711-715 S Walker St · Webb City, MO 64870

$440,000

9 bd · 4.5 ba · 4,800 sqft · MultiFamily · 1 Days on market

Built 2003 Fair condition 0.45 ac lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.7/30.0
• ARV discount +7.5/15.0
• DSCR +5.9/10.0
• 1% rule +5.0/10.0
• Schools +4.8/10.0
• Livability +3.9/5.0
• Rent growth +3.1/5.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed

Listing remarks MLS

Three well-maintained duplexes and one sixplex located in Webb City, built in 2003 and offering four spacious units. Each unit features approximately 1,200 square feet with 3 bedrooms, 1.5 bathrooms, and a 1-car attached garage. Currently tenant-occupied, providing immediate rental income opportunity. Functional floor plans with comfortable living spaces, ample storage, and practical layouts ideal for long-term tenants. Schedule a private tour today!

Key facts

• 0.45 acre lot
• Built 2003

Property features AI

Finance

• Financial info: Annual tax information available

Exterior

• Utilities: Public sewer
• Home design: Residential income property with multiple buildings
• Exterior features: Shingle roof; Lot dimensions approximately 145 x 135

Interior

• Heating & cooling: Central heating (electric); Central cooling
• Interior features: Central heating; Electric heating; Central cooling

What this means for you Summary

Snapshot

• This is a 3 × 3-bed/?-bath units multifamily listed at $440k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $438 ($5k/yr) — positive. Per door: $146/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $440k).

Location & tenants

• Location reads 77/100 on livability (#35 in MO, #3,062 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, amenities D-, commute F.
• Webb City R-VII (suburban): math 53% / reading 60% proficiency, ranked #21 of 324 in MO (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.5%/yr); 122 active listings in the ZIP; 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).
• At $4,403/mo this rent would consume 77% of the median local household income ($68k/yr) (locally 427% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts; this cycle's ask has dropped $880k (67%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $440,000

Questions for the listing agent

1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.00% ✓
• Cap rate: 7.49%
• Cash-on-cash: 4.26%
• DSCR: 1.19
• GRM: 8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.49% rent growth · sell at horizon

5-year hold

• IRR: -10.2%
• Equity multiple: 0.63×
• Total profit: $-45,608
• Equity at exit: $65,605

10-year hold

• IRR: -1.5%
• Equity multiple: 0.90×
• Total profit: $-12,684
• Equity at exit: $38,043

Cash invested: $123,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 64870

• Home prices YoY: -8.3%
• Rents YoY: 2.5%
• Active inventory: 122
• Price-to-rent: 25.0×

Monthly cashflow live

• Estimated rent: $4,403 high
• Mortgage (P&I): −$2,307
• Tax est. 1.5%: −$550 /mo · $6,600/yr
• Insurance: −$183
• HOA: −$0
• Vacancy / Maint / Mgmt: −$925
• Net cashflow: $438

Break-even live

Break-even rent $3,849

Max offer price $440,000

Occupancy floor 85%

Sensitivity live

Price	-10% $742	-5% $590	+0% $438	+5% $286	+10% $134
Rent	-10% $90	-5% $264	+0% $438	+5% $612	+10% $785
Rate	-1.0pp $659	-0.5pp $550	base $438	+0.5pp $324	+1.0pp $208

3-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 3× units	3	—	$4,404
Total (3 units)			$4,403

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $110,000
• Closing costs: $13,200
• Reserves months: —
• Total cash needed: —

Listing history 4 events

1. 2026-04-29
   status Pending

   Show marketing remark (454 chars)

   Three well-maintained duplexes and one sixplex located in Webb City, built in 2003 and offering four spacious units. Each unit features approximately 1,200 square feet with 3 bedrooms, 1.5 bathrooms, and a 1-car attached garage. Currently tenant-occupied, providing immediate rental income opportunity. Functional floor plans with comfortable living spaces, ample storage, and practical layouts ideal for long-term tenants. Schedule a private tour today!

2. 2026-04-29
   status Pending 454-char remark

   Show marketing remark (454 chars)

   Three well-maintained duplexes and one sixplex located in Webb City, built in 2003 and offering four spacious units. Each unit features approximately 1,200 square feet with 3 bedrooms, 1.5 bathrooms, and a 1-car attached garage. Currently tenant-occupied, providing immediate rental income opportunity. Functional floor plans with comfortable living spaces, ample storage, and practical layouts ideal for long-term tenants. Schedule a private tour today!

3. 2026-04-28
   listed $440,000 Active

   Show marketing remark (454 chars)

   Three well-maintained duplexes and one sixplex located in Webb City, built in 2003 and offering four spacious units. Each unit features approximately 1,200 square feet with 3 bedrooms, 1.5 bathrooms, and a 1-car attached garage. Currently tenant-occupied, providing immediate rental income opportunity. Functional floor plans with comfortable living spaces, ample storage, and practical layouts ideal for long-term tenants. Schedule a private tour today!

