1000 Kings Hwy #469 · Port Charlotte, FL 33980

$175,000

3 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 43 Days on market

Built 2005 1,992 sqft lot Est $157k · 12% over $320/mo HOA · 15% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.8/30.0
• 1% rule +7.3/10.0
• DSCR +5.9/10.0
• Schools +4.6/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• ARV discount +2.2/15.0
• Rent growth +1.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to your dream home in Port Charlotte Villages! This stunning 3-bedroom, 2-bath gem is nestled in a community of fewer than 500 units, ensuring tranquility and a close-knit atmosphere. Built in 2005 and tastefully remodeled just a year ago, this home is a testament to modern elegance. Step inside and be greeted by water-resistant laminate flooring, recently installed throughout the entire house. The kitchen and bathrooms boast brand new granite countertops, adding a touch of luxury to your everyday life. Stainless steel kitchen appliances and a convenient stackable washer and dryer are included, making your move-in effortless. With cathedral ceilings and an open concept layout, this corner lot home is flooded with natural light and exudes a spacious feel. The attached 2-car carport features newly openable windows, allowing the gentle Florida breeze to sweep through. Imagine sipping your morning coffee on the enclosed front porch lanai, soaking in the serene water views. The central air system was professionally cleaned after the hurricane, and the sturdy metal roof that handily weathered the storm comes with a transferable lifetime warranty. This 55+ golf cart community offers an abundance of amenities to enhance your Florida lifestyle. Take a dip in the heated pool, enjoy quality time with your furry friend in the dog walking park, or engage in friendly competition with billiards, bocce ball, and shuffleboard. Expand your horizons with books from the library or participate in health and fitness activities, bingo, and art and yoga classes. Social dinners and a gardening area foster a sense of community and belonging.

Key facts

• 1,992 sq ft lot
• 2 parking spots
• Community pool

Property features AI

Finance

• Other: Senior community; Community features: dog park, community mailbox, street lights, golf carts allowed, buyer approval required, special community restrictions, association recreation owned
• Financial info: Turnkey furnished; Lease restrictions apply; Total monthly fees $320 (total annual $3,840)
• HOA & community: Port Charlotte Village association (monthly fee $320); Association approval required; Association amenities: clubhouse, pool, fitness center, tennis courts, pickleball and basketball courts, recreation facilities, storage, cable TV, internet, maintenance, management, security; Association fee includes: cable TV, internet, pool, grounds maintenance, management, security, sewer, trash, water, escrow reserves

Exterior

• Parking: Covered parking; 2-space carport; Driveway; Off-street parking; Guest parking; Boat and golf cart parking at ground level
• Security: Hurricane shutters
• Utilities: Public water; Public sewer; Electricity connected; Fiber optics available; Underground utilities; Water connected; Sewer available and connected
• Home design: Manufactured double-wide home; One story; Faces south; Residential property in MHP zoning
• Construction: Vinyl siding; Metal roof; Other foundation
• Exterior features: Covered, enclosed front porch; Patio/porch awnings; Hurricane shutters; Rain gutters; Sliding doors; Storage; Mature landscaping with oak trees; Corner, landscaped, paved lot; Private maintained road (asphalt and concrete)

Interior

• Kitchen: Dishwasher; Disposal; Electric range; Microwave; Refrigerator; Solid surface counters; Stone counters; Eat-in kitchen
• Bedrooms: 3 bedrooms
• Flooring: Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Cathedral ceilings; Ceiling fans; Crown molding; Eat-in kitchen; Kitchen/family room combo; Open floorplan; Solid surface and stone counters; Thermostat; Blinds; Tinted windows
• Laundry & utility: Washer; Dryer; Inside laundry; Electric water heater; Exhaust fan

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $175k.

