8030 Gleneagle Dr · Bayonet Point, FL 34668

$209,900

2 bd · 2.0 ba · 1,001 sqft · SingleFamily public records · 107 Days on market

Built 1980 6,788 sqft lot Est $204k · at est. $55/mo HOA · 3% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.3/30.0
• ARV discount +6.2/15.0
• DSCR +4.3/10.0
• Schools +4.3/10.0
• Livability +3.5/5.0
• 1% rule +3.2/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

STORYBOOK CHARM IN TIMBER OAKS! Find yourself enthralled by this quaint and peaceful cottage in a 55+ community. Set off from the hustle and bustle yet convenient to everything. Featuring two generous bedrooms, 2 bathrooms and a 1 car garage located in the coveted Timber Oaks Community. Front door leads out to beautiful landscaping. Close to hospitals, shopping, restaurants on the water and less than 15 minutes from Hudson Beach. Call and tour this lovely home today!

Key facts

• Close to restaurants
• Close to hospitals
• Close to shopping

Tags

• TIMBER OAKS COMMUNITY
• BEAUTIFUL LANDSCAPING
• CONVENIENT TO EVERYTHING
• CLOSE TO HOSPITALS
• CLOSE TO SHOPPING
• CLOSE TO RESTAURANTS

Property features AI

Finance

• Other: Lot about 0.16 acres (paved road); Zoning: R4
• Financial info: Lease restrictions apply
• HOA & community: Has HOA (association: Jack Smith); Monthly HOA fee $55, annual fee $660; Association approval required; Pets allowed; Senior community

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Public sewer; Public utilities
• Home design: Single family residence; Residential property; One story; Faces northeast; Homestead exempt
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built with public-records living area of about 1,001 sq ft
• Exterior features: Sidewalk

Interior

• Kitchen: Convection oven; Dishwasher; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Other interior features; Tile flooring
• Laundry & utility: Laundry inside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $37 ($443/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (18.1% below list).
• Recommended offer: $172k (18.1% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 5.3% in Bayonet Point — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 69/100 on livability (#485 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, amenities D+, commute F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Gulf Highlands Elementary School (math 29% / reading 32%, grade F, #1,862 of 2,144 statewide, top 88%, 714 students, 89% FRL); Bayonet Point Middle School (math 38% / reading 35%, grade F, #405 of 571 statewide, top 72%, 737 students, 84% FRL); Fivay High School (math 20% / reading 28%, grade F, #529 of 667 statewide, top 80%, 1,610 students, 78% FRL) — zoned schools average 84% FRL vs 48% district-wide (35 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 30% at this address vs 51% district-wide (-21 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.3%/yr); 582 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• This rent runs 44% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 107 days — a 9% lower offer ($191k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $171,953 (18.1% below list)

Questions for the listing agent

1. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.82% ✗
• Cap rate: 6.50%
• Cash-on-cash: 0.75%
• DSCR: 1.03
• GRM: 10.2

CMA / ARV

• ARV (on-the-fly): $204,204
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
11230 Rhonda Ave	0.31mi	2/2.0	1,046 (+4%)	1mo	$130,000	$124	77
8215 Autumn Oak Ave	0.64mi	2/2.0	1,000 (-0%)	3mo	$180,000	$180	68
11341 Winwood Pl	0.30mi	2/2.0	1,107 (+11%)	1mo	$189,000	$171	67
10638 Oak Hill Dr	0.50mi	2/2.0	1,060 (+6%)	2mo	$205,000	$193	66
10800 Leeds Rd	0.43mi	3/1.0 (+1)	1,032 (+3%)	2mo	$190,000	$184	64
7521 Coventry Dr	0.61mi	2/1.0	1,032 (+3%)	1mo	$230,000	$223	62
10629 Cymbid Dr	0.56mi	3/2.0 (+1)	1,063 (+6%)	3mo	$185,000	$174	56
11615 Nature Trl	0.69mi	2/2.0	1,065 (+6%)	1mo	$245,000	$230	56
10528 Cymbid Dr	0.62mi	2/2.0	1,082 (+8%)	2mo	$255,000	$236	56
10433 Laburnum Dr	0.62mi	2/2.0	1,118 (+12%)	1mo	$275,000	$246	51
7835 Lotus Dr	0.69mi	3/2.0 (+1)	1,087 (+9%)	1mo	$269,900	$248	48
11031 Tyler Dr	0.70mi	2/1.0	908 (-9%)	2mo	$185,000	$204	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.28% rent growth · sell at horizon

