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171 Brookhaven Ave
C Composite 59.39
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.1/10.0
  • 1% rule +4.8/10.0
  • Rent growth +4.5/5.0
  • Livability +3.8/5.0
  • Schools +3.4/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$214,900

171 Brookhaven Ave · Woodlawn, OH 45215
3 bd · 1.0 ba · 1,950 sqft · SingleFamily public records · 7 Days on market
Built 1957 7,057 sqft lot Est $361k · 40% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Very Nice 4 bedroom 2 full bath Brick Ranch located in the Village of Woodlawn. Hardwood flooring, fenced backyard, 1 car detached garage.

Key facts

  • Mid-century design
  • Single-story layout
  • Hardwood flooring

Tags

MID-CENTURY DESIGNSINGLE-STORY LAYOUTPARTIALLY FINISHED BASEMENTHARDWOOD FLOORINGCENTRAL HEATING AND COOLINGNATURAL GAS SYSTEM

Property features AI

Finance

  • Other: Zoned residential
  • Financial info: Lease not considered
  • HOA & community: No homeowners association

Exterior

  • Parking: Detached garage with 1 garage space
  • Security: No security features listed
  • Utilities: Public water; Public sewer; Natural gas service available
  • Home design: Ranch-style single family home; One story
  • Construction: Block foundation
  • Exterior features: Shingle roof; Brick exterior; Windows with unspecified/other features

Interior

  • Kitchen: Kitchen with additional/custom features
  • Bedrooms: Three bedrooms, all on the main level; Primary bedroom on main level
  • Flooring: No flooring details provided
  • Bathrooms: One full bathroom on the main level; Primary bath described as other (not standard en-suite)
  • Heating & cooling: Forced air heating; Central air conditioning; Gas water heating
  • Interior features: Five total rooms; Full basement; Basement has additional finished/usable space (850 sq ft reported)
  • Laundry & utility: No specific laundry appliances listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $237 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (2.0% below list).
  • Recommended offer: $211k (2.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#238 in OH, #3,792 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools C-, crime F, amenities F.
  • Princeton City (suburban): math 34% / reading 43% proficiency, ranked #542 of 656 in OH (top 83%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+8.0%/yr); 47 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $60k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $210,585 (2.0% below list)

Questions for the listing agent

  1. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.62%
Cash-on-cash
4.73%
DSCR
1.21
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$360,750
Comps found
6
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10110 Woodstock Dr 0.26mi 3/2.0 1,831 (-6%) 5mo $241,000 $132 70
10166 Arnold Dr 0.20mi 3/2.5 2,080 (+7%) 10mo $384,900 $185 65
150 Joliet Ave 0.13mi 3/2.0 1,820 (-7%) 21mo $220,000 $121 61
340 Mayview Forest Dr 0.48mi 3/2.0 1,900 (-3%) 20mo $386,000 $203 53
10184 Lochcrest Dr 0.71mi 4/2.5 (+1) 2,064 (+6%) 4mo $395,000 $191 43
460 Whitestone Ct 0.71mi 4/2.5 (+1) 2,106 (+8%) 6mo $383,000 $182 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-3.6%
Equity multiple
0.86×
Total profit
$-8,593
Equity at exit
$32,042
10-year hold
IRR
10.9%
Equity multiple
2.04×
Total profit
$62,602
Equity at exit
$18,581

Cash invested: $60,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 45215

Rents YoY
8.0%
Active inventory
47
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$2,106 medium interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$210 /mo · $2,520/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$442
Net cashflow
$237

Break-even live

Break-even rent $1,806
Max offer price $214,900
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,725
Closing costs
$6,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10637 Springfield Pike Cincinnati, OH 1.0–3.0 1.0–2.0 1042 $2,305 $2.21 2d 50 0.84mi
10562 Toulon Dr Cincinnati, OH 3.0 1.5 1390 $2,300 $1.65 4d 1 1.04mi
911 Prairie Ave Cincinnati, OH 4.0 1.0 1243 $1,995 $1.60 7d 1 1.14mi
552 Waycross Rd Cincinnati, OH 4.0 2.5 1764 $2,306 $1.31 10d 1 1.49mi

Listing history 7 events

  1. 2026-06-18
    days on market $214,900 Active 7 DOM
  2. 2026-06-17
    days on market $214,900 Active 6 DOM
  3. 2026-06-16
    days on market $214,900 Active 5 DOM
  4. 2026-06-15
    days on market $214,900 Active 4 DOM
  5. 2026-06-13
    days on market $214,900 Active 2 DOM
  6. 2026-06-13
    remarks 699-char remark
  7. 2026-06-13
    listed $214,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,520 · $210/mo
Projected year-2 tax
$2,936 · $245/mo
Expected delta
+$416/yr (+$35/mo · 16.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,270
− Mortgage interest
−$12,038
− Property taxes
−$2,520
− Insurance
−$1,074
− Repairs & maintenance
−$2,022
− Management
−$2,022
− Depreciation
−$6,252
Taxable loss
−$656
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$158
After-tax cash flow
$3,003/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Princeton City
NCES district ID
3904467
Math proficiency
34% ▼ -18.00%
Reading proficiency
43% ▼ -8.00%
Median HH income
$53,182
Composite
33.52/100
National rank
#5436
State rank
#542 of 656 in OH

Livability — Woodlawn

Score
76/100
State rank
#238
US rank
#3792

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Woodlawn, OH
County
Hamilton County · 701,295 people
Metro
Cincinnati, OH-KY-IN
Population (ZIP)
30,586
Household income
$69,372
Rent vs Own
44.3% rent · 55.7% own
Severe rent burden
1529.0

Population outlook (Hamilton County) Hauer SSP2

Today (2025)
826,054 people
By 2030
830,947 · +0.6%
By 2040
832,319 · +0.8%
By 2050
822,428 · -0.4%
By 2075
788,688 · -4.5%
By 2100
710,674 · -14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Black 26% Two or more races 6% Hispanic / Latino 3% Asian 2%
Common ancestry
Italian 3% Slovak 2% Lithuanian 1%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 2% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Hamilton

2024 margin
D (+14.9) · D 57.0% · R 42.1%
2008→2024 swing
+7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
All cycles
2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -263.50%
Current HPI
217.3319
Rent YoY
▲ 8.02%
Metro
Cincinnati, OH-KY-IN
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+616.3% since first listed
14 events — show timeline
  • 2026-06-11 Listed $214,900 Cincy MLS
  • 2022-07-29 Sold (Public Records) $490,000 Public Records
  • 2013-03-15 Sold (MLS) $28,000 Cincy MLS
  • 2012-10-09 Listing Removed Cincy MLS
  • 2012-10-08 Listed $33,300 Cincy MLS
  • 2012-03-27 Listed $29,900 Cincy MLS
  • 2003-11-14 Sold (Public Records) $98,000 Public Records
  • 2003-09-01 Listing Removed Cincy MLS
  • 2003-04-03 Listed $98,000 Cincy MLS
  • 2003-04-01 Listing Removed Cincy MLS
  • 2002-08-20 Listed $105,000 Cincy MLS
  • 1993-10-01 Sold (Public Records) $59,900 Public Records
  • 1991-05-13 Sold (Public Records) $59,000 Public Records
  • 1991-04-02 Sold (Public Records) $30,000 Public Records

Property tax history

+14.2%/yr

Latest (2025): $2,520 · +10.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…