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Idlewood Plan 🏗️ New Construction
D- Composite 35.28
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.0/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Livability +3.3/5.0
  • Schools +3.1/10.0
  • 1% rule +2.7/10.0
  • DSCR +2.5/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.7/10.0

$213,990

Idlewood Plan · Roman Forest, TX 77336
3 bd · 2.0 ba · 1,461 sqft · SingleFamily · 177 Days on market
Good condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Outdoor space

Tags

OPEN FLOORPLANOUTDOOR SPACEPRIVATE LOCATIONEN-SUITE BATHROOMWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $213,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $260,166.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $214k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-206 ($-2k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (5.8% below list).
  • Recommended offer: $188k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#595 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living A; Watch: schools F, crime F, amenities F.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 585 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 177 days — a 12% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
Recommended offer $188,311 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 177 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
5.34%
Cash-on-cash
-3.39%
DSCR
0.85
GRM
10.8

CMA / ARV

ARV (median comp)
$260,166
List price
$213,990
Delta
-17.75%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
934 Capracotta Dr 0.24mi 3/2.0 1,461 (0%) 1mo $244,990 $168 88
31408 Pratola Serra Cir 0.28mi 3/2.0 1,461 (0%) 1mo $183,990 $126 86
903 Coperchiata Cir 0.17mi 3/2.0 1,411 (-3%) 1mo $253,990 $180 86
31418 Pratola Serra Cir 0.28mi 3/2.0 1,451 (-1%) 1mo $189,990 $131 85
31406 Pratola Serra Cir 0.28mi 3/2.0 1,451 (-1%) 1mo $175,840 $121 85
31504 Olivella Dr 0.21mi 3/2.0 1,302 (-11%) 1mo $249,990 $192 71
939 Pertuso Ln 0.30mi 4/2.5 (+1) 1,531 (+5%) 1mo $165,790 $108 70
914 Capracotta Dr 0.16mi 4/2.0 (+1) 1,655 (+13%) 1mo $225,690 $136 65
905 Coperchiata Cir 0.18mi 4/2.0 (+1) 1,656 (+13%) 1mo $189,990 $115 64
31418 Casacalenda Ln 0.20mi 4/2.0 (+1) 1,656 (+13%) 1mo $169,990 $103 63
929 Capracotta Dr 0.27mi 4/2.0 (+1) 1,656 (+13%) 1mo $163,990 $99 60
31410 Pratola Serra Cir 0.28mi 4/2.0 (+1) 1,656 (+13%) 1mo $180,990 $109 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-22.0%
Equity multiple
0.24×
Total profit
$-55,231
Equity at exit
$38,792
10-year hold
IRR
-15.8%
Equity multiple
0.11×
Total profit
$-64,844
Equity at exit
$22,494

Cash invested: $72,847 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
585
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,015 medium interval (Pro) →
Mortgage (P&I)
$1,364
Tax est. 1.5%
$325 /mo · $3,902/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$423
Net cashflow
$-206

Break-even live

Break-even rent $2,276
Max offer price $230,396
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$65,042
Closing costs
$7,805
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,675 $1.15 1d 1 0.28mi
934 Pertuso Ln Huffman, TX 3.0 2.0 1360 $1,800 $1.32 24d 1 0.29mi

Listing history 14 events

  1. 2026-06-18
    days on market $213,990 Active 177 DOM
  2. 2026-06-17
    days on market $213,990 Active 176 DOM
  3. 2026-06-16
    days on market $213,990 Active 175 DOM
  4. 2026-06-15
    days on market $213,990 Active 174 DOM
  5. 2026-06-13
    pricedays on market $213,990 Active 172 DOM
  6. 2026-06-09
    days on market $210,990 Active 168 DOM
  7. 2026-06-08
    days on market $210,990 Active 167 DOM
  8. 2026-06-07
    days on market $210,990 Active 166 DOM
  9. 2026-06-04
    days on market $210,990 Active 163 DOM
  10. 2026-06-03
    days on market $210,990 Active 162 DOM
  11. 2026-06-02
    days on market $210,990 Active 161 DOM
  12. 2026-06-01
    days on market $210,990 Active 160 DOM
  13. 2026-05-31
    days on market $210,990 Active 159 DOM
  14. 2025-12-23
    listed $238,990 Active 415-char remark
    Show marketing remark (415 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,186
− Mortgage interest
−$14,573
− Property taxes
−$3,902
− Insurance
−$1,301
− Repairs & maintenance
−$1,935
− Management
−$1,935
− Depreciation
−$7,568
Taxable loss
−$7,029
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,687
After-tax cash flow
$-782/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This single-level home is in good condition with a spacious open floorplan and modern finishes. It has the potential for minor updates to enhance its curb appeal and interior aesthetics, making it an attractive option for both buyers and tenants.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Resale Upgrading the kitchen appliances — Modern appliances can increase the home's appeal to potential buyers.
  • Both Adding smart home features — Smart home features can increase convenience and appeal to both buyers and tenants.
  • Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and energy efficiency, attracting more buyers/tenants.
  • Both Adding a smart thermostat — A smart thermostat can improve energy efficiency and comfort, attracting more buyers/tenants.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants.
  • Resale Upgrading the kitchen appliances — Modern appliances can increase the home's appeal to potential buyers.
  • Both Adding smart home features — Smart home features can increase convenience and appeal to both buyers and tenants.
  • Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and energy efficiency, attracting more buyers/tenants.
  • Both Adding a smart thermostat — A smart thermostat can improve energy efficiency and comfort, attracting more buyers/tenants.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Roman Forest

Score
66/100
State rank
#595
US rank
#11338

Category grades

Amenities F Commute F Cost of living A Crime F Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
377.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 2%
Foreign-born
9% · Canada
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -8.59%
Current HPI
472.03
Rent YoY
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-12-23 Listed $238,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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