19445 Buena Vista Rd · Rockbridge, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.6/30.0
- DSCR +7.9/10.0
- ARV discount +7.5/15.0
- Appreciation +7.5/10.0
- 1% rule +6.3/10.0
- Schools +5.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Livability +2.2/5.0
$172,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Opportunity awaits in Rockbridge! This 4-bedroom, 1-bath home offers a functional layout with plenty of space and potential for updates to make it your own. The main living area features durable flooring and natural light, creating a comfortable setting for everyday living. The kitchen includes ample cabinet storage, butcher block-style countertops, and a farmhouse sink, offering a solid foundation for future improvements. The bathroom has been updated with a double vanity and modern fixtures, adding both style and convenience. All four bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the rear deck, perfect for relaxing or entertaining, overlooking a spacious yard with a peaceful, rural feel. Located in Rockbridge, this property offers a great opportunity for an owner-occupant or investor looking to add value. Bring your vision and make this home your own!
Key facts
- 0.25 acre lot
- Built 1982
- Listed 70 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $173k.
Deal economics
- At list price, monthly cash flow is $356 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $173k).
- Recommended offer: $163k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 1.0% in Rockbridge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 44/100 on livability (#1,188 in OH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: health & safety C-, schools D+, amenities F.
- Logan Elm Local (rural): math 57% / reading 59% proficiency, ranked #310 of 656 in OH (top 47%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 45 active listings in the ZIP; 11 units permitted in Hocking County in 2024 (0 in 5+ unit buildings).
- This rent runs 41% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $10k of equity ($1k loan paydown + $9k appreciation (5.0% local appreciation)).
- Hocking County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (5.0% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 70 days — a 6% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $9k; list at $173k implies a 1738% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 8.77%
- Cash-on-cash
- 8.83%
- DSCR
- 1.39
- GRM
- 7.4
CMA / ARV
- ARV (median comp)
- $394,309
- List price
- $172,900
- Delta
- -56.15%
- Verdict
- UNDERPRICED
- Comps
- 2 within 1.0 mi
Projected returns pro-forma
5.05% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.6%
- Equity multiple
- 2.30×
- Total profit
- $63,049
- Equity at exit
- $98,486
- IRR
- 20.3%
- Equity multiple
- 4.53×
- Total profit
- $170,832
- Equity at exit
- $170,393
Cash invested: $48,412 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 43149
- Home prices YoY
- 1.8%
- Active inventory
- 45
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $1,953 medium interval (Pro) →
- Mortgage (P&I)
- −$907
- Tax from tax record
- −$208 /mo · $2,494/yr
- Insurance
- −$72
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$410
- Net cashflow
- $356
Break-even live
Sensitivity live
| Price | -10% $454 | -5% $405 | +0% $356 | +5% $307 | +10% $258 |
|---|---|---|---|---|---|
| Rent | -10% $202 | -5% $279 | +0% $356 | +5% $434 | +10% $511 |
| Rate | -1.0pp $443 | -0.5pp $400 | base $356 | +0.5pp $312 | +1.0pp $266 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,225
- Closing costs
- $5,187
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 28 events
-
2026-06-18days on market $172,900 Active 70 DOM
-
2026-06-17days on market $172,900 Active 69 DOM
-
2026-06-16days on market $172,900 Active 68 DOM
-
2026-06-15days on market $172,900 Active 67 DOM
-
2026-06-13days on market $172,900 Active 65 DOM
-
2026-06-09days on market $172,900 Active 61 DOM
-
2026-06-08days on market $172,900 Active 60 DOM
-
2026-06-07days on market $172,900 Active 59 DOM
-
2026-06-05days on market $172,900 Active 56 DOM
-
2026-06-03days on market $172,900 Active 55 DOM
-
2026-06-02days on market $172,900 Active 54 DOM
-
2026-06-01days on market $172,900 Active 53 DOM
-
2026-05-31days on market $172,900 Active 52 DOM
-
2026-05-11price $172,900 911-char remark
Show marketing remark (911 chars)
Opportunity awaits in Rockbridge! This 4-bedroom, 1-bath home offers a functional layout with plenty of space and potential for updates to make it your own. The main living area features durable flooring and natural light, creating a comfortable setting for everyday living. The kitchen includes ample cabinet storage, butcher block-style countertops, and a farmhouse sink, offering a solid foundation for future improvements. The bathroom has been updated with a double vanity and modern fixtures, adding both style and convenience. All four bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the rear deck, perfect for relaxing or entertaining, overlooking a spacious yard with a peaceful, rural feel. Located in Rockbridge, this property offers a great opportunity for an owner-occupant or investor looking to add value. Bring your vision and make this home your own!
-
2026-04-30price $174,900 911-char remark
Show marketing remark (911 chars)
Opportunity awaits in Rockbridge! This 4-bedroom, 1-bath home offers a functional layout with plenty of space and potential for updates to make it your own. The main living area features durable flooring and natural light, creating a comfortable setting for everyday living. The kitchen includes ample cabinet storage, butcher block-style countertops, and a farmhouse sink, offering a solid foundation for future improvements. The bathroom has been updated with a double vanity and modern fixtures, adding both style and convenience. All four bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the rear deck, perfect for relaxing or entertaining, overlooking a spacious yard with a peaceful, rural feel. Located in Rockbridge, this property offers a great opportunity for an owner-occupant or investor looking to add value. Bring your vision and make this home your own!
