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611 Apollo Ave
D+ Composite 46.98
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.1/15.0
  • Appreciation +10.0/10.0
  • Cash flow +7.2/30.0
  • Schools +5.4/10.0
  • Condition / age +4.0/5.0
  • Livability +3.9/5.0
  • Rent growth +2.6/5.0
  • 1% rule +2.4/10.0
  • DSCR +1.4/10.0

$225,170

611 Apollo Ave · Centerton, AR 72713
3 bd · 2.0 ba · 1,100 sqft · SingleFamily · 109 Days on market
Built 2026 Good condition 3,920 sqft lot $205/sqft · 6% below area Est $239k · 6% under $75/mo HOA · 4% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The 1100 Bungalow floor plan is a 3 bed, 2 bath 1100 square foot home that provides a safe, modern, and tranquil place for buyers to call home. LVP flooring and carpet in your home with durability and style. Created with the first-time homebuyer or savvy investors in mind, residents can be situated within walking distance of exciting neighborhood amenities, premier school districts and downtown life in Northwest Arkansas. Taxes subject to change based on new construction.

Key facts

  • Walking distance
  • Lvp flooring
  • Downtown life

Tags

LVP FLOORINGWALKING DISTANCEPREMIER SCHOOL DISTRICTSDOWNTOWN LIFE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $225k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-310 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $180k (19.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (25.7% below list).
  • Recommended offer: $167k (25.7% below list) — sets the bar for 1% rule.
  • Cap rate 4.6% vs local median 2.9% in Centerton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#11 in AR, #3,194 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 887 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($120k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 109 days — a 9% lower offer ($205k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,239 (25.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 109 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
4.64%
Cash-on-cash
-5.90%
DSCR
0.74
GRM
11.2

CMA / ARV

ARV (median comp)
$239,027
List price
$225,170
Delta
-5.80%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
501 Solar St 0.03mi 3/2.0 1,100 (0%) 2mo $222,170 $202 97
641 Apollo Ave 0.12mi 3/2.0 1,100 (0%) 1mo $228,662 $208 94
621 Apollo Ave 0.00mi 2/2.5 (-1) 1,100 (0%) 2mo $228,085 $207 92
570 Solar St 0.06mi 2/2.5 (-1) 1,100 (0%) 2mo $224,085 $204 89
631 Apollo Ave 0.19mi 2/2.5 (-1) 1,100 (0%) 2mo $229,114 $208 83
500 Solar St 0.01mi 3/2.5 1,250 (+14%) 0mo $243,142 $195 75
511 Solar St 0.03mi 3/2.5 1,250 (+14%) 2mo $246,142 $197 72
531 Discovery Ave 0.07mi 3/2.5 1,250 (+14%) 1mo $239,726 $192 71
501 Discovery Ave 0.12mi 3/2.5 1,250 (+14%) 1mo $239,726 $192 69
510 Discovery Ave 0.15mi 3/2.5 1,250 (+14%) 0mo $240,142 $192 68
601 Apollo Ave 0.02mi 2/2.5 (-1) 1,250 (+14%) 1mo $238,328 $191 68
581 Discovery Ave 0.07mi 2/2.5 (-1) 1,250 (+14%) 0mo $242,549 $194 67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
19.4%
Equity multiple
2.57×
Total profit
$98,686
Equity at exit
$202,851
10-year hold
IRR
17.3%
Equity multiple
5.73×
Total profit
$298,486
Equity at exit
$437,456

Cash invested: $63,048 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
99 active · 35 under contract
Months of supply
17.5 mo (6%/mo absorbed)
Median asking
$241,328 ($200/sqft)
Median days on market
57 d
This list price
1% of active listings are priced below it
ARV vs active asking
+8.7% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
887
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$1,672 high interval (Pro) →
Mortgage (P&I)
$1,181
Tax est. 1.5%
$281 /mo · $3,378/yr
Insurance
$94
HOA
$75
Vacancy / Maint / Mgmt
$351
Net cashflow
$-310

Break-even live

Break-even rent $2,065
Max offer price $180,325
Occupancy floor

Sensitivity live

Price -10% $-154 -5% $-232 +0% $-310 +5% $-388 +10% $-466
Rent -10% $-442 -5% $-376 +0% $-310 +5% $-244 +10% $-178
Rate -1.0pp $-197 -0.5pp $-253 base $-310 +0.5pp $-368 +1.0pp $-428

