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5113 8th St NW
C+ Composite 60.35
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.6/10.0
  • 1% rule +5.6/10.0
  • Livability +3.7/5.0
  • Schools +3.6/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$299,000

5113 8th St NW · Washington, DC 20011
3 bd · 1.0 ba · 1,056 sqft · Townhouse public records · 50 Days on market
Built 1926 1,360 sqft lot Est $447k · 33% under ↓ 48% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Multiple offers received. Please submit your highest and best offer as soon as possible. INVESTOR SPECIAL!! Welcome to 5113 8th St NW, Washington, DC 20011 — a townhouse located in the heart of Washington, DC. Attention homebuyers and investors! This property offers a rare opportunity to transform a solid structure into your ideal home or next investment. Full of potential, this diamond in the rough is perfect for those ready to add value with some TLC. Located in the vibrant Petworth/Brightwood area, this spacious 3-bedroom, 1-bath townhouse presents an excellent opportunity for investors or buyers looking to customize and renovate. The neighborhood is known for its energy, growing a

Key facts

  • Energy
  • Solid structure
  • Nearby cafes

Tags

SOLID STRUCTUREENERGYGROWING AMENITIESSTRONG COMMUNITY FEELNEARBY CAFESSHOPS

Property features AI

Finance

  • Other: Above-grade finished area per assessor: 1,056; Below-grade unfinished area per assessor: 416; Total below-grade area: 416; Year built source: Assessor
  • Financial info: Ownership is fee simple

Exterior

  • Parking: On-street parking
  • Utilities: Public water; Public sewer
  • Home design: Interior townhouse/rowhouse; Brick front
  • Construction: Block foundation; Major rehab needed
  • Exterior features: No tidal water

Interior

  • Bedrooms: Three bedrooms on the first upper level
  • Bathrooms: One full bathroom (all upper levels)
  • Interior features: Basement with interior access; Living area source: Assessor

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $299k.

Deal economics

  • At list price, monthly cash flow is $345 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $299k).
  • Recommended offer: $290k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 2.5% in Washington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#1 in DC) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
  • District Of Columbia Public Schools (urban): math 33% / reading 40% proficiency, ranked #8 of 32 in DC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.4%/yr); 370 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,737 units permitted in District of Columbia in 2024 (1,506 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($110k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • District of Columbia County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 50 days — a 3% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo; built in 1926 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $290,030 (3.0% below list)

Questions for the listing agent

  1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
7.90%
Cash-on-cash
5.74%
DSCR
1.26
GRM
7.9

CMA / ARV

ARV (on-the-fly)
$446,688
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4924 7th St NW 0.14mi 3/2.0 1,044 (-1%) 4mo $395,000 $378 84
645 Ingraham St NW 0.18mi 3/1.5 1,116 (+6%) 6mo $616,100 $552 76
5401-5407 9th St NW #302 0.23mi 2/2.0 (-1) 1,018 (-4%) 1mo $473,000 $465 74
4921 7th St NW 0.16mi 3/1.5 1,152 (+9%) 2mo $485,000 $421 73
911 Kennedy St NW #4 0.32mi 2/1.5 (-1) 960 (-9%) 8mo $340,000 $354 56
436 Crittenden St NW 0.44mi 3/1.5 1,184 (+12%) 3mo $625,000 $528 55
435 Kennedy St NW #3 0.37mi 2/2.0 (-1) 925 (-12%) 3mo $320,000 $346 50
817 Varnum St NW 0.64mi 2/2.0 (-1) 1,004 (-5%) 5mo $615,000 $613 49
318 Webster St NW Unit A 0.69mi 2/1.5 (-1) 1,100 (+4%) 7mo $465,000 $423 48
501 Longfellow St NW Unit B 0.41mi 3/3.0 1,201 (+14%) 3mo $535,000 $445 48
911 Kennedy St NW #12 0.32mi 2/2.5 (-1) 911 (-14%) 8mo $377,500 $414 44
5885 Colorado Ave NW #208 0.65mi 2/1.5 (-1) 900 (-15%) 4mo $320,000 $356 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.45% rent growth · sell at horizon

5-year hold
IRR
-10.4%
Equity multiple
0.63×
Total profit
$-31,255
Equity at exit
$44,582
10-year hold
IRR
-3.4%
Equity multiple
0.79×
Total profit
$-17,867
Equity at exit
$25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State District of Columbia
12 Strongly Tenant-Friendly · D+43
County
— inherits STATE
City Washington
0 Strongly Tenant-Friendly · D+43
Rent Stabilization Program; TOPA gives tenants right of first refusal.

