412 Avalon Park · Hueytown, AL 35023

$139,000

3 bd · 1.0 ba · 1,184 sqft · SingleFamily public records · 11 Days on market

Built 1956 9,147 sqft lot $117/sqft · 18% below area Est $170k · 18% under

---

Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.7/30.0
• ARV discount +15.0/15.0
• DSCR +5.5/10.0
• Appreciation +4.7/10.0
• 1% rule +4.1/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0

Listing remarks

Welcome home to this beautifully updated, low-maintenance property tucked away on a quiet cul-de-sac in the heart of Hueytown! This move-in ready home features fresh interior paint, gorgeous hardwood floors throughout, and tile flooring in the bathroom. The spacious layout offers comfortable everyday living with plenty of natural light and a warm, inviting feel. Enjoy cooking in the kitchen with stone countertops and ample cabinet space, while the large laundry room adds extra convenience. Step outside to a fully fenced backyard with alley access, perfect for pets, kids, entertaining, or additional parking possibilities. Conveniently located just minutes from shopping, schools, restaurants,

Key facts

• Stone countertops
• Large laundry room
• Tile flooring

Tags

• CUL-DE-SAC
• HARDWOOD FLOORS
• TILE FLOORING
• STONE COUNTERTOPS
• AMPLE CABINET SPACE
• LARGE LAUNDRY ROOM

Property features AI

Finance

• Other: Located in the Hueytown subdivision
• Financial info: Quarterly garbage fee ($75)

Exterior

• Parking: Driveway parking; Parking on main level; Off-street parking
• Utilities: Public water; Connected sewer; Unknown internet service availability
• Home design: Existing property; Not a tri-level, split-level, or split-foyer residence; Per tax report for square footage source
• Construction: Siding (other) exterior; Crawl space foundation; Built on approximately 0.21 acres
• Exterior features: Fenced yard; Porch

Interior

• Kitchen: Stone countertops; Refrigerator; Electric stove
• Bedrooms: Multiple bedrooms on main level (all bedrooms located on level 1)
• Flooring: Hardwood floors; Tile flooring; Vinyl flooring
• Bathrooms: One full bathroom (shared bath)
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Smooth ceilings; No additional built-in interior features listed
• Laundry & utility: Main-level laundry room; Washer hookup; Electric dryer hookup; Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $139k.

Deal economics

• At list price, monthly cash flow is $112 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $127k (8.8% below list).
• Recommended offer: $127k (8.8% below list) — sets the bar for 1% rule.
• Cap rate 7.3% vs local median 5.9% in Hueytown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hueytown Primary School (653 students, 64% FRL); Hueytown Middle School (math 0% / reading 30%, grade F, #206 of 257 statewide, top 80%, 789 students, 62% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 68% FRL vs 49% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.6%/yr); 255 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $127 of equity ($961 loan paydown + $-834 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $52k; list at $139k implies a 167% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $126,702 (8.8% below list)

Questions for the listing agent

1. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 7.26%
• Cash-on-cash: 3.44%
• DSCR: 1.15
• GRM: 9.1

CMA / ARV

• ARV (median comp): $170,429
• List price: $139,000
• Delta: -16.68%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
120 Avalon Ave	0.10mi	3/1.0	1,140 (-4%)	2mo	$56,000	$49	88
1802 Devon Rd	0.37mi	3/1.0	1,168 (-1%)	1mo	$94,000	$80	80
2032 Shady Ln	0.22mi	2/1.0 (-1)	1,262 (+7%)	4mo	$112,000	$89	70
3368 Crescent Dr	0.28mi	2/2.0 (-1)	1,242 (+5%)	1mo	$177,000	$143	69
2905 Circle Dr	0.39mi	2/2.0 (-1)	1,157 (-2%)	2mo	$134,800	$117	68
3219 Circle Dr	0.21mi	2/1.0 (-1)	1,064 (-10%)	4mo	$135,000	$127	65
153 24th St	0.52mi	3/2.0	1,236 (+4%)	3mo	$90,250	$73	62
121 Meadowood Ave	0.63mi	3/1.0	1,053 (-11%)	2mo	$155,670	$148	51
2123 28th Ave	0.52mi	3/2.0	1,345 (+14%)	1mo	$199,000	$148	48
2911 Dwaine Ave	0.53mi	3/2.0	1,331 (+12%)	4mo	$215,000	$162	48
924 Brooklane Dr	0.71mi	3/1.0	1,092 (-8%)	9mo	$149,900	$137	46
2512 Circle Dr	0.75mi	3/1.0	1,360 (+15%)	5mo	$65,000	$48	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: -1.5%
• Equity multiple: 0.93×
• Total profit: $-2,615
• Equity at exit: $36,241

10-year hold

• IRR: 3.7%
• Equity multiple: 1.35×
• Total profit: $13,732
• Equity at exit: $40,398

