664 E 142nd St · Dolton, IL 60419

$142,000

3 bd · 1.0 ba · 1,325 sqft · SingleFamily public records · 147 Days on market

Built 1963 7,424 sqft lot Est $203k · 30% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +4.9/5.0
• Livability +3.7/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Listing remarks

This brick bungalow is now available for sale! The home features three spacious bedrooms, one full bathroom, one half bathroom, tidy kitchen, central AC/forced air heating, a large finished basement with a wet bar & bonus room, detached two-car garage, and nice backyard. Close to major expressways and a short drive from the nearest train station. Schedule your showing today!

Key facts

• Brick bungalow
• Wet bar
• Bonus room

Tags

• BRICK BUNGALOW
• FINISHED BASEMENT
• WET BAR
• BONUS ROOM
• CLOSE TO MAJOR EXPRESSWAYS
• SHORT DRIVE FROM TRAIN STATION

Property features AI

Finance

• Other: Property not currently leased
• HOA & community: No master association fee required

Exterior

• Parking: Detached garage (owned) with 2 garage spaces; Concrete surfaces; Side driveway; Garage door opener
• Utilities: Water source: Lake Michigan; Public sewer; Electric service with circuit breakers
• Home design: Detached single-family home; One-story layout; Fee simple ownership; Commuter bus access
• Construction: Brick construction; Asphalt roof; Concrete perimeter foundation; Built approximately 61–70 years ago; Built before 1978
• Exterior features: Lot dimensions approximately 58 x 128; Less than 1/4 acre lot; Curbs, sidewalks, street lights, and paved streets

Interior

• Kitchen: Kitchen on main level (15 x 20); Hardwood flooring in kitchen
• Bedrooms: Master bedroom on main level (12 x 11); Bedroom on main level (12 x 12); Bedroom on main level (11 x 13)
• Flooring: Hardwood; Carpet
• Bathrooms: One full bath; One half bath
• Heating & cooling: Natural gas forced air heating; Central air conditioning
• Interior features: First floor full bath; Finished full basement; Unfinished attic; Ceiling fan(s); Window screens; Hardwood flooring (in some areas)
• Laundry & utility: Laundry room in basement (8 x 12)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $142k.

Deal economics

• At list price, monthly cash flow is $829 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $142k).
• Recommended offer: $125k (12.0% below list) — sets the bar for market timing.
• Cap rate 13.3% vs local median 9.3% in Dolton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#263 in IL, #4,883 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, health & safety C-, schools F.
• Thornton Twp Hsd 205 (suburban): math 7% / reading 8% proficiency, ranked #594 of 620 in IL (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+9.7%/yr); 130 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).
• At $2,292/mo this rent would consume 48% of the median local household income ($58k/yr) (locally 919% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $982 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $40k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 147 days — a 12% lower offer ($125k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $48k; list at $142k implies a 196% gain — meaningful room to come down on a strong offer.

Recommended offer $124,960 (12.0% below list)

Questions for the listing agent

1. It's been on market 147 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.61% ✓
• Cap rate: 13.30%
• Cash-on-cash: 25.03%
• DSCR: 2.11
• GRM: 5.2

CMA / ARV

• ARV (on-the-fly): $202,725
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14200 Drexel Ave	0.45mi	3/1.0	1,424 (+8%)	3mo	$138,200	$97	64
759 Mcarthur Ct	0.25mi	3/2.0	1,500 (+13%)	5mo	$269,000	$179	58
14325 Ingleside Ave	0.58mi	4/2.0 (+1)	1,400 (+6%)	1mo	$255,000	$182	54
14502 Irving Ave	0.41mi	3/2.0	1,460 (+10%)	7mo	$240,000	$164	54
14508 Ingleside Ave	0.66mi	3/1.5	1,406 (+6%)	5mo	$160,000	$114	53
14425 Sanderson Ave	0.37mi	3/2.0	1,500 (+13%)	8mo	$199,000	$133	50
14619 Martin Luther King Jr Dr	0.59mi	3/1.0	1,153 (-13%)	2mo	$163,000	$141	49
14509 Park Ave	0.53mi	3/3.0	1,454 (+10%)	3mo	$223,000	$153	49
228 E 141st St	0.61mi	4/2.0 (+1)	1,200 (-9%)	1mo	$235,000	$196	46
14237 Minerva Ave	0.74mi	3/1.5	1,196 (-10%)	4mo	$120,000	$100	44
14315 Dobson Ave	0.69mi	4/2.0 (+1)	1,200 (-9%)	1mo	$194,888	$162	42
201 E 143rd St	0.68mi	4/2.0 (+1)	1,129 (-15%)	0mo	$95,000	$84	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 24.1%
• Equity multiple: 2.06×
• Total profit: $41,958
• Equity at exit: $21,173

