336 Alcott Ct #170 · Bethel Island, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 21 days/yr
- Unhealthy air days in 30 yrs
- 23 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- Schools +3.4/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
$174,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
HUGE Price Adjustment, MUST SELL! AWESOME PROPERTY HAS BIG BACKYARD & SIDE YARD W/ LOTS OF SPACE for BBQs, Play, Pets. FOR SALE or TRADE! Lovely Family Home in the heart of the "California Delta"! Enjoy 4 Main Marinas, go Fishing @ Piper Pier, RV spaces, Kayaking, Paddle Boats, BBQ areas, and More! Large Lot with white picket fence around entire large yard. Property features 10x12 Shed for your tools, 2 Decks including enclosed Sunroom (damaged by storms - AS-IS). Open Concept Kitchen, Dining Area to Family Room w/Ceiling Fan. Kitchen Features White Cabinets w/Wood Like Countertops, Window over Sink w/Skylight above. Hardwood Floors throughout, only one carpeted room. 1986 Year Built Double Wide Home sits on two lots! One of 4-5 in this Park! Laundry Room, 2 Covered Parking Spaces, Central AC. Community Recreational Hall Clubhouse w/Pool Tables + Full Kitchen for Private Events + Community Pool. Offers due Monday at NOON!
Key facts
- Double lot
- Open concept design
- 10 by 12 foot shed
Tags
Property features AI
Finance
- Other: Land lease: No
- Financial info: Not applicable
- HOA & community: No association
Exterior
- Parking: 3 parking spaces; Off-street covered parking
- Utilities: Cable available; Propane service; Individual electric meter; Individual gas meter; 220V in kitchen; 220V in laundry; Private water; Private sewer
- Home design: Manufactured in park (double wide); Fleetwood Sandalwood model; Built in 1985
- Construction: Wood skirting; Composition roof; Manufactured construction
- Exterior features: Fenced backyard; Backyard; Cul-de-sac lot; Patio awning; Carport awning; Porch awning; Storage; Workshop; See remarks
Interior
- Kitchen: Free standing refrigerator; Free standing electric range; Dishwasher; Disposal; Microwave
- Bedrooms: 3 bedrooms
- Flooring: Laminate
- Bathrooms: 2 full bathrooms; Tub with shower over; Shower stall(s)
- Heating & cooling: Central cooling; Central heating with propane
- Interior features: Skylights in living room and kitchen; Open beam ceiling in living room; Wood countertops; Covered deck; Storage area; Pets allowed
- Laundry & utility: Washer and dryer included; Laundry located inside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $174k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $174k).
- Recommended offer: $164k (6.0% below list) — sets the bar for market timing.
- Cap rate 16.8% vs local median 2.7% in Bethel Island — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 49/100 on livability (#1,166 in CA) — a working-class tenant base; expect higher turnover. Strengths: crime A-; Watch: employment C-, schools F, amenities F.
- Oakley Union Elementary (suburban): math 26% / reading 40% proficiency, ranked #837 of 1,400 in CA (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 79 active listings in the ZIP; 2,169 units permitted in Contra Costa County in 2024 (896 in 5+ unit buildings).
Forward outlook
- In year one you build about $19k of equity ($1k loan paydown + $17k appreciation (10.0% local appreciation)).
