1 Fisher Dr #207 · Mount Vernon, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +12.1/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.6/10.0
- Rent growth +4.3/5.0
- Condition / age +4.0/5.0
- Livability +3.6/5.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Large 1BR Roomy Flr Plan - SUPER Low Price (EAGER Out of Town Seller) leaves money to update/personalize it further! P+L+U+S Star Reduction Reduces Monthly Maint' by (-) $127! Coop Boasts Quiet Park Like Setting on Dead End Loop, Beautifully kept bldg w/ manicured lawns/grounds! One of Westchester's LOWEST Maint w/Strongest Financials! EZ/Quick Board. Own This Unit for Less than $850 A month after down payment & monthly maint' ~ Take off -$127(star) = less than $725 TO OWN a Big 1BR Coop?! WoW!
Key facts
- Secure entry
- Updated kitchen
- Separate dining area
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $120k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($14k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $120k).
- Recommended offer: $109k (9.0% below list) — sets the bar for market timing.
- Cap rate 17.6% vs local median 5.4% in Mount Vernon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#397 in NY) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A, employment B; Watch: crime D-, cost of living F.
- Mount Vernon School District (suburban): math 35% / reading 50% proficiency, ranked #485 of 590 in NY (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Traphagen School (math 32% / reading 52%, grade F, #1,361 of 2,108 statewide, top 67%, 322 students, 54% FRL); Benjamin Turner Middle School (math 8% / reading 32%, grade F, #678 of 729 statewide, top 94%, 196 students, 71% FRL); Denzel Washington School-Arts (math 57% / reading 84%, grade B+, #701 of 1,100 statewide, top 64%, 383 students, 58% FRL) — zoned schools at 61% FRL track the district average.
- Market conditions: Rents rising fast (+7.0%/yr); 216 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 67d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 7.0% rent growth), your $34k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 100 days — a 9% lower offer ($109k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $50k; list at $120k implies a 140% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 100 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.07% ✓
- Cap rate
- 17.62%
- Cash-on-cash
- 40.44%
- DSCR
- 2.80
- GRM
- 4.0
CMA / ARV
- ARV (median comp)
- $133,734
- List price
- $120,000
- Delta
- -10.27%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 30 Ehrbar Ave #102 | 0.10mi | 1/1.0 | 750 (0%) | 6mo | $125,000 | $167 | 90 |
| 505 E Lincoln Ave #302 | 0.10mi | 1/1.0 | 700 (-7%) | 1mo | $150,000 | $214 | 84 |
| 4 Park Ln Unit 2C | 0.07mi | 1/1.0 | 800 (+7%) | 3mo | $219,000 | $274 | 83 |
| 161 Pearsall Dr Unit 2B | 0.53mi | 1/1.0 | 750 (0%) | 2mo | $125,000 | $167 | 73 |
| 1 Fisher Dr #204 | 0.01mi | 1/1.0 | 850 (+13%) | 7mo | $125,500 | $148 | 71 |
| 485 E Lincoln Ave #409 | 0.07mi | 1/1.0 | 650 (-13%) | 7mo | $110,000 | $169 | 69 |
| 32 Broad St E Unit 1B | 0.74mi | 1/1.0 | 750 (0%) | 6mo | $142,000 | $189 | 60 |
| 166 Pearsall Dr Unit 5E | 0.48mi | 2/1.0 (+1) | 800 (+7%) | 6mo | $165,000 | $206 | 57 |
| 161 Pearsall Dr Unit 6H | 0.53mi | 1/1.0 | 650 (-13%) | 0mo | $128,000 | $197 | 53 |
| 445 Gramatan Ave Unit EB3 | 0.73mi | 1/1.0 | 700 (-7%) | 4mo | $178,000 | $254 | 52 |
| 110 Pearsall Dr Unit 3B | 0.45mi | 1/1.0 | 650 (-13%) | 7mo | $84,000 | $129 | 51 |
| 181 Pearsall Dr Unit 4D | 0.53mi | 1/1.0 | 650 (-13%) | 4mo | $121,000 | $186 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.04% rent growth · sell at horizon
- IRR
- 41.4%
- Equity multiple
- 2.88×
- Total profit
- $63,223
- Equity at exit
