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19811 Pine Wind Dr
C- Composite 50.68
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.2/30.0
  • ARV discount +10.0/15.0
  • 1% rule +5.2/10.0
  • Appreciation +4.5/10.0
  • DSCR +4.3/10.0
  • Schools +3.9/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$365,000

19811 Pine Wind Dr · Atascocita, TX 77346
4 bd · 3.5 ba · 3,756 sqft · SingleFamily public records · 114 Days on market
Built 1987 0.28 ac lot $97/sqft · 6% below area Est $387k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful custom-built 4 bed, 3.5 bath traditional home situated on a large, private cul-de-sac lot in the Pinehurst golf course community. Primary suite on the main level with adjoining flex room ideal for a study or nursery. Upstairs includes three generous bedrooms and a secondary living/game room with wet bar, offering excellent flexibility for entertaining or extended living. The kitchen offers a large custom island, cooktop, double ovens, trash compactor, and stainless appliances. Expansive backyard includes a detached game room/man cave with two private entrances and a shed/workshop—ideal for secondary living or multi-generational use. Oversized finished garage with extra parking. Property is being sold as-is and presents an excellent opportunity for buyers looking to personalize and add value.

Key facts

  • Wet bar
  • Primary suite
  • Flex room

Tags

CUSTOM BUILTPRIVATE CUL-DE-SAC LOTPRIMARY SUITEFLEX ROOMSECONDARY LIVING ROOMWET BAR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.5-bath single-family listed at $365k.

Deal economics

  • At list price, monthly cash flow is $61 ($731/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $365k).
  • Recommended offer: $332k (9.0% below list) — sets the bar for market timing.
  • Cap rate 6.5% vs local median 4.1% in Atascocita — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#346 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Humble ISD (urban): math 38% / reading 44% proficiency, ranked #262 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 669 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($122k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $3k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 114 days — a 9% lower offer ($332k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $332,150 (9.0% below list)

Questions for the listing agent

  1. It's been on market 114 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
6.49%
Cash-on-cash
0.71%
DSCR
1.03
GRM
8.1

CMA / ARV

ARV (median comp)
$386,580
List price
$365,000
Delta
-5.58%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
19718 Powerscourt Dr 0.16mi 4/4.5 3,643 (-3%) 1mo $445,000 $122 83
19819 Cherry Oaks Ln 0.22mi 5/3.5 (+1) 3,722 (-1%) 3mo $457,999 $123 81
20003 Powerscourt Dr 0.24mi 4/3.5 3,464 (-8%) 6mo $325,000 $94 71
19835 January Dr 0.30mi 4/2.5 3,560 (-5%) 12mo $375,000 $105 63
19823 Powerscourt Dr 0.17mi 4/3.5 3,366 (-10%) 16mo $412,000 $122 62
7411 Auburn Oak Trl 0.62mi 4/3.5 3,889 (+4%) 4mo $450,000 $116 61
19715 Satinwood Trl 0.58mi 5/3.5 (+1) 3,735 (-1%) 9mo $450,000 $120 59
20103 Cherry Oaks Ln 0.34mi 4/3.5 3,256 (-13%) 6mo $370,000 $114 57
7415 Auburn Oak Trl 0.62mi 5/3.5 (+1) 3,559 (-5%) 15mo $415,000 $117 45
7414 Oakland Wood Ct 0.66mi 5/3.5 (+1) 4,134 (+10%) 7mo $565,900 $137 42
8003 Hurst Forest Dr 0.57mi 4/2.5 3,294 (-12%) 9mo $305,000 $93 41
8022 Rebawood Dr 0.67mi 3/2.5 (-1) 3,219 (-14%) 12mo $450,000 $140 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.95% appreciation · 0.09% rent growth · sell at horizon

5-year hold
IRR
-7.6%
Equity multiple
0.68×
Total profit
$-33,198
Equity at exit
$88,910
10-year hold
IRR
-3.9%
Equity multiple
0.67×
Total profit
$-33,414
Equity at exit
$94,049

Cash invested: $102,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77346

Home prices YoY
-0.4%
Rents YoY
0.1%
Active inventory
669
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$3,737 medium interval (Pro) →
Mortgage (P&I)
$1,914
Tax from tax record
$825 /mo · $9,897/yr
Insurance
$152
HOA
$0
Vacancy / Maint / Mgmt
$785
Net cashflow
$61