5-year hold

• IRR: -16.9%
• Equity multiple: 0.41×
• Total profit: $-34,639
• Equity at exit: $31,297

10-year hold

• IRR: -12.0%
• Equity multiple: 0.34×
• Total profit: $-38,947
• Equity at exit: $18,148

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34668

• Home prices YoY: -17.4%
• Rents YoY: 1.3%
• Active inventory: 582
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $1,720 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$78 /mo · $939/yr
• Insurance: −$87
• HOA: −$55
• Vacancy / Maint / Mgmt: −$361
• Net cashflow: $37

Break-even live

Break-even rent $1,673

Max offer price $209,900

Occupancy floor 93%

Sensitivity live

Price	-10% $156	-5% $96	+0% $37	+5% $-22	+10% $-82
Rent	-10% $-99	-5% $-31	+0% $37	+5% $105	+10% $173
Rate	-1.0pp $143	-0.5pp $90	base $37	+0.5pp $-17	+1.0pp $-73

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,475
• Closing costs: $6,297
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
11138 Yellowwood Ln Unit NA Port Richey, FL	3.0	1.0	1000	$1,800	$1.80	26d	1	0.13mi
10816 Piccadilly Rd Port Richey, FL	3.0	2.0	1408	$1,550	$1.10	14d	1	0.26mi
8024 Las Cruces Ct Port Richey, FL	2.0	2.0	1371	$1,900	$1.39	26d	1	0.27mi
7724 Tyson Dr Port Richey, FL	2.0	2.0	1200	$1,550	$1.29	1d	1	0.30mi
8161 Braddock Cir #1 Port Richey, FL	2.0	2.0	1000	$1,595	$1.59	20d	1	0.32mi
10801 Oldham Rd Port Richey, FL	2.0	2.0	1182	$1,500	$1.27	4d	1	0.33mi
7705 Ilex Dr Port Richey, FL	3.0	2.0	1349	$2,000	$1.48	26d	1	0.34mi
11241 Yewtree Ave Port Richey, FL	3.0	2.0	1306	$1,950	$1.49	26d	1	0.36mi
10802 Laburnum Dr Port Richey, FL	2.0	2.0	1002	$1,545	$1.54	26d	1	0.36mi
10632 Laburnum Dr Port Richey, FL	2.0	2.0	1193	$1,583	$1.33	26d	1	0.40mi
10905 Kingsbridge Rd Port Richey, FL	3.0	2.0	1176	$1,566	$1.33	7d	1	0.41mi
7540 Venice Dr Port Richey, FL	3.0	2.0	1394	$1,775	$1.27	7d	1	0.46mi
7804 Topay Ln Port Richey, FL	3.0	2.0	1125	$1,795	$1.60	1d	1	0.49mi
7808 Talisman Dr Port Richey, FL	3.0	2.0	1063	$2,100	$1.98	26d	1	0.51mi
10629 Cymbid Dr Port Richey, FL	3.0	2.0	1400	$1,700	$1.21	26d	1	0.53mi
7531 Greybirch Ter Port Richey, FL	3.0	2.0	1400	$2,000	$1.43	26d	1	0.55mi
7839 Canna Dr Port Richey, FL	2.0	2.0	1095	$1,450	$1.32	13d	1	0.55mi
11611 Constance Dr Port Richey, FL	3.0	1.0	984	$1,540	$1.57	26d	1	0.56mi
11611 Constance Dr Port Richey, FL	3.0	1.0	984	$1,540	$1.57	13d	1	0.56mi
11610 Meadow Dr Port Richey, FL	2.0	2.0	1128	$1,570	$1.39	14d	1	0.57mi