ZIP-level market 20011

Rents YoY
1.4%
Active inventory
370
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$3,165 high interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$408 /mo · $4,895/yr
Insurance
$125
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$665
Net cashflow
$345

Break-even live

Break-even rent $2,729
Max offer price $299,000
Occupancy floor 84%

Sensitivity live

Price -10% $514 -5% $429 +0% $345 +5% $260 +10% $175
Rent -10% $95 -5% $220 +0% $345 +5% $470 +10% $595
Rate -1.0pp $495 -0.5pp $421 base $345 +0.5pp $267 +1.0pp $188

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5024 9th St NW Washington, DC 2.0 2.0 770 $2,300 $2.99 4d 1 0.10mi
4832 Illinois Ave NW Washington, DC 2.0 2.0 750 $1,950 $2.60 25d 1 0.19mi
4905 Georgia Ave NW Washington, DC 3.0 2.0 949 $4,400 $4.64 25d 1 0.20mi
4905 Georgia Ave NW Unit 403 Washington, DC 3.0 2.0 949 $5,450 $5.74 9d 1 0.20mi
4905 Georgia Ave NW Unit B01 Washington, DC 2.0 2.0 1038 $3,400 $3.28 25d 1 0.20mi
4905 Georgia Ave NW Unit 101 Washington, DC 3.0 2.0 896 $4,650 $5.19 9d 1 0.20mi
4905 Georgia Ave NW Unit 202 Washington, DC 3.0 2.0 896 $4,650 $5.19 25d 1 0.20mi
816 Kennedy St NW Washington, DC 2.0 2.0 1050 $3,795 $3.61 20d 1 0.29mi
710 Kennedy St NW Unit 30 Washington, DC 2.0 2.0 830 $2,750 $3.31 25d 1 0.29mi
4800 Georgia Ave NW Washington, DC 1.0–2.0 1.0–2.0 697 $2,400 $3.44 0d 1 0.30mi
5501 8th St NW Washington, DC 2.0 1.0 800 $3,300 $4.12 16d 1 0.31mi
5413 Georgia Ave NW Washington, DC 2.0 2.0 800 $1,990 $2.49 25d 1 0.32mi
839 Kennedy St NW #204 Washington, DC 2.0 2.0 772 $2,375 $3.08 20d 1 0.32mi
927 Kennedy St NW Washington, DC 1.0–2.0 1.0–2.0 728 $3,100 $4.26 20d 2 0.34mi
927 Kennedy St NW #301 Washington, DC 2.0 2.0 928 $3,100 $3.34 25d 1 0.35mi
413 Ingraham St NW Unit 1 Washington, DC 4.0 3.0 1464 $4,500 $3.07 0d 1 0.35mi
521 Kennedy St NW #4 Washington, DC 3.0 2.0 1333 $3,250 $2.44 25d 1 0.36mi
5551 Illinois Ave NW Washington, DC 2.0 2.0 716 $1,972 $2.75 25d 2 0.40mi
333 Delafield Pl NW Apt 1 Washington, DC 3.0 2.0 900 $3,950 $4.39 9d 1 0.42mi
329 Delafield Pl NW Washington, DC 3.0 1.0 800 $3,750 $4.69 9d 1 0.42mi
922 Madison St NW #301 Washington, DC 2.0 1.5 843 $1,900 $2.25 25d 1 0.45mi
424 Missouri Ave NW #4 Washington, DC 3.0 3.0 1500 $4,500 $3.00 25d 1 0.48mi
5601 13th St NW Washington, DC 2.0–4.0 1.0–2.0 862 $4,060 $4.71 4d 21 0.48mi
4809 3rd St NW #4 Washington, DC 2.0 2.0 715 $2,700 $3.78 20d 1 0.50mi
1214 Madison St NW Unit B1 Washington, DC 2.0 2.0 1000 $2,745 $2.75 25d 1 0.51mi
1307 Longfellow St NW #7 Washington, DC 2.0 3.0 899 $3,500 $3.89 12d 1 0.52mi
220 Hamilton St NW Washington, DC 2.0 1.0–2.0 723 $2,225 $3.08 25d 1 0.54mi
907 Webster St NW #1 Washington, DC 2.0 1.0 900 $2,400 $2.67 25d 1 0.54mi
5119 2nd St NW Unit 4 Washington, DC 2.0 1.0 900 $2,050 $2.28 25d 1 0.58mi
5009 1st St NW Unit 4 Washington, DC 3.0 1.0 900 $2,500 $2.78 25d 1 0.64mi
5009 1st St NW Unit 3 Washington, DC 3.0 1.0 900 $3,000 $3.33 25d 1 0.64mi
5816 Georgia Ave NW Washington, DC 1.0–3.0 1.0 600 $3,200 $5.33 23d 11 0.65mi
5822 9th St NW Unit 4 Washington, DC 3.0 1.0 725 $2,999 $4.14 25d 1 0.65mi
5885 Colorado Ave NW #212 Washington, DC 2.0 2.0 938 $3,200 $3.41 25d 1 0.66mi
811 Upshur St NW #1 Washington, DC 2.0 2.0 920 $2,650 $2.88 25d 1 0.67mi
1424 Buchanan St NW #2 Washington, DC 2.0 2.0 1070 $3,300 $3.08 20d 1 0.68mi
1222 Missouri Ave NW Washington, DC 2.0 2.0 950 $2,395 $2.52 25d 1 0.70mi
1222 Missouri Ave NW Unit 1 Washington, DC 2.0 1.0 800 $1,995 $2.49 25d 1 0.70mi
1340 Nicholson St NW #2 Washington, DC 2.0 2.0 827 $2,600 $3.14 25d 1 0.70mi
4330 3rd St NW Unit 1 Washington, DC 2.0 1.0 800 $2,000 $2.50 25d 1 0.70mi

