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611 Apollo Ave
D+ Composite 46.76
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.2/15.0
  • Appreciation +10.0/10.0
  • Cash flow +7.0/30.0
  • Schools +5.4/10.0
  • Condition / age +4.0/5.0
  • Livability +3.9/5.0
  • Rent growth +2.6/5.0
  • 1% rule +2.5/10.0
  • DSCR +1.2/10.0

$225,170

611 Apollo Ave · Centerton, AR 72713
3 bd · 2.0 ba · 1,100 sqft · SingleFamily · 156 Days on market
Built 2026 Good condition 3,920 sqft lot $205/sqft · 6% below area Est $240k · 6% under $100/mo HOA · 6% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The 1100 Bungalow floor plan is a 3 bed, 2 bath 1100 square foot home that provides a safe, modern, and tranquil place for buyers to call home. LVP flooring and carpet in your home with durability and style. Created with the first-time homebuyer or savvy investors in mind, residents can be situated within walking distance of exciting neighborhood amenities, premier school districts and downtown life in Northwest Arkansas. Taxes subject to change based on new construction.

Key facts

  • Walking distance
  • Lvp flooring
  • Downtown life

Tags

LVP FLOORINGWALKING DISTANCEPREMIER SCHOOL DISTRICTSDOWNTOWN LIFE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $225k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-330 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $177k (21.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $168k (25.5% below list).
  • Recommended offer: $168k (25.5% below list) — sets the bar for 1% rule.
  • Cap rate 4.5% vs local median 3.0% in Centerton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#11 in AR, #3,194 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 1111 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 119d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($120k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 156 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,840 (25.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 156 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
4.53%
Cash-on-cash
-6.28%
DSCR
0.72
GRM
11.2

CMA / ARV

ARV (median comp)
$239,726
List price
$225,170
Delta
-6.07%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
541 Solar St 0.05mi 3/2.0 1,100 (0%) 0mo $226,142 $206 98
610 Discovery Ave 0.03mi 2/2.5 (-1) 1,100 (0%) 0mo $226,114 $206 91
640 Discovery Ave 0.10mi 2/2.5 (-1) 1,100 (0%) 0mo $226,369 $206 88
570 Discovery Ave 0.18mi 2/2.5 (-1) 1,100 (0%) 1mo $233,369 $212 84
921 Ventnor Ave 0.34mi 2/2.5 (-1) 1,100 (0%) 1mo $214,000 $195 76
551 Discovery Ave 0.03mi 3/2.5 1,250 (+14%) 1mo $243,142 $195 73
521 Solar St 0.03mi 3/2.5 1,250 (+14%) 1mo $242,726 $194 73
580 Discovery Ave 0.11mi 3/2.5 1,250 (+14%) 1mo $241,726 $193 70
550 Discovery Ave 0.04mi 2/2.5 (-1) 1,250 (+14%) 0mo $243,328 $195 68
541 Discovery Ave 0.09mi 2/2.5 (-1) 1,250 (+14%) 0mo $241,328 $193 66
571 Discovery Ave 0.15mi 2/2.5 (-1) 1,250 (+14%) 0mo $241,743 $193 63
620 Discovery Ave 0.15mi 2/2.5 (-1) 1,250 (+14%) 0mo $242,549 $194 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
19.1%
Equity multiple
2.54×
Total profit
$97,396
Equity at exit
$202,851
10-year hold
IRR
17.1%
Equity multiple
5.69×
Total profit
$295,705
Equity at exit
$437,456

Cash invested: $63,048 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
107 active · 45 under contract
Months of supply
14.3 mo (7%/mo absorbed)
Median asking
$241,328 ($197/sqft)
Median days on market
65 d
This list price
lowest-priced of the active set
ARV vs active asking
+10.5% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
1111
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$1,678 high interval (Pro) →
Mortgage (P&I)
$1,181
Tax est. 1.5%
$281 /mo · $3,378/yr
Insurance
$94
HOA
$100
Vacancy / Maint / Mgmt
$352
Net cashflow
$-330

Break-even live

Break-even rent $2,096
Max offer price $177,395
Occupancy floor

Sensitivity live

Price -10% $-175 -5% $-252 +0% $-330 +5% $-408 +10% $-486
Rent -10% $-463 -5% $-396 +0% $-330 +5% $-264 +10% $-198
Rate -1.0pp $-217 -0.5pp $-273 base $-330 +0.5pp $-389 +1.0pp $-448

