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4127 Heron Way Unit E-111
C+ Composite 63.31
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.5/30.0
  • ARV discount +12.7/15.0
  • 1% rule +7.5/10.0
  • DSCR +7.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.9/5.0
  • Schools +3.3/10.0
  • Rent growth +1.9/5.0
  • Appreciation +0.0/10.0

$99,900

4127 Heron Way Unit E-111 · South Bradenton, FL 34205
2 bd · 2.0 ba · 1,144 sqft · Townhouse · 13 Days on market
55+ age-restricted Built 1979 Good condition $87/sqft · 12% below area Est $113k · 12% under
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Super price reduction! * * Ground floor convenience with parking right in front for this UPDATED 2 bedroom/2 bath, unfurnished condo. * * Several very nice kitchen updates: stainless appliances, new cabinets/counters, deep stainless sink. * * Freshly painted & a new laminate flooring that blends in with the ceramic areas (replaced all carpeting!) = easy care. * * New remote control ceiling fans w/ lights. * * Washer/dryer hookups are in place although there is also a coin laundry in E-bldg. Whether you want a winter place or a year-round home, check out this one. Active, very popular 55+ condo association. Alongside the lake is an updated (heated) pool/spa, the clubhouse, shuffleboard, picnic tables, grills & even a fishing pier extending onto lake - pretty location. Head west on Cortez Rd and be at Bradenton Beach in fewer than 10 miles. Lots to do in this area. .. Come check it out!

Key facts

  • Newer cabinetry
  • Updated kitchen
  • Fresh interior paint

Tags

UPDATED KITCHENSTAINLESS STEEL APPLIANCESNEWER CABINETRYDEEP STAINLESS STEEL SINKFRESH INTERIOR PAINTLAMINATE AND TILE FLOORING

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath townhouse listed at $100k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $526 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Cap rate 12.6% vs local median 3.7% in South Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#195 in FL, #3,092 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime D+, commute F.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Robert H. Prine Elementary School (math 46% / reading 32%, grade F, #1,560 of 2,144 statewide, top 73%, 744 students, 75% FRL); W. D. Sugg Middle School (math 34% / reading 28%, grade F, #462 of 571 statewide, top 81%, 1,010 students, 72% FRL); Southeast High School (math 25% / reading 34%, grade F, #447 of 667 statewide, top 68%, 1,716 students, 66% FRL) — zoned schools average 71% FRL vs 51% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 33% at this address vs 52% district-wide (-19 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-2.4%/yr); 444 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 42d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts; this cycle's ask has dropped $10k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $80k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→32/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $99,900

Questions for the listing agent

  1. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54% ✓
Cap rate
12.61%
Cash-on-cash
22.55%
DSCR
2.00
GRM
5.4

CMA / ARV

ARV (median comp)
$113,085
List price
$99,900
Delta
-11.66%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3807 Lake Bayshore Dr Unit H-416 0.00mi 2/2.0 1,144 (0%) 2mo $120,000 $105 98
4127 Heron Way Unit E-111 0.00mi 2/2.0 1,144 (0%) 2mo $80,000 $70 98
4111 Heron Way Unit E-103 0.00mi 2/2.0 1,144 (0%) 3mo $70,200 $61 98
4157 Heron Way #302 0.00mi 2/2.0 1,144 (0%) 6mo $70,000 $61 95
3446 Lake Bayshore Dr #416 0.24mi 2/2.0 1,144 (0%) 2mo $180,000 $157 87
3424 Lake Bayshore Dr Unit 405 BUILDING P 0.24mi 2/2.0 1,144 (0%) 5mo $132,500 $116 84
3276 Lake Bayshore Dr N Unit O-517 0.39mi 2/2.0 1,144 (0%) 1mo $155,000 $135 81
3500 Lake Bayshore Dr Unit K 101 0.39mi 2/2.0 1,144 (0%) 2mo $90,000 $79 80
3502 Lake Bayshore Dr Unit K102 0.39mi 2/2.0 1,144 (0%) 3mo $73,000 $64 79
3176 Lake Bayshore Dr #319 0.39mi 2/2.0 1,144 (0%) 6mo $180,000 $157 77
3756 Lake Bayshore Dr Unit K-509 0.39mi 2/2.0 1,144 (0%) 6mo $109,000 $95 77
3311 39th Pl W 0.61mi 2/2.0 1,068 (-7%) 6mo $215,000 $201 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
12.0%
Equity multiple
1.46×
Total profit
$12,797
Equity at exit
$14,895
10-year hold
IRR
18.4%
Equity multiple
2.32×
Total profit
$36,908
Equity at exit
$8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Methodology + full state rankings →
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
65 active · 22 under contract
Months of supply
19.5 mo (5%/mo absorbed)
Median asking
$119,000 ($122/sqft)
Median days on market
119 d
This list price
28% of active listings are priced below it
ARV vs active asking
-19.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34205