- Contra Costa County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $49k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$47k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 66 days — a 6% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 21y ago; this cycle's ask has dropped $26k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $140k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.98% ✓
- Cap rate
- 16.79%
- Cash-on-cash
- 37.48%
- DSCR
- 2.67
- GRM
- 4.2
CMA / ARV
- ARV (on-the-fly)
- $129,024
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 336 Alcott Ct #170 | 0.00mi | 3/2.0 | 1,344 (0%) | 1mo | $129,000 | $96 | 99 |
| 3760 Porter Cir | 0.04mi | 3/2.0 | 1,344 (0%) | 15mo | $159,900 | $119 | 85 |
| 3757 Porter Cir #69 | 0.13mi | 3/2.0 | 1,344 (0%) | 22mo | $80,000 | $60 | 75 |
| 3621 Hawthorne Dr #110 | 0.15mi | 2/2.0 (-1) | 1,440 (+7%) | 19mo | $130,000 | $90 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 44.7%
- Equity multiple
- 4.38×
- Total profit
- $164,825
- Equity at exit
- $156,753
- IRR
- 38.8%
- Equity multiple
- 9.85×
- Total profit
- $431,159
- Equity at exit
- $338,044
Cash invested: $48,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 94511
- Home prices YoY
- 4.6%
- Active inventory
- 79
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $3,448 medium interval (Pro) →
- Mortgage (P&I)
- −$912
- Tax est. 1.5%
- −$218 /mo · $2,610/yr
- Insurance
- −$72
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$724
- Net cashflow
- $1,095
Break-even live
Sensitivity live
| Price | -10% $1,215 | -5% $1,155 | +0% $1,095 | +5% $1,035 | +10% $975 |
|---|---|---|---|---|---|
| Rent | -10% $823 | -5% $959 | +0% $1,095 | +5% $1,231 | +10% $1,367 |
| Rate | -1.0pp $1,183 | -0.5pp $1,139 | base $1,095 | +0.5pp $1,050 | +1.0pp $1,004 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,500
- Closing costs
- $5,220
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 13 events
-
2023-06-22soldstatus $140,000 Sold 950-char remark
Show marketing remark (950 chars)
HUGE Price Adjustment, MUST SELL! AWESOME PROPERTY HAS BIG BACKYARD & SIDE YARD W/ LOTS OF SPACE for BBQs, Play, Pets. FOR SALE or TRADE! Lovely Family Home in the heart of the "California Delta"! Enjoy 4 Main Marinas, go Fishing @ Piper Pier, RV spaces, Kayaking, Paddle Boats, BBQ areas, and More! Large Lot with white picket fence around entire large yard. Property features 10x12 Shed for your tools, 2 Decks including enclosed Sunroom (damaged by storms - AS-IS). Open Concept Kitchen, Dining Area to Family Room w/Ceiling Fan. Kitchen Features White Cabinets w/Wood Like Countertops, Window over Sink w/Skylight above. Hardwood Floors throughout, only one carpeted room. 1986 Year Built Double Wide Home sits on two lots! One of 4-5 in this Park! Laundry Room, 2 Covered Parking Spaces, Central AC. Community Recreational Hall Clubhouse w/Pool Tables + Full Kitchen for Private Events + Community Pool. Offers due Monday at NOON!
-
2023-05-27status Pending 950-char remark
Show marketing remark (950 chars)
HUGE Price Adjustment, MUST SELL! AWESOME PROPERTY HAS BIG BACKYARD & SIDE YARD W/ LOTS OF SPACE for BBQs, Play, Pets. FOR SALE or TRADE! Lovely Family Home in the heart of the "California Delta"! Enjoy 4 Main Marinas, go Fishing @ Piper Pier, RV spaces, Kayaking, Paddle Boats, BBQ areas, and More! Large Lot with white picket fence around entire large yard. Property features 10x12 Shed for your tools, 2 Decks including enclosed Sunroom (damaged by storms - AS-IS). Open Concept Kitchen, Dining Area to Family Room w/Ceiling Fan. Kitchen Features White Cabinets w/Wood Like Countertops, Window over Sink w/Skylight above. Hardwood Floors throughout, only one carpeted room. 1986 Year Built Double Wide Home sits on two lots! One of 4-5 in this Park! Laundry Room, 2 Covered Parking Spaces, Central AC. Community Recreational Hall Clubhouse w/Pool Tables + Full Kitchen for Private Events + Community Pool. Offers due Monday at NOON!
