203 Harvest Ln · North Fort Myers, FL 33917

$130,000

2 bd · 2.0 ba · 1,309 sqft · Manufactured public records · 89 Days on market

Manufactured home Built 1970 5,358 sqft lot Est $156k · 17% under $95/mo HOA · 7% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.4/30.0
• ARV discount +14.9/15.0
• 1% rule +4.8/10.0
• DSCR +4.7/10.0
• Schools +4.1/10.0
• Livability +3.7/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to relaxed Florida living in this beautifully maintained 2-bedroom, 2-bath manufactured home, located in a friendly and active 55+ community where comfort and lifestyle come together. Built in 1970 and thoughtfully cared for over the years, this home offers a warm and inviting interior with a functional layout designed for everyday ease. The living spaces feel open and comfortable, while the convenience of an indoor laundry area adds practical value that homeowners truly appreciate. Step outside and you’ll find features that make this property even more appealing. The covered carport provides protection from the Florida sun and weather, while the workshop/storage shed houses the lawnmower which conveys, offers the perfect space for tools, hobbies, projects, or additional storage. Set within a welcoming 55+ community, residents enjoy a peaceful environment along with opportunities to connect with neighbors and participate in community activities. Community activities include: dances, ceramics, yoga, card games, water aerobics and more. It’s the kind of place where mornings start slow, afternoons are spent enjoying the Florida sunshine, and neighbors quickly become friends. Whether you're looking to downsize, find a seasonal getaway, or secure an affordable full-time residence, this well-cared-for home offers comfort, practicality, and the easygoing Florida lifestyle so many people are searching for. Opportunities like this don’t stay on the market long. Schedule your showing and see why this charming home is the perfect place to start your next chapter.

Key facts

• Indoor laundry area
• Covered carport
• Peaceful environment

Tags

• INDOOR LAUNDRY AREA
• COVERED CARPORT
• WORKSHOP STORAGE SHED
• PEACEFUL ENVIRONMENT

Property features AI

Finance

• Other: Lease restrictions apply
• Financial info: Total monthly fees: $95; Total annual fees: $1,140
• HOA & community: Has HOA (Carriage Village Landowners' Association) with required monthly fee of $95; HOA fee includes trash; Association amenities: Clubhouse, Pool; Association approval required; Community features: Clubhouse, Golf carts allowed; Senior community; Pets allowed with restrictions (cats ok, dogs ok, breed and number limits)

Exterior

• Parking: Carport with 1 space; Paved driveway
• Utilities: Public water; Public sewer; Cable available; Electricity connected; Sewer connected
• Home design: Mobile home (double wide); Single-story; Faces west; Completed condition; Entry level: One
• Construction: Vinyl siding; Roof over; Crawl space foundation; Built as double wide
• Exterior features: Awning(s); Shed(s) and storage

Interior

• Kitchen: Dishwasher; Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Linoleum
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Thermostat
• Laundry & utility: Washer; Dryer; Inside laundry in a laundry closet

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $130k.

Deal economics

• At list price, monthly cash flow is $-376 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $64k (51.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $128k (1.9% below list).
• Recommended offer: $64k (51.1% below list) — sets the bar for cash-flow.
• Cap rate 6.8% vs local median 3.6% in North Fort Myers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#269 in FL, #4,409 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, amenities F, commute F.
• Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Diplomat Elementary School (math 67% / reading 60%, grade B, #564 of 2,144 statewide, top 27%, 1,069 students, 56% FRL); Mariner Middle School (math 50% / reading 47%, grade C-, #274 of 571 statewide, top 50%, 1,001 students, 53% FRL); Ida S. Baker High School (math 44% / reading 47%, grade D-, #223 of 667 statewide, top 34%, 1,933 students, 39% FRL).
• Market conditions: Rents rising (+2.6%/yr); 849 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 89 days — a 6% lower offer ($122k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $45k; list at $130k implies a 189% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $63,564 (51.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 51% concession, seller financing, or rate buy-down credit?
3. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 6.76%
• Cash-on-cash: 1.66%
• DSCR: 1.07
• GRM: 8.5