Deal economics

• At list price, monthly cash flow is $175 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $170k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, employment D, amenities F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-4.0%/yr); 600 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 41% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 43 days — a 3% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 3y ago; this cycle's ask has dropped $18k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $169,750 (3.0% below list)

Questions for the listing agent

1. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.23% ✓
• Cap rate: 7.49%
• Cash-on-cash: 4.29%
• DSCR: 1.19
• GRM: 6.8

CMA / ARV

• ARV (on-the-fly): $156,672
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1000 Kings Hwy #472	0.03mi	2/2.0 (-1)	1,100 (-4%)	7mo	$135,000	$123	80
1000 Kings Hwy #432	0.07mi	2/2.0 (-1)	1,056 (-8%)	4mo	$164,500	$156	74
1000 Kings Hwy #373	0.14mi	2/2.0 (-1)	1,248 (+8%)	2mo	$170,000	$136	73
1000 Kings Hwy #389	0.06mi	2/2.0 (-1)	1,269 (+10%)	10mo	$150,000	$118	67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -13.7%
• Equity multiple: 0.52×
• Total profit: $-23,280
• Equity at exit: $26,093

10-year hold

• IRR: -12.1%
• Equity multiple: 0.40×
• Total profit: $-29,358
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33980

• Home prices YoY: -5.0%
• Rents YoY: -4.0%
• Active inventory: 600
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $2,152 high
• Mortgage (P&I): −$918
• Tax from tax record: −$214 /mo · $2,573/yr
• Insurance: −$73
• HOA: −$320
• Vacancy / Maint / Mgmt: −$452
• Net cashflow: $175

Break-even live

Break-even rent $1,930

Max offer price $175,000

Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
24484 Zephyr Ct Unit 24484 Punta Gorda, FL	3.0	2.0	1255	$1,695	$1.35	21d	1	0.30mi
1670 Royal Ct Punta Gorda, FL	2.0	2.0	1393	$2,400	$1.72	21d	1	0.33mi
1717 Sunderland Dr Punta Gorda, FL	2.0	2.0	1402	$2,800	$2.00	21d	1	0.38mi
24401 Manchester Trl Punta Gorda, FL	2.0	2.0	1382	$2,000	$1.45	21d	1	0.48mi
1200 Loveland Blvd Punta Gorda, FL	1.0–3.0	1.0–2.0	1151	$2,660	$2.31	13d	276	0.58mi
24472 Manchester Trl Punta Gorda, FL	2.0	2.0	1373	$1,900	$1.38	21d	1	0.62mi
24151 Beatrix Blvd Port Charlotte, FL	3.0	1.0–2.0	990	$2,272	$2.29	13d	28	0.65mi
25100 Sandhill Blvd Port Charlotte, FL	2.0	2.0	860	$1,788	$2.08	21d	2	0.69mi
1999 Kings Hwy Port Charlotte, FL	2.0	1.0–2.0	906	$1,800	$1.99	21d	2	0.69mi
25050 Sandhill Blvd Unit 5B1 Punta Gorda, FL	2.0	2.0	900	$1,500	$1.67	21d	1	0.71mi
1471 Capricorn Blvd Unit A Punta Gorda, FL	3.0	2.0	1450	$1,900	$1.31	13d	1	0.73mi
1499 Capricorn Blvd Port Charlotte, FL	2.0	2.0	980	$1,495	$1.53	21d	1	0.77mi
24150 Beatrix Blvd Port Charlotte, FL	3.0	1.0–2.0	866	$1,978	$2.28	13d	42	0.90mi
24001 Madaca Ln Port Charlotte, FL	1.0–3.0	1.0–2.0	1179	$1,944	$1.65	13d	26	0.97mi
25225 Rampart Blvd Punta Gorda, FL	2.0	2.0	886	$1,925	$2.17	21d	5	1.05mi
175 Kings Hwy Port Charlotte, FL	2.0	2.0	1219	$1,398	$1.15	21d	3	1.11mi
175 Kings Hwy Unit A8 Punta Gorda, FL	2.0	2.0	1228	$1,700	$1.38	21d	1	1.22mi
25230 Campos Dr Punta Gorda, FL	3.0	2.0	1460	$1,750	$1.20	21d	1	1.28mi
23184 Glory Ave Port Charlotte, FL	2.0	2.0	1370	$2,000	$1.46	21d	1	1.32mi
2060 Willow Hammock Cir Unit D304 Punta Gorda, FL	2.0	2.0	924	$1,600	$1.73	21d	1	1.43mi