10-year hold

• IRR: 34.9%
• Equity multiple: 5.02×
• Total profit: $159,822
• Equity at exit: $12,278

Cash invested: $39,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60419

• Home prices YoY: -25.7%
• Rents YoY: 9.7%
• Active inventory: 130
• Price-to-rent: 5.2×

Monthly cashflow live

• Estimated rent: $2,292 high
• Mortgage (P&I): −$745
• Tax est. 1.5%: −$178 /mo · $2,130/yr
• Insurance: −$59
• HOA: −$0
• Vacancy / Maint / Mgmt: −$481
• Net cashflow: $829

Break-even live

Break-even rent $1,242

Max offer price $142,000

Occupancy floor 59%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,500
• Closing costs: $4,260
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14305 Irving Ave Unit 2 Dolton, IL	3.0	1.0	1100	$2,200	$2.00	24d	1	0.16mi
14500 Cottage Grove Ave Unit 3 Dolton, IL	2.0	1.0	1000	$1,475	$1.48	24d	1	0.46mi
13841 Forest Ave Dolton, IL	3.0	1.0	930	$1,895	$2.04	24d	1	0.56mi
14124 Manor Ave Dolton, IL	3.0	2.0	1440	$2,390	$1.66	24d	1	0.56mi
14817 Champlain Ave Dolton, IL	2.0	1.0	980	$2,430	$2.48	22d	1	0.81mi
14433 Woodlawn Ave Dolton, IL	4.0	2.0	1300	$2,000	$1.54	19d	1	0.90mi
14916 Langley Ave Dolton, IL	3.0	1.5	1418	$2,500	$1.76	24d	1	0.93mi
14844 Wabash Ave Dolton, IL	3.0	1.5	1277	$2,320	$1.82	24d	1	1.23mi
1429 Kasten Dr Dolton, IL	3.0	1.0	1600	$2,500	$1.56	1d	1	1.24mi
14716 Dorchester Ave Dolton, IL	3.0	2.0	1250	$2,800	$2.24	19d	1	1.25mi
14610 Blackstone Ave Dolton, IL	3.0	1.0	1017	$2,400	$2.36	6d	1	1.29mi
13708 S Wentworth Ave Riverdale, IL	3.0	1.5	1500	$2,200	$1.47	22d	1	1.34mi
14738 Blackstone Ave Dolton, IL	3.0	1.0	1017	$2,400	$2.36	10d	1	1.38mi
13604 S Wentworth Ave Riverdale, IL	3.0	1.0	1100	$1,200	$1.09	24d	1	1.41mi
1130 E 132nd St Chicago, IL	3.0	1.0	900	$2,745	$3.05	24d	1	1.44mi
1132 E 132nd St Chicago, IL	3.0	1.0	900	$2,745	$3.05	24d	1	1.44mi

