1318 N Spring St · Baltimore, MD 21213

$159,900

2 bd · 2.0 ba · 1,080 sqft · Townhouse · 153 Days on market

Built 1915 1,080 sqft lot $148/sqft · 17% above area Est $137k · 17% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• DSCR +7.5/10.0
• 1% rule +5.7/10.0
• Appreciation +4.7/10.0
• Rent growth +3.8/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

Key facts

• Built 1915
• Listed 152 days

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath townhouse listed at $160k.

Deal economics

• At list price, monthly cash flow is $298 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $160k).
• Recommended offer: $141k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 40% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $198 of equity ($1k loan paydown + $-908 appreciation (-0.6% local appreciation)).
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-0.6% appreciation + 5.2% rent growth), your $45k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 153 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 16 sale attempts since 18y ago; this cycle's ask has dropped $50k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $33k; list at $160k implies a 385% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $140,712 (12.0% below list)

Questions for the listing agent

1. It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 8.53%
• Cash-on-cash: 7.98%
• DSCR: 1.35
• GRM: 7.8

CMA / ARV

• ARV (median comp): $136,574
• List price: $159,900
• Delta: 17.08%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1104 Harford Ave	0.26mi	3/1.5 (+1)	1,152 (+7%)	1mo	$100,000	$87	68
1822 Aiken St	0.39mi	3/1.0 (+1)	1,050 (-3%)	3mo	$49,000	$47	66
1226 E Chase St	0.20mi	3/2.0 (+1)	957 (-11%)	2mo	$209,900	$219	65
1753 E Preston St	0.32mi	2/2.0	1,200 (+11%)	3mo	$225,000	$188	64
1543 Holbrook St	0.27mi	3/2.0 (+1)	1,200 (+11%)	2mo	$110,000	$92	62
814 Showell Ct	0.36mi	3/1.0 (+1)	1,152 (+7%)	5mo	$180,500	$157	59
1619 E Federal St E	0.24mi	3/2.5 (+1)	1,216 (+13%)	4mo	$75,000	$62	58
1652 Darley Ave	0.66mi	3/1.0 (+1)	1,100 (+2%)	0mo	$52,500	$48	57
1205 Ashland Ave	0.42mi	3/1.0 (+1)	992 (-8%)	3mo	$95,000	$96	55
819 Aisquith St	0.45mi	3/1.0 (+1)	991 (-8%)	3mo	$93,500	$94	54
1722 E Lanvale St	0.40mi	3/1.0 (+1)	1,200 (+11%)	0mo	$125,000	$104	54
1234 E Lafayette Ave E	0.35mi	3/2.5 (+1)	1,225 (+13%)	2mo	$219,000	$179	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold

• IRR: 6.7%
• Equity multiple: 1.31×
• Total profit: $14,003
• Equity at exit: $41,940

10-year hold

• IRR: 14.1%
• Equity multiple: 2.56×
• Total profit: $69,893
• Equity at exit: $46,957

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21213

• Home prices YoY: -0.1%
• Rents YoY: 5.2%
• Active inventory: 319
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,708 high
• Mortgage (P&I): −$839
• Tax from tax record: −$147 /mo · $1,762/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$359
• Net cashflow: $298

Break-even live

Break-even rent $1,332

Max offer price $159,900

Occupancy floor 78%

Sensitivity live

Price	-10% $388	-5% $343	+0% $298	+5% $252	+10% $207
Rent	-10% $163	-5% $230	+0% $298	+5% $365	+10% $433
Rate	-1.0pp $378	-0.5pp $338	base $298	+0.5pp $256	+1.0pp $214