Cash invested: $38,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 255
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,267 high
• Mortgage (P&I): −$729
• Tax from tax record: −$102 /mo · $1,230/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$266
• Net cashflow: $112

Break-even live

Break-even rent $1,126

Max offer price $139,000

Occupancy floor 86%

Sensitivity live

Price	-10% $190	-5% $151	+0% $112	+5% $72	+10% $33
Rent	-10% $12	-5% $62	+0% $112	+5% $162	+10% $212
Rate	-1.0pp $182	-0.5pp $147	base $112	+0.5pp $76	+1.0pp $39

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,750
• Closing costs: $4,170
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
116 Avalon Ave Bessemer, AL	4.0	1.0	1207	$1,200	$0.99	45d	1	0.10mi
2109 29th Ave N Bessemer, AL	4.0	2.0	1217	$1,323	$1.09	4d	1	0.41mi
216 Meadowood Ave Bessemer, AL	3.0	1.0	1430	$1,250	$0.87	4d	1	0.55mi
2822 Brooklane Dr Bessemer, AL	2.0	1.0	975	$1,000	$1.03	45d	1	0.56mi
309 Sunrise Blvd Bessemer, AL	2.0	1.0	1105	$1,160	$1.05	13d	1	0.58mi
2832 Clyburne St Bessemer, AL	3.0	2.0	1295	$1,650	$1.27	3d	1	0.65mi
119 Lakeland Ave Bessemer, AL	3.0	1.0	1042	$1,125	$1.08	25d	1	0.70mi
208 Kentwood Ave Bessemer, AL	3.0	1.0	1177	$1,075	$0.91	45d	1	0.70mi
2423 Circle Dr Bessemer, AL	2.0	1.0	732	$1,050	$1.43	45d	1	0.81mi
1623 26th Ave N Bessemer, AL	2.0	1.0	1004	$1,095	$1.09	13d	1	0.93mi
110 Ray Ave Apt 7 Hueytown, AL	2.0	2.0	900	$875	$0.97	4d	1	1.11mi
2234 19th St N Bessemer, AL	2.0	1.0	1106	$975	$0.88	45d	1	1.13mi
116 Vail Ave Bessemer, AL	2.0	1.0	1008	$975	$0.97	20d	1	1.21mi
1036 Rose Hill Cir Bessemer, AL	3.0	2.0	1277	$1,300	$1.02	23d	1	1.26mi
2020 High School Rd Unit C Bessemer, AL	2.0	1.0	733	$750	$1.02	16d	1	1.41mi
123 Westbrook Rd Bessemer, AL	3.0	2.0	1427	$1,275	$0.89	46d	1	1.43mi
1409 Hueytown Rd Apt 63 Bessemer, AL	2.0	1.0	876	$995	$1.14	45d	1	1.45mi
1409 Hueytown Rd Unit 76 Bessemer, AL	2.0	1.0	876	$995	$1.14	4d	1	1.45mi
622 S Parkell Ave Bessemer, AL	3.0	1.0	963	$1,200	$1.25	45d	1	1.48mi

Listing history 14 events

1. 2026-06-22
   days on market $139,000 Active 11 DOM
2. 2026-06-18
   days on market $139,000 Active 8 DOM
3. 2026-06-17
   days on market $139,000 Active 7 DOM
4. 2026-06-16
   days on market $139,000 Active 6 DOM
5. 2026-06-15
   days on market $139,000 Active 5 DOM
6. 2026-06-13
   pricedays on marketlisting id $139,000 Active 3 DOM
7. 2026-06-03
   days on market $142,000 Active 102 DOM
8. 2026-06-02
   days on market $142,000 Active 101 DOM
9. 2026-06-01
   days on market $142,000 Active 100 DOM
10. 2026-05-31
    days on market $142,000 Active 99 DOM
11. 2026-04-29
    status Active 409-char remark
12. 2026-04-28
    historical Contingent 409-char remark
13. 2026-02-21
    listed $142,000 Active 409-char remark
14. 2019-09-17
    soldstatus $52,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,230 · $102/mo
• Projected year-2 tax: $1,230 · $102/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,204
• − Mortgage interest: −$7,786
• − Property taxes: −$1,230
• − Insurance: −$695
• − Repairs & maintenance: −$1,216
• − Management: −$1,216
• − Depreciation: −$4,044
• Taxable loss: −$983
• Est. tax savings @ 24.0%: +$236
• After-tax cash flow: $1,575/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 527,445 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 247.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+167.3% since first listed

2 events — show timeline

• 2026-06-10 Listed $139,000 Greater Alabama MLS
• 2019-09-17 Sold (Public Records) $52,000 Public Records

Property tax history

+0.2%/yr

Latest (2025): $1,230 · +0.0% YoY. Source: county tax records.