4. 2026-04-28
   listed $1,320,000 Active 454-char remark

   Show marketing remark (454 chars)

   Three well-maintained duplexes and one sixplex located in Webb City, built in 2003 and offering four spacious units. Each unit features approximately 1,200 square feet with 3 bedrooms, 1.5 bathrooms, and a 1-car attached garage. Currently tenant-occupied, providing immediate rental income opportunity. Functional floor plans with comfortable living spaces, ample storage, and practical layouts ideal for long-term tenants. Schedule a private tour today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $52,836
• − Mortgage interest: −$24,647
• − Property taxes: −$6,600
• − Insurance: −$2,200
• − Repairs & maintenance: −$4,227
• − Management: −$4,227
• − Depreciation: −$12,800
• Taxable loss: −$1,865
• Est. tax savings @ 24.0%: +$448
• After-tax cash flow: $5,699/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

This multi-family property requires extensive repairs and maintenance to improve its condition and increase its value for both resale and rental.

Repairs flagged

• Major roof — The roof appears to be in poor condition, with visible damage and potential leaks.
• Major exterior siding — The exterior siding shows signs of wear and tear, with some areas appearing loose or damaged.
• Major flooring — The flooring in the garage appears to be in poor condition, with visible wear and potential structural issues.
• Major interior walls — The interior walls show signs of wear and potential damage, with some areas appearing loose or damaged.
• Major HVAC units — The HVAC units appear to be in poor condition, with visible rust and potential leaks.

Value-add opportunities

• Both repair and replace roof — Repairing and replacing the roof will improve the overall condition of the property and increase its value for both resale and rental.
• Both repair and replace exterior siding — Repairing and replacing the exterior siding will improve the overall condition of the property and increase its value for both resale and rental.
• Both repair and replace flooring — Repairing and replacing the flooring in the garage will improve the overall condition of the property and increase its value for both resale and rental.
• Both repair and replace interior walls — Repairing and replacing the interior walls will improve the overall condition of the property and increase its value for both resale and rental.
• Both repair and replace HVAC units — Repairing and replacing the HVAC units will improve the overall condition of the property and increase its value for both resale and rental.

Renovation cost estimate screening

Repair item	Severity	Est. cost
roof · The roof appears to be in poor condition, with visible damage and potential leaks.	Major	$15,000–50,000
exterior siding · The exterior siding shows signs of wear and tear, with some areas appearing loose or damaged.	Major	$15,000–50,000
flooring · The flooring in the garage appears to be in poor condition, with visible wear and potential structural issues.	Major	$15,000–50,000
interior walls · The interior walls show signs of wear and potential damage, with some areas appearing loose or damaged.	Major	$15,000–50,000
HVAC units · The HVAC units appear to be in poor condition, with visible rust and potential leaks.	Major	$15,000–50,000
Total estimated repair cost · 5 items		$75,000–250,000

Value-add ROI direction

• Both repair and replace roof — Repairing and replacing the roof will improve the overall condition of the property and increase its value for both resale and rental. ↑
• Both repair and replace exterior siding — Repairing and replacing the exterior siding will improve the overall condition of the property and increase its value for both resale and rental. ↑
• Both repair and replace flooring — Repairing and replacing the flooring in the garage will improve the overall condition of the property and increase its value for both resale and rental. ↑
• Both repair and replace interior walls — Repairing and replacing the interior walls will improve the overall condition of the property and increase its value for both resale and rental. ↑
• Both repair and replace HVAC units — Repairing and replacing the HVAC units will improve the overall condition of the property and increase its value for both resale and rental. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Webb City R-VII
• NCES district ID: 2931500
• Math proficiency: 53% ▼ -1.00%
• Reading proficiency: 60% ▼ -1.00%
• Median HH income: $45,022
• Composite: 47.68/100
• National rank: #2244
• State rank: #21 of 324 in MO

Livability — Webb City

• Score: 77/100
• State rank: #35
• US rank: #3062

Category grades

Amenities D- Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Webb City, MO
• County: Jasper County · 79,035 people
• City population: 16,186
• Metro: Joplin, MO
• Population (ZIP): 16,186
• Household income: $68,300
• Rent vs Own: 35.4% rent · 64.6% own
• Severe rent burden: 427.0

Population outlook (Jasper County) Hauer SSP2

• Today (2025): 120,033 people
• By 2030: 120,091 · +0.0%
• By 2040: 119,297 · -0.6%
• By 2050: 117,705 · -1.9%
• By 2075: 110,402 · -8.0%
• By 2100: 99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Two or more races 8% Hispanic / Latino 4% Asian 2% Black 2%
• Common ancestry: Lithuanian 2% Slovak 2% Italian 2%
• Foreign-born: 2% · Canada, China
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Jasper

• 2024 margin: Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
• 2008→2024 swing: -13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
• All cycles: 2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -24.29%
• Current HPI: 267.5318
• Rent YoY: ▲ 2.49%
• Metro: Joplin, MO
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+200.0% since first listed

4 events — show timeline

• 2026-04-29 Pending — OGAR
• 2026-04-29 Pending — OGAR
• 2026-04-28 Listed $1,320,000 OGAR
• 2026-04-28 Listed $440,000 OGAR