805 E Santa Gertrudis Ave · Kingsville, TX
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.68%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.6/30.0
- DSCR +7.9/10.0
- 1% rule +7.3/10.0
- Rent growth +4.3/5.0
- Livability +3.5/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- ARV discount +1.4/15.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming home offering a cozy layout right in front of a public park, easily accessible for families to enjoy - an excellent opportunity for homeowners or investors alike. All appliances are included (water heater, washer, dryer, refrigerator, stove, and window unit/s). Owner prefers to sell as part of a six-property portfolio located in Kingsville, TX (719 E. Santa Gertrudis, 330 W. Richard Ave. , 1014 E. Kenedy, 805 E. Santa Gertrudis, and 309 E. Richard and 513 W. Warren).
Key facts
- Public park
- 7,000 sq ft lot
- Built 1945
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $165 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($982 rent vs $80k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 5.4% in Kingsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#364 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D, amenities F.
- Kingsville ISD (town): math 13% / reading 22% proficiency, ranked #800 of 826 in TX (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+7.2%/yr); 216 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 89% of comp listings sitting > 30 days — soft ceiling on asking rent; 24 units permitted in Kleberg County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Kleberg County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 7.2% rent growth), your $22k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 167 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $3k; list at $80k implies a 2250% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 167 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.23% ✓
- Cap rate
- 8.77%
- Cash-on-cash
- 8.83%
- DSCR
- 1.39
- GRM
- 6.8
CMA / ARV
- ARV (median comp)
- $70,345
- List price
- $79,900
- Delta
- 13.58%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 630 E B Ave | 0.33mi | 2/1.0 | 900 (-7%) | 1mo | $46,800 | $52 | 73 |
| 901 E Yoakum Ave | 0.36mi | 3/1.0 (+1) | 1,008 (+4%) | 9mo | $62,000 | $62 | 63 |
| 602 E Ella Ave | 0.21mi | 2/1.0 | 920 (-5%) | 23mo | $40,000 | $43 | 63 |
| 811 E B Ave | 0.27mi | 3/1.0 (+1) | 880 (-9%) | 6mo | $65,000 | $74 | 62 |
| 815 E Santa Gertrudis | 0.02mi | 3/1.0 (+1) | 1,074 (+11%) | 19mo | $38,000 | $35 | 60 |
| 327 E B Ave | 0.48mi | 3/1.0 (+1) | 1,056 (+9%) | 4mo | $70,000 | $66 | 54 |
| 202 W Fairview Dr | 0.69mi | 3/1.0 (+1) | 1,008 (+4%) | 18mo | $124,900 | $124 | 40 |
| 215 W Alice Ave | 0.70mi | 1/1.0 (-1) | 912 (-6%) | 23mo | $53,000 | $58 | 34 |
| 722 E Yoakum Ave | 0.32mi | 3/3.0 (+1) | 1,109 (+15%) | 23mo | $169,900 | $153 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.18% rent growth · sell at horizon
- IRR
- 2.1%
- Equity multiple
- 1.08×
- Total profit
- $1,894
- Equity at exit
- $11,913
- IRR
- 15.7%
- Equity multiple
- 2.55×
- Total profit
- $34,603
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78363
- Rents YoY
- 7.2%
- Active inventory
- 216
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $982 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$158 /mo · $1,901/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$206
- Net cashflow
- $165
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 200 W Yoakum Ave Kingsville, TX | 1.0 | 1.0 | 700 | $563 | $0.80 | 44d | 1 | 0.73mi |
| 910 E Doddridge Ave Unit 1 Kingsville, TX | 2.0 | 1.0 | 585 | $650 | $1.11 | 44d | 1 | 0.91mi |
| 908 E Doddridge Ave Kingsville, TX | 3.0 | 1.0 | 1100 | $850 | $0.77 | 44d | 1 | 0.91mi |
| 732 W Richard Ave Apt 1 Kingsville, TX | 1.0 | 1.0 | 800 | $750 | $0.94 | 44d | 1 | 1.15mi |
| 704 W Corral Ave Unit 301 Kingsville, TX | 1.0 | 1.0 | 693 | $775 | $1.12 | 44d | 1 | 1.21mi |
| 704 W Corral Ave Unit 503 Kingsville, TX | 2.0 | 1.0 | 935 | $995 | $1.06 | 44d | 1 | 1.21mi |
| 704 W Corral Ave Unit 402 Kingsville, TX | 2.0 | 1.0 | 935 | $895 | $0.96 | 44d | 1 | 1.21mi |
| 704 W Corral Ave Kingsville, TX | 2.0 | 1.0 | 935 | $865 | $0.93 | 44d | 1 | 1.23mi |
| 704 W Corral Ave Kingsville, TX | 1.0–2.0 | 1.0 | 814 | $995 | $1.22 | 2d | 7 | 1.23mi |
Listing history 19 events
-
2026-06-19days on market $79,900 Active 167 DOM
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2026-06-18days on market $79,900 Active 166 DOM
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2026-06-17days on market $79,900 Active 165 DOM
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2026-06-16days on market $79,900 Active 164 DOM
