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135 Hampshire Rd 🏷️ Likely Rental
C+ Composite 64.95
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.1/10.0
  • 1% rule +6.0/10.0
  • Rent growth +3.4/5.0
  • Schools +2.6/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$205,000

135 Hampshire Rd · Sicklerville, NJ 08081
2 bd · 1.0 ba · 1,050 sqft · SingleFamily public records · 154 Days on market
Built 1979 2,500 sqft lot Est $301k · 32% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This 2-bedroom, 1-bath townhome offers an exciting opportunity for both investors and owner-occupants in a highly convenient location near Route 42 and the Atlantic City Expressway—making commuting and travel effortless. Just minutes from the shopping, dining, and everyday essentials along Cross Keys Road, this home delivers convenience where it matters most. Featuring two private off-street parking spaces, both front and back yard space, and close proximity to schools including Camden County College, the layout offers flexibility and value. Currently tenant occupied, with the tenant open to remaining for an investor purchase and notified to vacate for a residential buyer, the propert

Key facts

  • Built 1979
  • Listed 154 days

Tags

PRIVATE OFF STREET PARKINGFRONT AND BACK YARD SPACECLOSE PROXIMITY TO SCHOOLSHIGHLY CONVENIENT LOCATION

Property features AI

Exterior

  • Parking: Driveway
  • Utilities: Public water; Public sewer; Electric hot water
  • Home design: Interior townhouse/rowhouse; Fee simple ownership; Estimated year built
  • Construction: Frame construction with vinyl siding; Slab foundation; Other structures listed above and below grade
  • Exterior features: Lot roughly 25 x 100 feet; No tidal water

Interior

  • Bedrooms: 2 bedrooms on the main level
  • Bathrooms: 1 full bathroom (main level)
  • Heating & cooling: Electric baseboard heating; Window air conditioning units (electric)
  • Interior features: Estimated living area; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $205,000 price doesn't fit this home's estimated sale value (~$301,350) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $205k.

Deal economics

  • At list price, monthly cash flow is $438 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $205k).
  • Recommended offer: $180k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.9% vs local median 4.7% in Sicklerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Gloucester Township Public Schools (suburban): math 14% / reading 41% proficiency, ranked #351 of 472 in NJ (top 74%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+3.4%/yr); 329 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 154 days — a 12% lower offer ($180k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $34k; list at $205k implies a 501% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $180,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 154 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.86%
Cash-on-cash
9.16%
DSCR
1.41
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$301,350
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1 Renee Ct 0.46mi 3/1.0 (+1) 1,096 (+4%) 7mo $315,000 $287 60
73 Girard Ave 0.73mi 3/1.0 (+1) 1,008 (-4%) 3mo $299,999 $298 52
1974 Pine St 0.56mi 3/1.0 (+1) 1,008 (-4%) 18mo $274,000 $272 47
87 Morgan St 0.66mi 3/1.0 (+1) 1,040 (-1%) 20mo $285,000 $274 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.41% rent growth · sell at horizon

5-year hold
IRR
-2.0%
Equity multiple
0.92×
Total profit
$-4,388
Equity at exit
$30,566
10-year hold
IRR
8.1%
Equity multiple
1.63×
Total profit
$35,953
Equity at exit
$17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
21 Tenant-Leaning
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

ZIP-level market 08081

Rents YoY
3.4%
Active inventory
329
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,262 high interval (Pro) →
Mortgage (P&I)
$1,075
Tax from tax record
$188 /mo · $2,262/yr
Insurance
$85
HOA
$0
Vacancy / Maint / Mgmt
$475
Net cashflow
$438