HOA detail

• Monthly dues: $320 · $3,840/yr
• Likely covers: waterpool

Listing history 32 events

1. 2026-06-18
   days on market $175,000 Active 43 DOM
2. 2026-06-17
   days on market $175,000 Active 42 DOM
3. 2026-06-16
   days on market $175,000 Active 41 DOM
4. 2026-06-15
   days on market $175,000 Active 40 DOM
5. 2026-06-14
   days on market $175,000 Active 38 DOM
6. 2026-06-13
   days on market $175,000 Active 37 DOM
7. 2026-06-10
   days on market $175,000 Active 35 DOM
8. 2026-06-09
   days on market $175,000 Active 34 DOM
9. 2026-06-08
   days on market $175,000 Active 33 DOM
10. 2026-06-07
    days on market $175,000 Active 32 DOM
11. 2026-06-05
    days on market $175,000 Active 29 DOM
12. 2026-06-03
    days on market $175,000 Active 28 DOM
13. 2026-06-02
    days on market $175,000 Active 27 DOM
14. 2026-06-01
    days on market $175,000 Active 26 DOM
15. 2026-05-31
    days on market $175,000 Active 25 DOM
16. 2026-05-30
    days on market $175,000 Active 24 DOM
17. 2026-05-23
    price $175,000
18. 2026-05-06
    listed $193,000 Active
19. 2025-11-11
    historical
20. 2025-10-14
    price $225,000
21. 2025-07-23
    listed $257,550 Active
22. 2023-08-03
    soldstatus $205,000 Closed 1651-char remark

    Show marketing remark (1651 chars)

    Welcome to your dream home in Port Charlotte Villages! This stunning 3-bedroom, 2-bath gem is nestled in a community of fewer than 500 units, ensuring tranquility and a close-knit atmosphere. Built in 2005 and tastefully remodeled just a year ago, this home is a testament to modern elegance. Step inside and be greeted by water-resistant laminate flooring, recently installed throughout the entire house. The kitchen and bathrooms boast brand new granite countertops, adding a touch of luxury to your everyday life. Stainless steel kitchen appliances and a convenient stackable washer and dryer are included, making your move-in effortless. With cathedral ceilings and an open concept layout, this corner lot home is flooded with natural light and exudes a spacious feel. The attached 2-car carport features newly openable windows, allowing the gentle Florida breeze to sweep through. Imagine sipping your morning coffee on the enclosed front porch lanai, soaking in the serene water views. The central air system was professionally cleaned after the hurricane, and the sturdy metal roof that handily weathered the storm comes with a transferable lifetime warranty. This 55+ golf cart community offers an abundance of amenities to enhance your Florida lifestyle. Take a dip in the heated pool, enjoy quality time with your furry friend in the dog walking park, or engage in friendly competition with billiards, bocce ball, and shuffleboard. Expand your horizons with books from the library or participate in health and fitness activities, bingo, and art and yoga classes. Social dinners and a gardening area foster a sense of community and belonging.

23. 2023-07-14
    status Pending 1651-char remark

    Show marketing remark (1651 chars)

    Welcome to your dream home in Port Charlotte Villages! This stunning 3-bedroom, 2-bath gem is nestled in a community of fewer than 500 units, ensuring tranquility and a close-knit atmosphere. Built in 2005 and tastefully remodeled just a year ago, this home is a testament to modern elegance. Step inside and be greeted by water-resistant laminate flooring, recently installed throughout the entire house. The kitchen and bathrooms boast brand new granite countertops, adding a touch of luxury to your everyday life. Stainless steel kitchen appliances and a convenient stackable washer and dryer are included, making your move-in effortless. With cathedral ceilings and an open concept layout, this corner lot home is flooded with natural light and exudes a spacious feel. The attached 2-car carport features newly openable windows, allowing the gentle Florida breeze to sweep through. Imagine sipping your morning coffee on the enclosed front porch lanai, soaking in the serene water views. The central air system was professionally cleaned after the hurricane, and the sturdy metal roof that handily weathered the storm comes with a transferable lifetime warranty. This 55+ golf cart community offers an abundance of amenities to enhance your Florida lifestyle. Take a dip in the heated pool, enjoy quality time with your furry friend in the dog walking park, or engage in friendly competition with billiards, bocce ball, and shuffleboard. Expand your horizons with books from the library or participate in health and fitness activities, bingo, and art and yoga classes. Social dinners and a gardening area foster a sense of community and belonging.