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1222 N Spring St Baltimore, MD	1.0	1.0	900	$1,600	$1.78	44d	1	0.08mi
1607 Hakesley Pl Baltimore, MD	3.0	1.0	720	$1,400	$1.94	44d	1	0.19mi
1243 E Lanvale St Baltimore, MD	3.0	1.5	1281	$1,750	$1.37	17d	1	0.24mi
1243 E Lanvale St Baltimore, MD	3.0	1.5	1281	$1,750	$1.37	3d	1	0.24mi
1027 N Central Ave Baltimore, MD	3.0	1.0	1200	$1,600	$1.33	23d	1	0.25mi
1010 N Central Ave Baltimore, MD	2.0	1.0	1023	$1,650	$1.61	25d	1	0.28mi
1512 E Lafayette Ave Baltimore, MD	3.0	2.5	1476	$1,950	$1.32	44d	1	0.34mi
1514 E Lafayette Ave Baltimore, MD	3.0	1.5	1215	$2,000	$1.65	25d	1	0.34mi
931 N Central Ave Baltimore, MD	3.0	1.0	1085	$1,400	$1.29	25d	1	0.34mi
1803 N Dallas St Baltimore, MD	2.0	2.5	1250	$2,100	$1.68	25d	1	0.35mi
814 Showell Ct Baltimore, MD	3.0	1.0	1152	$2,000	$1.74	23d	1	0.37mi
1232 Ashland Ave Baltimore, MD	3.0	1.0	1200	$1,600	$1.33	23d	1	0.39mi
1627 Rutland Ave Baltimore, MD	3.0	2.0	1100	$1,950	$1.77	25d	1	0.42mi
1627 Rutland Ave Unit 1 Baltimore, MD	3.0	2.0	1200	$2,350	$1.96	44d	1	0.42mi
1205 Ashland Ave Baltimore, MD	3.0	1.0	992	$1,550	$1.56	25d	1	0.43mi
1009 Hillman St Baltimore, MD	3.0	1.0	1200	$1,650	$1.38	21d	1	0.45mi
1226 E Madison St Baltimore, MD	3.0	1.0	1100	$2,179	$1.98	5d	1	0.47mi
821 E Eager St Unit 21-3F Baltimore, MD	1.0	1.0	700	$999	$1.43	5d	1	0.48mi
1307 E Madison St Baltimore, MD	2.0	1.0	1200	$1,650	$1.38	44d	1	0.48mi
802 N Broadway Unit B Baltimore, MD	1.0	1.0	910	$1,800	$1.98	44d	1	0.50mi
802 N Broadway #1 Baltimore, MD	2.0	1.0	1120	$1,800	$1.61	19d	1	0.50mi
1100 Greenmount Ave Baltimore, MD	1.0–3.0	1.0–2.0	839	$1,954	$2.33	3d	1	0.53mi
1756 E North Ave Baltimore, MD	1.0	1.0	800	$1,000	$1.25	44d	1	0.53mi
1418 E Monument St Baltimore, MD	2.0–4.0	1.0–2.0	1265	$1,283	$1.01	16d	5	0.54mi
458 E Federal St Baltimore, MD	2.0	2.5	1300	$1,850	$1.42	5d	1	0.57mi
456 E Federal St Baltimore, MD	2.0	2.0	1450	$1,850	$1.28	44d	1	0.57mi
1600 N Chester St Baltimore, MD	1.0	1.0	715	$636	$0.89	25d	1	0.59mi
448 Pitman Pl Baltimore, MD	2.0	1.5	940	$2,145	$2.28	25d	1	0.59mi
1923 Ashland Ave Unit 401 Baltimore, MD	2.0	2.0	850	$1,795	$2.11	21d	1	0.62mi
1923 Ashland Ave Baltimore, MD	2.0	2.0	862	$1,770	$2.05	20d	2	0.62mi
412 E Federal St Baltimore, MD	2.0	2.5	1100	$1,700	$1.55	25d	1	0.62mi
1607 Cliftview Ave Baltimore, MD	3.0	1.0	1200	$1,475	$1.23	44d	1	0.65mi
2000 E North Ave Baltimore, MD	1.0	1.0	639	$836	$1.31	5d	4	0.66mi
420 Aisquith St Baltimore, MD	1.0	1.0	721	$1,226	$1.70	44d	1	0.68mi
2215 E Biddle St Baltimore, MD	2.0	2.5	1350	$1,800	$1.33	44d	1	0.68mi
2202 Prentiss Pl Baltimore, MD	3.0	2.0	1400	$2,400	$1.71	44d	1	0.69mi
1602 Latrobe St Baltimore, MD	1.0	1.0	845	$1,790	$2.12	44d	1	0.69mi
1711 Latrobe St Baltimore, MD	2.0	1.5	1000	$1,700	$1.70	25d	1	0.71mi
218 E Preston St Baltimore, MD	2.0	1.0	1250	$1,724	$1.38	44d	1	0.71mi
1708 Latrobe St Baltimore, MD	2.0	1.0	750	$2,250	$3.00	25d	1	0.72mi

