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4144 N Mae West Way
C Composite 57.46
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.9/10.0
  • 1% rule +5.5/10.0
  • Schools +4.1/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$164,900

4144 N Mae West Way · Beverly Hills, FL 34465
3 bd · 2.0 ba · 1,587 sqft · SingleFamily public records · 20 Days on market
Built 1996 9,442 sqft lot Est $241k · 32% under $6/mo HOA ↓ 54% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BEAUTIFUL, WELL MAINTAINED, 3 BDRM, 2 BATH, 2 CAR GARAGE WITH REAR WOODEN DECK, REAR FENCED(CHAIN LINK) YARD ON CORNER LOT, CATHEDRIAL & STANDARD CEILINGS, BREAKFAST BAR & EAT IN KITCHEN NOOK, HUGE WALK-IN CLOSET IN MAIN BATH; BEAUTIFUL LANDSCAPING, , 2-CAR GARAGE WITH OPENER; NEWER TILE & CARPET & VINYL(WOOD LIKE) FLOORING; FORMAL DINING ROOM, REAR DECK(2010) 10X14; NEW ROOF IN 2015

Key facts

  • Corner lot home
  • Usable outdoor space
  • Mature landscaping

Tags

CORNER LOT HOMEFENCED BACKYARDMATURE LANDSCAPINGUSABLE OUTDOOR SPACEACCESS TO MAJOR ROADWAYS

Property features AI

Finance

  • Other: Located in Oakwood Village subdivision; Topography: hill; Zoning: PDR
  • HOA & community: Homeowners association with an annual fee of $75 (about $6.25/month)

Exterior

  • Parking: Attached 2-car garage; Concrete paved driveway; Garage with door opener
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Residential property
  • Construction: Block, concrete and stucco construction; Block and slab foundation
  • Exterior features: Asphalt shingle roof; Rolling/sloped rectangular lot; Paved road frontage on a county road

Interior

  • Kitchen: Dishwasher; Electric cooktop; Microwave; Oven; Range; Refrigerator
  • Flooring: Carpet; Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Dishwasher; Electric cooktop; Microwave; Oven; Range; Refrigerator; Water heater
  • Laundry & utility: Water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $165 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $162k (1.5% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 5.8% in Beverly Hills — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 64/100 on livability (#666 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment F.
  • Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Forest Ridge Elementary School (math 55% / reading 59%, grade C+, #781 of 2,144 statewide, top 38%, 708 students, 67% FRL); Lecanto Middle School (math 49% / reading 49%, grade C-, #265 of 571 statewide, top 48%, 809 students, 55% FRL); Lecanto High School (math 46% / reading 53%, grade D, #179 of 667 statewide, top 29%, 1,630 students, 46% FRL) — zoned schools at 56% FRL track the district average.
  • Market conditions: 396 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($162k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $122k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $162,426 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
7.49%
Cash-on-cash
4.29%
DSCR
1.19
GRM
8.0

CMA / ARV

ARV (on-the-fly)
$241,224
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3939 N Blazingstar Way 0.40mi 3/2.0 1,580 (-0%) 1mo $230,000 $146 80
4291 N Lincoln Ave 0.25mi 3/2.0 1,513 (-5%) 4mo $214,000 $141 77
588 W Hillwood Path 0.47mi 3/2.0 1,581 (-0%) 3mo $240,000 $152 75
4298 N Brynner Pass Ter 0.24mi 3/2.0 1,724 (+9%) 2mo $269,000 $156 73
4385 N Bacall Loop 0.31mi 2/2.0 (-1) 1,489 (-6%) 2mo $228,000 $153 68
4301 N Bacall Loop 0.44mi 3/2.0 1,742 (+10%) 4mo $245,000 $141 60
23 N Tyler St 0.44mi 2/2.0 (-1) 1,464 (-8%) 4mo $149,900 $102 58
931 W Starjasmine Pl 0.40mi 2/2.0 (-1) 1,740 (+10%) 6mo $215,000 $124 55
602 W Player Path 0.35mi 2/2.0 (-1) 1,389 (-12%) 5mo $215,000 $155 54
3861 N Tamarisk Ave 0.60mi 2/2.0 (-1) 1,675 (+6%) 5mo $165,000 $99 54
3525 N Burroughs Path 0.62mi 3/2.0 1,388 (-12%) 3mo $223,500 $161 48
582 W Hillwood Path 0.49mi 2/2.0 (-1) 1,401 (-12%) 7mo $219,000 $156 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.6%
Equity multiple
0.65×
Total profit
$-16,157
Equity at exit
$24,587
10-year hold
IRR
-0.1%
Equity multiple
0.99×
Total profit
$-296
Equity at exit
$14,258