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,292
Closing costs
$6,755
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
820 Boardwalk Ave Bentonville, AR 3.0 2.0 1100 $1,450 $1.32 72d 1 0.28mi
830 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 70d 1 0.29mi
831 Ventnor Ave Bentonville, AR 3.0 2.0 1100 $1,525 $1.39 72d 1 0.29mi
840 Boardwalk Ave Bentonville, AR 2.0 2.5 1100 $1,465 $1.33 72d 1 0.30mi
860 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 72d 1 0.31mi
861 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 72d 1 0.31mi
830 Massachusetts Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 72d 1 0.33mi
881 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,550 $1.24 72d 1 0.33mi
841 Tennessee Ave Bentonville, AR 2.0 2.5 1250 $1,640 $1.31 72d 1 0.33mi
831 Massachusetts Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 72d 1 0.34mi
890 Tennessee Ave Bentonville, AR 3.0 2.5 1250 $1,595 $1.28 70d 1 0.35mi
840 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 72d 1 0.35mi
860 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 72d 1 0.36mi
891 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 72d 1 0.39mi
960 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,750 $1.40 72d 1 0.39mi
931 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 72d 1 0.41mi
821 Arctic Ave Bentonville, AR 2.0 2.0 1250 $1,726 $1.38 72d 1 0.41mi
501 E Centerton Blvd Centerton, AR 1.0–2.0 1.0–2.0 835 $1,292 $1.55 63d 25 0.42mi
1031 Kentucky Ave Bentonville, AR 3.0 2.0 1100 $1,700 $1.55 72d 1 0.44mi
1020 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 72d 1 0.45mi
1040 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 72d 1 0.45mi
1021 States Ave Bentonville, AR 2.0 2.5 1250 $1,850 $1.48 63d 1 0.46mi
1050 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 72d 1 0.46mi
811 Meadowlands Dr Centerton, AR 3.0 2.0 1474 $1,225 $0.83 72d 1 0.46mi
1061 Kentucky Ave Bentonville, AR 3.0 2.5 1250 $1,550 $1.24 72d 1 0.46mi
1071 Ventnor Ave Centerton, AR 3.0 2.0 1100 $1,400 $1.27 72d 1 0.46mi
1061 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 72d 1 0.47mi
1060 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 72d 1 0.48mi
1080 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 72d 1 0.48mi
1091 Indiana Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 72d 1 0.49mi
1090 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 72d 1 0.50mi
156 Copper Oaks Dr Centerton, AR 2.0 2.0 1140 $1,550 $1.36 72d 1 0.64mi
410 Coconut Ln Centerton, AR 3.0 2.0 1393 $1,850 $1.33 72d 1 0.67mi
621-623 Cosmos St Centerton, AR 3.0 2.0 1475 $1,795 $1.22 63d 1 0.71mi
261 Copper Oaks Dr Centerton, AR 3.0 2.0 1336 $1,425 $1.07 72d 1 0.82mi
263 Copper Oaks Dr Centerton, AR 3.0 2.0 1336 $1,425 $1.07 72d 1 0.82mi
130 cedar St Centerton, AR 1.0–2.0 1.0–1.5 897 $1,395 $1.55 63d 12 0.85mi
182 E 2nd St Centerton, AR 3.0 2.0 1468 $1,650 $1.12 63d 1 0.89mi
803 SW Green World St Bentonville, AR 3.0 2.0 1422 $1,695 $1.19 72d 1 0.91mi
221 Williams Ct Bentonville, AR 3.0 2.0 1410 $1,725 $1.22 72d 1 0.92mi

Property features AI

Finance

HOA & community
Monthly association fee of $75 covering association management and grounds maintenanceCommunity near schools and a park

Exterior

Security
Smoke detectors
Utilities
Electricity availablePublic waterPublic sewer
Home design
Single-storyNew constructionEntry on main level
Construction
Concrete and wood siding constructionArchitectural shingle roofBuilt with a slab foundationNew construction with home warranty
Exterior features
Concrete drivewayNear parkLocated in a subdivisionPaved road access

Interior

Kitchen
DishwasherElectric ovenElectric rangeDisposalMicrowaveRefrigerator
Flooring
CarpetLuxury vinyl plank
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (electric)Central air conditioning (electric)
Interior features
Granite countersPantry
Laundry & utility
Washer hookupDryer hookupElectric water heater

