108 Harrison Ave · Avalon, PA 15202

$102,200

3 bd · 2.0 ba · 2,088 sqft · SingleFamily public records · 28 Days on market

Built 1900 3,484 sqft lot $49/sqft · 63% below area

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +4.3/5.0
• Rent growth +3.8/5.0
• Schools +3.4/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This property is ready for fixes but ideally situated on the edge of PGH this spacious home greets you with a large covered porch, entry foyer, & sun-filled open family room. The main level offers a sizable master bedroom w/ ensuite full bath, generous closet space, & easy laundry access right on the bedroom level. Upstairs, 3 bedrooms & a versatile laundry/office room, plus a third floor w/ bonus room potential for a bedroom, office, and/or bath. Enjoy a modern kitchen adjacent to a dining room featuring a double pantry & convenient flow to the rear deck, level yard, 2 storage sheds, and garage. The property is close to major routes (Rt 65, 79, 279), making travel & commutes simple. Nearby, experience the Avalon/Bellevue “revival” with a range of eateries as well as shopping and daily conveniences within a few blocks. Residents benefit from the Northgate School District, proximity to parks, community events, and short trips to Ohio River amenities & major sports.

Key facts

• 3,484 sq ft lot
• Garage
• Built 1900

Property features AI

Exterior

• Parking: Detached garage (1 space); One total garage/parking space
• Utilities: Other water source
• Home design: Detached property
• Construction: Other foundation details; Year built (estimated)
• Exterior features: No tidal water; Other above-grade structures

Interior

• Bedrooms: Four bedrooms on the main level
• Bathrooms: Two full bathrooms (both on the main level)
• Heating & cooling: Other heating; Other cooling; Other hot water
• Interior features: Estimated living area; Finished above-grade living space

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $102k.

Deal economics

• At list price, monthly cash flow is $1k ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $102k).
• Recommended offer: $101k (1.5% below list) — sets the bar for market timing.
• Cap rate 18.3% vs local median 5.2% in Avalon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#63 in PA, #439 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, cost of living A+; Watch: amenities C-.
• Northgate SD (suburban): math 25% / reading 57% proficiency, ranked #354 of 539 in PA (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+5.2%/yr); 80 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
• This rent runs 38% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $707 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 5.2% rent growth), your $29k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 6y ago; this cycle's ask has dropped $17k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $100,667 (1.5% below list)

Questions for the listing agent

1. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.14% ✓
• Cap rate: 18.29%
• Cash-on-cash: 42.84%
• DSCR: 2.91
• GRM: 3.9

CMA / ARV

• ARV (median comp): $282,931
• List price: $102,200
• Delta: -63.88%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
119 Harrison Ave	0.02mi	4/2.0 (+1)	2,156 (+3%)	4mo	$290,000	$135	85
208 Delp St	0.24mi	3/2.0	1,986 (-5%)	5mo	$100,001	$50	77
712 California Ave	0.31mi	4/2.5 (+1)	2,176 (+4%)	0mo	$325,000	$149	71
705 Taylor Ave	0.29mi	4/2.0 (+1)	2,244 (+8%)	1mo	$125,000	$56	68
647 Park Ave	0.33mi	4/2.5 (+1)	1,996 (-4%)	5mo	$350,000	$175	67
601 Center Ave	0.28mi	4/3.5 (+1)	1,981 (-5%)	3mo	$365,000	$184	65
327 Elizabeth Ave	0.46mi	3/1.0	1,904 (-9%)	4mo	$16,000	$8	56
224 S Home Ave	0.65mi	4/1.5 (+1)	2,184 (+5%)	0mo	$332,280	$152	55
241 S Starr Ave	0.70mi	4/2.0 (+1)	2,123 (+2%)	8mo	$335,000	$158	53
311 Forest Ave	0.75mi	4/2.5 (+1)	2,031 (-3%)	6mo	$394,000	$194	48
1023 Hamilton Ave	0.67mi	3/1.5	1,825 (-13%)	4mo	$221,000	$121	42
233 S Starr Ave	0.70mi	4/1.5 (+1)	1,826 (-12%)	3mo	$260,000	$142	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.16% rent growth · sell at horizon