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34465

Home prices YoY
-33.1%
Active inventory
396
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,725 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$258 /mo · $3,098/yr
Insurance
$69
HOA
$6
Vacancy / Maint / Mgmt
$362
Net cashflow
$165

Break-even live

Break-even rent $1,516
Max offer price $164,900
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,225
Closing costs
$4,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
23 N Lee St Beverly Hills, FL 2.0 1.0 1416 $1,350 $0.95 21d 1 0.31mi
17 N Davis St Beverly Hills, FL 2.0 1.0 1108 $1,000 $0.90 21d 1 0.32mi
665 W Sunset Strip Dr Beverly Hills, FL 3.0 2.0 2038 $2,200 $1.08 21d 1 0.32mi
3660 N Laurelwood Loop Beverly Hills, FL 2.0 2.5 1543 $1,800 $1.17 21d 1 0.49mi
262 W Romany Loop Beverly Hills, FL 2.0 2.0 1981 $2,750 $1.39 21d 1 0.68mi
661 W Twisted Oaks Dr Beverly Hills, FL 4.0 2.0 1864 $1,695 $0.91 21d 1 0.79mi
3442 N Tamarisk Ave Unit NA Beverly Hills, FL 3.0 2.0 1530 $1,800 $1.18 21d 1 0.84mi
174 W Romany Loop Beverly Hills, FL 2.0 2.0 1748 $2,200 $1.26 21d 1 0.84mi
45 S Jackson St Beverly Hills, FL 2.0 1.0 1108 $1,275 $1.15 21d 1 0.89mi
229 W Casurina Pl Beverly Hills, FL 3.0 2.0 1604 $1,399 $0.87 21d 1 0.91mi
13 S Washington St Beverly Hills, FL 3.0 1.0 1062 $1,350 $1.27 21d 1 0.96mi
42 Roosevelt Blvd Unit 1 Beverly Hills, FL 3.0 1.5 1612 $1,449 $0.90 21d 1 1.02mi
3263 N Maidencane Dr Beverly Hills, FL 2.0 1.0 1380 $1,350 $0.98 21d 1 1.04mi
95 S Desoto St Beverly Hills, FL 2.0 2.0 1152 $1,435 $1.25 21d 1 1.13mi
95 S Fillmore St Beverly Hills, FL 2.0 1.0 1056 $1,300 $1.23 21d 1 1.17mi
703 W Sunbird Path Hernando, FL 2.0 2.0 1298 $1,700 $1.31 21d 1 1.19mi
144 W Sugarmaple Ln Beverly Hills, FL 3.0 2.0 1600 $1,700 $1.06 21d 1 1.21mi
209 S Tyler St Beverly Hills, FL 2.0 2.0 1604 $1,500 $0.94 21d 1 1.36mi

HOA detail

Monthly dues
$6 · $72/yr
Likely covers
landscaping

Listing history 23 events

  1. 2026-06-03
    status $164,900 Pending 20 DOM
  2. 2026-06-02
    days on market $164,900 Active 20 DOM
  3. 2026-06-01
    days on market $164,900 Active 19 DOM
  4. 2026-05-31
    days on market $164,900 Active 18 DOM
  5. 2026-05-30
    days on market $164,900 Active 17 DOM
  6. 2026-05-15
    status Active
  7. 2026-05-09
    status Pending
  8. 2026-05-07
    listed $164,900 Active
  9. 2017-02-06
    soldstatus $122,000
  10. 2017-02-03
    soldstatus $122,000 410-char remark
    Show marketing remark (410 chars)

    BEAUTIFUL, WELL MAINTAINED, 3 BDRM, 2 BATH, 2 CAR GARAGE WITH REAR WOODEN DECK, REAR FENCED(CHAIN LINK) YARD ON CORNER LOT, CATHEDRIAL & STANDARD CEILINGS, BREAKFAST BAR & EAT IN KITCHEN NOOK, HUGE WALK-IN CLOSET IN MAIN BATH; BEAUTIFUL LANDSCAPING, , 2-CAR GARAGE WITH OPENER; NEWER TILE & CARPET & VINYL(WOOD LIKE) FLOORING; FORMAL DINING ROOM, REAR DECK(2010) 10X14; NEW ROOF IN 2015

  11. 2016-07-27
    listed $122,000 410-char remark
    Show marketing remark (410 chars)

    BEAUTIFUL, WELL MAINTAINED, 3 BDRM, 2 BATH, 2 CAR GARAGE WITH REAR WOODEN DECK, REAR FENCED(CHAIN LINK) YARD ON CORNER LOT, CATHEDRIAL & STANDARD CEILINGS, BREAKFAST BAR & EAT IN KITCHEN NOOK, HUGE WALK-IN CLOSET IN MAIN BATH; BEAUTIFUL LANDSCAPING, , 2-CAR GARAGE WITH OPENER; NEWER TILE & CARPET & VINYL(WOOD LIKE) FLOORING; FORMAL DINING ROOM, REAR DECK(2010) 10X14; NEW ROOF IN 2015

