3100 Harbor Blvd #114 · Port Charlotte, FL
Flood risk 8/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.97%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.2/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +6.8/10.0
- Schools +4.6/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$94,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
GROUND FLOOR!!! 2 bed 1 1/2 bath condo with private access at Plaza View V ! The interior has been freshly painted throughout (Ceilings, doors, walls, trim, base) NEW vinyl flooring in the main living areas & bedrooms and tile to accompany the rest! The well appointed kitchen has plenty of cabinets for storage. Both bedrooms are large in size and have great closet space. This condo overlooks the pool and peaceful surroundings. The laundry facility is also available on the first floor. Enjoy swimming in the large community pool or exploring the grounds! Conveniently located to shopping, dining, medical, entertainment and so much more. Make your appointment to see this move in ready condo today!
Key facts
- Vinyl flooring
- Community pool
- Overlooks the pool
Tags
Property features AI
Finance
- Other: Pets allowed conditionally (call); maximum 1 pet up to 25 lbs
- HOA & community: Homeowners association with monthly fee; Monthly association fee: $490; Association includes management, cable TV, internet, laundry, grounds maintenance, sewer, trash and water; Community amenities: laundry, pool, management; Community features: elevator, non-gated; Senior community; 51 units in community
Exterior
- Parking: Assigned parking (one space)
- Utilities: Cable available; High-speed internet available; Public water; Public sewer
- Home design: Single-story; Entry level: 1; Faces west
- Construction: Block, concrete and stucco construction; Built-up and flat roof
- Exterior features: Community pool; Zero lot line; Paved public road; East exposure; Has view; Resale property
Interior
- Kitchen: Dishwasher; Electric cooktop; Microwave; Range; Refrigerator
- Bedrooms: Master bedroom (main level); Additional bedroom (main level)
- Flooring: Tile; Vinyl
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Central heating (electric); Heat pump; Central air; Ceiling fans
- Interior features: Impact glass windows; Furnished; Living/dining room; Tub with shower
- Laundry & utility: Laundry in common area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $95k.
Deal economics
- At list price, monthly cash flow is $72 ($858/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $95k).
- Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.0% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, employment D, amenities F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-1.4%/yr); 707 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- This rent runs 31% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 265 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 10y ago; this cycle's ask is 5323% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 31% of rent.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.65% ✓
- Cap rate
- 8.04%
- Cash-on-cash
- 6.23%
- DSCR
- 1.28
- GRM
- 5.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -16.8%
- Equity multiple
- 0.43×
- Total profit