5-year hold

• IRR: 42.1%
• Equity multiple: 2.87×
• Total profit: $53,396
• Equity at exit: $15,238

10-year hold

• IRR: 49.2%
• Equity multiple: 6.29×
• Total profit: $151,242
• Equity at exit: $8,836

Cash invested: $28,616 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15202

• Home prices YoY: -30.2%
• Rents YoY: 5.2%
• Active inventory: 80
• Price-to-rent: 3.9×

Monthly cashflow live

• Estimated rent: $2,187 medium
• Mortgage (P&I): −$536
• Tax est. 1.5%: −$128 /mo · $1,533/yr
• Insurance: −$43
• HOA: −$0
• Vacancy / Maint / Mgmt: −$459
• Net cashflow: $1,022

Break-even live

Break-even rent $894

Max offer price $102,200

Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,550
• Closing costs: $3,066
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
421 N Ohio St Pittsburgh, PA	3.0	2.0	1747	$2,700	$1.55	2d	1	0.19mi
713 Clinton Pl Pittsburgh, PA	4.0	2.0	1760	$2,750	$1.56	2d	1	0.67mi
555 Orchard Ave Bellevue, PA	3.0	1.0	1400	$1,295	$0.93	44d	1	0.95mi
189 N Balph Ave Pittsburgh, PA	3.0	1.0	1550	$1,850	$1.19	44d	1	1.09mi

Listing history 26 events

1. 2026-06-13
   statusdays on market $102,200 Pending 28 DOM
2. 2026-06-09
   days on market $102,200 Active 27 DOM
3. 2026-06-08
   days on market $102,200 Active 26 DOM
4. 2026-06-07
   pricedays on market $102,200 Active 25 DOM
5. 2026-06-03
   days on market $119,000 Active 21 DOM
6. 2026-06-02
   days on market $119,000 Active 20 DOM
7. 2026-06-01
   days on market $119,000 Active 19 DOM
8. 2026-05-31
   days on market $119,000 Active 18 DOM
9. 2026-05-13
   listed $119,000 Active 894-char remark
10. 2026-05-13
    historical
11. 2026-05-13
    listed $119,000 Active
12. 2025-12-10
    price $125,000

    Show marketing remark (1024 chars)

    This property is ready for fixes but ideally situated on the edge of PGH this spacious home greets you with a large covered porch, entry foyer, & sun-filled open family room. The main level offers a sizable master bedroom w/ ensuite full bath, generous closet space, & easy laundry access right on the bedroom level. Upstairs, 3 bedrooms & a versatile laundry/office room, plus a third floor w/ bonus room potential for a bedroom, office, and/or bath. Enjoy a modern kitchen adjacent to a dining room featuring a double pantry & convenient flow to the rear deck, level yard, 2 storage sheds, and garage. The property is close to major routes (Rt 65, 79, 279), making travel & commutes simple. Nearby, experience the Avalon/Bellevue “revival” with a range of eateries as well as shopping and daily conveniences within a few blocks. Residents benefit from the Northgate School District, proximity to parks, community events, and short trips to Ohio River amenities & major sports.

13. 2025-12-09
    historical Contingent

    Show marketing remark (1024 chars)

    This property is ready for fixes but ideally situated on the edge of PGH this spacious home greets you with a large covered porch, entry foyer, & sun-filled open family room. The main level offers a sizable master bedroom w/ ensuite full bath, generous closet space, & easy laundry access right on the bedroom level. Upstairs, 3 bedrooms & a versatile laundry/office room, plus a third floor w/ bonus room potential for a bedroom, office, and/or bath. Enjoy a modern kitchen adjacent to a dining room featuring a double pantry & convenient flow to the rear deck, level yard, 2 storage sheds, and garage. The property is close to major routes (Rt 65, 79, 279), making travel & commutes simple. Nearby, experience the Avalon/Bellevue “revival” with a range of eateries as well as shopping and daily conveniences within a few blocks. Residents benefit from the Northgate School District, proximity to parks, community events, and short trips to Ohio River amenities & major sports.

