14 Amsterdam Ave · Charlotte Park, FL 33950

$30,000

2 bd · 2.0 ba · 945 sqft · Manufactured public records · 29 Days on market

Built 1976 5,254 sqft lot $268/mo HOA · 16% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +4.6/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

WINDMILL VILLAGE - IMMACULATE, TOTALLY UPDATED AND FURNISHED MANUFACTURED HOME W/ AWESOME LOCATION ON OVERSIZED CORNER LOT VERY NEAR ALL AMENITIES – THERE’S EVEN ENOUGH ROOM TO BUILD A LARGE GARAGE! You’ll love the open, light & bright floor plan of this 2 BEDROOM + DEN + OFFICE/2BATH HOME that is beautifully decorated throughout in an attractive coastal style. There is so much to enjoy in this lovely home, including a very nice stick-built addition on a solid slab, inside washer & dryer, screened front porch, a large lanai with newer solid vinyl sliding windows, a workshop, and a large 27x 11 carport. Every room of this fantastic home has been updated within the last several years, including fresh paint, luxury vinyl flooring in living, kitchen and both baths, newer kitchen cabinets and backsplash, both baths totally updated, newer windows, newer insulated vinyl siding, Weather-Lok metal roof 2016, A/C with UV air-cleansing option in 2013, new ductwork 2017, and new interior doors 2018. This home is actually built on pilings, not stacked concrete blocks, and windows have storm protection. Windmill Village is a wonderful 55+ community w/ large clubhouse, pool, free first come boat slips, and an amazing array of sports & social activities. Plus, you're only 8 min from downtown Punta Gorda! Price does not include bond and share amount of $20,285, which is fully refunded when you sell. DON’T WAIT TO SEE THIS FANTASTIC HOME!

Key facts

• Prime location
• 5,254 sq ft lot
• Parking

Tags

• SIGNIFICANT RENOVATION
• PRIME LOCATION

Property features AI

Finance

• Other: Association handled on-site at Windmill Village office
• Financial info: Total monthly fees reported as $268; Total annual fees reported as $3,216; Lease restrictions apply
• HOA & community: Has HOA (Windmill Village on-site office); Monthly HOA fee $268; Association amenities include clubhouse, gated access, and pool; Association fee covers pool, escrow reserves, grounds maintenance, management, sewer, trash and water; Association approval required; Buyer approval required for community; Senior community; Pets allowed with number and size limits (max 40 lbs); Community features include clubhouse, community mailbox, golf carts OK, and pool

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer; Cable available; Electricity available; Phone available; Asphalt road access
• Home design: Residential mobile home (double wide); One level; East facing entry
• Construction: Block and vinyl siding construction; Metal roof; Crawlspace foundation; Built as a double wide mobile home
• Exterior features: Rain gutters; Storage

Interior

• Bedrooms: 2 bedrooms
• Flooring: Other flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Other interior features
• Laundry & utility: Laundry: other features

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $30k.

Deal economics

• At list price, monthly cash flow is $378 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $30k).
• Recommended offer: $30k (1.5% below list) — sets the bar for market timing.
• Cap rate 38.5% vs local median 4.3% in Charlotte Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#624 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-0.1%/yr); 999 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $900 of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $8k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($30k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 3.3% of price; flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $29,550 (1.5% below list)

Questions for the listing agent

1. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 5.59% ✓
• Cap rate: 38.46%
• Cash-on-cash: 114.89%
• DSCR: 6.11
• GRM: 1.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 44.8%
• Equity multiple: 2.76×
• Total profit: $14,760
• Equity at exit: $4,473

10-year hold

• IRR: 47.5%
• Equity multiple: 4.19×
• Total profit: $26,782
• Equity at exit: $2,594

Cash invested: $8,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33950

• Home prices YoY: -29.9%
• Rents YoY: -0.1%
• Active inventory: 999
• Price-to-rent: 1.5×

Monthly cashflow live

• Estimated rent: $1,677 high
• Mortgage (P&I): −$157
• Tax from tax record: −$83 /mo · $997/yr
• Insurance: −$12
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$268
• Vacancy / Maint / Mgmt: −$352
• Net cashflow: $378

