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31525 Pianella Ln 🏗️ New Construction
F Composite 29.25
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +6.1/30.0
  • Condition / age +3.8/5.0
  • Schools +3.5/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • 1% rule +2.3/10.0
  • Appreciation +0.7/10.0
  • DSCR +0.4/10.0

$176,990

31525 Pianella Ln · Huffman, TX 77336
3 bd · 2.0 ba · 1,522 sqft · SingleFamily · 68 Days on market
Built 2026 Good condition Garage $192/mo HOA · 10% of rent ↓ 16% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $176,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $270,990.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $177k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-507 ($-6k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $177k).
  • Recommended offer: $166k (6.0% below list) — sets the bar for market timing.
  • Cap rate 4.0% vs local median 5.5% in Huffman — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Falcon Ridge El (math 30% / reading 35%, grade F, #2,234 of 4,322 statewide, top 52%, 689 students, 49% FRL); Huffman Middle (math 36% / reading 32%, grade F, #892 of 1,662 statewide, top 55%, 907 students, 42% FRL); Hargrave H S (math 31% / reading 46%, grade F, #866 of 1,632 statewide, top 54%, 1,125 students, 36% FRL).
  • Market conditions: 738 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 68 days — a 6% lower offer ($166k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $166,370 (6.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
4.05%
Cash-on-cash
-8.02%
DSCR
0.64
GRM
11.5

CMA / ARV

ARV (median comp)
$270,990
List price
$176,990
Delta
-27.31%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
31511 San Floro Dr 0.16mi 3/2.0 1,600 (+5%) 0mo $237,990 $149 84
31505 Olivella Dr 0.10mi 3/2.0 1,302 (-14%) 0mo $199,990 $154 71
930 Capracotta Dr 0.51mi 3/2.0 1,461 (-4%) 0mo $187,990 $129 70
928 Capracotta Dr 0.50mi 3/2.0 1,451 (-5%) 1mo $180,990 $125 68
31420 Pratola Serra Cir 0.54mi 3/2.0 1,461 (-4%) 1mo $205,990 $141 67
31422 Pratola Serra Cir 0.54mi 3/2.0 1,451 (-5%) 1mo $248,990 $172 66
920 Pertuso Ln 0.55mi 4/2.5 (+1) 1,535 (+1%) 0mo $160,990 $105 65
944 Pertuso Ln 0.61mi 4/2.5 (+1) 1,535 (+1%) 0mo $156,990 $102 63
31209 Piccolo Fiore Ln 0.42mi 4/2.0 (+1) 1,656 (+9%) 0mo $201,990 $122 60
31637 Bohlssen Rd 0.30mi 3/1.5 1,747 (+15%) 1mo $479,900 $275 58
919 Capracotta Dr 0.48mi 3/2.0 1,311 (-14%) 1mo $180,990 $138 54
918 Capracotta Dr 0.46mi 3/2.0 1,749 (+15%) 0mo $254,990 $146 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-30.3%
Equity multiple
-0.00×
Total profit
$-76,072
Equity at exit
$40,405
10-year hold
IRR
-31.8%
Equity multiple
-0.41×
Total profit
$-107,244
Equity at exit
$23,430

Cash invested: $75,877 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
75 active · 44 under contract
Months of supply
5.0 mo (20%/mo absorbed)
Median asking
$190,990 ($127/sqft)
Median days on market
31 d
This list price
28% of active listings are priced below it
ARV vs active asking
+40.4% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
738
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,972 medium interval (Pro) →
Mortgage (P&I)
$1,421
Tax est. 1.5%
$339 /mo · $4,065/yr
Insurance
$113
HOA
$192
Vacancy / Maint / Mgmt
$414
Net cashflow
$-507

Break-even live

Break-even rent $2,614
Max offer price $197,588
Occupancy floor

Sensitivity live

Price -10% $-320 -5% $-414 +0% $-507 +5% $-601 +10% $-695
Rent -10% $-663 -5% $-585 +0% $-507 +5% $-429 +10% $-352
Rate -1.0pp $-371 -0.5pp $-438 base $-507 +0.5pp $-577 +1.0pp $-649

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,748
Closing costs
$8,130
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,599 $1.09 23d 1 0.57mi
934 Pertuso Ln Huffman, TX 3.0 2.0 1360 $1,699 $1.25 15d 1 0.61mi

Property features AI

Finance

HOA & community
Community managed by KRJ Management, Inc.Annual association fee of $2,300

Exterior

Parking
Attached garage with 2 spaces
Utilities
Public waterPublic sewer
Home design
Residential propertyUnder construction (new construction)Built in 2026Slab foundation
Construction
Brick and cement siding exteriorComposition roof
Exterior features
Back yard fenceSubdivision lot setting

Interior

Kitchen
DishwasherElectric ovenElectric rangeGas ovenGas range
Bedrooms
5 total rooms (includes bedrooms and living spaces)
Flooring
CarpetVinyl
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (electric and gas)Central air conditioning (electric and gas)
Interior features
Breakfast barKitchen and family room combinedKitchen and dining area combinedSeparate showerTub shower
Laundry & utility
Washer hookupElectric dryer hookupGas dryer hookup

