3370 SW 129th Loop · Marion Oaks, FL 34473

$289,000

4 bd · 2.0 ba · 1,742 sqft · SingleFamily public records · 305 Days on market

Built 2025 10,454 sqft lot $166/sqft · at area comps Est $297k · at est.

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.3/30.0
• ARV discount +8.6/15.0
• DSCR +3.7/10.0
• Schools +3.6/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.3/10.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

* COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

Key facts

• Rich wood cabinetry
• Stone countertops
• Walk-in closet

Tags

• OPEN-CONCEPT LAYOUT
• DEDICATED DINING AREA
• BEAUTIFULLY APPOINTED KITCHEN
• STONE COUNTERTOPS
• RICH WOOD CABINETRY
• WALK-IN CLOSET

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $289k.

Deal economics

• At list price, monthly cash flow is $-53 ($-632/yr) — negative.
• To cash-flow at today's rent, offer at most $280k (3.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (27.0% below list).
• Recommended offer: $211k (27.0% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 4.8% in Marion Oaks — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-0.7%/yr); 1372 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 35% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 305 days — a 12% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $6k; list at $289k implies a 5155% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $210,844 (27.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 305 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.73% ✗
• Cap rate: 6.07%
• Cash-on-cash: -0.78%
• DSCR: 0.97
• GRM: 11.4

CMA / ARV

• ARV (median comp): $296,579
• List price: $289,000
• Delta: -2.56%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3610 SW 127th Lane Rd	0.21mi	4/2.0	1,828 (+5%)	1mo	$320,070	$175	81
3569 SW 127th Lane Rd	0.19mi	3/2.0 (-1)	1,683 (-3%)	4mo	$275,000	$163	77
3176 SW 127th St	0.32mi	3/2.0 (-1)	1,668 (-4%)	4mo	$255,000	$153	70
4064 SW 132nd Ln	0.67mi	4/2.0	1,736 (-0%)	3mo	$301,900	$174	66
3775 SW 127th Lane Rd	0.31mi	4/2.0	1,828 (+5%)	15mo	$300,000	$164	65
3028 SW 131st Place Rd	0.47mi	4/3.0	1,865 (+7%)	4mo	$300,000	$161	59
13379 SW 37th Ave	0.51mi	4/2.0	1,826 (+5%)	14mo	$300,000	$164	57
12797 SW 43rd Cir	0.61mi	3/2.0 (-1)	1,720 (-1%)	10mo	$207,000	$120	56
13320 SW 29th Avenue Rd	0.64mi	3/2.0 (-1)	1,630 (-6%)	6mo	$315,000	$193	50
13258 SW 29th Cir	0.67mi	3/2.0 (-1)	1,572 (-10%)	9mo	$265,000	$169	40
13362 SW 38th Ct	0.60mi	4/3.0	2,000 (+15%)	6mo	$335,000	$168	39
4126 SW 132nd Ln	0.73mi	4/2.0	1,536 (-12%)	12mo	$272,000	$177	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -20.6%
• Equity multiple: 0.30×
• Total profit: $-56,503
• Equity at exit: $43,091

10-year hold

• IRR: -21.0%
• Equity multiple: 0.04×
• Total profit: $-77,967
• Equity at exit: $24,987

Cash invested: $80,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34473

• Home prices YoY: -16.8%
• Rents YoY: -0.7%
• Active inventory: 1372
• Price-to-rent: 11.4×

Monthly cashflow live

• Estimated rent: $2,108 high
• Mortgage (P&I): −$1,516
• Tax from tax record: −$82 /mo · $988/yr
• Insurance: −$120
• HOA: −$0
• Vacancy / Maint / Mgmt: −$443
• Net cashflow: $-53

Break-even live

Break-even rent $2,175

Max offer price $279,697

Occupancy floor 98%

Sensitivity live

Price	-10% $111	-5% $29	+0% $-53	+5% $-134	+10% $-216
Rent	-10% $-219	-5% $-136	+0% $-53	+5% $31	+10% $114
Rate	-1.0pp $93	-0.5pp $21	base $-53	+0.5pp $-128	+1.0pp $-204