Break-even live

Break-even rent $1,199

Max offer price $30,000

Occupancy floor 72%

Sensitivity live

Price	-10% $395	-5% $386	+0% $378	+5% $369	+10% $361
Rent	-10% $245	-5% $311	+0% $378	+5% $444	+10% $510
Rate	-1.0pp $393	-0.5pp $385	base $378	+0.5pp $370	+1.0pp $362

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $7,500
• Closing costs: $900
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3121 Vasco St #6 Punta Gorda, FL	2.0	2.0	748	$1,200	$1.60	22d	1	0.55mi
2921 Vasco St Unit B Punta Gorda, FL	2.0	2.0	900	$1,500	$1.67	22d	1	0.68mi
3025 Magnolia Way Punta Gorda, FL	2.0	2.0	1068	$2,500	$2.34	22d	1	0.69mi
2801 Vasco St Unit 13 Punta Gorda, FL	1.0	1.0	650	$1,295	$1.99	22d	1	0.76mi
4730 Almar Dr Unit 1049742P Punta Gorda, FL	2.0	2.0	861	$3,851	$4.47	14d	1	0.84mi
1358 Rock Dove Ct Apt 7 Punta Gorda, FL	2.0	2.0	1012	$1,650	$1.63	14d	1	1.01mi
3221 White Ibis Ct Punta Gorda, FL	2.0	1.0	826	$1,425	$1.73	14d	2	1.15mi
3251 White Ibis Ct Unit A1 Punta Gorda, FL	2.0	2.0	1025	$1,500	$1.46	22d	1	1.15mi
2845 Magdalina Dr Unit 2 Punta Gorda, FL	2.0	1.0	895	$1,200	$1.34	22d	1	1.17mi
3233 Wood Thrush Dr Unit 24A Punta Gorda, FL	2.0	2.0	1024	$2,100	$2.05	14d	1	1.26mi
1335 Mineo Dr Unit G Punta Gorda, FL	2.0	1.0	839	$1,400	$1.67	14d	1	1.34mi
1461 Aqui Esta Dr Unit B4 Punta Gorda, FL	2.0	2.0	1049	$1,800	$1.72	14d	1	1.36mi
26120 Jones Loop Rd Punta Gorda, FL	3.0	1.0–2.0	1105	$1,940	$1.75	14d	27	1.47mi
368 E Henry St Punta Gorda, FL	1.0	1.0	740	$1,500	$2.03	22d	1	1.48mi

HOA detail

• Monthly dues: $268 · $3,216/yr
• Likely covers: pool

Listing history 24 events

1. 2026-06-18
   days on market $30,000 Active 29 DOM
2. 2026-06-17
   days on market $30,000 Active 28 DOM
3. 2026-06-16
   days on market $30,000 Active 27 DOM
4. 2026-06-15
   days on market $30,000 Active 26 DOM
5. 2026-06-14
   days on market $30,000 Active 24 DOM
6. 2026-06-13
   days on market $30,000 Active 23 DOM
7. 2026-06-10
   days on market $30,000 Active 21 DOM
8. 2026-06-09
   days on market $30,000 Active 20 DOM
9. 2026-06-08
   days on market $30,000 Active 19 DOM
10. 2026-06-07
    days on market $30,000 Active 18 DOM
11. 2026-06-05
    days on market $30,000 Active 15 DOM
12. 2026-06-03
    days on market $30,000 Active 14 DOM
13. 2026-06-02
    days on market $30,000 Active 13 DOM
14. 2026-06-01
    days on market $30,000 Active 12 DOM
15. 2026-05-31
    days on market $30,000 Active 11 DOM
16. 2026-05-30
    days on market $30,000 Active 10 DOM
17. 2026-05-20
    listed $30,000 Active
18. 2019-12-10
    soldstatus $119,900 Sold 1487-char remark

    Show marketing remark (1487 chars)