Listing history 22 events

  1. 2026-06-21
    days on market $299,000 Active 50 DOM
  2. 2026-06-18
    days on market $299,000 Active 47 DOM
  3. 2026-06-17
    days on market $299,000 Active 46 DOM
  4. 2026-06-16
    days on market $299,000 Active 45 DOM
  5. 2026-06-15
    days on market $299,000 Active 44 DOM
  6. 2026-06-13
    days on market $299,000 Active 42 DOM
  7. 2026-06-09
    days on market $299,000 Active 38 DOM
  8. 2026-06-08
    days on market $299,000 Active 37 DOM
  9. 2026-06-07
    days on market $299,000 Active 36 DOM
  10. 2026-06-04
    days on market $299,000 Active 33 DOM
  11. 2026-06-03
    days on market $299,000 Active 32 DOM
  12. 2026-06-02
    days on market $299,000 Active 31 DOM
  13. 2026-06-01
    days on market $299,000 Active 30 DOM
  14. 2026-05-31
    days on market $299,000 Active 29 DOM
  15. 2026-05-02
    listed $299,000 Active
  16. 2024-07-10
    soldstatus $540,000
  17. 2024-05-31
    soldstatus $540,000 Closed
  18. 2024-04-22
    historical Active Under Contract
  19. 2024-04-22
    status Active
  20. 2024-02-01
    historical
  21. 2024-02-01
    listed $575,000 Active
  22. 2024-01-22
    historical $575,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast DC · Partial reset (capped growth)

Current annual tax
$4,895 · $408/mo
Projected year-2 tax
$4,895 · $408/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,986
− Mortgage interest
−$16,749
− Property taxes
−$4,895
− Insurance
−$2,162
− Repairs & maintenance
−$3,039
− Management
−$3,039
− Depreciation
−$8,698
Taxable loss
−$595
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$143
After-tax cash flow
$4,279/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
District Of Columbia Public Schools
NCES district ID
1100030
Math proficiency
33% ▲ 3.00%
Reading proficiency
40% ▲ 5.00%
Median HH income
$67,671
Composite
35.84/100
National rank
#9606
State rank
#8 of 32 in DC

Livability — Washington

Score
73/100
State rank
#1
US rank
#5327

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing C Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Washington, DC
County
District of Columbia · 671,873 people
City population
671,873
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
67,434
Household income
$110,309
Rent vs Own
43.8% rent · 56.2% own
Severe rent burden
3020.0

Population outlook (District of Columbia County) Hauer SSP2

Today (2025)
821,926 people
By 2030
899,517 · +9.4%
By 2040
1,061,162 · +29.1%
By 2050
1,231,493 · +49.8%
By 2075
1,603,312 · +95.1%
By 2100
1,847,141 · +124.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Black 50% Hispanic / Latino 23% White 20% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 2% Dominican 1%
Common ancestry
Lithuanian 1% Romanian 1% Slovak 1%
Foreign-born
21% · Canada
Languages at home
70% English-only · Spanish 20% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · District of Columbia

2024 margin
Solid D (+86.1) · D 91.2% · R 5.1% · Other 3.8%
2008→2024 swing
+0.1pp no change · 2008: 85.9pp · 2024: 86.1pp
All cycles
2024: D+86.1 2020: D+86.8 2016: D+88.7 2012: D+84.2 2008: D+85.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -755.96%
Current HPI
378.1083
Rent YoY
▲ 1.45%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 1.33%
F500 in state
6

Industry mix (Fortune 500 HQ in DC)

Industry F500 HQs Revenue

Price history

-48.0% since first listed
8 events — show timeline
  • 2026-05-02 Listed $299,000 BRIGHT MLS
  • 2024-07-10 Sold (Public Records) $540,000 Public Records
  • 2024-05-31 Sold (MLS) $540,000 BRIGHT MLS
  • 2024-04-22 Contingent BRIGHT MLS
  • 2024-04-22 Relisted BRIGHT MLS
  • 2024-02-01 Listing Removed BRIGHT MLS
  • 2024-02-01 Listed $575,000 BRIGHT MLS
  • 2024-01-22 Coming Soon $575,000 BRIGHT MLS

Property tax history

+13.6%/yr

Latest (2025): $4,895 · +308.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…