- $17,892
- IRR
- 49.5%
- Equity multiple
- 6.80×
- Total profit
- $194,930
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 32 active · 42 under contract
- Months of supply
- 7.7 mo (13%/mo absorbed)
- Median asking
- $174,500 ($217/sqft)
- Median days on market
- 73 d
- This list price
- 3% of active listings are priced below it
- ARV vs active asking
- -17.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 10552
- Rents YoY
- 7.0%
- Active inventory
- 216
- Price-to-rent
- 4.0×
Monthly cashflow live
- Estimated rent
- $2,483 high interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax est. 1.5%
- −$150 /mo · $1,800/yr
- Insurance
- −$50
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$521
- Net cashflow
- $1,132
Break-even live
Sensitivity live
| Price | -10% $1,215 | -5% $1,174 | +0% $1,132 | +5% $1,091 | +10% $1,050 |
|---|---|---|---|---|---|
| Rent | -10% $936 | -5% $1,034 | +0% $1,132 | +5% $1,231 | +10% $1,329 |
| Rate | -1.0pp $1,193 | -0.5pp $1,163 | base $1,132 | +0.5pp $1,101 | +1.0pp $1,070 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 148 Claremont Ave Mount Vernon, NY | 2.0 | 1.0 | 960 | $2,400 | $2.50 | 159d | 1 | 0.29mi |
| 118 N Columbus Ave Mount Vernon, NY | 1.0 | 1.0 | 650 | $1,700 | $2.62 | 165d | 1 | 0.30mi |
| 112 N Columbus Ave Mount Vernon, NY | 2.0 | 2.0 | 900 | $2,997 | $3.33 | 53d | 1 | 0.31mi |
| 112 N Columbus Ave Unit 2 Mt Vernon, NY | 2.0 | 2.0 | 900 | $2,997 | $3.33 | 159d | 1 | 0.31mi |
| 56 Clinton Pl Apt 1 Mt Vernon, NY | 2.0 | 1.0 | 1000 | $2,400 | $2.40 | 10d | 1 | 0.34mi |
| 265 Summit Ave Apt 3 Mt Vernon, NY | 2.0 | 1.0 | 1000 | $3,250 | $3.25 | 67d | 1 | 0.34mi |
| 282 Summit Ave Unit 2F 1 Bed Mt Vernon, NY | 1.0 | 1.0 | 650 | $2,250 | $3.46 | 77d | 1 | 0.39mi |
| 635 E Lincoln Ave Mount Vernon, NY | 2.0 | 1.0 | 1000 | $3,000 | $3.00 | 133d | 1 | 0.45mi |
| 52 Claremont Pl Unit 1 Mt Vernon, NY | 2.0 | 1.0 | 650 | $2,500 | $3.85 | 128d | 1 | 0.47mi |
| 149 Chester St Mount Vernon, NY | 2.0 | 1.0 | 900 | $3,200 | $3.56 | 10d | 1 | 0.52mi |
| 14 Rich Ave #1 Mt Vernon, NY | 2.0 | 1.0 | 1000 | $2,800 | $2.80 | 96d | 1 | 0.59mi |
| 28 Primrose Ave Apt 3 Mt Vernon, NY | 2.0 | 1.0 | 800 | $2,800 | $3.50 | 67d | 1 | 0.69mi |
| 28 Urban St Apt 3 Mt Vernon, NY | 2.0 | 1.0 | 786 | $2,050 | $2.61 | 66d | 1 | 0.69mi |
| 22 Chestnut Pl Mount Vernon, NY | 2.0 | 1.0 | 1000 | $2,750 | $2.75 | 10d | 1 | 0.71mi |
| 33 E Grand St Apt C2C Mt Vernon, NY | 1.0 | 1.0 | 750 | $2,300 | $3.07 | 3d | 1 | 0.72mi |
| 33 E Grand St Mount Vernon, NY | 1.0 | 1.0 | 725 | $2,050 | $2.83 | 33d | 1 | 0.73mi |
| 224 Gramatan Ave Unit 4K Mt Vernon, NY | 1.0 | 1.0 | 700 | $2,400 | $3.43 | 96d | 1 | 0.79mi |
| 114 Fourth Ave Unit 3 Pelham, NY | 1.0 | 1.0 | 650 | $2,400 | $3.69 | 10d | 1 | 0.82mi |
| 514 Gramatan Ave Mount Vernon, NY | 1.0 | 1.0 | 650 | $1,775 | $2.73 | 91d | 1 | 0.82mi |
| 214 Fifth Ave Apt 2 Pelham, NY | 1.0 | 1.0 | 800 | $3,200 | $4.00 | 3d | 1 | 0.85mi |
| 214 Fifth Ave Apt 8 Pelham, NY | 2.0 | 1.0 | 1000 | $4,150 | $4.15 | 10d | 1 | 0.85mi |
| 214 Fifth Ave Apt 15 Pelham, NY | 2.0 | 1.0 | 1000 | $3,800 | $3.80 | 10d | 1 | 0.85mi |
| 33 William St Mount Vernon, NY | 2.0 | 1.0 | 900 | $2,695 | $2.99 | 22d | 1 | 0.86mi |
| 222 N 6th Ave Mount Vernon, NY | 2.0 | 1.0 | 700 | $2,300 | $3.29 | 10d | 1 | 0.88mi |
| 42 Broad St W Mount Vernon, NY | 3.0 | 1.0–2.0 | 741 | $3,561 | $4.80 | 0d | 11 | 0.90mi |
| 42 Broad St W Mount Vernon, NY | 3.0 | 1.0–2.0 | 1014 | $3,956 | $3.90 | 165d | 15 | 0.90mi |
| 669 N Terrace Ave Mount Vernon, NY | 1.0 | 1.0 | 750 | $2,031 | $2.71 | 10d | 1 | 0.91mi |
| 271 S Fulton Ave Mount Vernon, NY | 2.0 | 1.0 | 700 | $2,300 | $3.29 | 10d | 1 | 0.92mi |
| 123 N 7th Ave Apt 3 Mt Vernon, NY | 1.0 | 1.0 | 1000 | $1,750 | $1.75 | 77d | 1 | 0.93mi |