    WINDMILL VILLAGE - IMMACULATE, TOTALLY UPDATED AND FURNISHED MANUFACTURED HOME W/ AWESOME LOCATION ON OVERSIZED CORNER LOT VERY NEAR ALL AMENITIES – THERE’S EVEN ENOUGH ROOM TO BUILD A LARGE GARAGE! You’ll love the open, light & bright floor plan of this 2 BEDROOM + DEN + OFFICE/2BATH HOME that is beautifully decorated throughout in an attractive coastal style. There is so much to enjoy in this lovely home, including a very nice stick-built addition on a solid slab, inside washer & dryer, screened front porch, a large lanai with newer solid vinyl sliding windows, a workshop, and a large 27x 11 carport. Every room of this fantastic home has been updated within the last several years, including fresh paint, luxury vinyl flooring in living, kitchen and both baths, newer kitchen cabinets and backsplash, both baths totally updated, newer windows, newer insulated vinyl siding, Weather-Lok metal roof 2016, A/C with UV air-cleansing option in 2013, new ductwork 2017, and new interior doors 2018. This home is actually built on pilings, not stacked concrete blocks, and windows have storm protection. Windmill Village is a wonderful 55+ community w/ large clubhouse, pool, free first come boat slips, and an amazing array of sports & social activities. Plus, you're only 8 min from downtown Punta Gorda! Price does not include bond and share amount of $20,285, which is fully refunded when you sell. DON’T WAIT TO SEE THIS FANTASTIC HOME!

19. 2019-10-11
    status Pending 1487-char remark

    Show marketing remark (1487 chars)

    WINDMILL VILLAGE - IMMACULATE, TOTALLY UPDATED AND FURNISHED MANUFACTURED HOME W/ AWESOME LOCATION ON OVERSIZED CORNER LOT VERY NEAR ALL AMENITIES – THERE’S EVEN ENOUGH ROOM TO BUILD A LARGE GARAGE! You’ll love the open, light & bright floor plan of this 2 BEDROOM + DEN + OFFICE/2BATH HOME that is beautifully decorated throughout in an attractive coastal style. There is so much to enjoy in this lovely home, including a very nice stick-built addition on a solid slab, inside washer & dryer, screened front porch, a large lanai with newer solid vinyl sliding windows, a workshop, and a large 27x 11 carport. Every room of this fantastic home has been updated within the last several years, including fresh paint, luxury vinyl flooring in living, kitchen and both baths, newer kitchen cabinets and backsplash, both baths totally updated, newer windows, newer insulated vinyl siding, Weather-Lok metal roof 2016, A/C with UV air-cleansing option in 2013, new ductwork 2017, and new interior doors 2018. This home is actually built on pilings, not stacked concrete blocks, and windows have storm protection. Windmill Village is a wonderful 55+ community w/ large clubhouse, pool, free first come boat slips, and an amazing array of sports & social activities. Plus, you're only 8 min from downtown Punta Gorda! Price does not include bond and share amount of $20,285, which is fully refunded when you sell. DON’T WAIT TO SEE THIS FANTASTIC HOME!

20. 2019-09-23
    price $119,900 1487-char remark

    Show marketing remark (1487 chars)

    WINDMILL VILLAGE - IMMACULATE, TOTALLY UPDATED AND FURNISHED MANUFACTURED HOME W/ AWESOME LOCATION ON OVERSIZED CORNER LOT VERY NEAR ALL AMENITIES – THERE’S EVEN ENOUGH ROOM TO BUILD A LARGE GARAGE! You’ll love the open, light & bright floor plan of this 2 BEDROOM + DEN + OFFICE/2BATH HOME that is beautifully decorated throughout in an attractive coastal style. There is so much to enjoy in this lovely home, including a very nice stick-built addition on a solid slab, inside washer & dryer, screened front porch, a large lanai with newer solid vinyl sliding windows, a workshop, and a large 27x 11 carport. Every room of this fantastic home has been updated within the last several years, including fresh paint, luxury vinyl flooring in living, kitchen and both baths, newer kitchen cabinets and backsplash, both baths totally updated, newer windows, newer insulated vinyl siding, Weather-Lok metal roof 2016, A/C with UV air-cleansing option in 2013, new ductwork 2017, and new interior doors 2018. This home is actually built on pilings, not stacked concrete blocks, and windows have storm protection. Windmill Village is a wonderful 55+ community w/ large clubhouse, pool, free first come boat slips, and an amazing array of sports & social activities. Plus, you're only 8 min from downtown Punta Gorda! Price does not include bond and share amount of $20,285, which is fully refunded when you sell. DON’T WAIT TO SEE THIS FANTASTIC HOME!