CMA / ARV

• ARV (on-the-fly): $155,771
• Comps found: 8

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14574 Lara Cir	0.39mi	2/2.0	1,374 (+5%)	5mo	$179,000	$130	69
406 Twig Ct S	0.55mi	2/2.0	1,344 (+3%)	2mo	$160,000	$119	68
5191 Forest Park Dr	0.58mi	2/2.0	1,344 (+3%)	3mo	$85,000	$63	66
5509 Colonial Rd	0.58mi	2/2.0	1,372 (+5%)	6mo	$145,000	$106	60
14715 Patrick Henry Rd	0.58mi	2/2.0	1,168 (-11%)	2mo	$125,000	$107	53
734 Knotty Pine Cir	0.66mi	2/2.0	1,152 (-12%)	3mo	$148,000	$128	47
349 Shrub Ln S	0.64mi	2/2.0	1,144 (-13%)	7mo	$110,000	$96	43
333 Shrub Ln S	0.57mi	3/2.0 (+1)	1,496 (+14%)	22mo	$220,000	$147	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.63% rent growth · sell at horizon

5-year hold

• IRR: -39.5%
• Equity multiple: -0.24×
• Total profit: $-45,174
• Equity at exit: $19,383

10-year hold

• IRR: -63.8%
• Equity multiple: -0.95×
• Total profit: $-70,817
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33917

• Home prices YoY: -30.2%
• Rents YoY: 2.6%
• Active inventory: 849
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $1,276 high
• Mortgage (P&I): −$682
• Tax from tax record: −$126 /mo · $1,517/yr
• Insurance: −$54
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$95
• Lot rent leased land?: −$0
• Vacancy / Maint / Mgmt: −$268
• Net cashflow: $-376

Break-even live

Break-even rent $1,752

Max offer price $63,564

Occupancy floor —

Sensitivity live

Price	-10% $-302	-5% $-339	+0% $-376	+5% $-413	+10% $-450
Rent	-10% $-477	-5% $-426	+0% $-376	+5% $-326	+10% $-275
Rate	-1.0pp $-311	-0.5pp $-343	base $-376	+0.5pp $-410	+1.0pp $-444

