11808 Raintree Lake Ln Unit C · Temple Terrace, FL 33617

$123,900

1 bd · 2.0 ba · 800 sqft · Condo public records · 89 Days on market

Built 1981 $398/mo HOA · 25% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.9/30.0
• 1% rule +7.7/10.0
• ARV discount +7.5/15.0
• DSCR +5.6/10.0
• Schools +4.2/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

* * Back on the market—property is in great condition, no fault of the home or seller * * This is a MUST SEE! Located in the desirable Raintree community in Temple Terrace, this beautifully maintained second-floor condominium offers the perfect blend of privacy, convenience, and low-maintenance living. Ideally situated just minutes from the University of South Florida and Moffitt Cancer Center, with quick access to I-75, this property is well-suited for a student, investor, medical professional, or anyone seeking an easy commute. This one-bedroom, one-and-a-half-bath residence features a bright and open layout with polished porcelain flooring throughout and abundant natural light. The kitchen offers real wood cabinetry, granite countertops, and stainless steel appliances. The primary suite includes a walk-in shower for added comfort and functionality. A screened-in patio provides a private outdoor retreat and includes a utility closet with washer and dryer hookups. Raintree offers an array of amenities surrounded by mature Florida landscaping and scenic natural views. Residents enjoy a large community pool with expansive sun deck, clubhouse, tennis courts, racquetball courts, pickleball courts, dog walking areas, and peaceful green spaces. A small pond located just behind the building provides a quiet setting to relax or unwind outdoors. The HOA fee includes exterior maintenance, building insurance, grounds upkeep, and amenities, as well as high-speed internet and cable—providing exceptional value and truly maintenance-free living. With strong rental flexibility and an exceptional location near major employment and education centers, this condo presents an outstanding opportunity for both owner-occupants and investors alike.

Key facts

• Pickleball courts
• Community pool
• Screened-in patio

Tags

• SCREENED-IN PATIO
• COMMUNITY POOL
• TENNIS COURTS
• PICKLEBALL COURTS
• DOG WALKING AREAS
• MATURE FLORIDA LANDSCAPING

What this means for you Summary

Snapshot

• This is a 1-bed/2.0-bath condo listed at $124k.

Deal economics

• At list price, monthly cash flow is $105 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $124k).
• Recommended offer: $116k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 80/100 on livability (#123 in FL, #1,870 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, cost of living A-; Watch: crime D+, amenities F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.3%/yr); 282 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 37% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $857 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 89 days — a 6% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $50k; list at $124k implies a 148% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 25% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $116,466 (6.0% below list)

Questions for the listing agent

1. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.27% ✓
• Cap rate: 7.31%
• Cash-on-cash: 3.63%
• DSCR: 1.16
• GRM: 6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -14.9%
• Equity multiple: 0.49×
• Total profit: $-17,808
• Equity at exit: $18,474

10-year hold

• IRR: -14.7%
• Equity multiple: 0.31×
• Total profit: $-23,944
• Equity at exit: $10,713

Cash invested: $34,692 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33617

• Rents YoY: -0.3%
• Active inventory: 282
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $1,577 high
• Mortgage (P&I): −$650
• Tax from tax record: −$41 /mo · $496/yr
• Insurance: −$52
• HOA: −$398
• Vacancy / Maint / Mgmt: −$331
• Net cashflow: $105

Break-even live

Break-even rent $1,444

Max offer price $123,900

Occupancy floor 88%

Sensitivity live

Price	-10% $175	-5% $140	+0% $105	+5% $70	+10% $35
Rent	-10% $-20	-5% $43	+0% $105	+5% $167	+10% $230
Rate	-1.0pp $167	-0.5pp $137	base $105	+0.5pp $73	+1.0pp $40