Rents YoY
-2.4%
Active inventory
444
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,539 high interval (Pro) →
Mortgage (P&I)
−$524
Tax est. 1.5%
−$125 /mo · $1,498/yr
Insurance
−$42
HOA
−$0
Vacancy / Maint / Mgmt
−$323
Net cashflow
$526

Break-even live

Break-even rent $874
Max offer price $99,900
Occupancy floor 61%

Sensitivity live

Price -10% $595 -5% $560 +0% $526 +5% $491 +10% $457
Rent -10% $404 -5% $465 +0% $526 +5% $586 +10% $647
Rate -1.0pp $576 -0.5pp $551 base $526 +0.5pp $500 +1.0pp $473

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4127 Heron Way Unit E-111 Bradenton, FL 2.0 2.0 1144 $1,450 $1.27 55d 1 0.02mi
4109 Lake Bayshore Dr Bradenton, FL 1.0 1.0 768 $1,250 $1.63 164d 1 0.02mi
3737 Lake Bayshore Dr Unit 213 Bradenton, FL 2.0 1.0 912 $1,150 $1.26 162d 1 0.02mi
4143 Heron Way Unit 207 Bradenton, FL 2.0 2.0 1144 $1,500 $1.31 10d 1 0.02mi
3963 Lake Bayshore Dr Unit F-414 Bradenton, FL 2.0 1.0 1040 $1,200 $1.15 155d 1 0.02mi
3635 Lake Bayshore Dr Unit J410 Bradenton, FL 2.0 2.0 1144 $1,700 $1.49 164d 1 0.02mi
4121 Heron Way #108 Bradenton, FL 2.0 2.0 1144 $1,340 $1.17 164d 1 0.02mi
4111 Heron Way Unit E103 Bradenton, FL 2.0 2.0 1144 $1,450 $1.27 10d 1 0.02mi
4129 Lake Bayshore Dr Unit C501 Bradenton, FL 2.0 2.0 1144 $1,500 $1.31 10d 1 0.02mi
4121 Heron Way #108 Bradenton, FL 2.0 2.0 1144 $1,340 $1.17 133d 1 0.02mi
3561 Lake Bayshore Dr Bradenton, FL 2.0 1.0 1040 $2,000 $1.92 2d 1 0.09mi
3693 Lake Bayshore Dr Bldg H Bradenton, FL 1.0 1.0 760 $1,295 $1.70 110d 1 0.10mi
4242 Heron Way Bradenton, FL 2.0 1.0 1196 $1,500 $1.25 10d 1 0.17mi
4204 Heron Way Unit B304 Bradenton, FL 2.0 1.0 912 $1,400 $1.54 144d 1 0.20mi
3316 26th St W Bradenton, FL 3.0 2.0 1472 $1,999 $1.36 55d 1 0.27mi
3525 19th St W Bradenton, FL 2.0 1.0 870 $1,600 $1.84 55d 1 0.33mi
2306 30th Ave W Unit 2306 Bradenton, FL 3.0 2.0 945 $1,495 $1.58 41d 1 0.40mi
2306 30th Ave W Bradenton, FL 3.0 2.0 945 $1,500 $1.59 52d 1 0.40mi
3122 Lake Bayshore Dr Bradenton, FL 2.0 2.0 1144 $1,450 $1.27 10d 1 0.41mi
3124 Lake Bayshore Dr Unit 219 Bradenton, FL 2.0 2.0 1144 $2,300 $2.01 10d 1 0.41mi
3570 Lake Bayshore Dr Unit K-206 Bradenton, FL 2.0 2.0 1144 $1,450 $1.27 10d 1 0.41mi
3064 Lake Bayshore Dr Unit 115 Bradenton, FL 2.0 2.0 1144 $1,250 $1.09 10d 1 0.41mi
2914 24th St W Bradenton, FL 2.0 1.0 756 $1,695 $2.24 41d 1 0.43mi
3007 40th Ave W Bradenton, FL 3.0 2.0 1041 $2,095 $2.01 10d 1 0.47mi
2901 26th St W #807 Bradenton, FL 2.0 2.0 940 $1,400 $1.49 125d 1 0.47mi
