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9 Brimsdown Cir
C+ Composite 60.72
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +12.4/15.0
  • DSCR +6.8/10.0
  • 1% rule +6.4/10.0
  • Schools +5.4/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$199,900

9 Brimsdown Cir · Fairport, NY 14450
2 bd · 2.5 ba · 1,332 sqft · Townhouse public records · 6 Days on market
Built 1977 3,049 sqft lot $150/sqft · 11% below area Est $224k · 11% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

WOW! IMMACULATE TOWNHOUSE IN PERINTON WITH FAIRPORT SCHOOLS & NO HOA! Welcome to 9 Brimsdown Circle, ideally located just minutes to the Village of Fairport, Erie Canal, trails, restaurants & all that Fairport has to offer. Offering 1,332 sq ft of living space plus a partially finished basement, this 2 bedroom, 2.5 bath home sits on a fully fenced 0.07 acre lot and has been meticulously maintained and thoughtfully updated throughout. Enjoy the added bonus of Fairport Electric! Step inside to a bright, light-filled interior with an abundance of windows. The foyer opens to a sun drenched dining area with soaring vaulted ceiling that flows seamlessly into the galley kitchen feat

Key facts

  • Garage
  • Built 1977
  • Listed 6 days

Property features AI

Finance

  • Financial info: Pets allowed

Exterior

  • Parking: Assigned detached garage; One garage space; Two parking spaces; Garage door opener
  • Utilities: Electricity connected with circuit breakers; Public water connected; Sewer connected; High-speed internet available; Cable available
  • Home design: Two-story existing home; Resale property; Rectangular residential lot; 21 x 130 lot dimensions; City street and private road frontage
  • Construction: Aluminum siding; Vinyl siding; Copper plumbing; Asphalt shingle roof; Full, partially finished basement
  • Exterior features: Fully fenced yard; Patio

Interior

  • Kitchen: Electric oven and range; Microwave; Range hood; Dishwasher; Garbage disposal; Refrigerator; Pantry
  • Flooring: Carpet; Luxury vinyl; Varies
  • Bathrooms: Two full bathrooms; One half bathroom; One main-level bathroom
  • Heating & cooling: Forced air heating (gas and electric); Central air conditioning; Programmable thermostat
  • Interior features: Cedar closets; Ceiling fans; Cathedral ceilings; Separate/formal dining room; Entrance foyer; Separate/formal living room; Galley kitchen; Pantry; Sliding glass doors; Programmable thermostat; Thermal windows; Sliding doors
  • Laundry & utility: Main-level laundry; Washer; Dryer; Gas water heater; Humidifier; Exhaust fan

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath townhouse listed at $200k.

Deal economics

  • At list price, monthly cash flow is $292 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Cap rate 8.0% vs local median 3.4% in Fairport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#301 in NY, #4,847 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, schools A; Watch: commute F.
  • Fairport Central School District (suburban): math 55% / reading 66% proficiency, ranked #199 of 590 in NY (top 34%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 14% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents soft (-0.8%/yr); 186 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,169 units permitted in Monroe County in 2024 (591 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Monroe County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $199,900

Questions for the listing agent

  1. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
8.05%
Cash-on-cash
6.26%
DSCR
1.28
GRM
7.3

CMA / ARV

ARV (median comp)
$224,183
List price
$199,900
Delta
-10.83%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9 Brimsdown Cir 0.00mi 2/2.5 1,332 (0%) 1mo $305,000 $229 100
26 Broxbourne Dr 0.05mi 2/2.0 1,200 (-10%) 0mo $295,000 $246 79
9 Hollingham 0.22mi 3/1.5 (+1) 1,345 (+1%) 2mo $241,000 $179 78
27 Garrison Dr 0.11mi 3/1.5 (+1) 1,214 (-9%) 2mo $225,000 $185 70
8 Arbor Ct 0.14mi 3/1.5 (+1) 1,200 (-10%) 1mo $257,000 $214 67
4 Arbor Ct 0.14mi 3/1.5 (+1) 1,200 (-10%) 5mo $210,000 $175 64
24 Bucklebury Hl 0.17mi 3/1.5 (+1) 1,240 (-7%) 10mo $235,000 $190 63
47 Bucklebury Hl 0.11mi 3/1.5 (+1) 1,144 (-14%) 1mo $231,000 $202 61
41 Bucklebury Hl 0.13mi 3/1.5 (+1) 1,248 (-6%) 17mo $220,000 $176 61
6 Canterbury Ct 0.24mi 2/1.5 1,168 (-12%) 9mo $195,000 $167 57
4 Chesterton Ct 0.55mi 3/1.5 (+1) 1,136 (-15%) 0mo $262,000 $231 40
6 Chesterton Ct 0.55mi 3/1.5 (+1) 1,136 (-15%) 18mo $220,000 $194 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-10.3%
Equity multiple
0.64×
Total profit
$-20,360
Equity at exit
$29,806
10-year hold
IRR
-6.2%
Equity multiple
0.66×
Total profit
$-19,141
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 14450

