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100 Turner Ln
C+ Composite 61.2
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • DSCR +9.7/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.4/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$129,900

100 Turner Ln · Prichard, AL 36613
3 bd · 1.0 ba · 984 sqft · SingleFamily public records · 17 Days on market
Built 1992 1.00 ac lot $132/sqft · 140% above area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

*Back on the Market, due to no fault of the seller...pending release of sale..Nestled on a sprawling expanse of over an acre, this charming country cottage is a tranquil retreat that boasts not one, but two inviting decks—one bathed in the glory of morning light at the front and another at the back, perfect for basking in the golden hues of sunset. Surrounding the home, a well-maintained fenced backyard creates a secure sanctuary, ideal for pets, children at play, or simply enjoying the serenity of nature. This delightful residence features two spacious bedrooms and a tastefully designed bathroom; however, it once held the designation of a three-bedroom home and offers the flexibility to be transformed back to accommodate your specific needs. Every corner of this home has been lovingly remodeled, showcasing a harmonious blend of modern elegance and comfort. The heart of the house—the kitchen—presents gleaming new cabinets, state-of-the-art stainless steel appliances, and luxurious granite countertops that are nothing short of a culinary dream. An expansive island takes center stage, providing not only ample prep space but also a picturesque vantage point from which to engage with family and friends in the adjoining living room. Throughout the entire residence, you will find pristine new vinyl plank flooring that creates a warm and inviting atmosphere, seamlessly tying the living spaces together. The oversized master bedroom is a standout feature that offers remarkable versatility; its generous dimensions could easily be reimagined and divided into two separate rooms to cater to your evolving lifestyle needs. The property is crowned with a nearly new metal roof that promises durability and resilience against the elements. Both the interior and exterior have been updated with a fresh coat of paint, giving the home a bright and inviting feel. An attached one-car garage adds further utility to the house, transforming into a workshop or providing additional storage, while a convenient laundry room tucked away at the back ensures practicality. As part of this delightful package, an RV carport accompanies the property—perfect for storing recreational vehicles, and a sturdy Conex building is also included in the sale, expanding your storage options. There is a pre-existing setup for an above-ground pool, ready for your summer relaxation, and for those with a green thumb, there are conveniently positioned stand-up planters that make gardening a breeze. Situated on a peaceful, private dead-end street, this country cottage offers the rare combination of space and seclusion, providing ample room to breathe and enjoy the beauty of your surroundings. Here, you can escape the hustle and bustle of everyday life and embrace a lifestyle filled with comfort, convenience, and the charm of rural living. Call your favorite agent for a showing today and see what this adorable home has to offer!

Key facts

  • 1 acre lot
  • Garage
  • Listed 17 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $389 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).
  • Recommended offer: $128k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 54/100 on livability (#472 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D-, crime F, amenities F.
  • Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 92 active listings in the ZIP; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $46k; list at $130k implies a 179% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $127,951 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
9.88%
Cash-on-cash
12.83%
DSCR
1.57
GRM
7.3

CMA / ARV

ARV (median comp)
$56,794
List price
$129,900
Delta
128.72%
Verdict
OVERPRICED
Comps
9 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
100 Turner Ln 0.00mi 2/1.0 (-1) 1,031 (+5%) 0mo $125,000 $121 87
235 Crystal Springs Rd S 0.57mi 4/1.0 (+1) 1,080 (+10%) 24mo $33,000 $31 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.6%
Equity multiple
1.10×
Total profit
$3,662
Equity at exit
$19,369
10-year hold
IRR
12.2%
Equity multiple
1.96×
Total profit
$34,868
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36613

Home prices YoY
-23.9%
Active inventory
92
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,478 medium interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$44 /mo · $526/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$310
Net cashflow
$389

Break-even live

Break-even rent $986
Max offer price $129,900
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-05-05
    status Pending 2948-char remark
    Show marketing remark (2948 chars)

    *Back on the Market, due to no fault of the seller...pending release of sale..Nestled on a sprawling expanse of over an acre, this charming country cottage is a tranquil retreat that boasts not one, but two inviting decks—one bathed in the glory of morning light at the front and another at the back, perfect for basking in the golden hues of sunset. Surrounding the home, a well-maintained fenced backyard creates a secure sanctuary, ideal for pets, children at play, or simply enjoying the serenity of nature. This delightful residence features two spacious bedrooms and a tastefully designed bathroom; however, it once held the designation of a three-bedroom home and offers the flexibility to be transformed back to accommodate your specific needs. Every corner of this home has been lovingly remodeled, showcasing a harmonious blend of modern elegance and comfort. The heart of the house—the kitchen—presents gleaming new cabinets, state-of-the-art stainless steel appliances, and luxurious granite countertops that are nothing short of a culinary dream. An expansive island takes center stage, providing not only ample prep space but also a picturesque vantage point from which to engage with family and friends in the adjoining living room. Throughout the entire residence, you will find pristine new vinyl plank flooring that creates a warm and inviting atmosphere, seamlessly tying the living spaces together. The oversized master bedroom is a standout feature that offers remarkable versatility; its generous dimensions could easily be reimagined and divided into two separate rooms to cater to your evolving lifestyle needs. The property is crowned with a nearly new metal roof that promises durability and resilience against the elements. Both the interior and exterior have been updated with a fresh coat of paint, giving the home a bright and inviting feel. An attached one-car garage adds further utility to the house, transforming into a workshop or providing additional storage, while a convenient laundry room tucked away at the back ensures practicality. As part of this delightful package, an RV carport accompanies the property—perfect for storing recreational vehicles, and a sturdy Conex building is also included in the sale, expanding your storage options. There is a pre-existing setup for an above-ground pool, ready for your summer relaxation, and for those with a green thumb, there are conveniently positioned stand-up planters that make gardening a breeze. Situated on a peaceful, private dead-end street, this country cottage offers the rare combination of space and seclusion, providing ample room to breathe and enjoy the beauty of your surroundings. Here, you can escape the hustle and bustle of everyday life and embrace a lifestyle filled with comfort, convenience, and the charm of rural living. Call your favorite agent for a showing today and see what this adorable home has to offer!