Listing history 50 events

1. 2026-06-21
   days on market $159,900 Active 153 DOM
2. 2026-06-18
   days on market $159,900 Active 150 DOM
3. 2026-06-17
   days on market $159,900 Active 149 DOM
4. 2026-06-16
   days on market $159,900 Active 148 DOM
5. 2026-06-15
   days on market $159,900 Active 147 DOM
6. 2026-06-13
   days on market $159,900 Active 145 DOM
7. 2026-06-09
   days on market $159,900 Active 141 DOM
8. 2026-06-08
   pricedays on market $159,900 Active 140 DOM
9. 2026-06-07
   days on market $169,900 Active 139 DOM
10. 2026-06-04
    days on market $169,900 Active 136 DOM
11. 2026-06-03
    days on market $169,900 Active 135 DOM
12. 2026-06-02
    days on market $169,900 Active 134 DOM
13. 2026-06-01
    days on market $169,900 Active 133 DOM
14. 2026-05-31
    days on market $169,900 Active 132 DOM
15. 2026-05-09
    price $169,900 1016-char remark

    Show marketing remark (1016 chars)

    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

16. 2026-04-24
    price $179,900 1016-char remark

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    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

17. 2026-04-24
    status Active 1016-char remark

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    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

18. 2026-02-11
    historical 1016-char remark

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    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

19. 2026-01-11
    price $169,900 1016-char remark

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    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

20. 2026-01-02
    price $175,000 1016-char remark

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    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

21. 2026-01-02
    status Active 1016-char remark

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    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

22. 2025-12-24
    historical 1016-char remark

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    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

23. 2025-11-25
    price $199,999 1016-char remark

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    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

24. 2025-11-01
    status Active 1016-char remark

    Show marketing remark (1016 chars)

    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

25. 2025-10-23
    historical 1016-char remark

    Show marketing remark (1016 chars)

    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

26. 2025-10-21
    listed $210,000 Active 1016-char remark

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    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

27. 2025-10-15
    historical $210,000 1016-char remark

    Show marketing remark (1016 chars)

    Incentive for Buyers! With a full-price offer, the seller will contribute $3,000 toward the buyer’s closing costs at closing, helping reduce upfront expenses. New Reduced Price ! ; ; Home Features – Completely Remodeled 2 Bed, 2 Bath Welcome to your newly remodeled dream home! This beautifully updated 2-bedroom, 2-bath residence combines modern design, quality craftsmanship, and everyday comfort. Open-concept layout with abundant natural light Brand new kitchen with stone countertops, stainless steel appliances, custom cabinetry, and a stylish backsplash. Spacious living area with recessed lighting and luxury vinyl plank (LVP) flooring throughout. Fully renovated bathrooms with designer tile, modern vanities, and new fixtures. Energy-efficient windows and updated HVAC, plumbing, and electrical systems Freshly painted exterior and new front door for great curb appeal. Private backyard perfect for entertaining or relaxing Convenient location near shops, schools, and public transportation

28. 2020-09-30
    soldstatus $33,000 Closed 165-char remark

    Show marketing remark (165 chars)

    INVESTOR DELIGHT! 1 BEDROOM, 1 BATH TOWNHOME--KITCHEN WITH STAINLESS STEEL APPLIANCES--UPPER LEVEL BEDROOM--LOWER LEVEL WITH BEDROOM AND HALF BATH AND SO MUCH MORE!

29. 2020-09-04
    status Pending 165-char remark

    Show marketing remark (165 chars)

    INVESTOR DELIGHT! 1 BEDROOM, 1 BATH TOWNHOME--KITCHEN WITH STAINLESS STEEL APPLIANCES--UPPER LEVEL BEDROOM--LOWER LEVEL WITH BEDROOM AND HALF BATH AND SO MUCH MORE!

30. 2020-08-28
    listed $34,900 Active 165-char remark

    Show marketing remark (165 chars)

    INVESTOR DELIGHT! 1 BEDROOM, 1 BATH TOWNHOME--KITCHEN WITH STAINLESS STEEL APPLIANCES--UPPER LEVEL BEDROOM--LOWER LEVEL WITH BEDROOM AND HALF BATH AND SO MUCH MORE!