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,975
• Closing costs: $3,717
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
11809 Raintree Lake Ln Unit B Tampa, FL	2.0	2.0	960	$1,700	$1.77	25d	1	0.04mi
11720 Raintree Village Blvd Unit A Temple Terrace, FL	2.0	2.0	960	$1,595	$1.66	10d	1	0.12mi
11720 Raintree Village Blvd Unit D Temple Terrace, FL	2.0	2.0	960	$2,400	$2.50	5d	1	0.12mi
11703 Raintree Village Blvd Unit B Temple Terrace, FL	2.0	2.0	960	$1,675	$1.74	18d	1	0.12mi
11716 Raintree Village Blvd Unit C Temple Terrace, FL	1.0	1.0	800	$1,399	$1.75	25d	1	0.12mi
11857 Northtrail Ave Temple Terrace, FL	2.0	1.5	1104	$2,550	$2.31	25d	1	0.19mi
6002 Laketree Ln Tampa, FL	2.0	2.0	1012	$1,675	$1.66	22d	1	0.22mi
5902 E 122nd Ave Tampa, FL	2.0	1.0	820	$1,508	$1.84	5d	1	0.22mi
6002 Laketree Ln Temple Terrace, FL	2.0	2.0	1012	$1,700	$1.68	24d	2	0.22mi
12216 N 59th St Apt E Tampa, FL	2.0	1.5	850	$1,330	$1.56	11d	1	0.29mi
11716 N 58th St Temple Terrace, FL	1.0–2.0	1.0	635	$1,029	$1.62	3d	29	0.30mi
12216 N 59th St Unit B Tampa, FL	2.0	1.5	850	$1,330	$1.56	15d	1	0.30mi
11359 Stratton Park Dr Temple Terrace, FL	2.0	2.5	1110	$2,100	$1.89	25d	1	0.40mi
12414 Touchton Dr #97 Tampa, FL	2.0	1.5	1050	$1,750	$1.67	25d	1	0.41mi
12430 Touchton Dr #102 Tampa, FL	2.0	1.5	1012	$1,650	$1.63	25d	1	0.41mi
12710 English Hills Ct Tampa, FL	2.0	1.0	750	$1,229	$1.64	5d	17	0.46mi
5304 Mary Ct Tampa, FL	2.0	2.0	1100	$1,683	$1.53	15d	1	0.58mi
11306 Rifka Ct Tampa, FL	2.0	2.0	1100	$1,683	$1.53	18d	1	0.60mi
11301 Devorah Ct Tampa, FL	2.0	2.0	1100	$1,583	$1.44	22d	1	0.60mi
11301 N 53rd St Temple Terrace, FL	2.0	2.0	1100	$1,583	$1.44	0d	2	0.61mi
11304 Devorah Ct Tampa, FL	2.0	2.0	1100	$1,583	$1.44	2d	1	0.61mi
11316 N 52nd St Tampa, FL	2.0	1.0	1000	$1,400	$1.40	22d	1	0.74mi
11110 N 56th St Temple Terrace, FL	1.0–2.0	1.0–2.5	1130	$1,400	$1.24	0d	4	0.74mi
11314 N 52nd St Unit B17 Tampa, FL	2.0	1.0	1000	$1,400	$1.40	5d	1	0.75mi
11314 N 52nd St Unit B17 Tampa, FL	2.0	1.0	1000	$1,400	$1.40	0d	1	0.75mi
11314 N 52nd St Unit B13 Tampa, FL	2.0	1.0	1000	$1,300	$1.30	25d	1	0.75mi
11314 N 52nd St Unit B5 Tampa, FL	2.0	1.0	1000	$1,400	$1.40	18d	1	0.75mi
11314 N 52nd St Unit B12 Tampa, FL	2.0	1.0	1000	$1,500	$1.50	5d	1	0.75mi
6400 Markstown Dr Tampa, FL	2.0	1.0–2.0	877	$1,383	$1.58	25d	1	0.76mi
11316 N 52nd St Unit C14 Tampa, FL	2.0	1.0	1000	$1,400	$1.40	18d	1	0.76mi
11312 N 52nd St Unit A16 Tampa, FL	2.0	1.0	1000	$1,400	$1.40	18d	1	0.77mi
11312 N 52nd St Tampa, FL	2.0	1.0	1000	$1,400	$1.40	22d	1	0.77mi
11312 N 52nd St Unit A16 Tampa, FL	2.0	1.0	1000	$1,400	$1.40	0d	1	0.77mi
11314 N 52nd St Tampa, FL	2.0	1.0	1000	$1,250	$1.25	25d	1	0.78mi
11314 N 52nd St Tampa, FL	2.0	1.0	1000	$1,400	$1.40	22d	1	0.78mi
5326 Whiteway Dr Temple Terrace, FL	2.0	1.0	856	$900	$1.05	25d	1	0.82mi
11048 Le Jardin Cir Apt 102 Temple Terrace, FL	2.0	2.0	1100	$1,583	$1.44	2d	1	0.82mi
11024 Le Jardin Cir Unit 202 Temple Terrace, FL	2.0	2.0	1100	$1,683	$1.53	5d	1	0.83mi
10605 N 56th St Temple Terrace, FL	2.0–3.0	1.0–2.5	1212	$1,425	$1.18	3d	5	0.83mi
11014 Le Jardin Cir Apt 201 Temple Terrace, FL	2.0	2.0	1100	$1,683	$1.53	25d	1	0.83mi