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1439 Glick Dr North Fort Myers, FL	3.0	1.0	1134	$1,500	$1.32	4d	1	0.27mi
15427 Crystal Lake Dr North Fort Myers, FL	2.0	2.0	1021	$3,200	$3.13	26d	1	0.37mi
7050 Nantucket Cir #6 North Fort Myers, FL	2.0	2.0	950	$3,000	$3.16	18d	1	0.40mi
7050 Nantucket Cir North Fort Myers, FL	2.0	2.0	950	$3,000	$3.16	26d	1	0.40mi
5701 Longleaf Dr North Fort Myers, FL	2.0	2.0	1233	$1,570	$1.27	14d	1	0.41mi
5707 Foxlake Dr #2 North Fort Myers, FL	2.0	2.0	1114	$1,500	$1.35	26d	1	0.58mi
15610 Crystal Lake Dr North Fort Myers, FL	2.0	2.0	968	$1,850	$1.91	26d	1	0.58mi
15610 Crystal Lake Dr #101 North Fort Myers, FL	2.0	2.0	998	$1,900	$1.90	26d	1	0.58mi
1275 Gramac Dr North Fort Myers, FL	3.0	2.0	1013	$1,575	$1.55	26d	1	0.62mi
1275 Gramac Dr North Fort Myers, FL	3.0	2.0	1013	$1,550	$1.53	5d	1	0.62mi
137 Lantern Pl Unit A North Fort Myers, FL	2.0	1.0	1080	$1,200	$1.11	5d	1	0.67mi
280 Flame Ln North Fort Myers, FL	2.0	2.0	980	$1,350	$1.38	5d	1	0.72mi
947 Strongbox Ln North Fort Myers, FL	2.0	2.0	1000	$1,300	$1.30	26d	1	0.73mi
5510 Sir Walter Way North Fort Myers, FL	2.0	2.0	1152	$1,800	$1.56	5d	1	0.75mi
5558 Sir Walter Way North Fort Myers, FL	2.0	2.0	1372	$1,095	$0.80	17d	1	0.76mi
15250 Riverbend Blvd #204 North Fort Myers, FL	2.0	2.0	1429	$1,600	$1.12	23d	1	0.77mi
106 Gaslight Ave North Fort Myers, FL	2.0	2.0	1056	$1,400	$1.33	5d	1	0.77mi
226 Lamplighter Ln North Fort Myers, FL	2.0	1.0	900	$899	$1.00	26d	1	0.87mi
69 E Mariana Ave Unit B North Fort Myers, FL	3.0	1.0	1000	$1,795	$1.79	5d	1	0.91mi
15080 Riverbend Blvd #802 North Fort Myers, FL	2.0	2.0	1344	$1,850	$1.38	23d	1	0.91mi
1056 Old Bridge Rd North Fort Myers, FL	2.0	1.0	1100	$1,350	$1.23	26d	1	0.92mi
1398 Evalena Ln North Fort Myers, FL	3.0	2.0	1479	$1,849	$1.25	4d	1	0.95mi
112 Crescent Lake Dr North Fort Myers, FL	2.0	1.0	980	$1,700	$1.73	26d	1	1.00mi
2500 Gail Helen Ct North Fort Myers, FL	3.0	2.0	1296	$1,500	$1.16	26d	1	1.00mi
7622 Peyraud Dr North Fort Myers, FL	3.0	2.0	1404	$1,350	$0.96	26d	1	1.05mi
15121 Piping Plover Ct #101 North Fort Myers, FL	3.0	2.5	1583	$1,675	$1.06	26d	1	1.10mi
15121 Piping Plover Ct North Fort Myers, FL	3.0	2.5	1583	$1,675	$1.06	21d	1	1.11mi
21 Crescent Lake Dr Unit 21 North Fort Myers, FL	2.0	1.0	900	$1,550	$1.72	26d	1	1.16mi
7306 Coon Rd North Fort Myers, FL	2.0	1.0	1000	$1,300	$1.30	14d	1	1.17mi
15493 Admiralty Cir #5 North Fort Myers, FL	2.0	2.0	1146	$2,400	$2.09	26d	1	1.19mi
15011 Caspian Tern Ct #101 North Fort Myers, FL	3.0	2.5	1583	$1,725	$1.09	5d	1	1.21mi
6391 Brant Bay Blvd #101 North Fort Myers, FL	3.0	2.5	1583	$1,700	$1.07	26d	1	1.21mi
6391 Brant Bay Blvd Unit 102 North Fort Myers, FL	3.0	2.5	1502	$1,595	$1.06	5d	1	1.21mi
15010 Caspian Tern Ct North Fort Myers, FL	3.0	2.5	1583	$1,850	$1.17	26d	1	1.22mi
15120 Caspian Tern Ct #105 North Fort Myers, FL	3.0	2.5	1583	$1,695	$1.07	4d	1	1.23mi
15020 Caspian Tern Ct Unit 103 North Fort Myers, FL	2.0	2.5	1286	$1,600	$1.24	26d	1	1.23mi
15120 Caspian Tern Ct North Fort Myers, FL	3.0	2.5	1583	$1,600	$1.01	18d	1	1.23mi
1526 Wood Rd North Fort Myers, FL	1.0	1.0	912	$1,500	$1.64	5d	1	1.24mi
15100 Caspian Tern Ct North Fort Myers, FL	2.0	2.5	1365	$1,595	$1.17	26d	1	1.25mi
15070 Caspian Tern Ct Unit 105 North Fort Myers, FL	3.0	2.5	1583	$1,750	$1.11	5d	1	1.28mi

HOA detail

• Monthly dues: $95 · $1,140/yr
• Likely covers: water

Listing history 25 events

1. 2026-06-22
   days on market $130,000 Active 89 DOM
2. 2026-06-22
   days on market $130,000 Active 88 DOM
3. 2026-06-17
   days on market $130,000 Active 84 DOM
4. 2026-06-16
   days on market $130,000 Active 83 DOM
5. 2026-06-15
   days on market $130,000 Active 82 DOM
6. 2026-06-13
   days on market $130,000 Active 80 DOM
7. 2026-06-10
   days on market $130,000 Active 77 DOM
8. 2026-06-09
   days on market $130,000 Active 76 DOM
9. 2026-06-07
   days on market $130,000 Active 74 DOM
10. 2026-06-03
    days on market $130,000 Active 70 DOM
11. 2026-06-02
    days on market $130,000 Active 69 DOM
12. 2026-06-01
    days on market $130,000 Active 68 DOM
13. 2026-06-01
    days on market $130,000 Active 67 DOM
14. 2026-04-13
    status Active 1604-char remark

