3642 Kalman Dr · Zephyrhills, FL 33541

$218,000

3 bd · 2.0 ba · 1,296 sqft · Manufactured public records · 40 Days on market

Built 1998 0.87 ac lot Est $166k · 31% over

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.3/30.0
• DSCR +7.8/10.0
• 1% rule +5.1/10.0
• Schools +4.3/10.0
• Livability +3.6/5.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to your New Home, where tranquility meets convenience! Nestled amidst a serene country ambiance, this charming 4 Bedroom, 2 Bath home offers the perfect blend of peaceful living and accessibility to urban amenities. Situated on a little under an acre of land at the end of a tranquil dead-end street, you'll relish the privacy this property provides. Yet, you're close to essential conveniences such as grocery stores, pharmacies, restaurants, healthcare facilities, entertainment options, and shops, ensuring that everything you need is within easy reach. Step through the front door into a spacious and inviting bonus/family room, ideal for relaxing with loved ones or hosting gatherings. The large eat-in kitchen boasts an open floor plan, creating a seamless flow and making meal preparation a delightful experience. Adjacent to the kitchen is a conveniently located laundry room, adding practicality to your daily routine. The living room dining room combo offers a versatile space for entertaining guests or simply unwinding after a long day. The generous master bedroom features an en-suite bathroom, providing a private sanctuary within your home. With no HOA and no deed restrictions, this expansive fenced-in property invites you to park your RV, boat, or any other toys you may have, catering to your lifestyle and recreational preferences. The property boasts a brand-new Septic installed in 1/2023. While the home may benefit from some upgrades and flooring in the bedrooms, it also comes with immense potential to tailor it to your unique style and preferences, creating the perfect haven for you and your family. Please note that this is a CASH ONLY sale and property is being sold AS IS!! Don't hesitate—schedule your showing today and seize the chance to make this exceptional property yours. Opportunities like this are rare, so act swiftly to secure your new home before it's gone! Don't Miss Out!

Key facts

• Private lot
• Primary suite
• Indoor laundry room

Tags

• PRIVATE LOT
• QUIET DEAD-END STREET
• SPACIOUS FAMILY ROOM
• OPEN KITCHEN
• INDOOR LAUNDRY ROOM
• PRIMARY SUITE

Property features AI

Finance

• Other: Lot size about 0.87 acres (approximately 1/2 to less than 1 acre); Dirt road access
• Financial info: Homestead classified; No CDD; No lease restrictions indicated

Exterior

• Parking: Guest house on property
• Utilities: Well water; Septic tank; Electricity available; Broadband/high-speed internet available
• Home design: Manufactured double-wide home; Single-story; South-facing
• Construction: Vinyl siding; Shingle roof; Built on crawlspace
• Exterior features: Other exterior features

Interior

• Kitchen: Dishwasher; Range; Range hood; Microwave; Refrigerator; Electric water heater
• Bedrooms: 4 bedrooms
• Flooring: Vinyl; Crawlspace foundation
• Bathrooms: 2 full bathrooms
• Heating & cooling: Ductless heating; Wall/window air conditioning units
• Interior features: Ceiling fans
• Laundry & utility: Laundry room; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $218k.

Deal economics

• At list price, monthly cash flow is $438 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $218k).
• Recommended offer: $211k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.7% vs local median 3.7% in Zephyrhills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#330 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, crime C-, amenities F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-2.5%/yr); 856 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• At $2,193/mo this rent would consume 47% of the median local household income ($57k/yr) (locally 393% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 40 days — a 3% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 19y ago; this cycle's ask has dropped $12k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $185k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $211,460 (3.0% below list)

Questions for the listing agent

1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 8.70%
• Cash-on-cash: 8.61%
• DSCR: 1.38
• GRM: 8.3