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,292
Closing costs
$6,755
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
501 Solar ST Bentonville, AR 2.0 2.5 1250 $1,600 $1.28 6d 1 0.06mi
820 Boardwalk Ave Bentonville, AR 3.0 2.0 1100 $1,525 $1.39 6d 1 0.28mi
830 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 117d 1 0.29mi
831 Ventnor Ave Bentonville, AR 3.0 2.0 1100 $1,525 $1.39 119d 1 0.29mi
840 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,400 $1.27 6d 1 0.30mi
840 Boardwalk Ave Bentonville, AR 2.0 2.5 1100 $1,465 $1.33 119d 1 0.30mi
840 Illinois Ave Bentonville, AR 2.0 1.0 815 $1,295 $1.59 6d 1 0.30mi
860 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 119d 1 0.31mi
861 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 119d 1 0.31mi
830 Massachusetts Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.33mi
881 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,495 $1.20 6d 1 0.33mi
841 Tennessee Ave Bentonville, AR 2.0 2.5 1250 $1,640 $1.31 119d 1 0.33mi
821 Massachusetts Ave Bentonville, AR 2.0 2.5 1250 $1,600 $1.28 6d 1 0.33mi
831 Massachusetts Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.34mi
890 Tennessee Ave Bentonville, AR 3.0 2.5 1250 $1,595 $1.28 117d 1 0.35mi
840 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.35mi
901 Tennessee Ave Bentonville, AR 2.0 3.0 1250 $1,600 $1.28 5d 1 0.36mi
901 Tennessee Ave Bentonville, AR 2.0 3.0 1250 $1,600 $1.28 6d 1 0.36mi
860 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.36mi
950 Ventnor Ave Bentonville, AR 3.0 2.0 1178 $1,445 $1.23 6d 1 0.39mi
891 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.39mi
960 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,445 $1.16 0d 1 0.39mi
931 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.41mi
821 Arctic Ave Bentonville, AR 2.0 2.0 1250 $1,726 $1.38 119d 1 0.41mi
501 E Centerton Blvd Centerton, AR 1.0–2.0 1.0–2.0 835 $1,292 $1.55 3d 25 0.42mi
1031 Kentucky Ave Bentonville, AR 3.0 2.0 1100 $1,700 $1.55 119d 1 0.44mi
1020 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.45mi
1040 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.45mi
1021 States Ave Bentonville, AR 2.0 2.5 1250 $1,850 $1.48 110d 1 0.46mi
1050 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.46mi
811 Meadowlands Dr Centerton, AR 3.0 2.0 1474 $1,225 $0.83 119d 1 0.46mi
1061 Kentucky Ave Bentonville, AR 3.0 2.5 1250 $1,550 $1.24 119d 1 0.46mi
1060 Indiana Ave Unit 1621847P Bentonville, AR 2.0 2.0 1248 $3,267 $2.62 0d 1 0.46mi
1071 Ventnor Ave Centerton, AR 3.0 2.0 1100 $1,550 $1.41 6d 1 0.46mi
1071 Ventnor Ave Centerton, AR 3.0 2.0 1100 $1,400 $1.27 119d 1 0.46mi
1061 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.47mi
1081 Boardwalk Ave Bentonville, AR 3.0 2.5 1250 $1,595 $1.28 6d 1 0.47mi
1060 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.48mi
1080 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.48mi
1091 Indiana Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.49mi

Property features AI

Finance

HOA & community
Monthly association fee of $75 covering association management and grounds maintenanceCommunity near schools and a park

Exterior

Security
Smoke detectors
Utilities
Electricity availablePublic waterPublic sewer
Home design
Single-storyNew constructionEntry on main level
Construction
Concrete and wood siding constructionArchitectural shingle roofBuilt with a slab foundationNew construction with home warranty
Exterior features
Concrete drivewayNear parkLocated in a subdivisionPaved road access

Interior

Kitchen
DishwasherElectric ovenElectric rangeDisposalMicrowaveRefrigerator
Flooring
CarpetLuxury vinyl plank
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (electric)Central air conditioning (electric)
Interior features
Granite countersPantry
Laundry & utility
Washer hookupDryer hookupElectric water heater