10502 Laburnum Dr Port Richey, FL	2.0	2.0	1002	$1,545	$1.54	26d	1	0.57mi
7520 Hawthorn Dr Unit NA Port Richey, FL	2.0	2.0	1303	$1,900	$1.46	26d	1	0.58mi
7520 Hawthorn Dr Port Richey, FL	2.0	2.0	1303	$1,800	$1.38	26d	1	0.58mi
7715 Sue Ellen Dr Port Richey, FL	2.0	2.0	1080	$1,495	$1.38	5d	1	0.58mi
11630 Paige Dr Port Richey, FL	3.0	1.0	1152	$1,680	$1.46	14d	1	0.60mi
7530 Judith Cres Port Richey, FL	2.0	2.0	1446	$2,200	$1.52	26d	1	0.60mi
7530 Judith Cres Port Richey, FL	2.0	2.0	1446	$1,695	$1.17	22d	1	0.60mi
7608 Sue Ellen Dr Port Richey, FL	3.0	2.0	1310	$2,400	$1.83	26d	1	0.63mi
7438 Coventry Dr Port Richey, FL	2.0	1.0	985	$1,600	$1.62	14d	1	0.64mi
10803 Hyssop St Port Richey, FL	3.0	1.0	1120	$1,500	$1.34	13d	1	0.64mi
11103 Harding Dr Unit 2 Port Richey, FL	2.0	1.0	760	$1,450	$1.91	22d	1	0.71mi
7539 Gulf Highlands Dr Port Richey, FL	2.0	1.5	936	$1,550	$1.66	7d	1	0.72mi
7924 Halsey Dr Port Richey, FL	3.0	2.0	1272	$1,800	$1.42	7d	1	0.72mi
7924 Halsey Dr Port Richey, FL	3.0	2.0	1272	$1,800	$1.42	24d	1	0.72mi
8431 Duval Dr Port Richey, FL	3.0	2.0	1408	$1,731	$1.23	7d	1	0.74mi
7416 Star Dust Dr Port Richey, FL	3.0	2.0	1300	$1,650	$1.27	24d	1	0.76mi
10303 Gardenia Ln Port Richey, FL	3.0	2.0	1054	$1,950	$1.85	26d	1	0.80mi
11635 Salmon Dr Port Richey, FL	2.0	1.5	816	$1,500	$1.84	26d	1	0.81mi
7213 Seward Dr Port Richey, FL	2.0	1.0	700	$1,500	$2.14	26d	1	0.82mi
10331 Flagship Ave Port Richey, FL	3.0	2.0	1400	$2,000	$1.43	26d	1	0.83mi

HOA detail

• Monthly dues: $55 · $660/yr
• Likely covers: waterlandscaping

Listing history 46 events

1. 2026-06-18
   days on market $209,900 Active 107 DOM
2. 2026-06-17
   days on market $209,900 Active 106 DOM
3. 2026-06-16
   days on market $209,900 Active 105 DOM
4. 2026-06-15
   days on market $209,900 Active 104 DOM
5. 2026-06-13
   days on market $209,900 Active 102 DOM
6. 2026-06-09
   days on market $209,900 Active 98 DOM
7. 2026-06-08
   days on market $209,900 Active 97 DOM
8. 2026-06-07
   days on market $209,900 Active 96 DOM
9. 2026-06-04
   days on market $209,900 Active 93 DOM
10. 2026-06-03
    days on market $209,900 Active 92 DOM
11. 2026-06-02
    days on market $209,900 Active 91 DOM
12. 2026-06-01
    days on market $209,900 Active 90 DOM
13. 2026-05-31
    days on market $209,900 Active 89 DOM
14. 2026-04-28
    price $209,900
15. 2026-03-03
    listed $219,900 Active
16. 2023-04-18
    soldstatus $215,000
17. 2023-03-31
    soldstatus $215,000 Closed 472-char remark