CMA / ARV

• ARV (on-the-fly): $165,888
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3838 Chah Dr	0.28mi	2/2.0 (-1)	1,248 (-4%)	2mo	$160,000	$128	74
35043 Chancey Rd	0.32mi	3/2.0	1,248 (-4%)	7mo	$196,000	$157	73
4100 Carefree Way	0.56mi	2/2.0 (-1)	1,302 (+0%)	1mo	$139,500	$107	67
35139 Wagner Way	0.40mi	2/2.0 (-1)	1,320 (+2%)	8mo	$169,900	$129	67
35021 Mcculloughs Leap	0.54mi	3/2.0	1,352 (+4%)	4mo	$167,000	$124	64
3912 Damian Dr	0.29mi	2/2.0 (-1)	1,248 (-4%)	14mo	$160,000	$128	64
3819 Chah Dr	0.27mi	2/2.0 (-1)	1,395 (+8%)	16mo	$164,000	$118	56
35042 Colony Hills Dr	0.46mi	2/2.0 (-1)	1,248 (-4%)	13mo	$170,000	$136	56
35122 Mcculloughs Leap	0.46mi	2/2.0 (-1)	1,144 (-12%)	0mo	$161,000	$141	54
3842 William Hume Dr	0.24mi	2/2.0 (-1)	1,429 (+10%)	16mo	$165,000	$115	53
35026 Colony Hills Dr	0.48mi	2/2.0 (-1)	1,212 (-6%)	11mo	$152,000	$125	52
35020 Colony Hills Dr	0.49mi	3/2.0	1,430 (+10%)	9mo	$175,000	$122	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -6.3%
• Equity multiple: 0.77×
• Total profit: $-13,960
• Equity at exit: $32,505

10-year hold

• IRR: -0.4%
• Equity multiple: 0.98×
• Total profit: $-1,474
• Equity at exit: $18,849

Cash invested: $61,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33541

• Home prices YoY: -15.2%
• Rents YoY: -2.5%
• Active inventory: 856
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $2,193 high
• Mortgage (P&I): −$1,143
• Tax from tax record: −$60 /mo · $725/yr
• Insurance: −$91
• HOA: −$0
• Vacancy / Maint / Mgmt: −$461
• Net cashflow: $438

Break-even live

Break-even rent $1,639

Max offer price $218,000

Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,500
• Closing costs: $6,540
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
34916 Mulrion Dr Zephyrhills, FL	3.0	2.0	1516	$2,100	$1.39	24d	1	0.56mi
36232 Lanier Oaks Pt , FL	3.0	2.0	1325	$1,700	$1.28	24d	1	0.58mi
3346 Lapis Lake Dr Zephyrhills, FL	3.0	2.5	1760	$2,199	$1.25	24d	1	0.91mi
4111 Ryals Rd Zephyrhills, FL	4.0	3.0	1216	$2,195	$1.81	3d	1	0.92mi
3328 Lapis Lake Dr Zephyrhills, FL	3.0	2.5	1597	$1,999	$1.25	10d	1	0.92mi
35759 Sunflower Hill Dr Zephyrhills, FL	3.0	2.0	1584	$2,400	$1.52	11d	1	1.02mi
35077 Ackley Trce Zephyrhills, FL	4.0	2.5	1870	$2,500	$1.34	17d	1	1.19mi
36100 Sunflower Hill Dr Zephyrhills, FL	3.0	2.0	1584	$2,395	$1.51	17d	1	1.25mi
36171 Sunflower Hill Dr Zephyrhills, FL	3.0	2.0	1560	$2,450	$1.57	11d	1	1.27mi
34214 Rogallo Ln Wesley Chapel, FL	3.0	2.5	1574	$2,050	$1.30	24d	1	1.31mi
4410 Sailplane Ct Wesley Chapel, FL	3.0	2.5	1574	$2,100	$1.33	24d	1	1.33mi
34652 Blue Starling St Zephyrhills, FL	3.0	2.0	1352	$1,650	$1.22	4d	1	1.33mi
34350 Redwood Dawn Ln Wesley Chapel, FL	3.0	2.5	1673	$2,350	$1.40	4d	1	1.33mi
34214 Cinder Way Wesley Chapel, FL	3.0	2.5	1650	$2,200	$1.33	4d	1	1.34mi
5019 Coopers Hawk Pl Zephyrhills, FL	3.0	2.0	1456	$1,699	$1.17	10d	1	1.36mi
2883 Peony Prairie Ln Wesley Chapel, FL	3.0	2.5	1673	$2,099	$1.25	11d	1	1.37mi
34276 Redwood Dawn Ln Wesley Chapel, FL	3.0	2.5	1673	$2,500	$1.49	24d	1	1.38mi
34873 Robins Song Rd Zephyrhills, FL	3.0	2.0	1575	$1,749	$1.11	2d	1	1.40mi
34796 Robins Song Rd Zephyrhills, FL	3.0	2.0	1575	$1,799	$1.14	19d	1	1.42mi
34747 Double Eagle Ct Zephyrhills, FL	2.0	2.0	1308	$1,650	$1.26	17d	1	1.47mi
2839 Maiden Grass Isle Wesley Chapel, FL	3.0	2.0	1546	$2,600	$1.68	24d	1	1.48mi