24. 2023-06-21
    price $217,900 1651-char remark

    Show marketing remark (1651 chars)

    Welcome to your dream home in Port Charlotte Villages! This stunning 3-bedroom, 2-bath gem is nestled in a community of fewer than 500 units, ensuring tranquility and a close-knit atmosphere. Built in 2005 and tastefully remodeled just a year ago, this home is a testament to modern elegance. Step inside and be greeted by water-resistant laminate flooring, recently installed throughout the entire house. The kitchen and bathrooms boast brand new granite countertops, adding a touch of luxury to your everyday life. Stainless steel kitchen appliances and a convenient stackable washer and dryer are included, making your move-in effortless. With cathedral ceilings and an open concept layout, this corner lot home is flooded with natural light and exudes a spacious feel. The attached 2-car carport features newly openable windows, allowing the gentle Florida breeze to sweep through. Imagine sipping your morning coffee on the enclosed front porch lanai, soaking in the serene water views. The central air system was professionally cleaned after the hurricane, and the sturdy metal roof that handily weathered the storm comes with a transferable lifetime warranty. This 55+ golf cart community offers an abundance of amenities to enhance your Florida lifestyle. Take a dip in the heated pool, enjoy quality time with your furry friend in the dog walking park, or engage in friendly competition with billiards, bocce ball, and shuffleboard. Expand your horizons with books from the library or participate in health and fitness activities, bingo, and art and yoga classes. Social dinners and a gardening area foster a sense of community and belonging.

25. 2023-05-01
    price $222,000 1651-char remark

    Show marketing remark (1651 chars)

    Welcome to your dream home in Port Charlotte Villages! This stunning 3-bedroom, 2-bath gem is nestled in a community of fewer than 500 units, ensuring tranquility and a close-knit atmosphere. Built in 2005 and tastefully remodeled just a year ago, this home is a testament to modern elegance. Step inside and be greeted by water-resistant laminate flooring, recently installed throughout the entire house. The kitchen and bathrooms boast brand new granite countertops, adding a touch of luxury to your everyday life. Stainless steel kitchen appliances and a convenient stackable washer and dryer are included, making your move-in effortless. With cathedral ceilings and an open concept layout, this corner lot home is flooded with natural light and exudes a spacious feel. The attached 2-car carport features newly openable windows, allowing the gentle Florida breeze to sweep through. Imagine sipping your morning coffee on the enclosed front porch lanai, soaking in the serene water views. The central air system was professionally cleaned after the hurricane, and the sturdy metal roof that handily weathered the storm comes with a transferable lifetime warranty. This 55+ golf cart community offers an abundance of amenities to enhance your Florida lifestyle. Take a dip in the heated pool, enjoy quality time with your furry friend in the dog walking park, or engage in friendly competition with billiards, bocce ball, and shuffleboard. Expand your horizons with books from the library or participate in health and fitness activities, bingo, and art and yoga classes. Social dinners and a gardening area foster a sense of community and belonging.

