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Idlewood Plan 🏗️ New Construction
F Composite 31.62
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.3/30.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • 1% rule +2.1/10.0
  • DSCR +1.4/10.0
  • Appreciation +0.7/10.0

$203,990

Idlewood Plan · Huffman, TX 77336
3 bd · 2.0 ba · 1,461 sqft · SingleFamily · 320 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Outdoor space

Tags

OPEN FLOORPLANOUTDOOR SPACEPRIVATE LOCATIONEN-SUITE BATHROOMWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $203,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $259,647.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $204k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-348 ($-4k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $183k (10.2% below list).
  • Recommended offer: $180k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Huffman Middle (math 36% / reading 32%, grade F, #892 of 1,662 statewide, top 55%, 907 students, 42% FRL); Hargrave H S (math 31% / reading 46%, grade F, #866 of 1,632 statewide, top 54%, 1,125 students, 36% FRL) — zoned schools at 39% FRL track the district average.
  • Market conditions: 951 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 320 days — a 12% lower offer ($180k) is reasonable based on typical stale-listing flexibility.
Recommended offer $179,511 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 320 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71% ✗
Cap rate
4.69%
Cash-on-cash
-5.74%
DSCR
0.74
GRM
11.8

CMA / ARV

ARV (median comp)
$259,647
List price
$203,990
Delta
-21.44%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
926 Capracotta Dr 0.21mi 3/2.0 1,461 (0%) 3mo $167,991 $115 88
930 Capracotta Dr 0.23mi 3/2.0 1,461 (0%) 3mo $187,990 $129 87
31214 Piccolo Fiore Ln 0.30mi 3/2.0 1,451 (-1%) 1mo $182,990 $126 84
31221 Piccolo Fiore Ln 0.31mi 3/2.0 1,451 (-1%) 1mo $186,990 $129 84
31522 Olivella Dr 0.21mi 3/2.0 1,522 (+4%) 0mo $185,990 $122 83
31207 Piccolo Fiore Ln 0.35mi 3/2.0 1,451 (-1%) 3mo $180,990 $125 80
31506 Pianella Ln 0.28mi 3/2.0 1,522 (+4%) 3mo $167,991 $110 77
729 Pennabilli Ln 0.23mi 3/2.0 1,302 (-11%) 0mo $178,990 $137 71
718 Rosa Bianca Way 0.34mi 3/2.0 1,572 (+8%) 2mo $207,990 $132 70
31314 Miggiano Ln 0.38mi 3/2.5 1,360 (-7%) 1mo $152,991 $112 68
705 Pennabilli Ln 0.30mi 3/2.0 1,302 (-11%) 2mo $184,990 $142 66
31206 Piccolo Fiore Ln 0.32mi 3/2.0 1,311 (-10%) 2mo $176,990 $135 66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-26.1%
Equity multiple
0.12×
Total profit
$-64,183
Equity at exit
$38,714
10-year hold
IRR
-22.9%
Equity multiple
-0.16×
Total profit
$-84,282
Equity at exit
$22,449

Cash invested: $72,701 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
79 active · 94 under contract
Months of supply
7.6 mo (13%/mo absorbed)
Median asking
$186,990 ($125/sqft)
Median days on market
42 d
This list price
65% of active listings are priced below it
ARV vs active asking
+41.7% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
951
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,831 high interval (Pro) →
Mortgage (P&I)
−$1,362
Tax est. 1.5%
−$325 /mo · $3,895/yr
Insurance
−$108
HOA
−$0
Vacancy / Maint / Mgmt
−$385
Net cashflow
$-348

Break-even live

Break-even rent $2,271
Max offer price $209,353
Occupancy floor —

Sensitivity live

Price -10% $-168 -5% $-258 +0% $-348 +5% $-437 +10% $-527
Rent -10% $-492 -5% $-420 +0% $-348 +5% $-275 +10% $-203
Rate -1.0pp $-217 -0.5pp $-282 base $-348 +0.5pp $-415 +1.0pp $-483

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,912
Closing costs
$7,789
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
917 Capracotta Dr Huffman, TX 4.0 2.0 1656 $1,800 $1.09 53d 1 0.20mi
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,599 $1.09 114d 1 0.28mi
935 Pertuso Ln Huffman, TX 3.0 2.0 1189 $1,550 $1.30 10d 1 0.29mi
934 Pertuso Ln Huffman, TX 3.0 2.0 1360 $1,599 $1.18 33d 1 0.30mi
31208 Piccolo Fiore Ln Huffman, TX 3.0 2.0 1461 $1,695 $1.16 56d 1 0.30mi
953 Pertuso Ln Huffman, TX 2.0 2.0 1013 $1,750 $1.73 10d 1 0.32mi
950 Pertuso Ln Huffman, TX 2.0 2.0 1013 $1,750 $1.73 10d 1 0.33mi
31328 Miggiano Ln Huffman, TX 2.0 2.0 1013 $1,750 $1.73 10d 1 0.35mi
31324 Miggiano Ln Huffman, TX 3.0 2.0 1189 $1,850 $1.56 10d 1 0.36mi
31322 Miggiano Ln Huffman, TX 2.0 2.0 1013 $1,750 $1.73 10d 1 0.36mi
31318 Miggiano Ln Huffman, TX 3.0 2.0 1189 $1,850 $1.56 10d 1 0.37mi
31316 Miggiano Ln Huffman, TX 2.0 2.0 1013 $1,750 $1.73 10d 1 0.37mi
1031 Exotic Pine St Huffman, TX 3.0 2.0 1000 $1,800 $1.80 83d 1 1.06mi
28174 Farm to Market 1485 New Caney, TX 3.0 2.0 1600 $1,600 $1.00 6d 1 1.47mi