Listing history 33 events

1. 2026-06-18
   days on market $218,000 Active 40 DOM
2. 2026-06-17
   days on market $218,000 Active 39 DOM
3. 2026-06-16
   days on market $218,000 Active 38 DOM
4. 2026-06-15
   days on market $218,000 Active 37 DOM
5. 2026-06-13
   days on market $218,000 Active 35 DOM
6. 2026-06-09
   days on market $218,000 Active 31 DOM
7. 2026-06-08
   days on market $218,000 Active 30 DOM
8. 2026-06-07
   days on market $218,000 Active 29 DOM
9. 2026-06-04
   days on market $218,000 Active 26 DOM
10. 2026-06-03
    days on market $218,000 Active 25 DOM
11. 2026-06-02
    pricedays on market $218,000 Active 24 DOM
12. 2026-06-01
    days on market $230,000 Active 23 DOM
13. 2026-05-31
    days on market $230,000 Active 22 DOM
14. 2026-05-09
    listed $230,000 Active
15. 2024-09-06
    soldstatus $185,000
16. 2024-08-15
    soldstatus $185,000 Closed 1931-char remark

    Show marketing remark (1931 chars)

    Welcome to your New Home, where tranquility meets convenience! Nestled amidst a serene country ambiance, this charming 4 Bedroom, 2 Bath home offers the perfect blend of peaceful living and accessibility to urban amenities. Situated on a little under an acre of land at the end of a tranquil dead-end street, you'll relish the privacy this property provides. Yet, you're close to essential conveniences such as grocery stores, pharmacies, restaurants, healthcare facilities, entertainment options, and shops, ensuring that everything you need is within easy reach. Step through the front door into a spacious and inviting bonus/family room, ideal for relaxing with loved ones or hosting gatherings. The large eat-in kitchen boasts an open floor plan, creating a seamless flow and making meal preparation a delightful experience. Adjacent to the kitchen is a conveniently located laundry room, adding practicality to your daily routine. The living room dining room combo offers a versatile space for entertaining guests or simply unwinding after a long day. The generous master bedroom features an en-suite bathroom, providing a private sanctuary within your home. With no HOA and no deed restrictions, this expansive fenced-in property invites you to park your RV, boat, or any other toys you may have, catering to your lifestyle and recreational preferences. The property boasts a brand-new Septic installed in 1/2023. While the home may benefit from some upgrades and flooring in the bedrooms, it also comes with immense potential to tailor it to your unique style and preferences, creating the perfect haven for you and your family. Please note that this is a CASH ONLY sale and property is being sold AS IS!! Don't hesitate—schedule your showing today and seize the chance to make this exceptional property yours. Opportunities like this are rare, so act swiftly to secure your new home before it's gone! Don't Miss Out!