- $-15,073
- Equity at exit
- $14,150
- IRR
- -23.5%
- Equity multiple
- 0.11×
- Total profit
- $-23,620
- Equity at exit
- $8,205
Cash invested: $26,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33952
- Home prices YoY
- -4.8%
- Rents YoY
- -1.4%
- Active inventory
- 707
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $1,565 high interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$71 /mo · $857/yr
- Insurance
- −$40
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$490
- Vacancy / Maint / Mgmt
- −$329
- Net cashflow
- $72
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,725
- Closing costs
- $2,847
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3100 Harbor Blvd Port Charlotte, FL | 2.0 | 1.0–1.5 | 994 | $1,472 | $1.48 | 20d | 2 | 0.03mi |
| 3126 Harbor Blvd Unit 3A Port Charlotte, FL | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 13d | 1 | 0.05mi |
| 21405 Olean Blvd Port Charlotte, FL | 1.0–2.0 | 1.0–2.0 | 708 | $1,445 | $2.04 | 20d | 2 | 0.14mi |
| 21440 Mallory Ave Port Charlotte, FL | 2.0 | 1.0 | 930 | $1,550 | $1.67 | 20d | 1 | 0.20mi |
| 21422 Kenyon Ave Port Charlotte, FL | 2.0 | 2.0 | 1149 | $1,400 | $1.22 | 20d | 1 | 0.21mi |
| 3108 Whiting Ln Port Charlotte, FL | 2.0 | 1.0 | 828 | $1,350 | $1.63 | 20d | 1 | 0.32mi |
| 3281 Easy St Port Charlotte, FL | 3.0 | 2.0 | 1196 | $1,750 | $1.46 | 13d | 1 | 0.40mi |
| 3006 Caring Way Port Charlotte, FL | 1.0–2.0 | 1.0–2.0 | 708 | $2,500 | $3.53 | 20d | 3 | 0.42mi |
| 3006 Caring Way Port Charlotte, FL | 2.0 | 2.0 | 783 | $2,050 | $2.62 | 13d | 2 | 0.42mi |
| 2300 Aaron St #114 Port Charlotte, FL | 2.0 | 2.0 | 869 | $1,250 | $1.44 | 20d | 1 | 0.42mi |
| 322 Lasayette Dr NE Port Charlotte, FL | 2.0 | 1.5 | 1140 | $1,475 | $1.29 | 20d | 1 | 0.44mi |
| 21307 Gertrude Ave Port Charlotte, FL | 2.0 | 3.0 | 1170 | $1,650 | $1.41 | 20d | 1 | 0.49mi |
| 2425 Caring Way Unit 205 Port Charlotte, FL | 2.0 | 2.0 | 900 | $1,400 | $1.56 | 20d | 1 | 0.57mi |
| 164 Tradewinds Dr NW Port Charlotte, FL | 2.0 | 1.0 | 750 | $1,350 | $1.80 | 20d | 1 | 0.57mi |
| 2456 Elkcam Blvd Port Charlotte, FL | 2.0 | 2.0 | 1015 | $1,700 | $1.67 | 20d | 1 | 0.61mi |
| 125 Cambridge Dr NW Unit NA Port Charlotte, FL | 2.0 | 1.0 | 1200 | $1,750 | $1.46 | 20d | 1 | 0.61mi |
| 21322 Stillwater Ave Port Charlotte, FL | 2.0 | 1.0 | 1080 | $1,300 | $1.20 | 20d | 1 | 0.61mi |
| 394 Ferris Dr NW Port Charlotte, FL | 3.0 | 2.0 | 842 | $1,395 | $1.66 | 20d | 1 | 0.62mi |
| 22017 Beverly Ave Port Charlotte, FL | 3.0 | 2.0 | 1472 | $1,600 | $1.09 | 13d | 1 | 0.64mi |
| 22153 Olean Blvd Port Charlotte, FL | 2.0 | 2.0 | 1337 | $1,425 | $1.07 | 20d | 1 | 0.65mi |
| 21385 Gibralter Dr Port Charlotte, FL | 2.0 | 2.0 | 1172 | $1,650 | $1.41 | 20d | 1 | 0.70mi |
| 2472 Picnic St Port Charlotte, FL | 2.0 | 2.0 | 990 | $1,575 | $1.59 | 20d | 1 | 0.75mi |
| 22086 Beverly Ave Port Charlotte, FL | 2.0 | 1.0 | 1031 | $1,250 | $1.21 | 20d | 1 | 0.75mi |
| 249 Seminole Blvd NW Port Charlotte, FL | 3.0 | 2.0 | 1389 | $1,750 | $1.26 | 20d | 1 | 0.88mi |
| 3602 Harbor Blvd Port Charlotte, FL | 2.0 | 2.0 | 1292 | $1,700 | $1.32 | 20d | 1 | 0.89mi |
| 21155 Meehan Ave Port Charlotte, FL | 3.0 | 1.0 | 1060 | $1,300 | $1.23 | 20d | 1 | 0.96mi |