Break-even live

Break-even rent $3,659
Max offer price $365,000
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$91,250
Closing costs
$10,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
19706 Water Point Trl Humble, TX 4.0 2.5 2753 $2,550 $0.93 24d 1 0.70mi
19603 Fairway Island Dr Humble, TX 5.0 2.5 3329 $6,500 $1.95 24d 1 0.75mi
18810 Summer Anne Dr Humble, TX 4.0 2.5 3000 $2,376 $0.79 43d 1 1.26mi

Listing history 27 events

  1. 2026-06-18
    days on market $365,000 Active 114 DOM
  2. 2026-06-17
    days on market $365,000 Active 113 DOM
  3. 2026-06-16
    days on market $365,000 Active 112 DOM
  4. 2026-06-15
    days on market $365,000 Active 111 DOM
  5. 2026-06-13
    days on market $365,000 Active 109 DOM
  6. 2026-06-13
    days on market $365,000 Active 108 DOM
  7. 2026-06-09
    days on market $365,000 Active 105 DOM
  8. 2026-06-08
    days on market $365,000 Active 104 DOM
  9. 2026-06-07
    days on market $365,000 Active 103 DOM
  10. 2026-06-04
    days on market $365,000 Active 100 DOM
  11. 2026-06-03
    days on market $365,000 Active 99 DOM
  12. 2026-06-02
    days on market $365,000 Active 98 DOM
  13. 2026-06-01
    days on market $365,000 Active 97 DOM
  14. 2026-05-31
    days on market $365,000 Active 96 DOM
  15. 2026-02-24
    listed $375,000 Active 818-char remark
    Show marketing remark (818 chars)

    Beautiful custom-built 4 bed, 3.5 bath traditional home situated on a large, private cul-de-sac lot in the Pinehurst golf course community. Primary suite on the main level with adjoining flex room ideal for a study or nursery. Upstairs includes three generous bedrooms and a secondary living/game room with wet bar, offering excellent flexibility for entertaining or extended living. The kitchen offers a large custom island, cooktop, double ovens, trash compactor, and stainless appliances. Expansive backyard includes a detached game room/man cave with two private entrances and a shed/workshop—ideal for secondary living or multi-generational use. Oversized finished garage with extra parking. Property is being sold as-is and presents an excellent opportunity for buyers looking to personalize and add value.

  16. 2021-05-28
    soldstatus Sold 944-char remark
    Show marketing remark (944 chars)

    Beautiful Custom built 4 BR/3.5 BA traditional home situated on a large, private cul-de-sac lot in the golf course community of Pinehurst. Primary bedroom has a room attached that can be a study or nursery. Three large bedrooms and a game room with a wet bar upstairs. Lots of closet space. Huge “Texas Basement” and cedar lined walk-in closet. The kitchen offers a large custom island and cooktop, double ovens, and trash compactor. Large backyard is perfect for entertaining, it includes a spa that is negotiable, a game room/man cave with two private entrances and a shed/workshop. Extra parking with an oversized finished garage. Solar screens were installed on the back windows along with “Trex” decking and a flagstone patio flanking. The whole home, including baths, include granite, stone, marble, tile, hardwood flooring, carpet and stainless appliances. Original owners have taken meticulous care of this home.

  17. 2021-04-29
    status Pending 944-char remark
    Show marketing remark (944 chars)

    Beautiful Custom built 4 BR/3.5 BA traditional home situated on a large, private cul-de-sac lot in the golf course community of Pinehurst. Primary bedroom has a room attached that can be a study or nursery. Three large bedrooms and a game room with a wet bar upstairs. Lots of closet space. Huge “Texas Basement” and cedar lined walk-in closet. The kitchen offers a large custom island and cooktop, double ovens, and trash compactor. Large backyard is perfect for entertaining, it includes a spa that is negotiable, a game room/man cave with two private entrances and a shed/workshop. Extra parking with an oversized finished garage. Solar screens were installed on the back windows along with “Trex” decking and a flagstone patio flanking. The whole home, including baths, include granite, stone, marble, tile, hardwood flooring, carpet and stainless appliances. Original owners have taken meticulous care of this home.

  18. 2021-04-20
    status Option Pending 944-char remark
    Show marketing remark (944 chars)

    Beautiful Custom built 4 BR/3.5 BA traditional home situated on a large, private cul-de-sac lot in the golf course community of Pinehurst. Primary bedroom has a room attached that can be a study or nursery. Three large bedrooms and a game room with a wet bar upstairs. Lots of closet space. Huge “Texas Basement” and cedar lined walk-in closet. The kitchen offers a large custom island and cooktop, double ovens, and trash compactor. Large backyard is perfect for entertaining, it includes a spa that is negotiable, a game room/man cave with two private entrances and a shed/workshop. Extra parking with an oversized finished garage. Solar screens were installed on the back windows along with “Trex” decking and a flagstone patio flanking. The whole home, including baths, include granite, stone, marble, tile, hardwood flooring, carpet and stainless appliances. Original owners have taken meticulous care of this home.