31. 2020-02-12
    historical
32. 2019-10-10
    listed $34,900 Active
33. 2016-08-29
    soldstatus $12,000
34. 2016-08-29
    soldstatus $12,000 Sold
35. 2016-06-15
    status Contract
36. 2016-06-09
    listed $18,000 Active
37. 2016-04-25
    historical
38. 2016-04-25
    historical
39. 2016-02-02
    status Contract
40. 2016-01-08
    price
41. 2015-05-27
    price
42. 2015-05-27
    price
43. 2015-04-14
    price
44. 2014-12-29
    status Active
45. 2014-10-20
    status Contract
46. 2014-09-30
    status Active
47. 2014-09-22
    status Contract
48. 2014-09-03
    status Active
49. 2014-09-03
    status Contract
50. 2014-05-12
    listed Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,762 · $147/mo
• Projected year-2 tax: $1,762 · $147/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,499
• − Mortgage interest: −$8,957
• − Property taxes: −$1,762
• − Insurance: −$800
• − Repairs & maintenance: −$1,640
• − Management: −$1,640
• − Depreciation: −$4,652
• Taxable income: $1,050
• Est. tax owed @ 24.0%: −$252
• After-tax cash flow: $3,319/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 28,058
• Household income: $51,344
• Rent vs Own: 48.0% rent · 52.0% own
• Severe rent burden: 1868.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (86%)
• Race & ethnicity: Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.57%
• Current HPI: 427.4453
• Rent YoY: ▲ 5.25%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+385.4% since first listed

46 events — show timeline

• 2026-05-09 Price Changed $169,900 BRIGHT MLS
• 2026-04-24 Price Changed $179,900 BRIGHT MLS
• 2026-04-24 Relisted — BRIGHT MLS
• 2026-02-11 Listing Removed — BRIGHT MLS
• 2026-01-11 Price Changed $169,900 BRIGHT MLS
• 2026-01-02 Price Changed $175,000 BRIGHT MLS
• 2026-01-02 Relisted — BRIGHT MLS
• 2025-12-24 Listing Removed — BRIGHT MLS
• 2025-11-25 Price Changed $199,999 BRIGHT MLS
• 2025-11-01 Relisted — BRIGHT MLS
• 2025-10-23 Listing Removed — BRIGHT MLS
• 2025-10-21 Listed $210,000 BRIGHT MLS
• 2025-10-15 Coming Soon $210,000 BRIGHT MLS
• 2020-09-30 Sold (MLS) $33,000 BRIGHT MLS
• 2020-09-04 Pending — BRIGHT MLS
• 2020-08-28 Listed $34,900 BRIGHT MLS
• 2020-02-12 Listing Removed — BRIGHT MLS
• 2019-10-10 Listed $34,900 BRIGHT MLS
• 2016-08-29 Sold (MLS) $12,000 MRIS
• 2016-08-29 Sold (MLS) $12,000 BRIGHT MLS
• 2016-06-15 Pending — MRIS
• 2016-06-09 Listed $18,000 MRIS
• 2016-04-25 Delisted — MRIS
• 2016-04-25 Listing Removed — BRIGHT MLS
• 2016-02-02 Pending — MRIS
• 2016-01-08 Price Changed — MRIS
• 2015-05-27 Price Changed — MRIS
• 2015-05-27 Price Changed — MRIS
• 2015-04-14 Price Changed — MRIS
• 2014-12-29 Relisted — MRIS
• 2014-10-20 Pending — MRIS
• 2014-09-30 Relisted — MRIS
• 2014-09-22 Pending — MRIS
• 2014-09-03 Relisted — MRIS
• 2014-09-03 Pending — MRIS
• 2014-05-12 Listed — MRIS
• 2014-05-12 Listed $18,000 BRIGHT MLS
• 2009-04-14 Sold (Public Records) $35,000 Public Records
• 2009-01-29 Delisted — MRIS
• 2009-01-14 Listed — MRIS
• 2008-12-09 Delisted — MRIS
• 2008-09-09 Listed — MRIS
• 2008-03-27 Delisted — MRIS
• 2008-02-20 Listed — MRIS
• 2008-02-11 Delisted — MRIS
• 2008-01-26 Listed — MRIS

Property tax history

+18.2%/yr

Latest (2025): $1,762 · +14.8% YoY. Source: county tax records.