    Show marketing remark (472 chars)

    STORYBOOK CHARM IN TIMBER OAKS! Find yourself enthralled by this quaint and peaceful cottage in a 55+ community. Set off from the hustle and bustle yet convenient to everything. Featuring two generous bedrooms, 2 bathrooms and a 1 car garage located in the coveted Timber Oaks Community. Front door leads out to beautiful landscaping. Close to hospitals, shopping, restaurants on the water and less than 15 minutes from Hudson Beach. Call and tour this lovely home today!

18. 2023-02-11
    status Pending 472-char remark

    Show marketing remark (472 chars)

    STORYBOOK CHARM IN TIMBER OAKS! Find yourself enthralled by this quaint and peaceful cottage in a 55+ community. Set off from the hustle and bustle yet convenient to everything. Featuring two generous bedrooms, 2 bathrooms and a 1 car garage located in the coveted Timber Oaks Community. Front door leads out to beautiful landscaping. Close to hospitals, shopping, restaurants on the water and less than 15 minutes from Hudson Beach. Call and tour this lovely home today!

19. 2023-01-14
    price $218,000 472-char remark

    Show marketing remark (472 chars)

    STORYBOOK CHARM IN TIMBER OAKS! Find yourself enthralled by this quaint and peaceful cottage in a 55+ community. Set off from the hustle and bustle yet convenient to everything. Featuring two generous bedrooms, 2 bathrooms and a 1 car garage located in the coveted Timber Oaks Community. Front door leads out to beautiful landscaping. Close to hospitals, shopping, restaurants on the water and less than 15 minutes from Hudson Beach. Call and tour this lovely home today!

20. 2022-10-12
    price $223,900 472-char remark

    Show marketing remark (472 chars)

    STORYBOOK CHARM IN TIMBER OAKS! Find yourself enthralled by this quaint and peaceful cottage in a 55+ community. Set off from the hustle and bustle yet convenient to everything. Featuring two generous bedrooms, 2 bathrooms and a 1 car garage located in the coveted Timber Oaks Community. Front door leads out to beautiful landscaping. Close to hospitals, shopping, restaurants on the water and less than 15 minutes from Hudson Beach. Call and tour this lovely home today!

21. 2022-09-15
    status Active 472-char remark

    Show marketing remark (472 chars)

    STORYBOOK CHARM IN TIMBER OAKS! Find yourself enthralled by this quaint and peaceful cottage in a 55+ community. Set off from the hustle and bustle yet convenient to everything. Featuring two generous bedrooms, 2 bathrooms and a 1 car garage located in the coveted Timber Oaks Community. Front door leads out to beautiful landscaping. Close to hospitals, shopping, restaurants on the water and less than 15 minutes from Hudson Beach. Call and tour this lovely home today!

22. 2022-09-07
    status Pending 472-char remark

    Show marketing remark (472 chars)

    STORYBOOK CHARM IN TIMBER OAKS! Find yourself enthralled by this quaint and peaceful cottage in a 55+ community. Set off from the hustle and bustle yet convenient to everything. Featuring two generous bedrooms, 2 bathrooms and a 1 car garage located in the coveted Timber Oaks Community. Front door leads out to beautiful landscaping. Close to hospitals, shopping, restaurants on the water and less than 15 minutes from Hudson Beach. Call and tour this lovely home today!

23. 2022-08-10
    price $224,900 472-char remark

    Show marketing remark (472 chars)

    STORYBOOK CHARM IN TIMBER OAKS! Find yourself enthralled by this quaint and peaceful cottage in a 55+ community. Set off from the hustle and bustle yet convenient to everything. Featuring two generous bedrooms, 2 bathrooms and a 1 car garage located in the coveted Timber Oaks Community. Front door leads out to beautiful landscaping. Close to hospitals, shopping, restaurants on the water and less than 15 minutes from Hudson Beach. Call and tour this lovely home today!