| 2171 Birchcrest Blvd Port Charlotte, FL | 2.0 | 1.5 | 1162 | $1,500 | $1.29 | 20d | 1 | 0.96mi |
| 21426 Glendale Ave Port Charlotte, FL | 3.0 | 1.5 | 1423 | $1,511 | $1.06 | 13d | 1 | 0.96mi |
| 21499 Glendale Ave Port Charlotte, FL | 3.0 | 1.0 | 1077 | $1,600 | $1.49 | 20d | 1 | 0.96mi |
| 2395 Alda Ln Port Charlotte, FL | 2.0 | 2.0 | 1150 | $1,775 | $1.54 | 20d | 1 | 0.97mi |
| 2377 Starlite Ln Port Charlotte, FL | 3.0 | 1.5 | 1253 | $1,575 | $1.26 | 20d | 1 | 0.99mi |
| 266 Rockwood St NW Port Charlotte, FL | 3.0 | 2.0 | 1400 | $1,850 | $1.32 | 13d | 1 | 0.99mi |
| 401 Skylark Ln NW Port Charlotte, FL | 3.0 | 2.0 | 1167 | $1,650 | $1.41 | 20d | 1 | 1.02mi |
| 511 Palmetto Dr NE Port Charlotte, FL | 3.0 | 2.0 | 1216 | $2,100 | $1.73 | 20d | 1 | 1.05mi |
| 182 Chelsea Ct NW Port Charlotte, FL | 2.0 | 2.0 | 1389 | $2,200 | $1.58 | 20d | 1 | 1.06mi |
| 22070 Gatewood Ave Port Charlotte, FL | 2.0 | 1.0 | 812 | $1,350 | $1.66 | 13d | 1 | 1.06mi |
| 20550 Edgewater Dr Port Charlotte, FL | 3.0 | 2.0 | 1176 | $1,900 | $1.62 | 20d | 1 | 1.11mi |
| 21061 Midway Blvd Port Charlotte, FL | 2.0 | 1.0 | 897 | $1,600 | $1.78 | 20d | 1 | 1.12mi |
| 480 Sharon Cir Port Charlotte, FL | 3.0 | 1.0 | 1240 | $1,695 | $1.37 | 20d | 1 | 1.13mi |
| 21026 Glendale Ave Port Charlotte, FL | 2.0 | 1.0 | 812 | $1,400 | $1.72 | 20d | 1 | 1.13mi |
HOA detail condo
- Monthly dues
- $490 · $5,880/yr
- Likely covers
- landscapingpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 43 events
-
2026-06-18days on market $94,900 Active 265 DOM
-
2026-06-17days on market $94,900 Active 264 DOM
-
2026-06-16days on market $94,900 Active 263 DOM
-
2026-06-15days on market $94,900 Active 262 DOM
-
2026-06-14days on market $94,900 Active 260 DOM
-
2026-06-13days on market $94,900 Active 259 DOM
-
2026-06-10days on market $94,900 Active 257 DOM
-
2026-06-09days on market $94,900 Active 256 DOM
-
2026-06-08days on market $94,900 Active 255 DOM
-
2026-06-05days on market $94,900 Active 251 DOM
-
2026-06-02days on market $94,900 Active 249 DOM
-
2026-06-01days on market $94,900 Active 248 DOM
-
2026-05-31days on market $94,900 Active 247 DOM
-
2026-05-30pricedays on market $94,900 Active 246 DOM
-
2026-05-23price $99,000
-
2026-03-07price $1,250
-
2026-03-06price $100,000
-
2026-02-21price $1,450
-
2026-02-20price $115,000
-
2026-01-29price $125,000
-
2026-01-29price $1,600
-
2026-01-13price $1,650
-
2026-01-08$1,750
-
2026-01-08historical $1,750
-
2025-11-21$1,750
-
2025-10-30price $120,000
-
2025-09-26$125,000 Active
-
2024-07-23soldstatus $122,000 Closed 711-char remark
Show marketing remark (711 chars)
GROUND FLOOR!!! 2 bed 1 1/2 bath condo with private access at Plaza View V ! The interior has been freshly painted throughout (Ceilings, doors, walls, trim, doors) NEW vinyl flooring in the main living areas & bedrooms and tile to accompany the rest! The well apointed kitchen has plenty of cabinets for storage. Both bedrooms are large in size and have great closet space. This condo overlooks the pool and peaceful surroundings. The laundry facility is also available on the first floor. Enjoy swimming in the large community pool or exploring the grounds! Conveniently located to shopping, dining, medical, entertainment and so much more. Make your appointment to see this move in ready condo today!