HOA detail condo

• Monthly dues: $398 · $4,776/yr
• Likely covers: internetcablelandscapingexterior maint.insurancepool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 19 events

1. 2026-06-01
   status $123,900 Pending 89 DOM
2. 2026-05-31
   days on market $123,900 Active 89 DOM
3. 2026-04-14
   status Active 1768-char remark

   Show marketing remark (1768 chars)

   * * Back on the market—property is in great condition, no fault of the home or seller * * This is a MUST SEE! Located in the desirable Raintree community in Temple Terrace, this beautifully maintained second-floor condominium offers the perfect blend of privacy, convenience, and low-maintenance living. Ideally situated just minutes from the University of South Florida and Moffitt Cancer Center, with quick access to I-75, this property is well-suited for a student, investor, medical professional, or anyone seeking an easy commute. This one-bedroom, one-and-a-half-bath residence features a bright and open layout with polished porcelain flooring throughout and abundant natural light. The kitchen offers real wood cabinetry, granite countertops, and stainless steel appliances. The primary suite includes a walk-in shower for added comfort and functionality. A screened-in patio provides a private outdoor retreat and includes a utility closet with washer and dryer hookups. Raintree offers an array of amenities surrounded by mature Florida landscaping and scenic natural views. Residents enjoy a large community pool with expansive sun deck, clubhouse, tennis courts, racquetball courts, pickleball courts, dog walking areas, and peaceful green spaces. A small pond located just behind the building provides a quiet setting to relax or unwind outdoors. The HOA fee includes exterior maintenance, building insurance, grounds upkeep, and amenities, as well as high-speed internet and cable—providing exceptional value and truly maintenance-free living. With strong rental flexibility and an exceptional location near major employment and education centers, this condo presents an outstanding opportunity for both owner-occupants and investors alike.

4. 2026-04-06
   status Pending 1768-char remark

   Show marketing remark (1768 chars)

   * * Back on the market—property is in great condition, no fault of the home or seller * * This is a MUST SEE! Located in the desirable Raintree community in Temple Terrace, this beautifully maintained second-floor condominium offers the perfect blend of privacy, convenience, and low-maintenance living. Ideally situated just minutes from the University of South Florida and Moffitt Cancer Center, with quick access to I-75, this property is well-suited for a student, investor, medical professional, or anyone seeking an easy commute. This one-bedroom, one-and-a-half-bath residence features a bright and open layout with polished porcelain flooring throughout and abundant natural light. The kitchen offers real wood cabinetry, granite countertops, and stainless steel appliances. The primary suite includes a walk-in shower for added comfort and functionality. A screened-in patio provides a private outdoor retreat and includes a utility closet with washer and dryer hookups. Raintree offers an array of amenities surrounded by mature Florida landscaping and scenic natural views. Residents enjoy a large community pool with expansive sun deck, clubhouse, tennis courts, racquetball courts, pickleball courts, dog walking areas, and peaceful green spaces. A small pond located just behind the building provides a quiet setting to relax or unwind outdoors. The HOA fee includes exterior maintenance, building insurance, grounds upkeep, and amenities, as well as high-speed internet and cable—providing exceptional value and truly maintenance-free living. With strong rental flexibility and an exceptional location near major employment and education centers, this condo presents an outstanding opportunity for both owner-occupants and investors alike.

5. 2026-03-26
   status Active 1768-char remark

   Show marketing remark (1768 chars)