Break-even live

Break-even rent $1,708
Max offer price $205,000
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,250
Closing costs
$6,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
79 Edinshire Rd Sicklerville, NJ 3.0 1.0 1050 $2,500 $2.38 15d 1 0.09mi
37 Berkshire Rd Sicklerville, NJ 2.0 1.0 1050 $1,900 $1.81 1d 1 0.29mi
478 Jarvis Rd Sicklerville, NJ 3.0 1.0 1000 $2,150 $2.15 1d 1 0.30mi
785 Jarvis Rd Unit B Sicklerville, NJ 2.0 1.0 1000 $1,900 $1.90 1d 1 0.62mi
55 Presidential Dr Sicklerville, NJ 3.0 1.5 1332 $2,500 $1.88 3d 1 0.76mi
126 Presidential Dr Unit 1 Sicklerville, NJ 2.0 1.0 1056 $1,500 $1.42 16d 1 0.79mi
30 Girard Ave Sicklerville, NJ 3.0 1.0 1008 $2,349 $2.33 24d 1 0.86mi
30 Girard Ave Sicklerville, NJ 3.0 1.0 1008 $2,349 $2.33 16d 1 0.86mi
33 Cottage Gate Rd Unit B Sicklerville, NJ 2.0 1.0 1200 $1,790 $1.49 1d 1 0.90mi
423 Sonora Ln Sicklerville, NJ 2.0 1.5 1292 $2,400 $1.86 1d 1 1.26mi
2403 Beacon Hill Dr Sicklerville, NJ 2.0 2.5 1248 $2,650 $2.12 1d 1 1.48mi

Listing history 44 events

  1. 2026-06-18
    days on market $205,000 Active 154 DOM
  2. 2026-06-17
    days on market $205,000 Active 153 DOM
  3. 2026-06-16
    days on market $205,000 Active 152 DOM
  4. 2026-06-15
    days on market $205,000 Active 151 DOM
  5. 2026-06-13
    days on market $205,000 Active 149 DOM
  6. 2026-06-13
    days on market $205,000 Active 148 DOM
  7. 2026-06-09
    days on market $205,000 Active 145 DOM
  8. 2026-06-08
    days on market $205,000 Active 144 DOM
  9. 2026-06-07
    days on market $205,000 Active 143 DOM
  10. 2026-06-04
    days on market $205,000 Active 140 DOM
  11. 2026-06-03
    days on market $205,000 Active 139 DOM
  12. 2026-06-02
    days on market $205,000 Active 138 DOM
  13. 2026-06-01
    days on market $205,000 Active 137 DOM
  14. 2026-05-31
    days on market $205,000 Active 136 DOM
  15. 2026-01-15
    listed $205,000 Active
  16. 2026-01-15
    historical
  17. 2025-09-30
    listed $209,000 Active
  18. 2025-09-29
    historical
  19. 2025-09-22
    price $209,000
  20. 2025-05-06
    listed $215,000 Active
  21. 2015-05-15
    soldstatus $34,100 Sold
  22. 2015-05-15
    soldstatus $34,100
  23. 2015-05-04
    status Under Contract
  24. 2015-04-30
    historical
  25. 2015-03-17
    price $34,900
  26. 2015-02-11
    listed $40,800 Active
  27. 2015-02-11
    listed $34,900
  28. 2013-10-03
    historical
  29. 2012-12-20
    listed $40,000
  30. 2012-11-25
    historical
  31. 2011-11-25
    listed $40,000
  32. 2004-01-22
    soldstatus $43,109
  33. 2003-11-19
    historical
  34. 2003-06-26
    listed $43,109
  35. 1999-11-10
    soldstatus $45,000
  36. 1999-10-11
    soldstatus $45,000
  37. 1999-09-14
    historical
  38. 1999-05-05
    listed $45,000
  39. 1999-04-05
    soldstatus $16,500
  40. 1999-02-25
    soldstatus $16,500
  41. 1999-02-04
    historical
  42. 1998-10-08
    listed $16,500
  43. 1990-07-13
    soldstatus $56,000
  44. 1987-06-19
    soldstatus $46,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