  19. 2021-04-17
    price $369,999 944-char remark
    Show marketing remark (944 chars)

    Beautiful Custom built 4 BR/3.5 BA traditional home situated on a large, private cul-de-sac lot in the golf course community of Pinehurst. Primary bedroom has a room attached that can be a study or nursery. Three large bedrooms and a game room with a wet bar upstairs. Lots of closet space. Huge “Texas Basement” and cedar lined walk-in closet. The kitchen offers a large custom island and cooktop, double ovens, and trash compactor. Large backyard is perfect for entertaining, it includes a spa that is negotiable, a game room/man cave with two private entrances and a shed/workshop. Extra parking with an oversized finished garage. Solar screens were installed on the back windows along with “Trex” decking and a flagstone patio flanking. The whole home, including baths, include granite, stone, marble, tile, hardwood flooring, carpet and stainless appliances. Original owners have taken meticulous care of this home.

  20. 2021-04-10
    listed $374,999 Active 944-char remark
    Show marketing remark (944 chars)

    Beautiful Custom built 4 BR/3.5 BA traditional home situated on a large, private cul-de-sac lot in the golf course community of Pinehurst. Primary bedroom has a room attached that can be a study or nursery. Three large bedrooms and a game room with a wet bar upstairs. Lots of closet space. Huge “Texas Basement” and cedar lined walk-in closet. The kitchen offers a large custom island and cooktop, double ovens, and trash compactor. Large backyard is perfect for entertaining, it includes a spa that is negotiable, a game room/man cave with two private entrances and a shed/workshop. Extra parking with an oversized finished garage. Solar screens were installed on the back windows along with “Trex” decking and a flagstone patio flanking. The whole home, including baths, include granite, stone, marble, tile, hardwood flooring, carpet and stainless appliances. Original owners have taken meticulous care of this home.

  21. 2019-08-30
    historical
  22. 2019-08-08
    price $334,900
  23. 2019-08-08
    status Active
  24. 2019-07-14
    status Option Pending
  25. 2019-07-13
    historical
  26. 2019-06-07
    listed $344,900 Active
  27. 1988-09-21
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$9,897 · $825/mo
Projected year-2 tax
$9,897 · $825/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$44,838
− Mortgage interest
−$20,446
− Property taxes
−$9,897
− Insurance
−$1,825
− Repairs & maintenance
−$3,587
− Management
−$3,587
− Depreciation
−$10,618
Taxable loss
−$5,122
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,229
After-tax cash flow
$1,960/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Humble ISD
NCES district ID
4823910
Math proficiency
38% ▼ -11.00%
Reading proficiency
44% ▼ -7.00%
Median HH income
$83,946
Composite
38.55/100
National rank
#4171
State rank
#262 of 826 in TX

Livability — Atascocita

Score
70/100
State rank
#346
US rank
#7586

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atascocita, TX
County
Harris County · 4,702,590 people
City population
79,538
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
79,538
Household income
$122,241
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
1072.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 42% Hispanic / Latino 28% Black 21% Two or more races 18% Asian 4%
Hispanic origin (detail)
Mexican 20% Puerto Rican 2%
Common ancestry
Lithuanian 4% Slovak 1% Italian 1%
Foreign-born
10% · Canada, Vietnam, China
Languages at home
78% English-only · Spanish 17% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.95%
Current HPI
218.0478
Rent YoY
▲ 0.09%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+8.7% since first listed
13 events — show timeline
  • 2026-02-24 Listed $375,000 HARMLS
  • 2021-05-28 Sold (MLS) HARMLS
  • 2021-04-29 Pending HARMLS
  • 2021-04-20 Pending HARMLS
  • 2021-04-17 Price Changed $369,999 HARMLS
  • 2021-04-10 Listed $374,999 HARMLS
  • 2019-08-30 Listing Removed HARMLS
  • 2019-08-08 Price Changed $334,900 HARMLS
  • 2019-08-08 Relisted HARMLS
  • 2019-07-14 Pending HARMLS
  • 2019-07-13 Listing Removed HARMLS
  • 2019-06-07 Listed $344,900 HARMLS
  • 1988-09-21 Sold (Public Records) Public Records

Property tax history

+7.3%/yr

Latest (2025): $9,897 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…