    Show marketing remark (1604 chars)

    Welcome to relaxed Florida living in this beautifully maintained 2-bedroom, 2-bath manufactured home, located in a friendly and active 55+ community where comfort and lifestyle come together. Built in 1970 and thoughtfully cared for over the years, this home offers a warm and inviting interior with a functional layout designed for everyday ease. The living spaces feel open and comfortable, while the convenience of an indoor laundry area adds practical value that homeowners truly appreciate. Step outside and you’ll find features that make this property even more appealing. The covered carport provides protection from the Florida sun and weather, while the workshop/storage shed houses the lawnmower which conveys, offers the perfect space for tools, hobbies, projects, or additional storage. Set within a welcoming 55+ community, residents enjoy a peaceful environment along with opportunities to connect with neighbors and participate in community activities. Community activities include: dances, ceramics, yoga, card games, water aerobics and more. It’s the kind of place where mornings start slow, afternoons are spent enjoying the Florida sunshine, and neighbors quickly become friends. Whether you're looking to downsize, find a seasonal getaway, or secure an affordable full-time residence, this well-cared-for home offers comfort, practicality, and the easygoing Florida lifestyle so many people are searching for. Opportunities like this don’t stay on the market long. Schedule your showing and see why this charming home is the perfect place to start your next chapter.

15. 2026-04-13
    status Active

    Show marketing remark (1604 chars)

    Welcome to relaxed Florida living in this beautifully maintained 2-bedroom, 2-bath manufactured home, located in a friendly and active 55+ community where comfort and lifestyle come together. Built in 1970 and thoughtfully cared for over the years, this home offers a warm and inviting interior with a functional layout designed for everyday ease. The living spaces feel open and comfortable, while the convenience of an indoor laundry area adds practical value that homeowners truly appreciate. Step outside and you’ll find features that make this property even more appealing. The covered carport provides protection from the Florida sun and weather, while the workshop/storage shed houses the lawnmower which conveys, offers the perfect space for tools, hobbies, projects, or additional storage. Set within a welcoming 55+ community, residents enjoy a peaceful environment along with opportunities to connect with neighbors and participate in community activities. Community activities include: dances, ceramics, yoga, card games, water aerobics and more. It’s the kind of place where mornings start slow, afternoons are spent enjoying the Florida sunshine, and neighbors quickly become friends. Whether you're looking to downsize, find a seasonal getaway, or secure an affordable full-time residence, this well-cared-for home offers comfort, practicality, and the easygoing Florida lifestyle so many people are searching for. Opportunities like this don’t stay on the market long. Schedule your showing and see why this charming home is the perfect place to start your next chapter.

16. 2026-04-06
    status Pending

    Show marketing remark (1604 chars)

    Welcome to relaxed Florida living in this beautifully maintained 2-bedroom, 2-bath manufactured home, located in a friendly and active 55+ community where comfort and lifestyle come together. Built in 1970 and thoughtfully cared for over the years, this home offers a warm and inviting interior with a functional layout designed for everyday ease. The living spaces feel open and comfortable, while the convenience of an indoor laundry area adds practical value that homeowners truly appreciate. Step outside and you’ll find features that make this property even more appealing. The covered carport provides protection from the Florida sun and weather, while the workshop/storage shed houses the lawnmower which conveys, offers the perfect space for tools, hobbies, projects, or additional storage. Set within a welcoming 55+ community, residents enjoy a peaceful environment along with opportunities to connect with neighbors and participate in community activities. Community activities include: dances, ceramics, yoga, card games, water aerobics and more. It’s the kind of place where mornings start slow, afternoons are spent enjoying the Florida sunshine, and neighbors quickly become friends. Whether you're looking to downsize, find a seasonal getaway, or secure an affordable full-time residence, this well-cared-for home offers comfort, practicality, and the easygoing Florida lifestyle so many people are searching for. Opportunities like this don’t stay on the market long. Schedule your showing and see why this charming home is the perfect place to start your next chapter.

