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6227 N Litchfield Rd #89
B Composite 71.07
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Rent growth +3.0/5.0
  • Schools +2.8/10.0
  • Appreciation +0.0/10.0

$89,000

6227 N Litchfield Rd #89 · Glendale, AZ 85340
2 bd · 1.0 ba · 720 sqft · Manufactured · 28 Days on market
Built 1971 Good condition 720 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully updated and exceptionally well-maintained 2-bedroom, 1-bath manufactured home in the desirable Litchfield Village community! From top to bottom, this charming home has been thoughtfully upgraded, offering modern comfort and peace of mind. Major improvements include roof resurfacing in 2022, brand-new mini split systems installed in 2025, updated plumbing in 2025, and a fully remodeled kitchen and bathroom completed in 2026. New dual pane windows were installed in 2026. Interior and exterior of the home was freshly painted in 2026. Kitchen electrical was also updated and a new breaker box installed. The stunning kitchen features granite countertops, a stylish tile backsplash, and stainless-steel appliances, creating the perfect space for cooking and entertaining.

Key facts

  • Remodeled bathroom
  • Remodeled kitchen
  • Granite countertops

Tags

MINI SPLIT SYSTEMSUPDATED PLUMBINGREMODELED KITCHENREMODELED BATHROOMDUAL PANE WINDOWSGRANITE COUNTERTOPS

Property features AI

Finance

  • Other: Lot area listed as 720 (source indicates SqFt not available)
  • HOA & community: Land lease community (monthly land lease of $675); Association covers sewer, grounds maintenance, street maintenance, and trash; Community pool; Fitness center

Exterior

  • Parking: 2 covered spaces; 2 carport spaces
  • Security: Gated community
  • Utilities: Private water company; Public sewer
  • Home design: Manufactured/mobile housing; Leasehold ownership
  • Construction: Wood siding and wood frame construction; Painted exterior; Other roof type
  • Exterior features: Screened-in patio(s); Shed(s); Gravel/stone front and back; Private maintained road; Asphalt road surface

Interior

  • Kitchen: Built-in microwave; Pantry; Granite counters; Eat-in kitchen; Refrigerator; Dishwasher
  • Bedrooms: 2 possible bedrooms
  • Flooring: Laminate; Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Mini-split heating and cooling; Ceiling fan(s)
  • Interior features: High-speed internet; Granite counters; Eat-in kitchen; Pantry; Dual-pane windows with vinyl frames; Refrigerator; Dishwasher
  • Laundry & utility: Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $89k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $697 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $89k).
  • Recommended offer: $88k (1.5% below list) — sets the bar for market timing.
  • Cap rate 15.7% vs local median 3.5% in Glendale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#12 in AZ, #3,235 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, amenities B; Watch: health & safety D+, crime F.
  • Agua Fria Union High School District (4289) (suburban): math 24% / reading 37% proficiency, ranked #99 of 249 in AZ (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Agua Fria High School (math 15% / reading 26%, grade F, #222 of 381 statewide, top 59%, 1,652 students, 62% FRL).
  • Market conditions: Rents rising (+1.9%/yr); 474 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
  • This rent is only 16% of the median local income ($122k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $615 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.9% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,665 (1.5% below list)

Questions for the listing agent

  1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.87%
Cap rate
15.69%
Cash-on-cash
33.55%
DSCR
2.49
GRM
4.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.92% rent growth · sell at horizon

5-year hold
IRR
27.6%
Equity multiple
2.13×
Total profit
$28,189
Equity at exit
$13,270
10-year hold
IRR
34.5%
Equity multiple
3.99×
Total profit
$74,615
Equity at exit
$7,695

Cash invested: $24,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85340

Rents YoY
1.9%
Active inventory
474
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,660 medium interval (Pro) →
Mortgage (P&I)
$467
Tax est. 1.5%
$111 /mo · $1,335/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$349
Net cashflow
$697

Break-even live

Break-even rent $779
Max offer price $89,000
Occupancy floor 53%

Sensitivity live

Price -10% $758 -5% $727 +0% $697 +5% $666 +10% $635
Rent -10% $565 -5% $631 +0% $697 +5% $762 +10% $828
Rate -1.0pp $741 -0.5pp $719 base $697 +0.5pp $674 +1.0pp $650