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,250
• Closing costs: $8,670
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12732 SW 33rd Ave Ocala, FL	4.0	2.0	1696	$2,200	$1.30	15d	1	0.26mi
3892 SW 130th Loop Ocala, FL	4.0	2.0	1700	$2,200	$1.29	15d	1	0.46mi
13341 SW 29th Cir Ocala, FL	3.0	2.0	1596	$1,725	$1.08	15d	1	0.53mi
13341 SW 29th Cir Unit NA Ocala, FL	3.0	2.0	1596	$1,685	$1.06	22d	1	0.53mi
13410 SW 31st Terrace Rd Ocala, FL	4.0	2.0	1787	$1,899	$1.06	22d	1	0.55mi
3971 SW 130th Loop Ocala, FL	4.0	2.0	1485	$2,000	$1.35	15d	1	0.56mi
13416 SW 31st Terrace Rd Ocala, FL	4.0	2.0	1787	$2,199	$1.23	15d	1	0.56mi
4052 SW 132nd Ln Ocala, FL	4.0	2.0	1751	$2,000	$1.14	22d	1	0.63mi
3995 SW 134th St Ocala, FL	4.0	2.0	1751	$2,100	$1.20	22d	1	0.66mi
13401 SW 43rd Avenue Rd Ocala, FL	3.0	2.0	1514	$1,900	$1.25	15d	1	0.90mi
4428 SW 132nd St Ocala, FL	3.0	2.0	1600	$1,700	$1.06	22d	1	0.91mi
13690 SW 43rd Cir Ocala, FL	4.0	3.0	1802	$2,200	$1.22	15d	1	0.93mi
13731 SW 40th Cir Ocala, FL	3.0	2.0	1463	$1,695	$1.16	15d	1	0.94mi
4004 SW 138th Pl Ocala, FL	3.0	2.0	1348	$1,695	$1.26	22d	1	1.06mi
4691 SW 129th Pl Ocala, FL	4.0	2.0	1643	$1,850	$1.13	22d	1	1.10mi
13805 SW 43rd Cir Ocala, FL	4.0	2.0	1494	$1,800	$1.20	22d	1	1.12mi
14007 SW 30th Terrace Rd Ocala, FL	3.0	2.0	1710	$1,675	$0.98	22d	1	1.14mi
2870 SW 143rd Place Rd Ocala, FL	3.0	2.0	2040	$1,850	$0.91	22d	1	1.35mi
251 Marion Oaks Crse Ocala, FL	3.0	2.0	1373	$1,795	$1.31	22d	1	1.42mi
14245 SW 28th Ct Ocala, FL	4.0	2.0	1774	$1,900	$1.07	15d	1	1.46mi

Listing history 23 events

1. 2026-06-16
   statusdays on market $289,000 Pending 305 DOM
2. 2026-06-15
   days on market $289,000 Active 304 DOM
3. 2026-06-14
   days on market $289,000 Active 302 DOM
4. 2026-06-13
   days on market $289,000 Active 301 DOM
5. 2026-06-10
   days on market $289,000 Active 299 DOM
6. 2026-06-09
   days on market $289,000 Active 298 DOM
7. 2026-06-08
   days on market $289,000 Active 297 DOM
8. 2026-06-07
   days on market $289,000 Active 296 DOM
9. 2026-06-03
   days on market $289,000 Active 292 DOM
10. 2026-06-02
    days on market $289,000 Active 291 DOM
11. 2026-05-31
    days on market $289,000 Active 289 DOM
12. 2026-05-30
    days on market $289,000 Active 288 DOM
13. 2026-03-31
    price $289,000 1441-char remark

    Show marketing remark (1441 chars)

    * COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

14. 2026-03-31
    price $292,000 1441-char remark

    Show marketing remark (1441 chars)

    * COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

15. 2026-01-29
    price $295,000 1441-char remark

    Show marketing remark (1441 chars)

    * COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

16. 2026-01-07
    price $297,000 1441-char remark

    Show marketing remark (1441 chars)

    * COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

17. 2026-01-07
    price $29,700 1441-char remark

    Show marketing remark (1441 chars)

    * COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

18. 2025-12-16
    price $299,500 1441-char remark

    Show marketing remark (1441 chars)

    * COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

19. 2025-11-10
    price $305,000 1441-char remark

    Show marketing remark (1441 chars)

    * COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

20. 2025-10-16
    price $315,000 1441-char remark

    Show marketing remark (1441 chars)

    * COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

21. 2025-09-16
    price $323,000 1441-char remark

    Show marketing remark (1441 chars)

    * COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

22. 2025-08-15
    listed $325,000 Active 1441-char remark

    Show marketing remark (1441 chars)

    * COVERED PORCH * Brand-New and Move-In Ready! Discover this stunning, newly built 4-bedroom home located in one of Ocala’s most sought-after neighborhoods. Perfect for families and savvy buyers, this property offers the ideal blend of modern comfort, thoughtful design, and long-term investment potential. Step inside to an open-concept layout featuring a bright and spacious living room that flows seamlessly into a dedicated dining area—perfect for everyday living or entertaining guests. The heart of the home is the beautifully appointed kitchen, complete with stone countertops, rich wood cabinetry, and generous space for cooking, hosting, and making memories with loved ones. All four bedrooms are generously sized to provide comfort and flexibility, including a luxurious primary suite with a walk-in closet. The additional bedrooms each feature built-in closets for easy organization. Two modern bathrooms showcase sleek finishes and a fresh, contemporary feel. Enjoy the convenience of a two-car garage for secure parking and extra storage. Best of all, this home is move-in ready, meaning you can start enjoying it from day one—no renovations or waiting needed. Located just 4 minutes from the nearest elementary school and 14 minutes from Walmart, this home offers unbeatable convenience for daily living. Don’t miss your chance to own a brand-new home in a prime location. Schedule your showing today!

23. 1999-05-10
    soldstatus $5,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $988 · $82/mo
• Projected year-2 tax: $2,399 · $200/mo
• Expected delta: +$1,410/yr (+$118/mo · 142.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,301
• − Mortgage interest: −$16,188
• − Property taxes: −$988
• − Insurance: −$1,445
• − Repairs & maintenance: −$2,024
• − Management: −$2,024
• − Depreciation: −$8,407
• Taxable loss: −$5,776
• Est. tax savings @ 24.0%: +$1,386
• After-tax cash flow: $754/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Marion Oaks

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Marion Oaks, FL
• County: Marion County · 315,796 people
• City population: 25,030
• Metro: Ocala, FL
• Population (ZIP): 26,813
• Household income: $72,366
• Rent vs Own: 21.5% rent · 78.5% own
• Severe rent burden: 228.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 34% Black 33% Hispanic / Latino 29% Two or more races 19% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 17% Cuban 3%
• Common ancestry: Hispanic 3% Portuguese 2% Romanian 1%
• Foreign-born: 17% · Canada, Jamaica
• Languages at home: 67% English-only · Spanish 27% French/Haitian/Cajun 4% Other Indo-European 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -45.25%
• Current HPI: 224.3536
• Rent YoY: ▼ -0.67%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+5154.5% since first listed

11 events — show timeline

• 2026-03-31 Price Changed $289,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-31 Price Changed $292,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-29 Price Changed $295,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-07 Price Changed $297,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-07 Price Changed $29,700 Stellar MLS as Distributed by MLS Grid
• 2025-12-16 Price Changed $299,500 Stellar MLS as Distributed by MLS Grid
• 2025-11-10 Price Changed $305,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-16 Price Changed $315,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-16 Price Changed $323,000 Stellar MLS as Distributed by MLS Grid
• 2025-08-15 Listed $325,000 Stellar MLS as Distributed by MLS Grid
• 1999-05-10 Sold (Public Records) $5,500 Public Records

Property tax history

+17.6%/yr

Latest (2025): $988 · +163.2% YoY. Source: county tax records.