17. 2026-04-06
    status Pending 1604-char remark

    Show marketing remark (1604 chars)

    Welcome to relaxed Florida living in this beautifully maintained 2-bedroom, 2-bath manufactured home, located in a friendly and active 55+ community where comfort and lifestyle come together. Built in 1970 and thoughtfully cared for over the years, this home offers a warm and inviting interior with a functional layout designed for everyday ease. The living spaces feel open and comfortable, while the convenience of an indoor laundry area adds practical value that homeowners truly appreciate. Step outside and you’ll find features that make this property even more appealing. The covered carport provides protection from the Florida sun and weather, while the workshop/storage shed houses the lawnmower which conveys, offers the perfect space for tools, hobbies, projects, or additional storage. Set within a welcoming 55+ community, residents enjoy a peaceful environment along with opportunities to connect with neighbors and participate in community activities. Community activities include: dances, ceramics, yoga, card games, water aerobics and more. It’s the kind of place where mornings start slow, afternoons are spent enjoying the Florida sunshine, and neighbors quickly become friends. Whether you're looking to downsize, find a seasonal getaway, or secure an affordable full-time residence, this well-cared-for home offers comfort, practicality, and the easygoing Florida lifestyle so many people are searching for. Opportunities like this don’t stay on the market long. Schedule your showing and see why this charming home is the perfect place to start your next chapter.

18. 2026-03-18
    listed $130,000 Active 1604-char remark

    Show marketing remark (1604 chars)

    Welcome to relaxed Florida living in this beautifully maintained 2-bedroom, 2-bath manufactured home, located in a friendly and active 55+ community where comfort and lifestyle come together. Built in 1970 and thoughtfully cared for over the years, this home offers a warm and inviting interior with a functional layout designed for everyday ease. The living spaces feel open and comfortable, while the convenience of an indoor laundry area adds practical value that homeowners truly appreciate. Step outside and you’ll find features that make this property even more appealing. The covered carport provides protection from the Florida sun and weather, while the workshop/storage shed houses the lawnmower which conveys, offers the perfect space for tools, hobbies, projects, or additional storage. Set within a welcoming 55+ community, residents enjoy a peaceful environment along with opportunities to connect with neighbors and participate in community activities. Community activities include: dances, ceramics, yoga, card games, water aerobics and more. It’s the kind of place where mornings start slow, afternoons are spent enjoying the Florida sunshine, and neighbors quickly become friends. Whether you're looking to downsize, find a seasonal getaway, or secure an affordable full-time residence, this well-cared-for home offers comfort, practicality, and the easygoing Florida lifestyle so many people are searching for. Opportunities like this don’t stay on the market long. Schedule your showing and see why this charming home is the perfect place to start your next chapter.

19. 2026-03-18
    listed $130,000 Active

    Show marketing remark (1604 chars)

    Welcome to relaxed Florida living in this beautifully maintained 2-bedroom, 2-bath manufactured home, located in a friendly and active 55+ community where comfort and lifestyle come together. Built in 1970 and thoughtfully cared for over the years, this home offers a warm and inviting interior with a functional layout designed for everyday ease. The living spaces feel open and comfortable, while the convenience of an indoor laundry area adds practical value that homeowners truly appreciate. Step outside and you’ll find features that make this property even more appealing. The covered carport provides protection from the Florida sun and weather, while the workshop/storage shed houses the lawnmower which conveys, offers the perfect space for tools, hobbies, projects, or additional storage. Set within a welcoming 55+ community, residents enjoy a peaceful environment along with opportunities to connect with neighbors and participate in community activities. Community activities include: dances, ceramics, yoga, card games, water aerobics and more. It’s the kind of place where mornings start slow, afternoons are spent enjoying the Florida sunshine, and neighbors quickly become friends. Whether you're looking to downsize, find a seasonal getaway, or secure an affordable full-time residence, this well-cared-for home offers comfort, practicality, and the easygoing Florida lifestyle so many people are searching for. Opportunities like this don’t stay on the market long. Schedule your showing and see why this charming home is the perfect place to start your next chapter.