Listing history 50 events

  1. 2026-08-08
    days on market $225,170 Active 109 DOM
  2. 2026-08-07
    days on market $225,170 Active 108 DOM
  3. 2026-08-06
    days on market $225,170 Active 107 DOM
  4. 2026-08-05
    days on market $225,170 Active 106 DOM
  5. 2026-08-04
    days on market $225,170 Active 105 DOM
  6. 2026-08-03
    days on market $225,170 Active 104 DOM
  7. 2026-07-31
    days on market $225,170 Active 101 DOM
  8. 2026-07-30
    days on market $225,170 Active 100 DOM
  9. 2026-07-29
    days on market $225,170 Active 99 DOM
  10. 2026-07-27
    days on market $225,170 Active 97 DOM
  11. 2026-07-25
    days on market $225,170 Active 95 DOM
  12. 2026-07-24
    days on market $225,170 Active 94 DOM
  13. 2026-07-23
    days on market $225,170 Active 93 DOM
  14. 2026-07-22
    days on market $225,170 Active 92 DOM
  15. 2026-07-21
    days on market $225,170 Active 91 DOM
  16. 2026-07-18
    days on market $225,170 Active 88 DOM
  17. 2026-07-16
    days on market $225,170 Active 86 DOM
  18. 2026-07-16
    days on market $225,170 Active 85 DOM
  19. 2026-07-14
    days on market $225,170 Active 84 DOM
  20. 2026-07-13
    days on market $225,170 Active 83 DOM
  21. 2026-07-12
    days on market $225,170 Active 82 DOM
  22. 2026-07-11
    days on market $225,170 Active 81 DOM
  23. 2026-07-10
    days on market $225,170 Active 80 DOM
  24. 2026-07-09
    days on market $225,170 Active 79 DOM
  25. 2026-07-08
    days on market $225,170 Active 78 DOM
  26. 2026-07-07
    days on market $225,170 Active 77 DOM
  27. 2026-07-06
    days on market $225,170 Active 76 DOM
  28. 2026-07-05
    days on market $225,170 Active 75 DOM
  29. 2026-07-04
    days on market $225,170 Active 74 DOM
  30. 2026-07-03
    days on market $225,170 Active 73 DOM
  31. 2026-07-02
    days on market $225,170 Active 72 DOM
  32. 2026-07-01
    days on market $225,170 Active 71 DOM
  33. 2026-06-30
    days on market $225,170 Active 70 DOM
  34. 2026-06-29
    days on market $225,170 Active 69 DOM
  35. 2026-06-28
    days on market $225,170 Active 68 DOM
  36. 2026-06-28
    days on market $225,170 Active 67 DOM
  37. 2026-06-27
    days on market $225,170 Active 66 DOM
  38. 2026-06-25
    days on market $225,170 Active 64 DOM
  39. 2026-06-23
    days on market $225,170 Active 62 DOM
  40. 2026-06-22
    days on market $225,170 Active 61 DOM
  41. 2026-06-18
    days on market $225,170 Active 58 DOM
  42. 2026-06-17
    days on market $225,170 Active 57 DOM
  43. 2026-06-16
    days on market $225,170 Active 56 DOM
  44. 2026-06-15
    days on market $225,170 Active 55 DOM
  45. 2026-06-14
    days on market $225,170 Active 53 DOM
  46. 2026-06-10
    days on market $225,170 Active 50 DOM
  47. 2026-06-09
    days on market $225,170 Active 49 DOM
  48. 2026-06-09
    price $225,170 Active 48 DOM
  49. 2026-06-08
    days on market $224,170 Active 48 DOM
  50. 2026-06-07
    days on market $224,170 Active 47 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,069
− Mortgage interest
−$12,613
− Property taxes
−$3,378
− Insurance
−$1,126
− Repairs & maintenance
−$1,605
− Management
−$1,605
− HOA
−$900
− Depreciation
−$6,550
Taxable loss
−$7,709
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,850
After-tax cash flow
$-1,869/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 None rehab

This 1100 square foot home is in excellent condition with modern finishes and a well-maintained exterior. It offers a good return on investment with minimal updates needed to enhance its value.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase curb appeal and property value.
  • Both Add a smart home system — Modern technology can increase the home's appeal and marketability.
  • Both Install smart locks — Smart locks can improve security and convenience for potential buyers/tenants.
  • Both Add a smart thermostat — Smart thermostats can improve energy efficiency and comfort for potential buyers/tenants.
D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Osage Creek Elementary School B- AR #37/454 Nat'l #7,053/41,679 Middle Grimsley Junior High School B- AR #22/201 Nat'l #2,564/14,009 High Bentonville West High School D AR #18/292 Nat'l #6,282/17,239

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR
B Composite livability gradescore 77/100

Livability — Centerton

Score
77/100
State rank
#11
US rank
#3194

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Centerton, AR
County
Benton County · 318,683 people
City population
19,701
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
2% of renters

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Price history

+1.4% since first listed
3 events — show timeline
  • 2026-06-08 Price Changed $225,170 NWARMLS
  • 2026-05-21 Price Changed $224,170 NWARMLS
  • 2026-04-21 Listed $222,170 NWARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…