Listing history 50 events

  1. 2026-08-08
    pricedays on market $176,990 Active 68 DOM
  2. 2026-08-06
    days on market $184,990 Active 66 DOM
  3. 2026-08-05
    days on market $184,990 Active 65 DOM
  4. 2026-08-04
    days on market $184,990 Active 64 DOM
  5. 2026-08-03
    days on market $184,990 Active 63 DOM
  6. 2026-07-31
    days on market $184,990 Active 60 DOM
  7. 2026-07-30
    days on market $184,990 Active 58 DOM
  8. 2026-07-28
    days on market $184,990 Active 57 DOM
  9. 2026-07-26
    days on market $184,990 Active 55 DOM
  10. 2026-07-24
    days on market $184,990 Active 53 DOM
  11. 2026-07-23
    days on market $184,990 Active 52 DOM
  12. 2026-07-22
    days on market $184,990 Active 51 DOM
  13. 2026-07-21
    pricedays on market $184,990 Active 50 DOM
    Show marketing remark (399 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  14. 2026-07-20
    days on market $183,990 Active 49 DOM
  15. 2026-07-18
    days on market $183,990 Active 47 DOM
  16. 2026-07-18
    days on market $183,990 Active 46 DOM
  17. 2026-07-16
    days on market $183,990 Active 45 DOM
  18. 2026-07-15
    pricedays on market $183,990 Active 44 DOM
    Show marketing remark (399 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  19. 2026-07-14
    days on market $191,990 Active 43 DOM
  20. 2026-07-13
    days on market $191,990 Active 42 DOM
  21. 2026-07-13
    days on market $191,990 Active 41 DOM
  22. 2026-07-11
    days on market $191,990 Active 40 DOM
  23. 2026-07-10
    days on market $191,990 Active 39 DOM
  24. 2026-07-09
    pricedays on market $191,990 Active 38 DOM
  25. 2026-07-07
    days on market $196,990 Active 36 DOM
  26. 2026-07-06
    days on market $196,990 Active 35 DOM
  27. 2026-07-06
    days on market $196,990 Active 34 DOM
  28. 2026-07-05
    days on market $196,990 Active 33 DOM
  29. 2026-07-03
    days on market $196,990 Active 32 DOM
  30. 2026-07-02
    days on market $196,990 Active 31 DOM
  31. 2026-07-01
    days on market $196,990 Active 30 DOM
  32. 2026-06-30
    days on market $196,990 Active 29 DOM
  33. 2026-06-29
    days on market $196,990 Active 28 DOM
  34. 2026-06-28
    days on market $196,990 Active 27 DOM
  35. 2026-06-27
    days on market $196,990 Active 26 DOM
  36. 2026-06-26
    days on market $196,990 Active 25 DOM
  37. 2026-06-24
    days on market $196,990 Active 23 DOM
  38. 2026-06-22
    days on market $196,990 Active 21 DOM
  39. 2026-06-21
    days on market $196,990 Active 20 DOM
  40. 2026-06-18
    days on market $196,990 Active 17 DOM
  41. 2026-06-17
    remarks 618-char remark
  42. 2026-06-17
    days on market $196,990 Active 16 DOM
  43. 2026-06-16
    days on market $196,990 Active 15 DOM
  44. 2026-06-15
    days on market $196,990 Active 14 DOM
  45. 2026-06-13
    days on market $196,990 Active 12 DOM
  46. 2026-06-09
    days on market $196,990 Active 8 DOM
  47. 2026-06-08
    days on market $196,990 Active 7 DOM
  48. 2026-06-07
    days on market $196,990 Active 6 DOM
  49. 2026-06-04
    days on market $196,990 Active 3 DOM
  50. 2026-06-03
    days on market $196,990 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,658
− Mortgage interest
−$15,180
− Property taxes
−$4,065
− Insurance
−$1,355
− Repairs & maintenance
−$1,893
− Management
−$1,893
− HOA
−$2,304
− Depreciation
−$7,883
Taxable loss
−$10,914
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,619
After-tax cash flow
$-3,468/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 8 photos

Good 75/100 Cosmetic rehab Est. rehab $7,610–$22,830 screening

This single-level home features a spacious open floorplan with modern finishes and a good condition. It is ready for minor cosmetic updates to enhance its resale and rental value.

Value-add opportunities

  • Both Paint touch-ups — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Lighting upgrades — Modern lighting fixtures can brighten the space and improve ambiance.
  • Both Flooring replacement — Replacing worn-out flooring can significantly improve the home's appearance and value.
  • Both Kitchen appliances replacement — Upgrading to newer, energy-efficient appliances can increase the home's value and appeal to potential buyers/renters.
  • Both Bathroom updates — Updating bathrooms with modern fixtures and finishes can add value and attract more buyers/renters.
  • Both Landscaping improvements — Enhancing the landscaping can improve curb appeal and add value to the home.

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 35/100

Zoned Schools

Elementary Falcon Ridge El F TX #2,234/4,322 Nat'l #24,773/41,679 Middle Huffman Middle F TX #892/1,662 Nat'l #7,813/14,009 High Hargrave H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Huffman

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Harris County · 5,571,493 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
22% of renters

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 2%
Foreign-born
9% · Canada
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Price history

-15.9% since first listed
10 events — show timeline
  • 2026-07-21 Price Changed $184,990 HARMLS
  • 2026-07-21 Price Changed $184,990 Zillow
  • 2026-07-15 Price Changed $183,990 Zillow
  • 2026-07-14 Price Changed $183,990 HARMLS
  • 2026-07-08 Price Changed $191,990 Zillow
  • 2026-07-07 Price Changed $191,990 HARMLS
  • 2026-06-01 Listed $196,990 HARMLS
  • 2026-05-21 Price Changed $196,990 Zillow
  • 2026-05-19 Price Changed $212,440 Zillow
  • 2026-05-12 Listed $219,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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