Listing history 50 events

  1. 2026-09-24
    days on market $225,170 Active 156 DOM
  2. 2026-09-23
    days on market $225,170 Active 155 DOM
  3. 2026-09-22
    days on market $225,170 Active 154 DOM
  4. 2026-09-21
    days on market $225,170 Active 153 DOM
  5. 2026-09-20
    days on market $225,170 Active 152 DOM
  6. 2026-09-19
    days on market $225,170 Active 151 DOM
  7. 2026-09-18
    days on market $225,170 Active 150 DOM
  8. 2026-09-17
    days on market $225,170 Active 149 DOM
  9. 2026-09-16
    days on market $225,170 Active 148 DOM
  10. 2026-09-15
    days on market $225,170 Active 147 DOM
  11. 2026-09-14
    days on market $225,170 Active 146 DOM
  12. 2026-09-13
    days on market $225,170 Active 145 DOM
  13. 2026-09-12
    days on market $225,170 Active 144 DOM
  14. 2026-09-11
    days on market $225,170 Active 143 DOM
  15. 2026-09-05
    days on market $225,170 Active 137 DOM
  16. 2026-09-04
    days on market $225,170 Active 136 DOM
  17. 2026-09-03
    days on market $225,170 Active 135 DOM
  18. 2026-08-31
    days on market $225,170 Active 132 DOM
  19. 2026-08-30
    days on market $225,170 Active 131 DOM
  20. 2026-08-29
    days on market $225,170 Active 130 DOM
  21. 2026-08-28
    days on market $225,170 Active 129 DOM
  22. 2026-08-27
    days on market $225,170 Active 128 DOM
  23. 2026-08-26
    days on market $225,170 Active 127 DOM
  24. 2026-08-25
    days on market $225,170 Active 126 DOM
  25. 2026-08-24
    days on market $225,170 Active 125 DOM
  26. 2026-08-23
    days on market $225,170 Active 124 DOM
  27. 2026-08-22
    days on market $225,170 Active 123 DOM
  28. 2026-08-21
    days on market $225,170 Active 122 DOM
  29. 2026-08-20
    days on market $225,170 Active 121 DOM
  30. 2026-08-19
    days on market $225,170 Active 120 DOM
  31. 2026-08-18
    days on market $225,170 Active 119 DOM
  32. 2026-08-17
    days on market $225,170 Active 118 DOM
  33. 2026-08-16
    days on market $225,170 Active 117 DOM
  34. 2026-08-15
    days on market $225,170 Active 116 DOM
  35. 2026-08-15
    days on market $225,170 Active 115 DOM
  36. 2026-08-13
    days on market $225,170 Active 114 DOM
  37. 2026-08-12
    days on market $225,170 Active 113 DOM
  38. 2026-08-11
    days on market $225,170 Active 112 DOM
  39. 2026-08-10
    days on market $225,170 Active 111 DOM
  40. 2026-08-09
    days on market $225,170 Active 110 DOM
  41. 2026-08-08
    days on market $225,170 Active 109 DOM
  42. 2026-08-07
    days on market $225,170 Active 108 DOM
  43. 2026-08-06
    days on market $225,170 Active 107 DOM
  44. 2026-08-05
    days on market $225,170 Active 106 DOM
  45. 2026-08-04
    days on market $225,170 Active 105 DOM
  46. 2026-08-03
    days on market $225,170 Active 104 DOM
  47. 2026-07-31
    days on market $225,170 Active 101 DOM
  48. 2026-07-30
    days on market $225,170 Active 100 DOM
  49. 2026-07-29
    days on market $225,170 Active 99 DOM
  50. 2026-07-27
    days on market $225,170 Active 97 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,141
− Mortgage interest
−$12,613
− Property taxes
−$3,378
− Insurance
−$1,126
− Repairs & maintenance
−$1,611
− Management
−$1,611
− HOA
−$1,200
− Depreciation
−$6,550
Taxable loss
−$7,949
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,908
After-tax cash flow
$-2,054/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 None rehab

This 1100 square foot home is in excellent condition with modern finishes and a well-maintained exterior. It offers a good return on investment with minimal updates needed to enhance its value.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase curb appeal and property value.
  • Both Add a smart home system — Modern technology can increase the home's appeal and marketability.
  • Both Install smart locks — Smart locks can improve security and convenience for potential buyers/tenants.
  • Both Add a smart thermostat — Smart thermostats can improve energy efficiency and comfort for potential buyers/tenants.
D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Osage Creek Elementary School B- AR #37/454 Nat'l #7,053/41,679 Middle Grimsley Junior High School B- AR #22/201 Nat'l #2,564/14,009 High Bentonville West High School D AR #18/292 Nat'l #6,282/17,239

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR
B Composite livability gradescore 77/100

Livability — Centerton

Score
77/100
State rank
#11
US rank
#3194

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Centerton, AR
County
Benton County · 318,683 people
City population
19,701
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
2% of renters

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Price history

+1.4% since first listed
3 events — show timeline
  • 2026-06-08 Price Changed $225,170 NWARMLS
  • 2026-05-21 Price Changed $224,170 NWARMLS
  • 2026-04-21 Listed $222,170 NWARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…