-
2026-04-09$179,000 Active 911-char remark
Show marketing remark (911 chars)
Opportunity awaits in Rockbridge! This 4-bedroom, 1-bath home offers a functional layout with plenty of space and potential for updates to make it your own. The main living area features durable flooring and natural light, creating a comfortable setting for everyday living. The kitchen includes ample cabinet storage, butcher block-style countertops, and a farmhouse sink, offering a solid foundation for future improvements. The bathroom has been updated with a double vanity and modern fixtures, adding both style and convenience. All four bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the rear deck, perfect for relaxing or entertaining, overlooking a spacious yard with a peaceful, rural feel. Located in Rockbridge, this property offers a great opportunity for an owner-occupant or investor looking to add value. Bring your vision and make this home your own!
-
2026-04-06historical $179,000 911-char remark
Show marketing remark (911 chars)
Opportunity awaits in Rockbridge! This 4-bedroom, 1-bath home offers a functional layout with plenty of space and potential for updates to make it your own. The main living area features durable flooring and natural light, creating a comfortable setting for everyday living. The kitchen includes ample cabinet storage, butcher block-style countertops, and a farmhouse sink, offering a solid foundation for future improvements. The bathroom has been updated with a double vanity and modern fixtures, adding both style and convenience. All four bedrooms provide flexible space for family, guests, or a home office. Step outside to enjoy the rear deck, perfect for relaxing or entertaining, overlooking a spacious yard with a peaceful, rural feel. Located in Rockbridge, this property offers a great opportunity for an owner-occupant or investor looking to add value. Bring your vision and make this home your own!
-
2026-02-10historical
-
2026-01-26price $159,900
-
2026-01-23price $169,900
-
2026-01-21$179,900 Active
-
2018-05-18historical
-
2018-04-09$39,900
-
2012-01-06soldstatus $9,405
-
2012-01-05soldstatus $9,405
-
2011-04-05$9,900
-
2005-06-01soldstatus $66,000
-
2004-09-21soldstatus $16,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $2,494 · $208/mo
- Projected year-2 tax
- $2,596 · $216/mo
- Expected delta
- +$102/yr (+$8/mo · 4.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,437
- − Mortgage interest
- −$9,685
- − Property taxes
- −$2,494
- − Insurance
- −$864
- − Repairs & maintenance
- −$1,875
- − Management
- −$1,875
- − Depreciation
- −$5,030
- Taxable income
- $1,614
- Est. tax owed @ 24.0%
- −$387
- After-tax cash flow
- $3,889/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Logan Elm Local
- NCES district ID
- 3904908
- Math proficiency
- 57% ▼ -11.00%
- Reading proficiency
- 59% ▼ -11.00%
- Median HH income
- $55,455
- Composite
- 49.94/100
- National rank
- #1931
- State rank
- #310 of 656 in OH
Livability — Rockbridge
- Score
- 44/100
- State rank
- #1188
- US rank
- #26794
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Hocking · 26,658 people
- Metro
- Columbus, OH
- Population (ZIP)
- 2,160
- Household income
- $57,004
- Rent vs Own
Population outlook (Hocking County) Hauer SSP2
- Today (2025)
- 26,807 people
- By 2030
- 25,723 · -4.0%
- By 2040
- 23,370 · -12.8%
- By 2050
- 20,947 · -21.9%
- By 2075
- 15,624 · -41.7%
- By 2100
- 11,134 · -58.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (96%)
- Race & ethnicity
- White 96% Two or more races 2% Asian 2% Hispanic / Latino 1%
- Common ancestry
- Italian 4% Iranian 3% Polish 2%
- Foreign-born
- 2% · India
- Languages at home
- 95% English-only · German/W. Germanic 2% Other Indo-European 2% Spanish 1%
Political lean MEDSL · Hocking
- 2024 margin
- Solid R (+44.3) · D 27.5% · R 71.8%
- 2008→2024 swing
- -43.5pp toward R · 2008: -0.8pp · 2024: -44.3pp
- All cycles
- 2024: R+44.3 2020: R+42.4 2016: R+36.5 2012: R+1.1 2008: R+0.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.05%
- Current HPI
- 285.4089
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
||
Price history
+980.6% since first listed15 events — show timeline
- 2026-05-11 Price Changed $172,900 CBRMLS
- 2026-04-30 Price Changed $174,900 CBRMLS
- 2026-04-09 Listed $179,000 CBRMLS
- 2026-04-06 Coming Soon $179,000 CBRMLS
- 2026-02-10 Listing Removed — CBRMLS
- 2026-01-26 Price Changed $159,900 CBRMLS
- 2026-01-23 Price Changed $169,900 CBRMLS
- 2026-01-21 Listed $179,900 CBRMLS
- 2018-05-18 Listing Removed — CBRMLS
- 2018-04-09 Listed $39,900 CBRMLS
- 2012-01-06 Sold (Public Records) $9,405 Public Records
- 2012-01-05 Sold (MLS) $9,405 CBRMLS
- 2011-04-05 Listed $9,900 CBRMLS
- 2005-06-01 Sold (Public Records) $66,000 Public Records
- 2004-09-21 Sold (Public Records) $16,000 Public Records
Property tax history
+11.3%/yrLatest (2025): $2,494 · +20.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…