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325 Goss Rd
B+ Composite 77.06
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.5/10.0
  • Schools +4.1/10.0
  • Rent growth +3.9/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0

$99,900

325 Goss Rd · Orange, TX 77630
4 bd · 2.0 ba · 2,560 sqft · Manufactured public records · 155 Days on market
Built 2002 2.50 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Orangefield ISD - Beautiful land that boasts stupendous trees throughout, large home that needs some TLC! This property has a fenced area perfect for the kiddos or fur-babies to play, very large back patio for entertaining along with 2 storage buildings and lien to. There is an over-sized room with fireplace that could easily be used as a game room or 2nd primary room. Call today for all the details on this property that holds so much potential!

Key facts

  • Fenced area
  • Large back patio
  • Over-sized room

Tags

FENCED AREALARGE BACK PATIOSTORAGE BUILDINGSOVER-SIZED ROOMFIREPLACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $100k.

Deal economics

  • At list price, monthly cash flow is $601 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
  • Cap rate 13.5% vs local median 3.9% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, schools D-.
  • Orangefield ISD (rural): math 44% / reading 48% proficiency, ranked #217 of 826 in TX (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.7%/yr); 337 active listings in the ZIP; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $2k of equity ($691 loan paydown + $1k appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 155 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 13y ago; this cycle's ask has dropped $30k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 155 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.66%
Cap rate
13.51%
Cash-on-cash
25.79%
DSCR
2.15
GRM
5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
30.4%
Equity multiple
2.60×
Total profit
$44,879
Equity at exit
$34,156
10-year hold
IRR
34.5%
Equity multiple
5.56×
Total profit
$127,489
Equity at exit
$45,430

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
337
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$1,658 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$144 /mo · $1,722/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$348
Net cashflow
$601

Break-even live

Break-even rent $897
Max offer price $99,900
Occupancy floor 59%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $99,900 Active 155 DOM
  2. 2026-06-17
    days on market $99,900 Active 154 DOM
  3. 2026-06-16
    days on market $99,900 Active 153 DOM
  4. 2026-06-15
    days on market $99,900 Active 152 DOM
  5. 2026-06-14
    days on market $99,900 Active 150 DOM
  6. 2026-06-13
    days on market $99,900 Active 149 DOM
  7. 2026-06-10
    days on market $99,900 Active 147 DOM
  8. 2026-06-09
    days on market $99,900 Active 146 DOM
  9. 2026-06-08
    days on market $99,900 Active 145 DOM
  10. 2026-06-07
    days on market $99,900 Active 144 DOM
  11. 2026-06-03
    days on market $99,900 Active 140 DOM
  12. 2026-06-02
    days on market $99,900 Active 139 DOM
  13. 2026-06-01
    days on market $99,900 Active 138 DOM
  14. 2026-05-31
    days on market $99,900 Active 137 DOM
  15. 2026-05-30
    days on market $99,900 Active 136 DOM
  16. 2026-05-01
    price $99,900 450-char remark
    Show marketing remark (450 chars)

    Orangefield ISD - Beautiful land that boasts stupendous trees throughout, large home that needs some TLC! This property has a fenced area perfect for the kiddos or fur-babies to play, very large back patio for entertaining along with 2 storage buildings and lien to. There is an over-sized room with fireplace that could easily be used as a game room or 2nd primary room. Call today for all the details on this property that holds so much potential!

  17. 2026-01-14
    listed $129,900 Active 450-char remark
    Show marketing remark (450 chars)

    Orangefield ISD - Beautiful land that boasts stupendous trees throughout, large home that needs some TLC! This property has a fenced area perfect for the kiddos or fur-babies to play, very large back patio for entertaining along with 2 storage buildings and lien to. There is an over-sized room with fireplace that could easily be used as a game room or 2nd primary room. Call today for all the details on this property that holds so much potential!

  18. 2025-09-10
    price $140,000
  19. 2025-07-01
    listed $159,900 Active
  20. 2023-12-04
    historical
  21. 2013-11-12
    listed $47,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,722 · $144/mo
Projected year-2 tax
$1,828 · $152/mo
Expected delta
+$106/yr (+$9/mo · 6.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 2/10 Low FEMA zone X (unshaded) · 5% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,900
− Mortgage interest
−$5,596
− Property taxes
−$1,722
− Insurance
−$500
− Repairs & maintenance
−$1,592
− Management
−$1,592
− Depreciation
−$2,906
Taxable income
$5,992
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,438
After-tax cash flow
$5,775/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orangefield ISD
NCES district ID
4833780
Math proficiency
44% ▬ 0.00%
Reading proficiency
48% ▬ 0.00%
Median HH income
$63,682
Composite
40.77/100
National rank
#3647
State rank
#217 of 826 in TX

Livability — Orange

Score
71/100
State rank
#286
US rank
#6456

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+108.6% since first listed
6 events — show timeline
  • 2026-05-01 Price Changed $99,900 BBOR
  • 2026-01-14 Listed $129,900 BBOR
  • 2025-09-10 Price Changed $140,000 BBOR
  • 2025-07-01 Listed $159,900 BBOR
  • 2023-12-04 Delisted BBOR
  • 2013-11-12 Listed $47,900 BBOR

Property tax history

+0.4%/yr

Latest (2025): $1,722 · -5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…