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125 Chandler Ln 🏗️ New Construction
B- Composite 68.01
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.8/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$242,485

125 Chandler Ln · Sulphur, LA 70665
3 bd · 2.0 ba · 1,710 sqft · SingleFamily · 215 Days on market
Built 2025 7,150 sqft lot $25/mo HOA · 1% of rent ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Awesome builder rate + FREE Refrigerator, Window Blinds, Washer/Dryer & Gutters (restrictions apply)! BACKS TO POND!! The LASALLE V - A offers a 3 bedroom, 2 bathroom open split floor plan with upgraded cabinets, undermount cabinet lighting & more. Special features include: computer nook, granite counters, kitchen island, luxury vinyl plank flooring in living room & all wet areas, walk-in closet, garden tub & separate shower in primary bathroom, tank-less gas water heater, radiant barrier decking in attic, covered patio, fully sodded yard with seasonal landscaping and more.

Key facts

  • Backs to pond
  • Computer nook
  • Walk-in closet

Tags

BACKS TO PONDCOMPUTER NOOKGRANITE COUNTERSKITCHEN ISLANDLUXURY VINYL PLANK FLOORINGWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $242,485 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $229,140.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $242k.

Deal economics

  • At list price, monthly cash flow is $892 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $242k).
  • Recommended offer: $213k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.0% vs local median 8.8% in Sulphur — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D-, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: W. T. Henning Elementary School (math 27% / reading 37%, grade F, #307 of 646 statewide, top 49%, 397 students, 56% FRL); W. W. Lewis Middle School (math 33% / reading 48%, grade F, #62 of 218 statewide, top 29%, 777 students, 49% FRL); Sulphur High School (math 36% / reading 53%, grade F, #58 of 265 statewide, top 23%, 2,043 students, 47% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 236 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $64k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 215 days — a 12% lower offer ($213k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $213,386 (12.0% below list)

Questions for the listing agent

  1. It's been on market 215 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.38%
Cap rate
10.97%
Cash-on-cash
16.69%
DSCR
1.74
GRM
6.0

CMA / ARV

ARV (on-the-fly)
$229,140
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
248 Long Hill Dr Dr 0.06mi 3/2.0 1,698 (-1%) 7mo $205,000 $121 90
109 Briar Ct 0.13mi 3/2.0 1,642 (-4%) 7mo $212,500 $129 82
216 Pipers Ln 0.39mi 3/2.0 1,738 (+2%) 3mo $240,000 $138 77
308 Paisley Pkwy 0.35mi 3/2.0 1,755 (+3%) 3mo $233,000 $133 77
277 Paisley Pkwy 0.33mi 3/2.0 1,616 (-6%) 2mo $214,000 $132 74
305 Paisley Pkwy 0.37mi 3/2.0 1,618 (-5%) 4mo $217,000 $134 70
329 Paisley Pkwy 0.40mi 3/2.0 1,826 (+7%) 2mo $221,000 $121 68
148 Orchard Ln 0.19mi 3/2.0 1,514 (-12%) 7mo $207,000 $137 67
213 Pipers Ln 0.37mi 4/2.0 (+1) 1,817 (+6%) 4mo $248,000 $136 64
235 Aston Ln 0.32mi 3/2.0 1,563 (-9%) 10mo $214,000 $137 62
309 Sawyer Dr 0.41mi 4/2.0 (+1) 1,786 (+4%) 12mo $239,500 $134 59
329 Leawood Ave 0.58mi 4/2.0 (+1) 1,959 (+15%) 2mo $225,000 $115 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.9%
Equity multiple
1.31×
Total profit
$19,772
Equity at exit
$34,166
10-year hold
IRR
17.2%
Equity multiple
2.41×
Total profit
$90,663
Equity at exit
$19,812

Cash invested: $64,159 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70665

Active inventory
236
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$3,166 medium interval (Pro) →
Mortgage (P&I)
$1,202
Tax est. 1.5%
$286 /mo · $3,437/yr
Insurance
$95
HOA
$25
Vacancy / Maint / Mgmt
$665
Net cashflow
$892

Break-even live

Break-even rent $2,036
Max offer price $229,140
Occupancy floor 67%

Sensitivity live

Price -10% $1,051 -5% $972 +0% $892 +5% $813 +10% $734
Rent -10% $642 -5% $767 +0% $892 +5% $1,017 +10% $1,143
Rate -1.0pp $1,008 -0.5pp $951 base $892 +0.5pp $833 +1.0pp $773

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,285
Closing costs
$6,874
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1000 E Carlyss Blvd Sulphur, LA 1.0–3.0 1.0–2.0 966 $2,296 $2.38 14d 10 0.25mi
293 Sawyer Dr Sulphur, LA 4.0 2.0 2079 $4,400 $2.12 45d 1 0.41mi
1141 Mosswood Dr Sulphur, LA 2.0–3.0 2.0–3.5 1332 $2,195 $1.65 45d 1 1.36mi

HOA detail

Monthly dues
$25 · $300/yr
Likely covers
watergaslandscaping

Listing history 4 events

  1. 2026-03-30
    status Pending
  2. 2026-03-17
    price $242,485
  3. 2026-02-20
    price $252,485
  4. 2025-08-27
    listed $252,490 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,989
− Mortgage interest
−$12,835
− Property taxes
−$3,437
− Insurance
−$1,146
− Repairs & maintenance
−$3,039
− Management
−$3,039
− HOA
−$300
− Depreciation
−$6,666
Taxable income
$7,527
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,806
After-tax cash flow
$8,903/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Sulphur

Score
71/100
State rank
#48
US rank
#7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sulphur, LA
City population
27,799
Population (ZIP)
12,891

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Hispanic / Latino 6% Two or more races 4% Black 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 8% Italian 3% Slovak 2%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -91.65%
Current HPI
99.2379
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-4.0% since first listed
4 events — show timeline
  • 2026-03-30 Pending SWLAR
  • 2026-03-17 Price Changed $242,485 SWLAR
  • 2026-02-20 Price Changed $252,485 SWLAR
  • 2025-08-27 Listed $252,490 SWLAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…