   * * Back on the market—property is in great condition, no fault of the home or seller * * This is a MUST SEE! Located in the desirable Raintree community in Temple Terrace, this beautifully maintained second-floor condominium offers the perfect blend of privacy, convenience, and low-maintenance living. Ideally situated just minutes from the University of South Florida and Moffitt Cancer Center, with quick access to I-75, this property is well-suited for a student, investor, medical professional, or anyone seeking an easy commute. This one-bedroom, one-and-a-half-bath residence features a bright and open layout with polished porcelain flooring throughout and abundant natural light. The kitchen offers real wood cabinetry, granite countertops, and stainless steel appliances. The primary suite includes a walk-in shower for added comfort and functionality. A screened-in patio provides a private outdoor retreat and includes a utility closet with washer and dryer hookups. Raintree offers an array of amenities surrounded by mature Florida landscaping and scenic natural views. Residents enjoy a large community pool with expansive sun deck, clubhouse, tennis courts, racquetball courts, pickleball courts, dog walking areas, and peaceful green spaces. A small pond located just behind the building provides a quiet setting to relax or unwind outdoors. The HOA fee includes exterior maintenance, building insurance, grounds upkeep, and amenities, as well as high-speed internet and cable—providing exceptional value and truly maintenance-free living. With strong rental flexibility and an exceptional location near major employment and education centers, this condo presents an outstanding opportunity for both owner-occupants and investors alike.

6. 2026-03-17
   status Pending 1768-char remark

   Show marketing remark (1768 chars)

   * * Back on the market—property is in great condition, no fault of the home or seller * * This is a MUST SEE! Located in the desirable Raintree community in Temple Terrace, this beautifully maintained second-floor condominium offers the perfect blend of privacy, convenience, and low-maintenance living. Ideally situated just minutes from the University of South Florida and Moffitt Cancer Center, with quick access to I-75, this property is well-suited for a student, investor, medical professional, or anyone seeking an easy commute. This one-bedroom, one-and-a-half-bath residence features a bright and open layout with polished porcelain flooring throughout and abundant natural light. The kitchen offers real wood cabinetry, granite countertops, and stainless steel appliances. The primary suite includes a walk-in shower for added comfort and functionality. A screened-in patio provides a private outdoor retreat and includes a utility closet with washer and dryer hookups. Raintree offers an array of amenities surrounded by mature Florida landscaping and scenic natural views. Residents enjoy a large community pool with expansive sun deck, clubhouse, tennis courts, racquetball courts, pickleball courts, dog walking areas, and peaceful green spaces. A small pond located just behind the building provides a quiet setting to relax or unwind outdoors. The HOA fee includes exterior maintenance, building insurance, grounds upkeep, and amenities, as well as high-speed internet and cable—providing exceptional value and truly maintenance-free living. With strong rental flexibility and an exceptional location near major employment and education centers, this condo presents an outstanding opportunity for both owner-occupants and investors alike.

7. 2026-02-14
   listed $124,900 Active 1768-char remark

   Show marketing remark (1768 chars)

   * * Back on the market—property is in great condition, no fault of the home or seller * * This is a MUST SEE! Located in the desirable Raintree community in Temple Terrace, this beautifully maintained second-floor condominium offers the perfect blend of privacy, convenience, and low-maintenance living. Ideally situated just minutes from the University of South Florida and Moffitt Cancer Center, with quick access to I-75, this property is well-suited for a student, investor, medical professional, or anyone seeking an easy commute. This one-bedroom, one-and-a-half-bath residence features a bright and open layout with polished porcelain flooring throughout and abundant natural light. The kitchen offers real wood cabinetry, granite countertops, and stainless steel appliances. The primary suite includes a walk-in shower for added comfort and functionality. A screened-in patio provides a private outdoor retreat and includes a utility closet with washer and dryer hookups. Raintree offers an array of amenities surrounded by mature Florida landscaping and scenic natural views. Residents enjoy a large community pool with expansive sun deck, clubhouse, tennis courts, racquetball courts, pickleball courts, dog walking areas, and peaceful green spaces. A small pond located just behind the building provides a quiet setting to relax or unwind outdoors. The HOA fee includes exterior maintenance, building insurance, grounds upkeep, and amenities, as well as high-speed internet and cable—providing exceptional value and truly maintenance-free living. With strong rental flexibility and an exceptional location near major employment and education centers, this condo presents an outstanding opportunity for both owner-occupants and investors alike.

8. 2016-09-10
   soldstatus $49,900
9. 2016-08-31
   soldstatus $49,900 Sold 397-char remark

   Show marketing remark (397 chars)

   This 800 sq ft condo home has 1 bedrooms and 1.5 bathrooms. It is located at 11808 Raintree Lake Ln Tampa, Florida. Owner has recently renovated the apartment and it's in mint condition. The property is conveniently located close to USF, Hospitals, Publix and restaurants, and Highway 75.. . It's a very convenient location to live and could be a great investment for student housing or rental.