20. 2011-03-17
    soldstatus $45,000 259-char remark

    Show marketing remark (259 chars)

    2 BR, 2 BT. HOME LOCATED IN A 55+ COMMUNITY. 7 X 15 ADDITION TO KITCHEN, NEWER CABINETS, RANGE, DISHWASHER, DISPOSAL. HOME HAS A BRICK PATIO, VINYL SIDING. ROOF OVER IN 2008 WITH WARRANTY. WHEELCHAIR RAMP. LOW MONTHY FEE OF ONLY $60.00. YOU OWN YOUR OWN LAND.

21. 2011-03-09
    price $50,500 259-char remark

    Show marketing remark (259 chars)

    2 BR, 2 BT. HOME LOCATED IN A 55+ COMMUNITY. 7 X 15 ADDITION TO KITCHEN, NEWER CABINETS, RANGE, DISHWASHER, DISPOSAL. HOME HAS A BRICK PATIO, VINYL SIDING. ROOF OVER IN 2008 WITH WARRANTY. WHEELCHAIR RAMP. LOW MONTHY FEE OF ONLY $60.00. YOU OWN YOUR OWN LAND.

22. 2002-01-15
    soldstatus $46,000
23. 2002-01-03
    soldstatus $46,000
24. 2001-12-13
    price $49,500
25. 1997-08-18
    soldstatus $39,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,517 · $126/mo
• Projected year-2 tax: $1,517 · $126/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone AE · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,309
• − Mortgage interest: −$7,282
• − Property taxes: −$1,517
• − Insurance: −$5,768
• − Repairs & maintenance: −$1,225
• − Management: −$1,225
• − HOA: −$1,140
• − Depreciation: −$3,782
• Taxable loss: −$6,631
• Est. tax savings @ 24.0%: +$1,591
• After-tax cash flow: $-2,922/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lee
• NCES district ID: 1201080
• Math proficiency: 47% ▼ -11.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $49,518
• Composite: 41.49/100
• National rank: #3458
• State rank: #42 of 73 in FL

Livability — North Fort Myers

• Score: 74/100
• State rank: #269
• US rank: #4409

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: North Fort Myers, FL
• County: Lee County · 788,662 people
• City population: 57,035
• Metro: Cape Coral-Fort Myers, FL
• Population (ZIP): 33,380
• Household income: $55,000
• Rent vs Own: 16.3% rent · 83.7% own
• Severe rent burden: 775.0

Population outlook (Lee County) Hauer SSP2

• Today (2025): 871,946 people
• By 2030: 955,468 · +9.6%
• By 2040: 1,113,587 · +27.7%
• By 2050: 1,256,891 · +44.1%
• By 2075: 1,560,270 · +78.9%
• By 2100: 1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 10% Two or more races 7% Asian 1% Black 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1% Cuban 3%
• Common ancestry: Lithuanian 3% Romanian 3% Slovak 2%
• Foreign-born: 10% · Canada
• Languages at home: 88% English-only · Spanish 9% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Lee

• 2024 margin: Strong R (+28.4) · D 35.5% · R 63.9%
• 2008→2024 swing: -18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
• All cycles: 2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -122.28%
• Current HPI: 282.2895
• Rent YoY: ▲ 2.63%
• Metro: Cape Coral-Fort Myers, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+233.3% since first listed

12 events — show timeline

• 2026-04-13 Relisted — FORTMLS
• 2026-04-13 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-06 Pending — FORTMLS
• 2026-03-18 Listed $130,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-18 Listed $130,000 FORTMLS
• 2011-03-17 Sold (MLS) $45,000 FORTMLS
• 2011-03-09 Price Changed $50,500 FORTMLS
• 2002-01-15 Sold (Public Records) $46,000 Public Records
• 2002-01-03 Sold (MLS) $46,000 FORTMLS
• 2001-12-13 Price Changed $49,500 FORTMLS
• 1997-08-18 Sold (Public Records) $39,000 Public Records

Property tax history

+7.3%/yr

Latest (2025): $1,517 · +4.5% YoY. Source: county tax records.