21. 2019-05-05
    listed $129,900 Active 1487-char remark

    Show marketing remark (1487 chars)

    WINDMILL VILLAGE - IMMACULATE, TOTALLY UPDATED AND FURNISHED MANUFACTURED HOME W/ AWESOME LOCATION ON OVERSIZED CORNER LOT VERY NEAR ALL AMENITIES – THERE’S EVEN ENOUGH ROOM TO BUILD A LARGE GARAGE! You’ll love the open, light & bright floor plan of this 2 BEDROOM + DEN + OFFICE/2BATH HOME that is beautifully decorated throughout in an attractive coastal style. There is so much to enjoy in this lovely home, including a very nice stick-built addition on a solid slab, inside washer & dryer, screened front porch, a large lanai with newer solid vinyl sliding windows, a workshop, and a large 27x 11 carport. Every room of this fantastic home has been updated within the last several years, including fresh paint, luxury vinyl flooring in living, kitchen and both baths, newer kitchen cabinets and backsplash, both baths totally updated, newer windows, newer insulated vinyl siding, Weather-Lok metal roof 2016, A/C with UV air-cleansing option in 2013, new ductwork 2017, and new interior doors 2018. This home is actually built on pilings, not stacked concrete blocks, and windows have storm protection. Windmill Village is a wonderful 55+ community w/ large clubhouse, pool, free first come boat slips, and an amazing array of sports & social activities. Plus, you're only 8 min from downtown Punta Gorda! Price does not include bond and share amount of $20,285, which is fully refunded when you sell. DON’T WAIT TO SEE THIS FANTASTIC HOME!

22. 2017-11-09
    soldstatus $89,900 Sold 1540-char remark

    Show marketing remark (1540 chars)

    SWEET AND AFFORDABLE in Windmill Village. From the charming exterior to the appealing updates inside, you will love this home. The large living room opens to the dining area with built-in china cabinet and off the other side is a fabulous bonus room - great for den, crafts, extra dining, good flex space. The kitchen has been updated from the original and includes all appliances - refrigerator is nearly new. A large master suite includes a wall of closet space, built-in drawers, private bath with his/hers vanities and a step-in shower. The 2nd bedroom is also good sized and opens to the bonus room. A/C is approx. 5 years old. Bathrooms were both gutted 6 years ago and redone. Extras include: 5 new ceiling fans, storm shutters, driveway recently surfaced, new front & side steps. Enjoy the Florida weather in the attached 12 x 12 porch, and the storage shed / laundry room is great for tools and toys. Windmill Village is an active resident-owned community with a saltwater marina with free boat slips - no bridges to the Harbor. Enjoy boating club, kayaking club, bocce ball, shuffleboard and much more. The upscale clubhouse includes a library, billiards room and grand hall for dinners, dances and entertainment. Sell the lawn mower, grab the fishing rods and head to Windmill Village. The low monthly fee covers lawn mowing, water & sewer and recreation facilities. Hop in the heated pool or have a luau at the Tiki Hut. Price does not include the park share & bond of $18,285 which is refunded when you sell.