-
2024-07-23soldstatus $122,000 Closed 711-char remark
Show marketing remark (711 chars)
GROUND FLOOR!!! 2 bed 1 1/2 bath condo with private access at Plaza View V ! The interior has been freshly painted throughout (Ceilings, doors, walls, trim, doors) NEW vinyl flooring in the main living areas & bedrooms and tile to accompany the rest! The well apointed kitchen has plenty of cabinets for storage. Both bedrooms are large in size and have great closet space. This condo overlooks the pool and peaceful surroundings. The laundry facility is also available on the first floor. Enjoy swimming in the large community pool or exploring the grounds! Conveniently located to shopping, dining, medical, entertainment and so much more. Make your appointment to see this move in ready condo today!
-
2024-07-23soldstatus $122,000
Show marketing remark (711 chars)
GROUND FLOOR!!! 2 bed 1 1/2 bath condo with private access at Plaza View V ! The interior has been freshly painted throughout (Ceilings, doors, walls, trim, doors) NEW vinyl flooring in the main living areas & bedrooms and tile to accompany the rest! The well apointed kitchen has plenty of cabinets for storage. Both bedrooms are large in size and have great closet space. This condo overlooks the pool and peaceful surroundings. The laundry facility is also available on the first floor. Enjoy swimming in the large community pool or exploring the grounds! Conveniently located to shopping, dining, medical, entertainment and so much more. Make your appointment to see this move in ready condo today!
-
2024-07-07status Pending 711-char remark
Show marketing remark (711 chars)
GROUND FLOOR!!! 2 bed 1 1/2 bath condo with private access at Plaza View V ! The interior has been freshly painted throughout (Ceilings, doors, walls, trim, base) NEW vinyl flooring in the main living areas & bedrooms and tile to accompany the rest! The well appointed kitchen has plenty of cabinets for storage. Both bedrooms are large in size and have great closet space. This condo overlooks the pool and peaceful surroundings. The laundry facility is also available on the first floor. Enjoy swimming in the large community pool or exploring the grounds! Conveniently located to shopping, dining, medical, entertainment and so much more. Make your appointment to see this move in ready condo today!
-
2024-07-07status Pending 711-char remark
Show marketing remark (711 chars)
GROUND FLOOR!!! 2 bed 1 1/2 bath condo with private access at Plaza View V ! The interior has been freshly painted throughout (Ceilings, doors, walls, trim, base) NEW vinyl flooring in the main living areas & bedrooms and tile to accompany the rest! The well appointed kitchen has plenty of cabinets for storage. Both bedrooms are large in size and have great closet space. This condo overlooks the pool and peaceful surroundings. The laundry facility is also available on the first floor. Enjoy swimming in the large community pool or exploring the grounds! Conveniently located to shopping, dining, medical, entertainment and so much more. Make your appointment to see this move in ready condo today!
-
2024-07-06$125,000 Active 711-char remark
Show marketing remark (711 chars)
GROUND FLOOR!!! 2 bed 1 1/2 bath condo with private access at Plaza View V ! The interior has been freshly painted throughout (Ceilings, doors, walls, trim, doors) NEW vinyl flooring in the main living areas & bedrooms and tile to accompany the rest! The well apointed kitchen has plenty of cabinets for storage. Both bedrooms are large in size and have great closet space. This condo overlooks the pool and peaceful surroundings. The laundry facility is also available on the first floor. Enjoy swimming in the large community pool or exploring the grounds! Conveniently located to shopping, dining, medical, entertainment and so much more. Make your appointment to see this move in ready condo today!