17. 2024-08-04
    status Pending 1931-char remark

    Show marketing remark (1931 chars)

    Welcome to your New Home, where tranquility meets convenience! Nestled amidst a serene country ambiance, this charming 4 Bedroom, 2 Bath home offers the perfect blend of peaceful living and accessibility to urban amenities. Situated on a little under an acre of land at the end of a tranquil dead-end street, you'll relish the privacy this property provides. Yet, you're close to essential conveniences such as grocery stores, pharmacies, restaurants, healthcare facilities, entertainment options, and shops, ensuring that everything you need is within easy reach. Step through the front door into a spacious and inviting bonus/family room, ideal for relaxing with loved ones or hosting gatherings. The large eat-in kitchen boasts an open floor plan, creating a seamless flow and making meal preparation a delightful experience. Adjacent to the kitchen is a conveniently located laundry room, adding practicality to your daily routine. The living room dining room combo offers a versatile space for entertaining guests or simply unwinding after a long day. The generous master bedroom features an en-suite bathroom, providing a private sanctuary within your home. With no HOA and no deed restrictions, this expansive fenced-in property invites you to park your RV, boat, or any other toys you may have, catering to your lifestyle and recreational preferences. The property boasts a brand-new Septic installed in 1/2023. While the home may benefit from some upgrades and flooring in the bedrooms, it also comes with immense potential to tailor it to your unique style and preferences, creating the perfect haven for you and your family. Please note that this is a CASH ONLY sale and property is being sold AS IS!! Don't hesitate—schedule your showing today and seize the chance to make this exceptional property yours. Opportunities like this are rare, so act swiftly to secure your new home before it's gone! Don't Miss Out!

18. 2024-08-04
    status Active 1931-char remark

    Show marketing remark (1931 chars)

    Welcome to your New Home, where tranquility meets convenience! Nestled amidst a serene country ambiance, this charming 4 Bedroom, 2 Bath home offers the perfect blend of peaceful living and accessibility to urban amenities. Situated on a little under an acre of land at the end of a tranquil dead-end street, you'll relish the privacy this property provides. Yet, you're close to essential conveniences such as grocery stores, pharmacies, restaurants, healthcare facilities, entertainment options, and shops, ensuring that everything you need is within easy reach. Step through the front door into a spacious and inviting bonus/family room, ideal for relaxing with loved ones or hosting gatherings. The large eat-in kitchen boasts an open floor plan, creating a seamless flow and making meal preparation a delightful experience. Adjacent to the kitchen is a conveniently located laundry room, adding practicality to your daily routine. The living room dining room combo offers a versatile space for entertaining guests or simply unwinding after a long day. The generous master bedroom features an en-suite bathroom, providing a private sanctuary within your home. With no HOA and no deed restrictions, this expansive fenced-in property invites you to park your RV, boat, or any other toys you may have, catering to your lifestyle and recreational preferences. The property boasts a brand-new Septic installed in 1/2023. While the home may benefit from some upgrades and flooring in the bedrooms, it also comes with immense potential to tailor it to your unique style and preferences, creating the perfect haven for you and your family. Please note that this is a CASH ONLY sale and property is being sold AS IS!! Don't hesitate—schedule your showing today and seize the chance to make this exceptional property yours. Opportunities like this are rare, so act swiftly to secure your new home before it's gone! Don't Miss Out!

19. 2024-04-01
    status Pending 1931-char remark

    Show marketing remark (1931 chars)

    Welcome to your New Home, where tranquility meets convenience! Nestled amidst a serene country ambiance, this charming 4 Bedroom, 2 Bath home offers the perfect blend of peaceful living and accessibility to urban amenities. Situated on a little under an acre of land at the end of a tranquil dead-end street, you'll relish the privacy this property provides. Yet, you're close to essential conveniences such as grocery stores, pharmacies, restaurants, healthcare facilities, entertainment options, and shops, ensuring that everything you need is within easy reach. Step through the front door into a spacious and inviting bonus/family room, ideal for relaxing with loved ones or hosting gatherings. The large eat-in kitchen boasts an open floor plan, creating a seamless flow and making meal preparation a delightful experience. Adjacent to the kitchen is a conveniently located laundry room, adding practicality to your daily routine. The living room dining room combo offers a versatile space for entertaining guests or simply unwinding after a long day. The generous master bedroom features an en-suite bathroom, providing a private sanctuary within your home. With no HOA and no deed restrictions, this expansive fenced-in property invites you to park your RV, boat, or any other toys you may have, catering to your lifestyle and recreational preferences. The property boasts a brand-new Septic installed in 1/2023. While the home may benefit from some upgrades and flooring in the bedrooms, it also comes with immense potential to tailor it to your unique style and preferences, creating the perfect haven for you and your family. Please note that this is a CASH ONLY sale and property is being sold AS IS!! Don't hesitate—schedule your showing today and seize the chance to make this exceptional property yours. Opportunities like this are rare, so act swiftly to secure your new home before it's gone! Don't Miss Out!