23. 2017-10-01
    status Pending 1540-char remark

    Show marketing remark (1540 chars)

    SWEET AND AFFORDABLE in Windmill Village. From the charming exterior to the appealing updates inside, you will love this home. The large living room opens to the dining area with built-in china cabinet and off the other side is a fabulous bonus room - great for den, crafts, extra dining, good flex space. The kitchen has been updated from the original and includes all appliances - refrigerator is nearly new. A large master suite includes a wall of closet space, built-in drawers, private bath with his/hers vanities and a step-in shower. The 2nd bedroom is also good sized and opens to the bonus room. A/C is approx. 5 years old. Bathrooms were both gutted 6 years ago and redone. Extras include: 5 new ceiling fans, storm shutters, driveway recently surfaced, new front & side steps. Enjoy the Florida weather in the attached 12 x 12 porch, and the storage shed / laundry room is great for tools and toys. Windmill Village is an active resident-owned community with a saltwater marina with free boat slips - no bridges to the Harbor. Enjoy boating club, kayaking club, bocce ball, shuffleboard and much more. The upscale clubhouse includes a library, billiards room and grand hall for dinners, dances and entertainment. Sell the lawn mower, grab the fishing rods and head to Windmill Village. The low monthly fee covers lawn mowing, water & sewer and recreation facilities. Hop in the heated pool or have a luau at the Tiki Hut. Price does not include the park share & bond of $18,285 which is refunded when you sell.

24. 2017-09-30
    listed $89,900 Active 1540-char remark

    Show marketing remark (1540 chars)

    SWEET AND AFFORDABLE in Windmill Village. From the charming exterior to the appealing updates inside, you will love this home. The large living room opens to the dining area with built-in china cabinet and off the other side is a fabulous bonus room - great for den, crafts, extra dining, good flex space. The kitchen has been updated from the original and includes all appliances - refrigerator is nearly new. A large master suite includes a wall of closet space, built-in drawers, private bath with his/hers vanities and a step-in shower. The 2nd bedroom is also good sized and opens to the bonus room. A/C is approx. 5 years old. Bathrooms were both gutted 6 years ago and redone. Extras include: 5 new ceiling fans, storm shutters, driveway recently surfaced, new front & side steps. Enjoy the Florida weather in the attached 12 x 12 porch, and the storage shed / laundry room is great for tools and toys. Windmill Village is an active resident-owned community with a saltwater marina with free boat slips - no bridges to the Harbor. Enjoy boating club, kayaking club, bocce ball, shuffleboard and much more. The upscale clubhouse includes a library, billiards room and grand hall for dinners, dances and entertainment. Sell the lawn mower, grab the fishing rods and head to Windmill Village. The low monthly fee covers lawn mowing, water & sewer and recreation facilities. Hop in the heated pool or have a luau at the Tiki Hut. Price does not include the park share & bond of $18,285 which is refunded when you sell.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $997 · $83/mo
• Projected year-2 tax: $997 · $83/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,129
• − Mortgage interest: −$1,680
• − Property taxes: −$997
• − Insurance: −$5,268
• − Repairs & maintenance: −$1,610
• − Management: −$1,610
• − HOA: −$3,216
• − Depreciation: −$873
• Taxable income: $4,874
• Est. tax owed @ 24.0%: −$1,170
• After-tax cash flow: $3,363/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Charlotte Park

• Score: 66/100
• State rank: #624
• US rank: #12150

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Charlotte Park, FL
• County: Charlotte County · 196,994 people
• Metro: Punta Gorda, FL
• Population (ZIP): 24,955
• Household income: $76,369
• Rent vs Own: 17.6% rent · 82.4% own
• Severe rent burden: 608.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Two or more races 5% Black 5% Hispanic / Latino 4% Asian 1%
• Common ancestry: Lithuanian 5% Romanian 4% Italian 2%
• Foreign-born: 7% · Canada
• Languages at home: 95% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -111.73%
• Current HPI: 261.6573
• Rent YoY: ▼ -0.06%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-66.6% since first listed

8 events — show timeline

• 2026-05-20 Listed $30,000 Stellar MLS as Distributed by MLS Grid
• 2019-12-10 Sold (MLS) $119,900 Stellar MLS as Distributed by MLS Grid
• 2019-10-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-09-23 Price Changed $119,900 Stellar MLS as Distributed by MLS Grid
• 2019-05-05 Listed $129,900 Stellar MLS as Distributed by MLS Grid
• 2017-11-09 Sold (MLS) $89,900 Stellar MLS as Distributed by MLS Grid
• 2017-10-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-09-30 Listed $89,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+4.2%/yr

Latest (2025): $997 · -55.0% YoY. Source: county tax records.