10. 2016-08-17
    status Pending 397-char remark

    Show marketing remark (397 chars)

    This 800 sq ft condo home has 1 bedrooms and 1.5 bathrooms. It is located at 11808 Raintree Lake Ln Tampa, Florida. Owner has recently renovated the apartment and it's in mint condition. The property is conveniently located close to USF, Hospitals, Publix and restaurants, and Highway 75.. . It's a very convenient location to live and could be a great investment for student housing or rental.

11. 2016-08-03
    historical Active with Contract 397-char remark

    Show marketing remark (397 chars)

    This 800 sq ft condo home has 1 bedrooms and 1.5 bathrooms. It is located at 11808 Raintree Lake Ln Tampa, Florida. Owner has recently renovated the apartment and it's in mint condition. The property is conveniently located close to USF, Hospitals, Publix and restaurants, and Highway 75.. . It's a very convenient location to live and could be a great investment for student housing or rental.

12. 2016-07-14
    listed $49,900 Active 397-char remark

    Show marketing remark (397 chars)

    This 800 sq ft condo home has 1 bedrooms and 1.5 bathrooms. It is located at 11808 Raintree Lake Ln Tampa, Florida. Owner has recently renovated the apartment and it's in mint condition. The property is conveniently located close to USF, Hospitals, Publix and restaurants, and Highway 75.. . It's a very convenient location to live and could be a great investment for student housing or rental.

13. 2013-12-26
    soldstatus $31,000
14. 2007-06-05
    soldstatus $84,000
15. 2007-05-31
    soldstatus $84,000
16. 2006-10-06
    listed $79,900
17. 2004-11-16
    soldstatus $54,000
18. 2000-04-12
    soldstatus $179,000
19. 1997-12-17
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $496 · $41/mo
• Projected year-2 tax: $1,028 · $86/mo
• Expected delta: +$532/yr (+$44/mo · 107.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,923
• − Mortgage interest: −$6,940
• − Property taxes: −$496
• − Insurance: −$620
• − Repairs & maintenance: −$1,514
• − Management: −$1,514
• − HOA: −$4,776
• − Depreciation: −$3,604
• Taxable loss: −$541
• Est. tax savings @ 24.0%: +$130
• After-tax cash flow: $1,391/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Temple Terrace

• Score: 80/100
• State rank: #123
• US rank: #1870

Category grades

Amenities F Commute A+ Cost of living A- Crime D+ Employment B Housing A+ Health & safety B User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Temple Terrace, FL
• County: Hillsborough County · 1,540,968 people
• City population: 65,509
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 47,851
• Household income: $50,948
• Rent vs Own: 56.8% rent · 43.2% own
• Severe rent burden: 3295.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.71)
• Race & ethnicity: Black 36% White 33% Hispanic / Latino 23% Two or more races 14% Asian 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 7% Cuban 4% Dominican 2%
• Common ancestry: Hispanic 3% Lithuanian 1% Romanian 1%
• Foreign-born: 17% · Canada, Vietnam, Jamaica
• Languages at home: 74% English-only · Spanish 15% Arabic 3% French/Haitian/Cajun 3%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -243.20%
• Current HPI: 352.4572
• Rent YoY: ▼ -0.33%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+316.3% since first listed

17 events — show timeline

• 2026-04-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-26 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-14 Listed $124,900 Stellar MLS as Distributed by MLS Grid
• 2016-09-10 Sold (Public Records) $49,900 Public Records
• 2016-08-31 Sold (MLS) $49,900 Stellar MLS as Distributed by MLS Grid
• 2016-08-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-08-03 Contingent — Stellar MLS as Distributed by MLS Grid
• 2016-07-14 Listed $49,900 Stellar MLS as Distributed by MLS Grid
• 2013-12-26 Sold (Public Records) $31,000 Public Records
• 2007-06-05 Sold (Public Records) $84,000 Public Records
• 2007-05-31 Sold (MLS) $84,000 Stellar MLS as Distributed by MLS Grid
• 2006-10-06 Listed $79,900 Stellar MLS as Distributed by MLS Grid
• 2004-11-16 Sold (Public Records) $54,000 Public Records
• 2000-04-12 Sold (Public Records) $179,000 Public Records
• 1997-12-17 Sold (Public Records) $30,000 Public Records

Property tax history

-0.5%/yr

Latest (2025): $496 · +6.9% YoY. Source: county tax records.