| 230 N 7th Ave Unit 2 Mt Vernon, NY | 1.0 | 1.0 | 950 | $2,300 | $2.42 | 151d | 1 | 0.93mi |
| 18 N 6th Ave Unit 2 Mt Vernon, NY | 2.0 | 2.0 | 850 | $2,450 | $2.88 | 95d | 1 | 0.94mi |
| 12 Putnam St Mount Vernon, NY | 2.0 | 1.0 | 950 | $2,600 | $2.74 | 165d | 1 | 0.94mi |
| 122 N 7th Ave #1 Mt Vernon, NY | 1.0 | 1.0 | 1000 | $1,900 | $1.90 | 5d | 1 | 0.95mi |
| 25 Monroe St Unit 1 Mt Vernon, NY | 1.0 | 1.0 | 650 | $1,950 | $3.00 | 115d | 1 | 0.95mi |
| 680 N Terrace Ave Mount Vernon, NY | 1.0 | 1.0 | 550 | $2,125 | $3.86 | 66d | 1 | 0.96mi |
| 7 Monroe St Unit 3A Mt Vernon, NY | 2.0 | 1.0 | 600 | $2,000 | $3.33 | 96d | 1 | 0.97mi |
| 103 North St Mount Vernon, NY | 1.0 | 1.0 | 720 | $1,900 | $2.64 | 161d | 1 | 0.98mi |
| 80 W Grand St Unit B1 Mt Vernon, NY | 1.0 | 1.0 | 650 | $1,970 | $3.03 | 126d | 1 | 1.00mi |
| 80 W Grand St Mount Vernon, NY | 1.0 | 1.0 | 850 | $1,942 | $2.28 | 10d | 1 | 1.00mi |
| 508 New Rochelle Rd Unit 2 Bronxville, NY | 2.0 | 1.0 | 900 | $3,000 | $3.33 | 53d | 1 | 1.00mi |
Property features AI
Finance
- Other
- Property is a stock cooperative
- HOA & community
- Additional fees billed monthly
Exterior
- Parking
- Assigned parkingParking fee of $50
- Utilities
- Con-Edison electric serviceNatural gas connectedPublic sewerWater connectedElectricity connectedSewer connected
- Home design
- Stock cooperative6-story buildingEntry on 2nd level
- Construction
- Brick construction
- Exterior features
- Brick exteriorNot waterfront
Interior
- Kitchen
- Gas rangeRefrigerator
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Hot water heatNo central air
- Interior features
- ElevatorEntrance foyer
- Laundry & utility
- Common area laundry
Listing history 50 events
-
2026-11-08days on market $120,000 Active 100 DOM
-
2026-11-07days on market $120,000 Active 99 DOM
-
2026-11-06days on market $120,000 Active 98 DOM
-
2026-11-05days on market $120,000 Active 97 DOM
-
2026-11-04days on market $120,000 Active 96 DOM
-
2026-11-02days on market $120,000 Active 94 DOM
-
2026-11-01days on market $120,000 Active 93 DOM
-
2026-10-31days on market $120,000 Active 92 DOM
-
2026-10-30days on market $120,000 Active 91 DOM
-
2026-10-29days on market $120,000 Active 90 DOM
-
2026-10-28days on market $120,000 Active 89 DOM
-
2026-10-27days on market $120,000 Active 88 DOM
-
2026-10-26days on market $120,000 Active 87 DOM
-
2026-10-26days on market $120,000 Active 86 DOM
-
2026-10-24days on market $120,000 Active 85 DOM
-
2026-10-23days on market $120,000 Active 84 DOM
-
2026-10-22days on market $120,000 Active 83 DOM
-
2026-10-21days on market $120,000 Active 82 DOM
-
2026-10-20days on market $120,000 Active 81 DOM
-
2026-10-19days on market $120,000 Active 80 DOM
-
2026-10-18days on market $120,000 Active 79 DOM
-
2026-10-17days on market $120,000 Active 78 DOM
-
2026-10-16days on market $120,000 Active 77 DOM
-
2026-10-15days on market $120,000 Active 76 DOM
-
2026-10-14days on market $120,000 Active 75 DOM
-
2026-10-13days on market $120,000 Active 74 DOM
-
2026-10-12days on market $120,000 Active 73 DOM
-
2026-10-11days on market $120,000 Active 72 DOM
-
2026-10-10days on market $120,000 Active 71 DOM
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2026-10-09days on market $120,000 Active 70 DOM
-
2026-10-08days on market $120,000 Active 69 DOM
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2026-10-07days on market $120,000 Active 68 DOM
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2026-10-06days on market $120,000 Active 67 DOM
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2026-10-05days on market $120,000 Active 66 DOM
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2026-10-04days on market $120,000 Active 65 DOM