20. 2024-03-27
    listed $198,500 Active 1931-char remark

    Show marketing remark (1931 chars)

    Welcome to your New Home, where tranquility meets convenience! Nestled amidst a serene country ambiance, this charming 4 Bedroom, 2 Bath home offers the perfect blend of peaceful living and accessibility to urban amenities. Situated on a little under an acre of land at the end of a tranquil dead-end street, you'll relish the privacy this property provides. Yet, you're close to essential conveniences such as grocery stores, pharmacies, restaurants, healthcare facilities, entertainment options, and shops, ensuring that everything you need is within easy reach. Step through the front door into a spacious and inviting bonus/family room, ideal for relaxing with loved ones or hosting gatherings. The large eat-in kitchen boasts an open floor plan, creating a seamless flow and making meal preparation a delightful experience. Adjacent to the kitchen is a conveniently located laundry room, adding practicality to your daily routine. The living room dining room combo offers a versatile space for entertaining guests or simply unwinding after a long day. The generous master bedroom features an en-suite bathroom, providing a private sanctuary within your home. With no HOA and no deed restrictions, this expansive fenced-in property invites you to park your RV, boat, or any other toys you may have, catering to your lifestyle and recreational preferences. The property boasts a brand-new Septic installed in 1/2023. While the home may benefit from some upgrades and flooring in the bedrooms, it also comes with immense potential to tailor it to your unique style and preferences, creating the perfect haven for you and your family. Please note that this is a CASH ONLY sale and property is being sold AS IS!! Don't hesitate—schedule your showing today and seize the chance to make this exceptional property yours. Opportunities like this are rare, so act swiftly to secure your new home before it's gone! Don't Miss Out!

21. 2015-12-14
    soldstatus $110,000
22. 2015-12-04
    soldstatus $110,000 Sold 616-char remark

    Show marketing remark (616 chars)

    EASY TAMPA COMMUTE: Country setting but close to all including, doctors, dining, pharmacy, grocery, schools and Wiregrass Mall. Located on a dead end street this home has lots of features, starting with over a ½ acre of land completely fenced, plenty of room for the RV, boat, and ATV's. Great place to play. Also as you walk in the home you will see the bonus room, great for entertainment or family room. Open floor plan allows for a very open and airy feeling, Eat in kitchen with separate dining area, split floor plan. Large master bedroom with great master bath. Call today to take a look at this home.

23. 2015-11-16
    status Pending 616-char remark

    Show marketing remark (616 chars)

    EASY TAMPA COMMUTE: Country setting but close to all including, doctors, dining, pharmacy, grocery, schools and Wiregrass Mall. Located on a dead end street this home has lots of features, starting with over a ½ acre of land completely fenced, plenty of room for the RV, boat, and ATV's. Great place to play. Also as you walk in the home you will see the bonus room, great for entertainment or family room. Open floor plan allows for a very open and airy feeling, Eat in kitchen with separate dining area, split floor plan. Large master bedroom with great master bath. Call today to take a look at this home.

24. 2015-11-02
    status Active 616-char remark

    Show marketing remark (616 chars)

    EASY TAMPA COMMUTE: Country setting but close to all including, doctors, dining, pharmacy, grocery, schools and Wiregrass Mall. Located on a dead end street this home has lots of features, starting with over a ½ acre of land completely fenced, plenty of room for the RV, boat, and ATV's. Great place to play. Also as you walk in the home you will see the bonus room, great for entertainment or family room. Open floor plan allows for a very open and airy feeling, Eat in kitchen with separate dining area, split floor plan. Large master bedroom with great master bath. Call today to take a look at this home.

