🏗️ New Construction
125 Chandler Ln · Sulphur, LA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.13%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.8/10.0
- ARV discount +7.5/15.0
- Livability +3.6/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$242,485
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Awesome builder rate + FREE Refrigerator, Window Blinds, Washer/Dryer & Gutters (restrictions apply)! BACKS TO POND!! The LASALLE V - A offers a 3 bedroom, 2 bathroom open split floor plan with upgraded cabinets, undermount cabinet lighting & more. Special features include: computer nook, granite counters, kitchen island, luxury vinyl plank flooring in living room & all wet areas, walk-in closet, garden tub & separate shower in primary bathroom, tank-less gas water heater, radiant barrier decking in attic, covered patio, fully sodded yard with seasonal landscaping and more.
Key facts
- Backs to pond
- Computer nook
- Walk-in closet
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $242k.
Deal economics
- At list price, monthly cash flow is $892 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $242k).
- Recommended offer: $213k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.0% vs local median 8.8% in Sulphur — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D-, amenities F, commute F.
- Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: W. T. Henning Elementary School (math 27% / reading 37%, grade F, #307 of 646 statewide, top 49%, 397 students, 56% FRL); W. W. Lewis Middle School (math 33% / reading 48%, grade F, #62 of 218 statewide, top 29%, 777 students, 49% FRL); Sulphur High School (math 36% / reading 53%, grade F, #58 of 265 statewide, top 23%, 2,043 students, 47% FRL) — zoned schools at 51% FRL track the district average.
- Market conditions: 236 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $64k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 215 days — a 12% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 215 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.38% ✓
- Cap rate
- 10.97%
- Cash-on-cash
- 16.69%
- DSCR
- 1.74
- GRM
- 6.0
CMA / ARV
- ARV (on-the-fly)
- $229,140
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 248 Long Hill Dr Dr | 0.06mi | 3/2.0 | 1,698 (-1%) | 7mo | $205,000 | $121 | 90 |
| 109 Briar Ct | 0.13mi | 3/2.0 | 1,642 (-4%) | 7mo | $212,500 | $129 | 82 |
| 216 Pipers Ln | 0.39mi | 3/2.0 | 1,738 (+2%) | 3mo | $240,000 | $138 | 77 |
| 308 Paisley Pkwy | 0.35mi | 3/2.0 | 1,755 (+3%) | 3mo | $233,000 | $133 | 77 |
| 277 Paisley Pkwy | 0.33mi | 3/2.0 | 1,616 (-6%) | 2mo | $214,000 | $132 | 74 |
| 305 Paisley Pkwy | 0.37mi | 3/2.0 | 1,618 (-5%) | 4mo | $217,000 | $134 | 70 |
| 329 Paisley Pkwy | 0.40mi | 3/2.0 | 1,826 (+7%) | 2mo | $221,000 | $121 | 68 |
| 148 Orchard Ln | 0.19mi | 3/2.0 | 1,514 (-12%) | 7mo | $207,000 | $137 | 67 |
| 213 Pipers Ln | 0.37mi | 4/2.0 (+1) | 1,817 (+6%) | 4mo | $248,000 | $136 | 64 |
| 235 Aston Ln | 0.32mi | 3/2.0 | 1,563 (-9%) | 10mo | $214,000 | $137 | 62 |
| 309 Sawyer Dr | 0.41mi | 4/2.0 (+1) | 1,786 (+4%) | 12mo | $239,500 | $134 | 59 |
| 329 Leawood Ave | 0.58mi | 4/2.0 (+1) | 1,959 (+15%) | 2mo | $225,000 | $115 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 7.9%
- Equity multiple
- 1.31×
- Total profit
- $19,772
- Equity at exit
- $34,166
- IRR
- 17.2%
- Equity multiple
- 2.41×
- Total profit
- $90,663
- Equity at exit
- $19,812
Cash invested: $64,159 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70665
- Active inventory
- 236
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $3,166 medium interval (Pro) →
- Mortgage (P&I)
- −$1,202
- Tax est. 1.5%
- −$286 /mo · $3,437/yr
- Insurance
- −$95
- HOA
- −$25
- Vacancy / Maint / Mgmt
- −$665
- Net cashflow
- $892
Break-even live
Sensitivity live
| Price | -10% $1,051 | -5% $972 | +0% $892 | +5% $813 | +10% $734 |
|---|---|---|---|---|---|
| Rent | -10% $642 | -5% $767 | +0% $892 | +5% $1,017 | +10% $1,143 |
| Rate | -1.0pp $1,008 | -0.5pp $951 | base $892 | +0.5pp $833 | +1.0pp $773 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,285
- Closing costs
- $6,874
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1000 E Carlyss Blvd Sulphur, LA | 1.0–3.0 | 1.0–2.0 | 966 | $2,296 | $2.38 | 14d | 10 | 0.25mi |
| 293 Sawyer Dr Sulphur, LA | 4.0 | 2.0 | 2079 | $4,400 | $2.12 | 45d | 1 | 0.41mi |
| 1141 Mosswood Dr Sulphur, LA | 2.0–3.0 | 2.0–3.5 | 1332 | $2,195 | $1.65 | 45d | 1 | 1.36mi |
HOA detail
- Monthly dues
- $25 · $300/yr
- Likely covers
- watergaslandscaping
Listing history 4 events
-
2026-03-30status Pending
-
2026-03-17price $242,485
-
2026-02-20price $252,485
-
2025-08-27$252,490 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,989
- − Mortgage interest
- −$12,835
- − Property taxes
- −$3,437
- − Insurance
- −$1,146
- − Repairs & maintenance
- −$3,039
- − Management
- −$3,039
- − HOA
- −$300
- − Depreciation
- −$6,666
- Taxable income
- $7,527
- Est. tax owed @ 24.0%
- −$1,806
- After-tax cash flow
- $8,903/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Calcasieu Parish
- NCES district ID
- 2200330
- Math proficiency
- 30% ▼ -39.00%
- Reading proficiency
- 44% ▼ -33.00%
- Median HH income
- $44,700
- Composite
- 31.45/100
- National rank
- #5979
- State rank
- #29 of 98 in LA
Livability — Sulphur
- Score
- 71/100
- State rank
- #48
- US rank
- #7164
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sulphur, LA
- City population
- 27,799
- Population (ZIP)
- 12,891
Population outlook (Calcasieu County) Hauer SSP2
- Today (2025)
- 212,179 people
- By 2030
- 218,199 · +2.8%
- By 2040
- 228,486 · +7.7%
- By 2050
- 236,208 · +11.3%
- By 2075
- 251,696 · +18.6%
- By 2100
- 247,848 · +16.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 6% Two or more races 4% Black 3%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Lithuanian 8% Italian 3% Slovak 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 92% English-only · Spanish 6% French/Haitian/Cajun 1% Other Indo-European 1%
Political lean MEDSL · Calcasieu
- 2024 margin
- Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
- 2008→2024 swing
- -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
- All cycles
- 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -91.65%
- Current HPI
- 99.2379
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
||
| Advertising | 1 | $2B |
|
||
Price history
-4.0% since first listed4 events — show timeline
- 2026-03-30 Pending — SWLAR
- 2026-03-17 Price Changed $242,485 SWLAR
- 2026-02-20 Price Changed $252,485 SWLAR
- 2025-08-27 Listed $252,490 SWLAR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…