R+24.7 2020: R+20.0 2016: R+23.1 2012: R+17.1 2008: R+13.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 19.01%
Current HPI
281.96
Rent YoY
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-13.7% since first listed
22 events — show timeline
  • 2026-05-19 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-05-04 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-04-29 Listed $345,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-31 Rental Removed $2,300 STELLARMLS
  • 2026-01-30 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-12-26 Price Changed $369,000 Stellar MLS as Distributed by MLS Grid
  • 2025-09-23 Price Changed $2,300 STELLARMLS
  • 2025-09-22 Price Changed $373,000 Stellar MLS as Distributed by MLS Grid
  • 2025-08-16 Listed for Rent $2,600 STELLARMLS
  • 2025-08-15 Price Changed $377,500 Stellar MLS as Distributed by MLS Grid
  • 2025-07-17 Listed $380,000 Stellar MLS as Distributed by MLS Grid
  • 2025-01-06 Sold (MLS) $364,865 Stellar MLS as Distributed by MLS Grid
  • 2025-01-02 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-12-30 Sold (MLS) $364,865 Stellar MLS as Distributed by MLS Grid
  • 2024-12-09 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-11-15 Price Changed $364,865 Stellar MLS as Distributed by MLS Grid
  • 2024-10-19 Price Changed $374,640 Stellar MLS as Distributed by MLS Grid
  • 2024-09-30 Price Changed $384,640 Stellar MLS as Distributed by MLS Grid
  • 2024-09-23 Price Changed $384,990 Stellar MLS as Distributed by MLS Grid
  • 2024-08-28 Price Changed $384,640 Stellar MLS as Distributed by MLS Grid
  • 2024-08-14 Price Changed $394,640 Stellar MLS as Distributed by MLS Grid
  • 2024-08-07 Listed $399,640 Stellar MLS as Distributed by MLS Grid

Property tax history

+757.0%/yr

Latest (2025): $6,719 · +757.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…