Current annual tax
$2,262 · $188/mo
Projected year-2 tax
$3,683 · $307/mo
Expected delta
+$1,421/yr (+$118/mo · 62.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,145
− Mortgage interest
−$11,483
− Property taxes
−$2,262
− Insurance
−$1,025
− Repairs & maintenance
−$2,172
− Management
−$2,172
− Depreciation
−$5,964
Taxable income
$2,068
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$496
After-tax cash flow
$4,761/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gloucester Township Public Schools
NCES district ID
3406030
Math proficiency
14% ▼ -28.00%
Reading proficiency
41% ▼ -13.00%
Median HH income
$72,539
Composite
26.18/100
National rank
#7269
State rank
#351 of 472 in NJ

Livability — Sicklerville

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sicklerville, NJ
County
Camden County · 407,624 people
City population
50,264
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
50,264
Household income
$105,800
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
979.0

Population outlook (Camden County) Hauer SSP2

Today (2025)
507,964 people
By 2030
502,182 · -1.1%
By 2040
485,602 · -4.4%
By 2050
465,630 · -8.3%
By 2075
419,986 · -17.3%
By 2100
369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 47% Black 34% Two or more races 9% Hispanic / Latino 9% Asian 4%
Hispanic origin (detail)
Puerto Rican 5%
Common ancestry
Romanian 6% Slovak 2% Iranian 1%
Foreign-born
8% · Canada, China, South Korea
Languages at home
90% English-only · Spanish 4% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Camden

2024 margin
Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
2008→2024 swing
-8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
All cycles
2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -176.48%
Current HPI
303.1017
Rent YoY
▲ 3.41%
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 2.05%
F500 in state
34

Industry mix (Fortune 500 HQ in NJ)

Industry F500 HQs Revenue

Price history

+343.7% since first listed
30 events — show timeline
  • 2026-01-15 Listing Removed BRIGHT MLS
  • 2026-01-15 Listed $205,000 BRIGHT MLS
  • 2025-09-30 Listed $209,000 BRIGHT MLS
  • 2025-09-29 Listing Removed BRIGHT MLS
  • 2025-09-22 Price Changed $209,000 BRIGHT MLS
  • 2025-05-06 Listed $215,000 BRIGHT MLS
  • 2015-05-15 Sold (MLS) $34,100 BRIGHT MLS
  • 2015-05-15 Sold (MLS) $34,100 TREND
  • 2015-05-04 Pending TREND
  • 2015-04-30 Listing Removed BRIGHT MLS
  • 2015-03-17 Price Changed $34,900 TREND
  • 2015-02-11 Listed $34,900 BRIGHT MLS
  • 2015-02-11 Listed $40,800 TREND
  • 2013-10-03 Listing Removed BRIGHT MLS
  • 2012-12-20 Listed $40,000 BRIGHT MLS
  • 2012-11-25 Listing Removed BRIGHT MLS
  • 2011-11-25 Listed $40,000 BRIGHT MLS
  • 2004-01-22 Sold (MLS) $43,109 BRIGHT MLS
  • 2003-11-19 Listing Removed BRIGHT MLS
  • 2003-06-26 Listed $43,109 BRIGHT MLS
  • 1999-11-10 Sold (Public Records) $45,000 Public Records
  • 1999-10-11 Sold (MLS) $45,000 BRIGHT MLS
  • 1999-09-14 Listing Removed BRIGHT MLS
  • 1999-05-05 Listed $45,000 BRIGHT MLS
  • 1999-04-05 Sold (Public Records) $16,500 Public Records
  • 1999-02-25 Sold (MLS) $16,500 BRIGHT MLS
  • 1999-02-04 Listing Removed BRIGHT MLS
  • 1998-10-08 Listed $16,500 BRIGHT MLS
  • 1990-07-13 Sold (Public Records) $56,000 Public Records
  • 1987-06-19 Sold (Public Records) $46,200 Public Records

Property tax history

-0.7%/yr

Latest (2025): $2,262 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…