  2. 2026-04-26
    status Active 2948-char remark
    Show marketing remark (2948 chars)

    *Back on the Market, due to no fault of the seller...pending release of sale..Nestled on a sprawling expanse of over an acre, this charming country cottage is a tranquil retreat that boasts not one, but two inviting decks—one bathed in the glory of morning light at the front and another at the back, perfect for basking in the golden hues of sunset. Surrounding the home, a well-maintained fenced backyard creates a secure sanctuary, ideal for pets, children at play, or simply enjoying the serenity of nature. This delightful residence features two spacious bedrooms and a tastefully designed bathroom; however, it once held the designation of a three-bedroom home and offers the flexibility to be transformed back to accommodate your specific needs. Every corner of this home has been lovingly remodeled, showcasing a harmonious blend of modern elegance and comfort. The heart of the house—the kitchen—presents gleaming new cabinets, state-of-the-art stainless steel appliances, and luxurious granite countertops that are nothing short of a culinary dream. An expansive island takes center stage, providing not only ample prep space but also a picturesque vantage point from which to engage with family and friends in the adjoining living room. Throughout the entire residence, you will find pristine new vinyl plank flooring that creates a warm and inviting atmosphere, seamlessly tying the living spaces together. The oversized master bedroom is a standout feature that offers remarkable versatility; its generous dimensions could easily be reimagined and divided into two separate rooms to cater to your evolving lifestyle needs. The property is crowned with a nearly new metal roof that promises durability and resilience against the elements. Both the interior and exterior have been updated with a fresh coat of paint, giving the home a bright and inviting feel. An attached one-car garage adds further utility to the house, transforming into a workshop or providing additional storage, while a convenient laundry room tucked away at the back ensures practicality. As part of this delightful package, an RV carport accompanies the property—perfect for storing recreational vehicles, and a sturdy Conex building is also included in the sale, expanding your storage options. There is a pre-existing setup for an above-ground pool, ready for your summer relaxation, and for those with a green thumb, there are conveniently positioned stand-up planters that make gardening a breeze. Situated on a peaceful, private dead-end street, this country cottage offers the rare combination of space and seclusion, providing ample room to breathe and enjoy the beauty of your surroundings. Here, you can escape the hustle and bustle of everyday life and embrace a lifestyle filled with comfort, convenience, and the charm of rural living. Call your favorite agent for a showing today and see what this adorable home has to offer!

  3. 2026-04-18
    status Pending 2948-char remark
    Show marketing remark (2948 chars)

    *Back on the Market, due to no fault of the seller...pending release of sale..Nestled on a sprawling expanse of over an acre, this charming country cottage is a tranquil retreat that boasts not one, but two inviting decks—one bathed in the glory of morning light at the front and another at the back, perfect for basking in the golden hues of sunset. Surrounding the home, a well-maintained fenced backyard creates a secure sanctuary, ideal for pets, children at play, or simply enjoying the serenity of nature. This delightful residence features two spacious bedrooms and a tastefully designed bathroom; however, it once held the designation of a three-bedroom home and offers the flexibility to be transformed back to accommodate your specific needs. Every corner of this home has been lovingly remodeled, showcasing a harmonious blend of modern elegance and comfort. The heart of the house—the kitchen—presents gleaming new cabinets, state-of-the-art stainless steel appliances, and luxurious granite countertops that are nothing short of a culinary dream. An expansive island takes center stage, providing not only ample prep space but also a picturesque vantage point from which to engage with family and friends in the adjoining living room. Throughout the entire residence, you will find pristine new vinyl plank flooring that creates a warm and inviting atmosphere, seamlessly tying the living spaces together. The oversized master bedroom is a standout feature that offers remarkable versatility; its generous dimensions could easily be reimagined and divided into two separate rooms to cater to your evolving lifestyle needs. The property is crowned with a nearly new metal roof that promises durability and resilience against the elements. Both the interior and exterior have been updated with a fresh coat of paint, giving the home a bright and inviting feel. An attached one-car garage adds further utility to the house, transforming into a workshop or providing additional storage, while a convenient laundry room tucked away at the back ensures practicality. As part of this delightful package, an RV carport accompanies the property—perfect for storing recreational vehicles, and a sturdy Conex building is also included in the sale, expanding your storage options. There is a pre-existing setup for an above-ground pool, ready for your summer relaxation, and for those with a green thumb, there are conveniently positioned stand-up planters that make gardening a breeze. Situated on a peaceful, private dead-end street, this country cottage offers the rare combination of space and seclusion, providing ample room to breathe and enjoy the beauty of your surroundings. Here, you can escape the hustle and bustle of everyday life and embrace a lifestyle filled with comfort, convenience, and the charm of rural living. Call your favorite agent for a showing today and see what this adorable home has to offer!