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2026-10-03days on market $120,000 Active 64 DOM
-
2026-10-02days on market $120,000 Active 63 DOM
-
2026-10-01days on market $120,000 Active 62 DOM
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2026-09-30days on market $120,000 Active 61 DOM
-
2026-09-29days on market $120,000 Active 60 DOM
-
2026-09-28days on market $120,000 Active 59 DOM
-
2026-09-27days on market $120,000 Active 58 DOM
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2026-09-26days on market $120,000 Active 57 DOM
-
2026-09-25days on market $120,000 Active 56 DOM
-
2026-09-24days on market $120,000 Active 55 DOM
-
2026-09-23days on market $120,000 Active 54 DOM
-
2026-09-22days on market $120,000 Active 53 DOM
-
2026-09-21days on market $120,000 Active 52 DOM
-
2026-09-20days on market $120,000 Active 51 DOM
-
2026-09-19days on market $120,000 Active 50 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,799
- − Mortgage interest
- −$6,722
- − Property taxes
- −$1,800
- − Insurance
- −$600
- − Repairs & maintenance
- −$2,384
- − Management
- −$2,384
- − Depreciation
- −$3,491
- Taxable income
- $12,418
- Est. tax owed @ 24.0%
- −$2,980
- After-tax cash flow
- $10,609/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This 1-bedroom, 1-bath unit is in good condition with updated finishes and a well-maintained exterior. It offers a bright and spacious living area with hardwood floors and a modern kitchen. The property is located in a quiet, well-maintained building with a landscaped courtyard and on-site amenities.
Components & finishes AI
Value-add opportunities
- Both painting — Fresh paint can make a significant difference in curb appeal and interior aesthetics ↑
- Both window cleaning — Clean windows enhance natural light and make the space feel brighter ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Mount Vernon School District
- NCES district ID
- 3620100
- Math proficiency
- 35% ▼ -3.00%
- Reading proficiency
- 50% ▲ 6.00%
- Median HH income
- $50,890
- Composite
- 36.59/100
- National rank
- #4631
- State rank
- #485 of 590 in NY
Livability — Mount Vernon
- Score
- 71/100
- State rank
- #397
- US rank
- #6876
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Mount Vernon, NY
- County
- Westchester County · 1,028,035 people
- City population
- 61,313
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 22,341
- Household income
- $96,717
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- Black 39% White 31% Hispanic / Latino 17% Two or more races 7% Asian 5%
- Hispanic origin (detail)
- Puerto Rican 5% Dominican 6%
- Languages at home
- 74% English-only · Spanish 12% Other Indo-European 7% French/Haitian/Cajun 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -393.94%
- Current HPI
- 244.3166
- Rent YoY
- ▲ 7.04%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+140.0% since first listed16 events — show timeline
- 2026-04-14 Pending — OneKey® MLS as Distributed by MLS Grid
- 2026-03-01 Listed $120,000 OneKey® MLS as Distributed by MLS Grid
- 2025-08-25 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-08-25 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2025-08-08 Price Changed $120,000 OneKey® MLS as Distributed by MLS Grid
- 2025-08-08 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2025-07-11 Listed $92,000 OneKey® MLS as Distributed by MLS Grid
- 2013-12-19 Sold (MLS) $50,000 HGMLS
- 2013-12-19 Sold (MLS) $50,000 OneKey® MLS as Distributed by MLS Grid
- 2013-11-26 Contingent — HGMLS
- 2013-11-25 Relisted — HGMLS
- 2013-11-01 Delisted — HGMLS
- 2013-10-15 Contingent — HGMLS
- 2013-06-01 Price Changed $50,000 HGMLS
- 2013-05-03 Listed $55,000 HGMLS
- 2013-05-01 Listed $50,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…