Listing history 50 events

  1. 2026-11-08
    days on market $203,990 Active 320 DOM
  2. 2026-11-07
    days on market $203,990 Active 319 DOM
  3. 2026-11-06
    days on market $203,990 Active 318 DOM
  4. 2026-11-05
    days on market $203,990 Active 317 DOM
  5. 2026-11-04
    days on market $203,990 Active 316 DOM
  6. 2026-11-02
    days on market $203,990 Active 314 DOM
  7. 2026-11-01
    days on market $203,990 Active 313 DOM
  8. 2026-10-31
    days on market $203,990 Active 312 DOM
  9. 2026-10-30
    days on market $203,990 Active 311 DOM
  10. 2026-10-29
    days on market $203,990 Active 310 DOM
  11. 2026-10-28
    days on market $203,990 Active 309 DOM
  12. 2026-10-27
    days on market $203,990 Active 308 DOM
  13. 2026-10-26
    days on market $203,990 Active 307 DOM
  14. 2026-10-26
    days on market $203,990 Active 306 DOM
  15. 2026-10-24
    days on market $203,990 Active 305 DOM
  16. 2026-10-23
    days on market $203,990 Active 304 DOM
  17. 2026-10-22
    days on market $203,990 Active 303 DOM
  18. 2026-10-21
    days on market $203,990 Active 302 DOM
  19. 2026-10-20
    days on market $203,990 Active 301 DOM
  20. 2026-10-19
    days on market $203,990 Active 300 DOM
  21. 2026-10-18
    days on market $203,990 Active 299 DOM
  22. 2026-10-17
    days on market $203,990 Active 298 DOM
  23. 2026-10-16
    days on market $203,990 Active 297 DOM
  24. 2026-10-15
    days on market $203,990 Active 296 DOM
  25. 2026-10-14
    days on market $203,990 Active 295 DOM
  26. 2026-10-13
    days on market $203,990 Active 294 DOM
  27. 2026-10-12
    days on market $203,990 Active 293 DOM
  28. 2026-10-11
    days on market $203,990 Active 292 DOM
  29. 2026-10-10
    days on market $203,990 Active 291 DOM
  30. 2026-10-09
    days on market $203,990 Active 290 DOM
  31. 2026-10-08
    days on market $203,990 Active 289 DOM
  32. 2026-10-07
    days on market $203,990 Active 288 DOM
  33. 2026-10-06
    days on market $203,990 Active 287 DOM
  34. 2026-10-05
    days on market $203,990 Active 286 DOM
  35. 2026-10-04
    days on market $203,990 Active 285 DOM
  36. 2026-10-03
    days on market $203,990 Active 284 DOM
  37. 2026-10-02
    days on market $203,990 Active 283 DOM
  38. 2026-10-01
    days on market $203,990 Active 282 DOM
  39. 2026-09-30
    days on market $203,990 Active 281 DOM
  40. 2026-09-29
    days on market $203,990 Active 280 DOM
  41. 2026-09-28
    days on market $203,990 Active 279 DOM
  42. 2026-09-27
    days on market $203,990 Active 278 DOM
  43. 2026-09-26
    days on market $203,990 Active 277 DOM
  44. 2026-09-25
    days on market $203,990 Active 276 DOM
  45. 2026-09-24
    days on market $203,990 Active 275 DOM
  46. 2026-09-23
    days on market $203,990 Active 274 DOM
  47. 2026-09-22
    days on market $203,990 Active 273 DOM
  48. 2026-09-21
    days on market $203,990 Active 272 DOM
  49. 2026-09-20
    days on market $203,990 Active 271 DOM
  50. 2026-09-19
    days on market $203,990 Active 270 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,977
− Mortgage interest
−$14,544
− Property taxes
−$3,895
− Insurance
−$1,298
− Repairs & maintenance
−$1,758
− Management
−$1,758
− Depreciation
−$7,553
Taxable loss
−$8,830
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,119
After-tax cash flow
$-2,052/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This single-level home is in good condition with a spacious open floorplan and modern finishes. It has the potential for minor updates to enhance its curb appeal and interior aesthetics, making it an attractive option for both buyers and tenants.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics. ↑
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants. ↑
  • Resale Upgrading the kitchen appliances — Modern appliances can increase the home's appeal to potential buyers. ↑
  • Both Adding smart home features — Smart home features can increase convenience and appeal to both buyers and tenants. ↑
  • Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and energy efficiency, attracting more buyers/tenants. ↑
  • Both Adding a smart thermostat — A smart thermostat can improve energy efficiency and comfort, attracting more buyers/tenants. ↑
F Composite school gradezoned avg 36/100

Zoned Schools

Middle Huffman Middle F TX #892/1,662 Nat'l #7,813/14,009 High Hargrave H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Huffman

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Harris County · 5,571,493 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
22% of renters

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics
—

Price history

1 event — show timeline
  • 2025-12-23 Listed $238,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…