2901 26th St W #807 Bradenton, FL 2.0 2.0 940 $1,400 $1.49 133d 1 0.47mi
2901 26th St W Bradenton, FL 2.0 2.0 955 $1,725 $1.81 0d 2 0.48mi
2901 26th St W Bradenton, FL 2.0 2.0 940 $1,650 $1.76 55d 2 0.48mi
3506 14th St W Bradenton, FL 1.0–3.0 1.0–2.0 993 $1,650 $1.66 0d 4 0.49mi
4540 19th Street Cir W Unit 4405-D Bradenton, FL 2.0 1.0 804 $1,495 $1.86 10d 1 0.51mi
4515 26th St W Bradenton, FL 1.0–2.0 1.0 687 $1,390 $2.02 0d 31 0.52mi
3617 32nd St W Bradenton, FL 2.0 2.0 1276 $1,800 $1.41 52d 1 0.53mi
2820 21st St W Bradenton, FL 3.0 2.0 947 $2,295 $2.42 10d 1 0.53mi
2820 21st St W Bradenton, FL 3.0 2.0 947 $2,330 $2.46 23d 1 0.53mi
3512 32nd St W Bradenton, FL 2.0 1.0 1200 $1,800 $1.50 138d 1 0.56mi
2305 46th Ave W Bradenton, FL 1.0–2.0 1.0–2.0 1017 $1,811 $1.78 0d 10 0.60mi
4444 17th St W Unit B Bradenton, FL 2.0 1.0 850 $2,200 $2.59 10d 1 0.61mi
1308 36th Ave W Bradenton, FL 1.0 1.0 715 $1,125 $1.57 0d 1 0.64mi
1308 36th Ave W Bradenton, FL 1.0 1.0 715 $1,175 $1.64 15d 1 0.64mi
2105 46th Avenue Dr W Unit 2405 Bradenton, FL 3.0 2.0 884 $2,100 $2.38 119d 1 0.66mi

Property features AI

Finance

HOA & community
HOA requiredMonthly association feeAssociation approval requiredAssociation amenities include a clubhouse, laundry, pool, shuffleboard court, and spa/hot tubAssociation fee includes cable TV, internet, pool, common area taxes, insurance, maintenance, management, trash, reserves, and fidelity bondSenior communityBuyer approval requiredCommunity mailboxNo pets allowedNo truck, RV, or motorcycle parkingPart-time managementLease restrictions apply

Exterior

Parking
Assigned parkingGuest parking
Security
Smoke detectors
Utilities
Public waterPublic sewerPublic utilitiesCable connectedInternet available
Home design
CondominiumOne levelNorth-facingFirst-floor unit
Construction
Block and stucco constructionOther roofSlab foundation
Exterior features
Screened rear porchOutdoor grillHeated in-ground gunite poolFishing pierMature landscaping and treesLandscaped, level groundsPrivate paved road

Interior

Kitchen
MicrowaveRangeRefrigerator
Bedrooms
2 bedrooms
Flooring
Ceramic tileLaminate
Bathrooms
2 full bathrooms
Heating & cooling
Central electric heatingCentral air conditioning
Interior features
Ceiling fansEat-in kitchenCombined living and dining roomSplit-bedroom layoutThermostatWalk-in closetWindow treatmentsElevator
Laundry & utility
Laundry closetWasher hookupElectric dryer hookupElectric water heater