-
2024-07-06$125,000 Active 711-char remark
Show marketing remark (711 chars)
GROUND FLOOR!!! 2 bed 1 1/2 bath condo with private access at Plaza View V ! The interior has been freshly painted throughout (Ceilings, doors, walls, trim, doors) NEW vinyl flooring in the main living areas & bedrooms and tile to accompany the rest! The well apointed kitchen has plenty of cabinets for storage. Both bedrooms are large in size and have great closet space. This condo overlooks the pool and peaceful surroundings. The laundry facility is also available on the first floor. Enjoy swimming in the large community pool or exploring the grounds! Conveniently located to shopping, dining, medical, entertainment and so much more. Make your appointment to see this move in ready condo today!
-
2016-08-23soldstatus $62,600
-
2016-08-22soldstatus $62,600 Sold
-
2016-06-24status Pending
-
2016-06-16status Active
-
2016-06-04status Pending
-
2016-05-30historical
-
2016-04-20status Pending
-
2016-01-08$65,000 Active
-
1986-11-01soldstatus $42,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $857 · $71/mo
- Projected year-2 tax
- $857 · $71/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (shaded) · 97% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,784
- − Mortgage interest
- −$5,316
- − Property taxes
- −$857
- − Insurance
- −$1,272
- − Repairs & maintenance
- −$1,503
- − Management
- −$1,503
- − HOA
- −$5,880
- − Depreciation
- −$2,761
- Taxable loss
- −$307
- Est. tax savings @ 24.0%
- +$74
- After-tax cash flow
- $932/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Port Charlotte
- Score
- 65/100
- State rank
- #655
- US rank
- #13081
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port Charlotte, FL
- County
- Charlotte County · 196,994 people
- City population
- 102,180
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 35,231
- Household income
- $61,382
- Rent vs Own
- Severe rent burden
- 733.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 14% Two or more races 8% Black 6% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3% Cuban 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Italian 2%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 85% English-only · Spanish 10% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -17.18%
- Current HPI
- 339.0932
- Rent YoY
- ▼ -1.35%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
+135.7% since first listed29 events — show timeline
- 2026-05-23 Price Changed $99,000 FORTMLS
- 2026-03-07 Price Changed $1,250 FGCMLS
- 2026-03-06 Price Changed $100,000 FORTMLS
- 2026-02-21 Price Changed $1,450 FGCMLS
- 2026-02-20 Price Changed $115,000 FORTMLS
- 2026-01-29 Price Changed $125,000 FORTMLS
- 2026-01-29 Price Changed $1,600 FGCMLS
- 2026-01-13 Price Changed $1,650 FGCMLS
- 2026-01-08 Listed for Rent $1,750 FGCMLS
- 2026-01-08 Rental Removed $1,750 NAPLESMLS
- 2025-11-21 Listed for Rent $1,750 NAPLESMLS
- 2025-10-30 Price Changed $120,000 FORTMLS
- 2025-09-26 Listed $125,000 FORTMLS
- 2024-07-23 Sold (Public Records) $122,000 Public Records
- 2024-07-23 Sold (MLS) $122,000 FORTMLS
- 2024-07-23 Sold (MLS) $122,000 Stellar MLS as Distributed by MLS Grid
- 2024-07-07 Pending — FORTMLS
- 2024-07-07 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-07-06 Listed $125,000 FORTMLS
- 2024-07-06 Listed $125,000 Stellar MLS as Distributed by MLS Grid
- 2016-08-23 Sold (Public Records) $62,600 Public Records
- 2016-08-22 Sold (MLS) $62,600 Stellar MLS as Distributed by MLS Grid
- 2016-06-24 Pending — Stellar MLS as Distributed by MLS Grid
- 2016-06-16 Relisted — Stellar MLS as Distributed by MLS Grid
- 2016-06-04 Pending — Stellar MLS as Distributed by MLS Grid
- 2016-05-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2016-04-20 Pending — Stellar MLS as Distributed by MLS Grid
- 2016-01-08 Listed $65,000 Stellar MLS as Distributed by MLS Grid
- 1986-11-01 Sold (Public Records) $42,000 Public Records
Property tax history
+2.1%/yrLatest (2025): $857 · -59.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…