-
2023-05-05price $155,000 950-char remark
Show marketing remark (950 chars)
HUGE Price Adjustment, MUST SELL! AWESOME PROPERTY HAS BIG BACKYARD & SIDE YARD W/ LOTS OF SPACE for BBQs, Play, Pets. FOR SALE or TRADE! Lovely Family Home in the heart of the "California Delta"! Enjoy 4 Main Marinas, go Fishing @ Piper Pier, RV spaces, Kayaking, Paddle Boats, BBQ areas, and More! Large Lot with white picket fence around entire large yard. Property features 10x12 Shed for your tools, 2 Decks including enclosed Sunroom (damaged by storms - AS-IS). Open Concept Kitchen, Dining Area to Family Room w/Ceiling Fan. Kitchen Features White Cabinets w/Wood Like Countertops, Window over Sink w/Skylight above. Hardwood Floors throughout, only one carpeted room. 1986 Year Built Double Wide Home sits on two lots! One of 4-5 in this Park! Laundry Room, 2 Covered Parking Spaces, Central AC. Community Recreational Hall Clubhouse w/Pool Tables + Full Kitchen for Private Events + Community Pool. Offers due Monday at NOON!
-
2023-03-29price $165,000 950-char remark
Show marketing remark (950 chars)
HUGE Price Adjustment, MUST SELL! AWESOME PROPERTY HAS BIG BACKYARD & SIDE YARD W/ LOTS OF SPACE for BBQs, Play, Pets. FOR SALE or TRADE! Lovely Family Home in the heart of the "California Delta"! Enjoy 4 Main Marinas, go Fishing @ Piper Pier, RV spaces, Kayaking, Paddle Boats, BBQ areas, and More! Large Lot with white picket fence around entire large yard. Property features 10x12 Shed for your tools, 2 Decks including enclosed Sunroom (damaged by storms - AS-IS). Open Concept Kitchen, Dining Area to Family Room w/Ceiling Fan. Kitchen Features White Cabinets w/Wood Like Countertops, Window over Sink w/Skylight above. Hardwood Floors throughout, only one carpeted room. 1986 Year Built Double Wide Home sits on two lots! One of 4-5 in this Park! Laundry Room, 2 Covered Parking Spaces, Central AC. Community Recreational Hall Clubhouse w/Pool Tables + Full Kitchen for Private Events + Community Pool. Offers due Monday at NOON!
-
2023-02-12price $175,000 950-char remark
Show marketing remark (950 chars)
HUGE Price Adjustment, MUST SELL! AWESOME PROPERTY HAS BIG BACKYARD & SIDE YARD W/ LOTS OF SPACE for BBQs, Play, Pets. FOR SALE or TRADE! Lovely Family Home in the heart of the "California Delta"! Enjoy 4 Main Marinas, go Fishing @ Piper Pier, RV spaces, Kayaking, Paddle Boats, BBQ areas, and More! Large Lot with white picket fence around entire large yard. Property features 10x12 Shed for your tools, 2 Decks including enclosed Sunroom (damaged by storms - AS-IS). Open Concept Kitchen, Dining Area to Family Room w/Ceiling Fan. Kitchen Features White Cabinets w/Wood Like Countertops, Window over Sink w/Skylight above. Hardwood Floors throughout, only one carpeted room. 1986 Year Built Double Wide Home sits on two lots! One of 4-5 in this Park! Laundry Room, 2 Covered Parking Spaces, Central AC. Community Recreational Hall Clubhouse w/Pool Tables + Full Kitchen for Private Events + Community Pool. Offers due Monday at NOON!
