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19445 Buena Vista Rd
B- Composite 66.01
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.6/30.0
  • DSCR +7.9/10.0
  • ARV discount +7.5/15.0
  • Appreciation +7.5/10.0
  • 1% rule +6.3/10.0
  • Schools +5.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +2.2/5.0

$172,900

19445 Buena Vista Rd · Rockbridge, OH 43149
4 bd · 1.0 ba · 1,248 sqft · SingleFamily public records · 70 Days on market
Built 1982 0.25 ac lot $139/sqft · 56% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity awaits in Rockbridge! This 4-bedroom, 1-bath home offers a functional layout with plenty of space and potential for updates to make it your own. The main living area features durable flooring and natural light, creating a comfortable setting for everyday living. The kitchen includes ample cabinet storage, butcher block-style countertops, and a farmhouse sink, offering a solid foundation for future improvements. The bathroom has been updated with a double vanity and modern fixtures, adding both style and convenience. All four bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the rear deck, perfect for relaxing or entertaining, overlooking a spacious yard with a peaceful, rural feel. Located in Rockbridge, this property offers a great opportunity for an owner-occupant or investor looking to add value. Bring your vision and make this home your own!

Key facts

  • 0.25 acre lot
  • Built 1982
  • Listed 70 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $173k.

Deal economics

  • At list price, monthly cash flow is $356 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $173k).
  • Recommended offer: $163k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 1.0% in Rockbridge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 44/100 on livability (#1,188 in OH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: health & safety C-, schools D+, amenities F.
  • Logan Elm Local (rural): math 57% / reading 59% proficiency, ranked #310 of 656 in OH (top 47%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 45 active listings in the ZIP; 11 units permitted in Hocking County in 2024 (0 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $10k of equity ($1k loan paydown + $9k appreciation (5.0% local appreciation)).
  • Hocking County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (5.0% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $9k; list at $173k implies a 1738% gain — meaningful room to come down on a strong offer.
Recommended offer $162,526 (6.0% below list)

Questions for the listing agent

  1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.77%
Cash-on-cash
8.83%
DSCR
1.39
GRM
7.4

CMA / ARV

ARV (median comp)
$394,309
List price
$172,900
Delta
-56.15%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

5.05% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.6%
Equity multiple
2.30×
Total profit
$63,049
Equity at exit
$98,486
10-year hold
IRR
20.3%
Equity multiple
4.53×
Total profit
$170,832
Equity at exit
$170,393

Cash invested: $48,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43149

Home prices YoY
1.8%
Active inventory
45
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,953 medium interval (Pro) →
Mortgage (P&I)
$907
Tax from tax record
$208 /mo · $2,494/yr
Insurance
$72
HOA
$0
Vacancy / Maint / Mgmt
$410
Net cashflow
$356

Break-even live

Break-even rent $1,502
Max offer price $172,900
Occupancy floor 77%

Sensitivity live

Price -10% $454 -5% $405 +0% $356 +5% $307 +10% $258
Rent -10% $202 -5% $279 +0% $356 +5% $434 +10% $511
Rate -1.0pp $443 -0.5pp $400 base $356 +0.5pp $312 +1.0pp $266

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,225
Closing costs
$5,187
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 28 events

  1. 2026-06-18
    days on market $172,900 Active 70 DOM
  2. 2026-06-17
    days on market $172,900 Active 69 DOM
  3. 2026-06-16
    days on market $172,900 Active 68 DOM
  4. 2026-06-15
    days on market $172,900 Active 67 DOM
  5. 2026-06-13
    days on market $172,900 Active 65 DOM
  6. 2026-06-09
    days on market $172,900 Active 61 DOM
  7. 2026-06-08
    days on market $172,900 Active 60 DOM
  8. 2026-06-07
    days on market $172,900 Active 59 DOM
  9. 2026-06-05
    days on market $172,900 Active 56 DOM
  10. 2026-06-03
    days on market $172,900 Active 55 DOM
  11. 2026-06-02
    days on market $172,900 Active 54 DOM
  12. 2026-06-01
    days on market $172,900 Active 53 DOM
  13. 2026-05-31
    days on market $172,900 Active 52 DOM
  14. 2026-05-11
    price $172,900 911-char remark
    Show marketing remark (911 chars)

    Opportunity awaits in Rockbridge! This 4-bedroom, 1-bath home offers a functional layout with plenty of space and potential for updates to make it your own. The main living area features durable flooring and natural light, creating a comfortable setting for everyday living. The kitchen includes ample cabinet storage, butcher block-style countertops, and a farmhouse sink, offering a solid foundation for future improvements. The bathroom has been updated with a double vanity and modern fixtures, adding both style and convenience. All four bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the rear deck, perfect for relaxing or entertaining, overlooking a spacious yard with a peaceful, rural feel. Located in Rockbridge, this property offers a great opportunity for an owner-occupant or investor looking to add value. Bring your vision and make this home your own!

  15. 2026-04-30
    price $174,900 911-char remark
    Show marketing remark (911 chars)

    Opportunity awaits in Rockbridge! This 4-bedroom, 1-bath home offers a functional layout with plenty of space and potential for updates to make it your own. The main living area features durable flooring and natural light, creating a comfortable setting for everyday living. The kitchen includes ample cabinet storage, butcher block-style countertops, and a farmhouse sink, offering a solid foundation for future improvements. The bathroom has been updated with a double vanity and modern fixtures, adding both style and convenience. All four bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the rear deck, perfect for relaxing or entertaining, overlooking a spacious yard with a peaceful, rural feel. Located in Rockbridge, this property offers a great opportunity for an owner-occupant or investor looking to add value. Bring your vision and make this home your own!