  12. 2012-05-08
    soldstatus $83,500
  13. 2012-04-24
    soldstatus $83,500 378-char remark
    Show marketing remark (378 chars)

    This Beautiful Oakwood Village Home sits on corner lot with 3 Bedrooms, 2 Baths and 2 Car Garage. Open Floor Plan with Large Great Room, Formal Dining Room and Eat in Kitchen with tile floors and newer carpet through out. Outside has a 2010 Built 14 x 10 Deck with Fenced in Back Yard. This is a must see and priced to Sell! owner financing 20% down 5% interest 3-5 year balloon

  14. 2011-10-06
    listed $86,900 378-char remark
    Show marketing remark (378 chars)

    This Beautiful Oakwood Village Home sits on corner lot with 3 Bedrooms, 2 Baths and 2 Car Garage. Open Floor Plan with Large Great Room, Formal Dining Room and Eat in Kitchen with tile floors and newer carpet through out. Outside has a 2010 Built 14 x 10 Deck with Fenced in Back Yard. This is a must see and priced to Sell! owner financing 20% down 5% interest 3-5 year balloon

  15. 2009-10-27
    soldstatus $78,200
  16. 2009-06-10
    listed $78,200
  17. 2005-09-14
    soldstatus $158,800
  18. 2005-02-17
    soldstatus $115,000
  19. 2001-07-03
    soldstatus $104,900
  20. 2001-05-14
    listed $104,900
  21. 2001-04-04
    soldstatus $74,600
  22. 1996-06-01
    soldstatus $83,000
  23. 1994-03-01
    soldstatus $359,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,098 · $258/mo
Projected year-2 tax
$3,098 · $258/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,697
− Mortgage interest
−$9,237
− Property taxes
−$3,098
− Insurance
−$824
− Repairs & maintenance
−$1,656
− Management
−$1,656
− HOA
−$72
− Depreciation
−$4,797
Taxable loss
−$644
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$154
After-tax cash flow
$2,133/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Citrus
NCES district ID
1200270
Math proficiency
49% ▼ -10.00%
Reading proficiency
50% ▼ -6.00%
Median HH income
$38,618
Composite
41.28/100
National rank
#3519
State rank
#44 of 73 in FL

Livability — Beverly Hills

Score
64/100
State rank
#666
US rank
#13671

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beverly Hills, FL
County
Citrus County · 111,314 people
City population
18,879
Metro
Homosassa Springs, FL
Population (ZIP)
18,879
Household income
$54,869
Rent vs Own
18.4% rent · 81.6% own
Severe rent burden
334.0

Population outlook (Citrus County) Hauer SSP2

Today (2025)
138,622 people
By 2030
136,886 · -1.3%
By 2040
132,009 · -4.8%
By 2050
125,196 · -9.7%
By 2075
108,570 · -21.7%
By 2100
84,454 · -39.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 8% Black 4% Two or more races 3% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 3%
Common ancestry
Romanian 4% Lithuanian 3% Slovak 2%
Foreign-born
8% · Canada, Vietnam, Dominican Republic
Languages at home
93% English-only · Spanish 4% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Citrus

2024 margin
Solid R (+45.9) · D 26.8% · R 72.6%
2008→2024 swing
-29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
All cycles
2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -138.62%
Current HPI
279.7183
Rent YoY
Metro
Homosassa Springs, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-54.2% since first listed
18 events — show timeline
  • 2026-05-15 Relisted RACC
  • 2026-05-09 Pending RACC
  • 2026-05-07 Listed $164,900 RACC
  • 2017-02-06 Sold (Public Records) $122,000 Public Records
  • 2017-02-03 Sold (MLS) $122,000 RACC
  • 2016-07-27 Listed $122,000 RACC
  • 2012-05-08 Sold (Public Records) $83,500 Public Records
  • 2012-04-24 Sold (MLS) $83,500 RACC
  • 2011-10-06 Listed $86,900 RACC
  • 2009-10-27 Sold (MLS) $78,200 RACC
  • 2009-06-10 Listed $78,200 RACC
  • 2005-09-14 Sold (Public Records) $158,800 Public Records
  • 2005-02-17 Sold (Public Records) $115,000 Public Records
  • 2001-07-03 Sold (MLS) $104,900 RACC
  • 2001-05-14 Listed $104,900 RACC
  • 2001-04-04 Sold (Public Records) $74,600 Public Records
  • 1996-06-01 Sold (Public Records) $83,000 Public Records
  • 1994-03-01 Sold (Public Records) $359,700 Public Records

Property tax history

+52.9%/yr

Latest (2025): $3,098 · -0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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