-
2023-01-07$200,000 New 950-char remark
Show marketing remark (950 chars)
HUGE Price Adjustment, MUST SELL! AWESOME PROPERTY HAS BIG BACKYARD & SIDE YARD W/ LOTS OF SPACE for BBQs, Play, Pets. FOR SALE or TRADE! Lovely Family Home in the heart of the "California Delta"! Enjoy 4 Main Marinas, go Fishing @ Piper Pier, RV spaces, Kayaking, Paddle Boats, BBQ areas, and More! Large Lot with white picket fence around entire large yard. Property features 10x12 Shed for your tools, 2 Decks including enclosed Sunroom (damaged by storms - AS-IS). Open Concept Kitchen, Dining Area to Family Room w/Ceiling Fan. Kitchen Features White Cabinets w/Wood Like Countertops, Window over Sink w/Skylight above. Hardwood Floors throughout, only one carpeted room. 1986 Year Built Double Wide Home sits on two lots! One of 4-5 in this Park! Laundry Room, 2 Covered Parking Spaces, Central AC. Community Recreational Hall Clubhouse w/Pool Tables + Full Kitchen for Private Events + Community Pool. Offers due Monday at NOON!
-
2021-08-12historical
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2019-04-11soldstatus $115,000 Sold
-
2019-04-03status Pending
-
2019-02-04$139,000 New
-
2005-12-01soldstatus $115,000
-
2005-11-10historical
-
2005-08-06$115,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone AE · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥101°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 21 unhealthy d/yr today · 23 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,379
- − Mortgage interest
- −$9,747
- − Property taxes
- −$2,610
- − Insurance
- −$5,988
- − Repairs & maintenance
- −$3,310
- − Management
- −$3,310
- − Depreciation
- −$5,062
- Taxable income
- $11,351
- Est. tax owed @ 24.0%
- −$2,724
- After-tax cash flow
- $10,417/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Oakley Union Elementary
- NCES district ID
- 0628080
- Math proficiency
- 26% ▬ 0.00%
- Reading proficiency
- 40% ▲ 1.00%
- Median HH income
- $77,903
- Composite
- 34.04/100
- National rank
- #10301
- State rank
- #837 of 1400 in CA
Livability — Bethel Island
- Score
- 49/100
- State rank
- #1166
- US rank
- #25883
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bethel Island, CA
- City population
- 2,144
- Population (ZIP)
- 2,144
Population outlook (Contra Costa County) Hauer SSP2
- Today (2025)
- 1,287,720 people
- By 2030
- 1,364,937 · +6.0%
- By 2040
- 1,506,209 · +17.0%
- By 2050
- 1,624,373 · +26.1%
- By 2075
- 1,853,193 · +43.9%
- By 2100
- 1,901,231 · +47.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (67%)
- Race & ethnicity
- White 67% Hispanic / Latino 25% Asian 6% Two or more races 3% Pacific Islander 2%
- Hispanic origin (detail)
- Mexican 25%
- Common ancestry
- Slovak 5% Serbian 2% Portuguese 2%
- Foreign-born
- 27% · Canada, South Korea, China
- Languages at home
- 77% English-only · Spanish 20% Other Asian/Pacific 2% Chinese 1%
Political lean MEDSL · Contra Costa
- 2024 margin
- Solid D (+38.0) · D 67.3% · R 29.4% · Other 3.3%
- 2008→2024 swing
- +0.2pp no change · 2008: 37.8pp · 2024: 38.0pp
- All cycles
- 2024: D+38.0 2020: D+45.3 2016: D+43.5 2012: D+33.7 2008: D+37.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 13.77%
- Current HPI
- 312.0698
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
+21.7% since first listed13 events — show timeline
- 2023-06-22 Sold (MLS) $140,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2023-05-27 Pending — bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2023-05-05 Price Changed $155,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2023-03-29 Price Changed $165,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2023-02-12 Price Changed $175,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2023-01-07 Listed $200,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2021-08-12 Listing Removed — bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2019-04-11 Sold (MLS) $115,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2019-04-03 Pending — bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2019-02-04 Listed $139,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2005-12-01 Sold (MLS) $115,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2005-11-10 Listing Removed — bridgeMLS, Bay East AOR, or Contra Costa AOR
- 2005-08-06 Listed $115,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
Property tax history
-0.6%/yrLatest (2025): $204 · +4.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…