  16. 2026-04-09
    listed $179,000 Active 911-char remark
    Show marketing remark (911 chars)

    Opportunity awaits in Rockbridge! This 4-bedroom, 1-bath home offers a functional layout with plenty of space and potential for updates to make it your own. The main living area features durable flooring and natural light, creating a comfortable setting for everyday living. The kitchen includes ample cabinet storage, butcher block-style countertops, and a farmhouse sink, offering a solid foundation for future improvements. The bathroom has been updated with a double vanity and modern fixtures, adding both style and convenience. All four bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the rear deck, perfect for relaxing or entertaining, overlooking a spacious yard with a peaceful, rural feel. Located in Rockbridge, this property offers a great opportunity for an owner-occupant or investor looking to add value. Bring your vision and make this home your own!

  17. 2026-04-06
    historical $179,000 911-char remark
    Show marketing remark (911 chars)

    Opportunity awaits in Rockbridge! This 4-bedroom, 1-bath home offers a functional layout with plenty of space and potential for updates to make it your own. The main living area features durable flooring and natural light, creating a comfortable setting for everyday living. The kitchen includes ample cabinet storage, butcher block-style countertops, and a farmhouse sink, offering a solid foundation for future improvements. The bathroom has been updated with a double vanity and modern fixtures, adding both style and convenience. All four bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the rear deck, perfect for relaxing or entertaining, overlooking a spacious yard with a peaceful, rural feel. Located in Rockbridge, this property offers a great opportunity for an owner-occupant or investor looking to add value. Bring your vision and make this home your own!

  18. 2026-02-10
    historical
  19. 2026-01-26
    price $159,900
  20. 2026-01-23
    price $169,900
  21. 2026-01-21
    listed $179,900 Active
  22. 2018-05-18
    historical
  23. 2018-04-09
    listed $39,900
  24. 2012-01-06
    soldstatus $9,405
  25. 2012-01-05
    soldstatus $9,405
  26. 2011-04-05
    listed $9,900
  27. 2005-06-01
    soldstatus $66,000
  28. 2004-09-21
    soldstatus $16,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,494 · $208/mo
Projected year-2 tax
$2,596 · $216/mo
Expected delta
+$102/yr (+$8/mo · 4.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,437
− Mortgage interest
−$9,685
− Property taxes
−$2,494
− Insurance
−$864
− Repairs & maintenance
−$1,875
− Management
−$1,875
− Depreciation
−$5,030
Taxable income
$1,614
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$387
After-tax cash flow
$3,889/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Logan Elm Local
NCES district ID
3904908
Math proficiency
57% ▼ -11.00%
Reading proficiency
59% ▼ -11.00%
Median HH income
$55,455
Composite
49.94/100
National rank
#1931
State rank
#310 of 656 in OH

Livability — Rockbridge

Score
44/100
State rank
#1188
US rank
#26794

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Hocking · 26,658 people
Metro
Columbus, OH
Population (ZIP)
2,160
Household income
$57,004
Rent vs Own
13.2% rent · 86.8% own

Population outlook (Hocking County) Hauer SSP2

Today (2025)
26,807 people
By 2030
25,723 · -4.0%
By 2040
23,370 · -12.8%
By 2050
20,947 · -21.9%
By 2075
15,624 · -41.7%
By 2100
11,134 · -58.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Two or more races 2% Asian 2% Hispanic / Latino 1%
Common ancestry
Italian 4% Iranian 3% Polish 2%
Foreign-born
2% · India
Languages at home
95% English-only · German/W. Germanic 2% Other Indo-European 2% Spanish 1%

Political lean MEDSL · Hocking

2024 margin
Solid R (+44.3) · D 27.5% · R 71.8%
2008→2024 swing
-43.5pp toward R · 2008: -0.8pp · 2024: -44.3pp
All cycles
2024: R+44.3 2020: R+42.4 2016: R+36.5 2012: R+1.1 2008: R+0.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.05%
Current HPI
285.4089
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+980.6% since first listed
15 events — show timeline
  • 2026-05-11 Price Changed $172,900 CBRMLS
  • 2026-04-30 Price Changed $174,900 CBRMLS
  • 2026-04-09 Listed $179,000 CBRMLS
  • 2026-04-06 Coming Soon $179,000 CBRMLS
  • 2026-02-10 Listing Removed CBRMLS
  • 2026-01-26 Price Changed $159,900 CBRMLS
  • 2026-01-23 Price Changed $169,900 CBRMLS
  • 2026-01-21 Listed $179,900 CBRMLS
  • 2018-05-18 Listing Removed CBRMLS
  • 2018-04-09 Listed $39,900 CBRMLS
  • 2012-01-06 Sold (Public Records) $9,405 Public Records
  • 2012-01-05 Sold (MLS) $9,405 CBRMLS
  • 2011-04-05 Listed $9,900 CBRMLS
  • 2005-06-01 Sold (Public Records) $66,000 Public Records
  • 2004-09-21 Sold (Public Records) $16,000 Public Records

Property tax history

+11.3%/yr

Latest (2025): $2,494 · +20.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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