24. 2022-07-12
    listed $230,000 Active 472-char remark

    Show marketing remark (472 chars)

    STORYBOOK CHARM IN TIMBER OAKS! Find yourself enthralled by this quaint and peaceful cottage in a 55+ community. Set off from the hustle and bustle yet convenient to everything. Featuring two generous bedrooms, 2 bathrooms and a 1 car garage located in the coveted Timber Oaks Community. Front door leads out to beautiful landscaping. Close to hospitals, shopping, restaurants on the water and less than 15 minutes from Hudson Beach. Call and tour this lovely home today!

25. 2022-03-17
    soldstatus $200,000
26. 2022-03-08
    soldstatus $200,000 Closed 289-char remark

    Show marketing remark (289 chars)

    One or more photo(s) has been virtually staged. Welcome home to your beautiful 2 bedroom, 2 bathroom and 1 car garage located in Timber Oaks. Mature landscaping with an oversized driveway. Tile throughout the home. Close to restaurants, shopping and hospitals. Schedule your showing today!

27. 2022-01-31
    status Pending 289-char remark

    Show marketing remark (289 chars)

    One or more photo(s) has been virtually staged. Welcome home to your beautiful 2 bedroom, 2 bathroom and 1 car garage located in Timber Oaks. Mature landscaping with an oversized driveway. Tile throughout the home. Close to restaurants, shopping and hospitals. Schedule your showing today!

28. 2021-12-20
    status Active 289-char remark

    Show marketing remark (289 chars)

    One or more photo(s) has been virtually staged. Welcome home to your beautiful 2 bedroom, 2 bathroom and 1 car garage located in Timber Oaks. Mature landscaping with an oversized driveway. Tile throughout the home. Close to restaurants, shopping and hospitals. Schedule your showing today!

29. 2021-12-16
    status Pending 289-char remark

    Show marketing remark (289 chars)

    One or more photo(s) has been virtually staged. Welcome home to your beautiful 2 bedroom, 2 bathroom and 1 car garage located in Timber Oaks. Mature landscaping with an oversized driveway. Tile throughout the home. Close to restaurants, shopping and hospitals. Schedule your showing today!

30. 2021-12-09
    status Active 289-char remark

    Show marketing remark (289 chars)

    One or more photo(s) has been virtually staged. Welcome home to your beautiful 2 bedroom, 2 bathroom and 1 car garage located in Timber Oaks. Mature landscaping with an oversized driveway. Tile throughout the home. Close to restaurants, shopping and hospitals. Schedule your showing today!

31. 2021-12-07
    status Pending 289-char remark

    Show marketing remark (289 chars)

    One or more photo(s) has been virtually staged. Welcome home to your beautiful 2 bedroom, 2 bathroom and 1 car garage located in Timber Oaks. Mature landscaping with an oversized driveway. Tile throughout the home. Close to restaurants, shopping and hospitals. Schedule your showing today!

32. 2021-11-23
    listed $230,000 Active 289-char remark

    Show marketing remark (289 chars)

    One or more photo(s) has been virtually staged. Welcome home to your beautiful 2 bedroom, 2 bathroom and 1 car garage located in Timber Oaks. Mature landscaping with an oversized driveway. Tile throughout the home. Close to restaurants, shopping and hospitals. Schedule your showing today!