Listing history 40 events

1. 2026-06-18
   days on market $142,000 Active 147 DOM
2. 2026-06-17
   statusdays on market $142,000 Active 146 DOM
3. 2026-06-16
   days on market $142,000 Contingent - Continue to Show 145 DOM
4. 2026-06-15
   statusdays on market $142,000 Contingent - Continue to Show 144 DOM
5. 2026-06-13
   days on market $142,000 Active 142 DOM
6. 2026-06-13
   days on market $142,000 Active 141 DOM
7. 2026-06-09
   days on market $142,000 Active 138 DOM
8. 2026-06-08
   days on market $142,000 Active 137 DOM
9. 2026-06-07
   days on market $142,000 Active 136 DOM
10. 2026-06-04
    days on market $142,000 Active 133 DOM
11. 2026-06-03
    days on market $142,000 Active 132 DOM
12. 2026-06-02
    days on market $142,000 Active 131 DOM
13. 2026-06-01
    days on market $142,000 Active 130 DOM
14. 2026-05-31
    days on market $142,000 Active 129 DOM
15. 2026-05-12
    status Active
16. 2026-02-25
    historical Contingent - Continue to Show
17. 2026-01-30
    price $142,000
18. 2026-01-22
    listed $146,000 Active
19. 2026-01-22
    historical
20. 2026-01-09
    price
21. 2025-12-05
    price
22. 2025-11-14
    price
23. 2025-10-24
    price
24. 2025-10-16
    listed Active
25. 2025-10-16
    historical
26. 2025-10-03
    price
27. 2025-09-19
    price
28. 2025-09-05
    price
29. 2025-08-21
    price
30. 2025-08-15
    price
31. 2025-08-07
    price
32. 2025-08-01
    price
33. 2025-07-25
    price
34. 2025-07-18
    price
35. 2025-07-10
    price
36. 2025-06-26
    listed Active
37. 2013-06-21
    soldstatus $48,000
38. 2013-05-15
    soldstatus $48,000 Closed Sale
39. 2013-05-01
    status Pending
40. 2013-04-20
    listed $59,900 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,504
• − Mortgage interest: −$7,954
• − Property taxes: −$2,130
• − Insurance: −$710
• − Repairs & maintenance: −$2,200
• − Management: −$2,200
• − Depreciation: −$4,131
• Taxable income: $8,178
• Est. tax owed @ 24.0%: −$1,963
• After-tax cash flow: $7,989/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Thornton Twp Hsd 205
• NCES district ID: 1738970
• Math proficiency: 7% ▬ 0.00%
• Reading proficiency: 8% ▼ -2.00%
• Median HH income: $43,392
• Composite: 6.92/100
• National rank: #9976
• State rank: #594 of 620 in IL

Livability — Dolton

• Score: 74/100
• State rank: #263
• US rank: #4883

Category grades

Amenities F Commute A+ Cost of living A+ Crime D- Employment C- Housing A+ Health & safety C- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dolton, IL
• County: Cook County · 4,486,803 people
• City population: 20,825
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• Population (ZIP): 20,825
• Household income: $57,887
• Rent vs Own: 27.4% rent · 72.6% own
• Severe rent burden: 919.0

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (91%)
• Race & ethnicity: Black 91% White 4% Two or more races 3% Hispanic / Latino 1%
• Common ancestry: Romanian 1% Hispanic 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · French/Haitian/Cajun 2% Spanish 1%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -66.88%
• Current HPI: 193.2346
• Rent YoY: ▲ 9.65%
• Metro: Chicago-Naperville-Elgin, IL-IN-WI
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

+137.1% since first listed

26 events — show timeline

• 2026-05-12 Relisted — MRED as Distributed by MLS Grid
• 2026-02-25 Contingent — MRED as Distributed by MLS Grid
• 2026-01-30 Price Changed $142,000 MRED as Distributed by MLS Grid
• 2026-01-22 Listing Removed — MRED as Distributed by MLS Grid
• 2026-01-22 Listed $146,000 MRED as Distributed by MLS Grid
• 2026-01-09 Price Changed — MRED as Distributed by MLS Grid
• 2025-12-05 Price Changed — MRED as Distributed by MLS Grid
• 2025-11-14 Price Changed — MRED as Distributed by MLS Grid
• 2025-10-24 Price Changed — MRED as Distributed by MLS Grid
• 2025-10-16 Listing Removed — MRED as Distributed by MLS Grid
• 2025-10-16 Listed — MRED as Distributed by MLS Grid
• 2025-10-03 Price Changed — MRED as Distributed by MLS Grid
• 2025-09-19 Price Changed — MRED as Distributed by MLS Grid
• 2025-09-05 Price Changed — MRED as Distributed by MLS Grid
• 2025-08-21 Price Changed — MRED as Distributed by MLS Grid
• 2025-08-15 Price Changed — MRED as Distributed by MLS Grid
• 2025-08-07 Price Changed — MRED as Distributed by MLS Grid
• 2025-08-01 Price Changed — MRED as Distributed by MLS Grid
• 2025-07-25 Price Changed — MRED as Distributed by MLS Grid
• 2025-07-18 Price Changed — MRED as Distributed by MLS Grid
• 2025-07-10 Price Changed — MRED as Distributed by MLS Grid
• 2025-06-26 Listed — MRED as Distributed by MLS Grid
• 2013-06-21 Sold (Public Records) $48,000 Public Records
• 2013-05-15 Sold (MLS) $48,000 MRED as Distributed by MLS Grid
• 2013-05-01 Pending — MRED as Distributed by MLS Grid
• 2013-04-20 Listed $59,900 MRED as Distributed by MLS Grid

Property tax history

+13.8%/yr

Latest (2023): $9,209 · +17.4% YoY. Source: county tax records.