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2026-06-15days on market $79,900 Active 163 DOM
-
2026-06-14days on market $79,900 Active 161 DOM
-
2026-06-12days on market $79,900 Active 160 DOM
-
2026-06-09days on market $79,900 Active 157 DOM
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2026-06-08days on market $79,900 Active 156 DOM
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2026-06-07days on market $79,900 Active 155 DOM
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2026-06-05days on market $79,900 Active 152 DOM
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2026-06-03days on market $79,900 Active 151 DOM
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2026-06-02days on market $79,900 Active 150 DOM
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2026-06-01days on market $79,900 Active 149 DOM
-
2026-05-31days on market $79,900 Active 148 DOM
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2026-05-30days on market $79,900 Active 147 DOM
-
2026-03-23price $79,900 481-char remark
Show marketing remark (481 chars)
Charming home offering a cozy layout right in front of a public park, easily accessible for families to enjoy - an excellent opportunity for homeowners or investors alike. All appliances are included (water heater, washer, dryer, refrigerator, stove, and window unit/s). Owner prefers to sell as part of a six-property portfolio located in Kingsville, TX (719 E. Santa Gertrudis, 330 W. Richard Ave. , 1014 E. Kenedy, 805 E. Santa Gertrudis, and 309 E. Richard and 513 W. Warren).
-
2025-12-29$85,000 Active 481-char remark
Show marketing remark (481 chars)
Charming home offering a cozy layout right in front of a public park, easily accessible for families to enjoy - an excellent opportunity for homeowners or investors alike. All appliances are included (water heater, washer, dryer, refrigerator, stove, and window unit/s). Owner prefers to sell as part of a six-property portfolio located in Kingsville, TX (719 E. Santa Gertrudis, 330 W. Richard Ave. , 1014 E. Kenedy, 805 E. Santa Gertrudis, and 309 E. Richard and 513 W. Warren).
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2011-02-07soldstatus $3,400
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,901 · $158/mo
- Projected year-2 tax
- $1,901 · $158/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 68% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 21 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,778
- − Mortgage interest
- −$4,476
- − Property taxes
- −$1,901
- − Insurance
- −$400
- − Repairs & maintenance
- −$942
- − Management
- −$942
- − Depreciation
- −$2,324
- Taxable income
- $793
- Est. tax owed @ 24.0%
- −$190
- After-tax cash flow
- $1,786/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Kingsville ISD
- NCES district ID
- 4825680
- Math proficiency
- 13% ▼ -22.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $36,308
- Composite
- 14.5/100
- National rank
- #9425
- State rank
- #800 of 826 in TX
Livability — Kingsville
- Score
- 70/100
- State rank
- #364
- US rank
- #7787
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kingsville, TX
- County
- Kleberg County · 28,920 people
- City population
- 28,920
- Metro
- Kingsville, TX
- Population (ZIP)
- 28,920
- Household income
- $60,574
- Rent vs Own
- Severe rent burden
- 1663.0
Population outlook (Kleberg County) Hauer SSP2
- Today (2025)
- 31,615 people
- By 2030
- 32,054 · +1.4%
- By 2040
- 33,008 · +4.4%
- By 2050
- 34,536 · +9.2%
- By 2075
- 40,931 · +29.5%
- By 2100
- 46,001 · +45.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (72%)
- Race & ethnicity
- Hispanic / Latino 72% Two or more races 36% White 20% Black 3% Asian 1% Native American 1%
- Hispanic origin (detail)
- Mexican 67%
- Common ancestry
- Italian 2% Slovak 1% Portuguese 1%
- Foreign-born
- 7% · Canada, China
- Languages at home
- 65% English-only · Spanish 32% Other Indo-European 1%
Political lean MEDSL · Kleberg
- 2024 margin
- R (+12.7) · D 43.3% · R 56.1%
- 2008→2024 swing
- -20.0pp toward R · 2008: 7.2pp · 2024: -12.7pp
- All cycles
- 2024: R+12.7 2020: R+1.7 2016: D+3.7 2012: D+7.8 2008: D+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -87.12%
- Current HPI
- 147.6473
- Rent YoY
- ▲ 7.18%
- Metro
- Kingsville, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+2250.0% since first listed3 events — show timeline
- 2026-03-23 Price Changed $79,900 LAOR
- 2025-12-29 Listed $85,000 LAOR
- 2011-02-07 Sold (Public Records) $3,400 Public Records
Property tax history
+2.0%/yrLatest (2025): $1,901 · +19.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…