Rents YoY
-0.8%
Active inventory
186
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$2,280 medium interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$378 /mo · $4,531/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$479
Net cashflow
$292

Break-even live

Break-even rent $1,910
Max offer price $199,900
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
131 Broxbourne Dr Fairport, NY 3.0 2.0 1110 $2,700 $2.43 10d 1 0.15mi
166 High St Unit A Fairport, NY 2.0 2.0 1600 $2,300 $1.44 43d 1 0.57mi
166 High St Unit B Fairport, NY 2.0 1.5 1300 $2,000 $1.54 23d 1 0.57mi
100 Ezra Xing Fairport, NY 2.0 2.0 1200 $2,868 $2.39 2d 1 1.43mi

Listing history 4 events

  1. 2026-05-05
    status Pending 2211-char remark
  2. 2026-04-29
    listed $199,900 Active 2211-char remark
  3. 1999-06-03
    soldstatus $74,900
  4. 1995-08-18
    soldstatus $71,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$4,531 · $378/mo
Projected year-2 tax
$4,531 · $378/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,360
− Mortgage interest
−$11,198
− Property taxes
−$4,531
− Insurance
−$1,000
− Repairs & maintenance
−$2,189
− Management
−$2,189
− Depreciation
−$5,815
Taxable income
$439
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$105
After-tax cash flow
$3,399/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fairport Central School District
NCES district ID
3610890
Math proficiency
55% ▼ -16.00%
Reading proficiency
66% ▲ 3.00%
Median HH income
$74,981
Composite
53.84/100
National rank
#1409
State rank
#199 of 590 in NY

Livability — Fairport

Score
74/100
State rank
#301
US rank
#4847

Category grades

Amenities B+ Commute F Cost of living C+ Crime C+ Employment B+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Monroe County · 674,131 people
City population
42,750
Metro
Rochester, NY
Population (ZIP)
42,750
Household income
$109,466
Rent vs Own
23.0% rent · 77.0% own
Severe rent burden
843.0

Population outlook (Monroe County) Hauer SSP2

Today (2025)
759,460 people
By 2030
757,154 · -0.3%
By 2040
740,644 · -2.5%
By 2050
714,443 · -5.9%
By 2075
645,883 · -15.0%
By 2100
547,084 · -28.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 5% Hispanic / Latino 3% Asian 2% Black 2%
Common ancestry
Romanian 6% Lithuanian 2% Iranian 2%
Foreign-born
6% · Canada, China, South Korea
Languages at home
94% English-only · Other Indo-European 1% Spanish 1% Other Asian/Pacific 1%

Political lean MEDSL · Monroe

2024 margin
D (+19.1) · D 59.5% · R 40.5%
2008→2024 swing
+1.4pp toward D · 2008: 17.7pp · 2024: 19.1pp
All cycles
2024: D+19.1 2020: D+21.0 2016: D+14.1 2012: D+17.4 2008: D+17.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -189.56%
Current HPI
270.7329
Rent YoY
▼ -0.84%
Metro
Rochester, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+329.6% since first listed
5 events — show timeline
  • 2026-06-03 Sold (MLS) $305,000 UNYREIS
  • 2026-05-05 Pending UNYREIS
  • 2026-04-29 Listed $199,900 UNYREIS
  • 1999-06-03 Sold (Public Records) $74,900 Public Records
  • 1995-08-18 Sold (Public Records) $71,000 Public Records

Property tax history

+3.2%/yr

Latest (2025): $4,531 · +17.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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