33. 2021-11-02
    soldstatus $195,700
34. 2019-05-06
    soldstatus $120,000
35. 2019-05-03
    soldstatus $120,000 Sold
36. 2019-04-03
    status Pending
37. 2019-04-01
    listed $124,900 Active
38. 2014-06-06
    soldstatus $72,500
39. 2014-06-05
    soldstatus $72,500 Sold
40. 2014-04-14
    historical Active with Contract
41. 2014-04-09
    listed $78,500 Active
42. 2011-02-14
    soldstatus $62,000
43. 2011-02-14
    soldstatus $62,000
44. 2010-04-02
    listed $65,000
45. 2003-03-28
    soldstatus $73,000
46. 1980-10-01
    soldstatus $49,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $939 · $78/mo
• Projected year-2 tax: $1,742 · $145/mo
• Expected delta: +$803/yr (+$67/mo · 85.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,634
• − Mortgage interest: −$11,758
• − Property taxes: −$939
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,651
• − Management: −$1,651
• − HOA: −$660
• − Depreciation: −$6,106
• Taxable loss: −$3,180
• Est. tax savings @ 24.0%: +$763
• After-tax cash flow: $1,207/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Bayonet Point

• Score: 69/100
• State rank: #485
• US rank: #8934

Category grades

Amenities D+ Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bayonet Point, FL
• County: Pasco County · 524,098 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 49,442
• Household income: $47,401
• Rent vs Own: 37.2% rent · 62.8% own
• Severe rent burden: 2699.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Hispanic / Latino 23% Two or more races 14% Black 4%
• Hispanic origin (detail): Mexican 3% Puerto Rican 10% Cuban 5% Dominican 1%
• Common ancestry: Romanian 3% Lithuanian 3% Slovak 2%
• Foreign-born: 11% · Canada, Jamaica
• Languages at home: 82% English-only · Spanish 14% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -75.64%
• Current HPI: 359.7163
• Rent YoY: ▲ 1.28%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+328.4% since first listed

33 events — show timeline

• 2026-04-28 Price Changed $209,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-03 Listed $219,900 Stellar MLS as Distributed by MLS Grid
• 2023-04-18 Sold (Public Records) $215,000 Public Records
• 2023-03-31 Sold (MLS) $215,000 Stellar MLS as Distributed by MLS Grid
• 2023-02-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-01-14 Price Changed $218,000 Stellar MLS as Distributed by MLS Grid
• 2022-10-12 Price Changed $223,900 Stellar MLS as Distributed by MLS Grid
• 2022-09-15 Relisted — Stellar MLS as Distributed by MLS Grid
• 2022-09-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-08-10 Price Changed $224,900 Stellar MLS as Distributed by MLS Grid
• 2022-07-12 Listed $230,000 Stellar MLS as Distributed by MLS Grid
• 2022-03-17 Sold (Public Records) $200,000 Public Records
• 2022-03-08 Sold (MLS) $200,000 Stellar MLS as Distributed by MLS Grid
• 2022-01-31 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-12-20 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-12-16 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-12-09 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-12-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-11-23 Listed $230,000 Stellar MLS as Distributed by MLS Grid
• 2021-11-02 Sold (Public Records) $195,700 Public Records
• 2019-05-06 Sold (Public Records) $120,000 Public Records
• 2019-05-03 Sold (MLS) $120,000 Stellar MLS as Distributed by MLS Grid
• 2019-04-03 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-04-01 Listed $124,900 Stellar MLS as Distributed by MLS Grid
• 2014-06-06 Sold (Public Records) $72,500 Public Records
• 2014-06-05 Sold (MLS) $72,500 Stellar MLS as Distributed by MLS Grid
• 2014-04-14 Contingent — Stellar MLS as Distributed by MLS Grid
• 2014-04-09 Listed $78,500 Stellar MLS as Distributed by MLS Grid
• 2011-02-14 Sold (Public Records) $62,000 Public Records
• 2011-02-14 Sold (MLS) $62,000 Stellar MLS as Distributed by MLS Grid
• 2010-04-02 Listed $65,000 Stellar MLS as Distributed by MLS Grid
• 2003-03-28 Sold (Public Records) $73,000 Public Records
• 1980-10-01 Sold (Public Records) $49,000 Public Records

Property tax history

+0.2%/yr

Latest (2025): $939 · +1.7% YoY. Source: county tax records.