14. 2025-09-25
    listed $165,000 Active

    Show marketing remark (1024 chars)

    This property is ready for fixes but ideally situated on the edge of PGH this spacious home greets you with a large covered porch, entry foyer, & sun-filled open family room. The main level offers a sizable master bedroom w/ ensuite full bath, generous closet space, & easy laundry access right on the bedroom level. Upstairs, 3 bedrooms & a versatile laundry/office room, plus a third floor w/ bonus room potential for a bedroom, office, and/or bath. Enjoy a modern kitchen adjacent to a dining room featuring a double pantry & convenient flow to the rear deck, level yard, 2 storage sheds, and garage. The property is close to major routes (Rt 65, 79, 279), making travel & commutes simple. Nearby, experience the Avalon/Bellevue “revival” with a range of eateries as well as shopping and daily conveniences within a few blocks. Residents benefit from the Northgate School District, proximity to parks, community events, and short trips to Ohio River amenities & major sports.

15. 2021-07-21
    listed $215,000 Active
16. 2021-06-25
    historical $215,000
17. 2020-12-16
    soldstatus $165,000
18. 2020-11-20
    status Pending
19. 2020-11-20
    soldstatus $165,000 Closed
20. 2020-10-05
    historical Contingent
21. 2020-10-01
    status Active
22. 2020-08-31
    historical Contingent
23. 2020-08-22
    price $165,000
24. 2020-08-13
    price $174,000
25. 2020-07-31
    listed $180,000 Active
26. 1977-07-12
    soldstatus $26,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,247
• − Mortgage interest: −$5,725
• − Property taxes: −$1,533
• − Insurance: −$511
• − Repairs & maintenance: −$2,100
• − Management: −$2,100
• − Depreciation: −$2,973
• Taxable income: $11,305
• Est. tax owed @ 24.0%: −$2,713
• After-tax cash flow: $9,546/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Northgate SD
• NCES district ID: 4217770
• Math proficiency: 25% ▼ -12.00%
• Reading proficiency: 57% ▼ -5.00%
• Median HH income: $39,084
• Composite: 34.15/100
• National rank: #5279
• State rank: #354 of 539 in PA

Livability — Avalon

• Score: 86/100
• State rank: #63
• US rank: #439

Category grades

Amenities C- Commute A+ Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety B- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Avalon, PA
• County: Allegheny County · 1,022,028 people
• City population: 19,642
• Metro: Pittsburgh, PA
• Population (ZIP): 19,564
• Household income: $68,287
• Rent vs Own: 48.0% rent · 52.0% own
• Severe rent burden: 952.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Black 9% Two or more races 5% Hispanic / Latino 2% Asian 1%
• Common ancestry: Romanian 6% Italian 2% Lithuanian 2%
• Foreign-born: 2% · Canada, China
• Languages at home: 96% English-only · Other Indo-European 1% Spanish 1% Chinese 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -118.40%
• Current HPI: 274.1929
• Rent YoY: ▲ 5.16%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+285.7% since first listed

20 events — show timeline

• 2026-06-10 Pending — BRIGHT MLS
• 2026-06-05 Price Changed $102,200 BRIGHT MLS
• 2026-05-13 Listed $119,000 BRIGHT MLS
• 2026-05-13 Listing Removed — BRIGHT MLS
• 2026-05-13 Listed $119,000 BRIGHT MLS
• 2025-12-10 Price Changed $125,000 West Penn MLS
• 2025-12-09 Contingent — West Penn MLS
• 2025-09-25 Listed $165,000 West Penn MLS
• 2021-07-21 Listed $215,000 West Penn MLS
• 2021-06-25 Coming Soon $215,000 West Penn MLS
• 2020-12-16 Sold (Public Records) $165,000 Public Records
• 2020-11-20 Pending — West Penn MLS
• 2020-11-20 Sold (MLS) $165,000 West Penn MLS
• 2020-10-05 Contingent — West Penn MLS
• 2020-10-01 Relisted — West Penn MLS
• 2020-08-31 Contingent — West Penn MLS
• 2020-08-22 Price Changed $165,000 West Penn MLS
• 2020-08-13 Price Changed $174,000 West Penn MLS
• 2020-07-31 Listed $180,000 West Penn MLS
• 1977-07-12 Sold (Public Records) $26,500 Public Records

Property tax history

+7.4%/yr

Latest (2026): $5,829 · +2.6% YoY. Source: county tax records.