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,250
Closing costs
$2,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13517 W Glendale Ave Glendale, AZ 1.0 1.0 450 $1,199 $2.66 2d 27 0.64mi
6706 N Dysart Rd Glendale, AZ 1.0–2.0 1.0–2.0 727 $1,439 $1.98 2d 42 0.87mi
5110 N 129th Ave Litchfield Park, AZ 1.0–2.0 1.0–2.0 806 $2,018 $2.50 2d 8 1.49mi

Listing history 15 events

  1. 2026-06-18
    days on market $89,000 Active 28 DOM
  2. 2026-06-17
    days on market $89,000 Active 27 DOM
  3. 2026-06-16
    days on market $89,000 Active 26 DOM
  4. 2026-06-15
    days on market $89,000 Active 25 DOM
  5. 2026-06-13
    days on market $89,000 Active 23 DOM
  6. 2026-06-09
    days on market $89,000 Active 19 DOM
  7. 2026-06-08
    days on market $89,000 Active 18 DOM
  8. 2026-06-07
    days on market $89,000 Active 17 DOM
  9. 2026-06-04
    days on market $89,000 Active 14 DOM
  10. 2026-06-03
    days on market $89,000 Active 13 DOM
  11. 2026-06-02
    days on market $89,000 Active 12 DOM
  12. 2026-06-01
    days on market $89,000 Active 11 DOM
  13. 2026-05-31
    days on market $89,000 Active 10 DOM
  14. 2026-05-22
    listed $89,000 Active 800-char remark
    Show marketing remark (800 chars)

    Welcome to this beautifully updated and exceptionally well-maintained 2-bedroom, 1-bath manufactured home in the desirable Litchfield Village community! From top to bottom, this charming home has been thoughtfully upgraded, offering modern comfort and peace of mind. Major improvements include roof resurfacing in 2022, brand-new mini split systems installed in 2025, updated plumbing in 2025, and a fully remodeled kitchen and bathroom completed in 2026. New dual pane windows were installed in 2026. Interior and exterior of the home was freshly painted in 2026. Kitchen electrical was also updated and a new breaker box installed. The stunning kitchen features granite countertops, a stylish tile backsplash, and stainless-steel appliances, creating the perfect space for cooking and entertaining.

  15. 2026-05-21
    listed $89,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥113°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,925
− Mortgage interest
−$4,985
− Property taxes
−$1,335
− Insurance
−$445
− Repairs & maintenance
−$1,594
− Management
−$1,594
− Depreciation
−$2,589
Taxable income
$7,382
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,772
After-tax cash flow
$6,588/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 18 photos

Good 80/100 Cosmetic rehab

This well-maintained and updated manufactured home in Litchfield Village offers modern comfort and a fresh look, with recent improvements in the kitchen, bathroom, and exterior.

Value-add opportunities

  • Both landscaping — enhances curb appeal and adds value
  • Both exterior paint — fresh paint improves appearance and value
  • Both HVAC system — newer systems improve comfort and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

  • Both landscaping — enhances curb appeal and adds value
  • Both exterior paint — fresh paint improves appearance and value
  • Both HVAC system — newer systems improve comfort and energy efficiency

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Agua Fria Union High School District (4289)
NCES district ID
0400450
Math proficiency
24% ▼ -32.00%
Reading proficiency
37% ▼ -12.00%
Median HH income
$64,107
Composite
27.92/100
National rank
#6865
State rank
#99 of 249 in AZ

Livability — Glendale

Score
76/100
State rank
#12
US rank
#3235

Category grades

Amenities B Commute A+ Cost of living B Crime F Employment C+ Housing A+ Health & safety D+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Maricopa County · 4,537,380 people
City population
294,586
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
40,919
Household income
$122,323
Rent vs Own
18.4% rent · 81.6% own
Severe rent burden
696.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Hispanic / Latino 35% Two or more races 19% Black 5% Asian 4% Native American 1%
Hispanic origin (detail)
Mexican 27%
Common ancestry
Romanian 2% Portuguese 2% Slovak 2%
Foreign-born
12% · Canada, Vietnam, China
Languages at home
78% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -322.29%
Current HPI
279.2294
Rent YoY
▲ 1.92%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-22 Listed $89,000 PAARMLS as Distributed by MLS Grid
  • 2026-05-21 Listed $89,000 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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