Listing history 50 events

  1. 2026-11-08
    days on market $99,900 Active 13 DOM
  2. 2026-11-07
    days on market $99,900 Active 12 DOM
  3. 2026-11-06
    days on market $99,900 Active 11 DOM
  4. 2026-11-05
    days on market $99,900 Active 10 DOM
  5. 2026-11-04
    days on market $99,900 Active 9 DOM
  6. 2026-11-02
    days on market $99,900 Active 7 DOM
  7. 2026-11-01
    days on market $99,900 Active 6 DOM
  8. 2026-11-01
    price $99,900 Active 5 DOM
  9. 2026-10-31
    days on market $109,900 Active 5 DOM
  10. 2026-10-30
    days on market $109,900 Active 4 DOM
  11. 2026-10-29
    days on market $109,900 Active 3 DOM
  12. 2026-10-28
    days on market $109,900 Active 2 DOM
  13. 2026-10-27
    remarks 699-char remark
  14. 2026-10-27
    pricestatusdays on marketlisting id $109,900 Active 1 DOM
  15. 2026-09-05
    days on market $84,900 Active Under Contract 126 DOM
  16. 2026-09-04
    days on market $84,900 Active Under Contract 125 DOM
  17. 2026-09-03
    days on market $84,900 Active Under Contract 124 DOM
  18. 2026-08-31
    days on market $84,900 Active Under Contract 121 DOM
  19. 2026-08-30
    days on market $84,900 Active Under Contract 120 DOM
  20. 2026-08-29
    days on market $84,900 Active Under Contract 119 DOM
  21. 2026-08-28
    days on market $84,900 Active Under Contract 118 DOM
  22. 2026-08-27
    days on market $84,900 Active Under Contract 117 DOM
  23. 2026-08-26
    days on market $84,900 Active Under Contract 116 DOM
  24. 2026-08-25
    days on market $84,900 Active Under Contract 115 DOM
  25. 2026-08-24
    days on market $84,900 Active Under Contract 114 DOM
  26. 2026-08-23
    days on market $84,900 Active Under Contract 113 DOM
  27. 2026-08-22
    days on market $84,900 Active Under Contract 112 DOM
  28. 2026-08-21
    days on market $84,900 Active Under Contract 111 DOM
  29. 2026-08-20
    days on market $84,900 Active Under Contract 110 DOM
  30. 2026-08-19
    days on market $84,900 Active Under Contract 109 DOM
  31. 2026-08-18
    days on market $84,900 Active Under Contract 108 DOM
  32. 2026-08-17
    days on market $84,900 Active Under Contract 107 DOM
  33. 2026-08-16
    days on market $84,900 Active Under Contract 106 DOM
  34. 2026-08-15
    days on market $84,900 Active Under Contract 105 DOM
  35. 2026-08-14
    days on market $84,900 Active Under Contract 104 DOM
  36. 2026-08-13
    statusdays on market $84,900 Active Under Contract 103 DOM
  37. 2026-08-12
    days on market $84,900 Active 102 DOM
    Show marketing remark (922 chars)

    Super price reduction! * * Ground floor convenience with parking right in front for this UPDATED 2 bedroom/2 bath, unfurnished condo. * * Several very nice kitchen updates: stainless appliances, new cabinets/counters, deep stainless sink. * * Freshly painted & a new laminate flooring that blends in with the ceramic areas (replaced all carpeting!) = easy care. * * New remote control ceiling fans w/ lights. * * Washer/dryer hookups are in place although there is also a coin laundry in E-bldg. Whether you want a winter place or a year-round home, check out this one. Active, very popular 55+ condo association. Alongside the lake is an updated (heated) pool/spa, the clubhouse, shuffleboard, picnic tables, grills & even a fishing pier extending onto lake - pretty location. Head west on Cortez Rd and be at Bradenton Beach in fewer than 10 miles. Lots to do in this area. .. Come check it out!