25. 2015-09-21
    status Pending 616-char remark

    Show marketing remark (616 chars)

    EASY TAMPA COMMUTE: Country setting but close to all including, doctors, dining, pharmacy, grocery, schools and Wiregrass Mall. Located on a dead end street this home has lots of features, starting with over a ½ acre of land completely fenced, plenty of room for the RV, boat, and ATV's. Great place to play. Also as you walk in the home you will see the bonus room, great for entertainment or family room. Open floor plan allows for a very open and airy feeling, Eat in kitchen with separate dining area, split floor plan. Large master bedroom with great master bath. Call today to take a look at this home.

26. 2015-09-03
    listed $115,000 Active 616-char remark

    Show marketing remark (616 chars)

    EASY TAMPA COMMUTE: Country setting but close to all including, doctors, dining, pharmacy, grocery, schools and Wiregrass Mall. Located on a dead end street this home has lots of features, starting with over a ½ acre of land completely fenced, plenty of room for the RV, boat, and ATV's. Great place to play. Also as you walk in the home you will see the bonus room, great for entertainment or family room. Open floor plan allows for a very open and airy feeling, Eat in kitchen with separate dining area, split floor plan. Large master bedroom with great master bath. Call today to take a look at this home.

27. 2012-12-05
    soldstatus $45,000
28. 2012-11-27
    soldstatus $45,000
29. 2012-02-09
    listed $50,000
30. 2009-07-30
    historical
31. 2009-04-24
    listed $124,000
32. 2007-11-05
    historical
33. 2007-01-25
    listed $141,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $725 · $60/mo
• Projected year-2 tax: $1,809 · $151/mo
• Expected delta: +$1,084/yr (+$90/mo · 149.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,314
• − Mortgage interest: −$12,211
• − Property taxes: −$725
• − Insurance: −$1,090
• − Repairs & maintenance: −$2,105
• − Management: −$2,105
• − Depreciation: −$6,342
• Taxable income: $1,736
• Est. tax owed @ 24.0%: −$417
• After-tax cash flow: $4,838/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Zephyrhills

• Score: 72/100
• State rank: #330
• US rank: #5760

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D- Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Pasco County · 524,098 people
• City population: 48,266
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 24,654
• Household income: $56,579
• Rent vs Own: 14.0% rent · 86.0% own
• Severe rent burden: 393.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 15% Two or more races 8% Black 5% Asian 5%
• Hispanic origin (detail): Mexican 4% Puerto Rican 9%
• Common ancestry: Lithuanian 4% Romanian 3% Serbian 3%
• Foreign-born: 9% · Canada, Vietnam
• Languages at home: 85% English-only · Spanish 9% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.21%
• Current HPI: 308.0619
• Rent YoY: ▼ -2.51%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+63.1% since first listed

20 events — show timeline

• 2026-05-09 Listed $230,000 Stellar MLS as Distributed by MLS Grid
• 2024-09-06 Sold (Public Records) $185,000 Public Records
• 2024-08-15 Sold (MLS) $185,000 Stellar MLS as Distributed by MLS Grid
• 2024-08-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-08-04 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-04-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-03-27 Listed $198,500 Stellar MLS as Distributed by MLS Grid
• 2015-12-14 Sold (Public Records) $110,000 Public Records
• 2015-12-04 Sold (MLS) $110,000 Stellar MLS as Distributed by MLS Grid
• 2015-11-16 Pending — Stellar MLS as Distributed by MLS Grid
• 2015-11-02 Relisted — Stellar MLS as Distributed by MLS Grid
• 2015-09-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2015-09-03 Listed $115,000 Stellar MLS as Distributed by MLS Grid
• 2012-12-05 Sold (Public Records) $45,000 Public Records
• 2012-11-27 Sold (MLS) $45,000 Stellar MLS as Distributed by MLS Grid
• 2012-02-09 Listed $50,000 Stellar MLS as Distributed by MLS Grid
• 2009-07-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2009-04-24 Listed $124,000 Stellar MLS as Distributed by MLS Grid
• 2007-11-05 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2007-01-25 Listed $141,000 Stellar MLS as Distributed by MLS Grid

Property tax history

-0.3%/yr

Latest (2025): $725 · -42.4% YoY. Source: county tax records.