  4. 2026-04-11
    listed $129,900 Active 2948-char remark
    Show marketing remark (2948 chars)

    *Back on the Market, due to no fault of the seller...pending release of sale..Nestled on a sprawling expanse of over an acre, this charming country cottage is a tranquil retreat that boasts not one, but two inviting decks—one bathed in the glory of morning light at the front and another at the back, perfect for basking in the golden hues of sunset. Surrounding the home, a well-maintained fenced backyard creates a secure sanctuary, ideal for pets, children at play, or simply enjoying the serenity of nature. This delightful residence features two spacious bedrooms and a tastefully designed bathroom; however, it once held the designation of a three-bedroom home and offers the flexibility to be transformed back to accommodate your specific needs. Every corner of this home has been lovingly remodeled, showcasing a harmonious blend of modern elegance and comfort. The heart of the house—the kitchen—presents gleaming new cabinets, state-of-the-art stainless steel appliances, and luxurious granite countertops that are nothing short of a culinary dream. An expansive island takes center stage, providing not only ample prep space but also a picturesque vantage point from which to engage with family and friends in the adjoining living room. Throughout the entire residence, you will find pristine new vinyl plank flooring that creates a warm and inviting atmosphere, seamlessly tying the living spaces together. The oversized master bedroom is a standout feature that offers remarkable versatility; its generous dimensions could easily be reimagined and divided into two separate rooms to cater to your evolving lifestyle needs. The property is crowned with a nearly new metal roof that promises durability and resilience against the elements. Both the interior and exterior have been updated with a fresh coat of paint, giving the home a bright and inviting feel. An attached one-car garage adds further utility to the house, transforming into a workshop or providing additional storage, while a convenient laundry room tucked away at the back ensures practicality. As part of this delightful package, an RV carport accompanies the property—perfect for storing recreational vehicles, and a sturdy Conex building is also included in the sale, expanding your storage options. There is a pre-existing setup for an above-ground pool, ready for your summer relaxation, and for those with a green thumb, there are conveniently positioned stand-up planters that make gardening a breeze. Situated on a peaceful, private dead-end street, this country cottage offers the rare combination of space and seclusion, providing ample room to breathe and enjoy the beauty of your surroundings. Here, you can escape the hustle and bustle of everyday life and embrace a lifestyle filled with comfort, convenience, and the charm of rural living. Call your favorite agent for a showing today and see what this adorable home has to offer!

  5. 2025-10-31
    soldstatus $46,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$526 · $44/mo
Projected year-2 tax
$533 · $44/mo
Expected delta
+$6/yr (+$1/mo · 1.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,742
− Mortgage interest
−$7,276
− Property taxes
−$526
− Insurance
−$650
− Repairs & maintenance
−$1,419
− Management
−$1,419
− Depreciation
−$3,779
Taxable income
$2,672
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$641
After-tax cash flow
$4,024/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Mobile County
NCES district ID
0102370
Math proficiency
15% ▼ -28.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$42,455
Composite
22.9/100
National rank
#8002
State rank
#81 of 129 in AL

Livability — Prichard

Score
54/100
State rank
#472
US rank
#24080

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Prichard, AL
City population
13,402
Population (ZIP)
12,082

Population outlook (Mobile County) Hauer SSP2

Today (2025)
415,303 people
By 2030
411,755 · -0.9%
By 2040
399,670 · -3.8%
By 2050
382,616 · -7.9%
By 2075
337,353 · -18.8%
By 2100
283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (52%)
Race & ethnicity
Black 52% White 44% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Lithuanian 2% Italian 2% Slovak 2%
Foreign-born
0%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Mobile

2024 margin
R (+16.4) · D 41.3% · R 57.7%
2008→2024 swing
-7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
All cycles
2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.49%
Current HPI
208.8677
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+179.4% since first listed
5 events — show timeline
  • 2026-05-05 Pending GCMLS AL
  • 2026-04-26 Relisted GCMLS AL
  • 2026-04-18 Pending GCMLS AL
  • 2026-04-11 Listed $129,900 GCMLS AL
  • 2025-10-31 Sold (Public Records) $46,500 Public Records

Property tax history

+3.0%/yr

Latest (2022): $526 · +20.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…