  38. 2026-08-11
    days on market $84,900 Active 101 DOM
  39. 2026-08-10
    days on market $84,900 Active 100 DOM
  40. 2026-08-09
    days on market $84,900 Active 99 DOM
  41. 2026-08-08
    days on market $84,900 Active 98 DOM
  42. 2026-08-07
    days on market $84,900 Active 97 DOM
  43. 2026-08-06
    days on market $84,900 Active 96 DOM
  44. 2026-08-05
    days on market $84,900 Active 95 DOM
  45. 2026-08-04
    days on market $84,900 Active 94 DOM
  46. 2026-08-03
    days on market $84,900 Active 93 DOM
  47. 2026-07-31
    days on market $84,900 Active 90 DOM
  48. 2026-07-30
    days on market $84,900 Active 88 DOM
  49. 2026-07-28
    statusdays on market $84,900 Active 87 DOM
  50. 2026-07-24
    days on market $84,900 Active Under Contract 83 DOM
    Show marketing remark (922 chars)

    Super price reduction! * * Ground floor convenience with parking right in front for this UPDATED 2 bedroom/2 bath, unfurnished condo. * * Several very nice kitchen updates: stainless appliances, new cabinets/counters, deep stainless sink. * * Freshly painted & a new laminate flooring that blends in with the ceramic areas (replaced all carpeting!) = easy care. * * New remote control ceiling fans w/ lights. * * Washer/dryer hookups are in place although there is also a coin laundry in E-bldg. Whether you want a winter place or a year-round home, check out this one. Active, very popular 55+ condo association. Alongside the lake is an updated (heated) pool/spa, the clubhouse, shuffleboard, picnic tables, grills & even a fishing pier extending onto lake - pretty location. Head west on Cortez Rd and be at Bradenton Beach in fewer than 10 miles. Lots to do in this area. .. Come check it out!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 32 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,470
− Mortgage interest
−$5,596
− Property taxes
−$1,498
− Insurance
−$500
− Repairs & maintenance
−$1,478
− Management
−$1,478
− Depreciation
−$2,906
Taxable income
$5,015
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,204
After-tax cash flow
$5,103/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $5,720–$17,160 screening

This updated townhouse is move-in ready with fresh paint, new flooring, and modern appliances. It offers a good investment opportunity with potential for rental or resale appreciation.

Value-add opportunities

  • Both Painting exterior — Enhances curb appeal and value ↑
  • Both Landscaping improvements — Enhances curb appeal and value ↑
  • Both New flooring in bathrooms — Improves functionality and aesthetics ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 33/100

Zoned Schools

Elementary Robert H. Prine Elementary School F FL #1,560/2,144 Nat'l #20,819/41,679 Middle W. D. Sugg Middle School F FL #462/571 Nat'l #8,646/14,009 High Southeast High School F FL #447/667 Nat'l #11,215/17,239

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL
B Composite livability gradescore 77/100

Livability — South Bradenton

Score
77/100
State rank
#195
US rank
#3092

Category grades

Amenities C- Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
South Bradenton, FL
County
Manatee County · 447,342 people
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
31,946
Household income
$52,525
Rent vs Own
40.3% rent · 59.7% own
Severe rent burden
18% of renters

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Hispanic / Latino 18% Black 10% Two or more races 9% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 7% Puerto Rican 4% Cuban 1%
Languages at home
78% English-only · Spanish 14% French/Haitian/Cajun 2% German/W. Germanic 1%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics
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Price history

+10.0% since first listed
9 events — show timeline
  • 2026-10-26 Listed $109,900 Stellar MLS as Distributed by MLS Grid
  • 2026-09-11 Listed for Rent $1,450 STELLARMLS
  • 2026-09-08 Sold (MLS) $80,000 Stellar MLS as Distributed by MLS Grid
  • 2026-08-12 Contingent — Stellar MLS as Distributed by MLS Grid
  • 2026-07-24 Relisted — Stellar MLS as Distributed by MLS Grid
  • 2026-07-23 Contingent — Stellar MLS as Distributed by MLS Grid
  • 2026-07-20 Price Changed $84,900 Stellar MLS as Distributed by MLS Grid
  • 2026-05-21 Price Changed $89,900 Stellar MLS as Distributed by MLS Grid
  • 2026-05-02 Listed $99,900 Stellar MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…