26. 2023-04-24
    status Active 1651-char remark

    Show marketing remark (1651 chars)

    Welcome to your dream home in Port Charlotte Villages! This stunning 3-bedroom, 2-bath gem is nestled in a community of fewer than 500 units, ensuring tranquility and a close-knit atmosphere. Built in 2005 and tastefully remodeled just a year ago, this home is a testament to modern elegance. Step inside and be greeted by water-resistant laminate flooring, recently installed throughout the entire house. The kitchen and bathrooms boast brand new granite countertops, adding a touch of luxury to your everyday life. Stainless steel kitchen appliances and a convenient stackable washer and dryer are included, making your move-in effortless. With cathedral ceilings and an open concept layout, this corner lot home is flooded with natural light and exudes a spacious feel. The attached 2-car carport features newly openable windows, allowing the gentle Florida breeze to sweep through. Imagine sipping your morning coffee on the enclosed front porch lanai, soaking in the serene water views. The central air system was professionally cleaned after the hurricane, and the sturdy metal roof that handily weathered the storm comes with a transferable lifetime warranty. This 55+ golf cart community offers an abundance of amenities to enhance your Florida lifestyle. Take a dip in the heated pool, enjoy quality time with your furry friend in the dog walking park, or engage in friendly competition with billiards, bocce ball, and shuffleboard. Expand your horizons with books from the library or participate in health and fitness activities, bingo, and art and yoga classes. Social dinners and a gardening area foster a sense of community and belonging.

27. 2023-04-20
    status Pending 1651-char remark

    Show marketing remark (1651 chars)

    Welcome to your dream home in Port Charlotte Villages! This stunning 3-bedroom, 2-bath gem is nestled in a community of fewer than 500 units, ensuring tranquility and a close-knit atmosphere. Built in 2005 and tastefully remodeled just a year ago, this home is a testament to modern elegance. Step inside and be greeted by water-resistant laminate flooring, recently installed throughout the entire house. The kitchen and bathrooms boast brand new granite countertops, adding a touch of luxury to your everyday life. Stainless steel kitchen appliances and a convenient stackable washer and dryer are included, making your move-in effortless. With cathedral ceilings and an open concept layout, this corner lot home is flooded with natural light and exudes a spacious feel. The attached 2-car carport features newly openable windows, allowing the gentle Florida breeze to sweep through. Imagine sipping your morning coffee on the enclosed front porch lanai, soaking in the serene water views. The central air system was professionally cleaned after the hurricane, and the sturdy metal roof that handily weathered the storm comes with a transferable lifetime warranty. This 55+ golf cart community offers an abundance of amenities to enhance your Florida lifestyle. Take a dip in the heated pool, enjoy quality time with your furry friend in the dog walking park, or engage in friendly competition with billiards, bocce ball, and shuffleboard. Expand your horizons with books from the library or participate in health and fitness activities, bingo, and art and yoga classes. Social dinners and a gardening area foster a sense of community and belonging.

28. 2023-03-21
    listed $229,900 Active 1651-char remark

    Show marketing remark (1651 chars)

    Welcome to your dream home in Port Charlotte Villages! This stunning 3-bedroom, 2-bath gem is nestled in a community of fewer than 500 units, ensuring tranquility and a close-knit atmosphere. Built in 2005 and tastefully remodeled just a year ago, this home is a testament to modern elegance. Step inside and be greeted by water-resistant laminate flooring, recently installed throughout the entire house. The kitchen and bathrooms boast brand new granite countertops, adding a touch of luxury to your everyday life. Stainless steel kitchen appliances and a convenient stackable washer and dryer are included, making your move-in effortless. With cathedral ceilings and an open concept layout, this corner lot home is flooded with natural light and exudes a spacious feel. The attached 2-car carport features newly openable windows, allowing the gentle Florida breeze to sweep through. Imagine sipping your morning coffee on the enclosed front porch lanai, soaking in the serene water views. The central air system was professionally cleaned after the hurricane, and the sturdy metal roof that handily weathered the storm comes with a transferable lifetime warranty. This 55+ golf cart community offers an abundance of amenities to enhance your Florida lifestyle. Take a dip in the heated pool, enjoy quality time with your furry friend in the dog walking park, or engage in friendly competition with billiards, bocce ball, and shuffleboard. Expand your horizons with books from the library or participate in health and fitness activities, bingo, and art and yoga classes. Social dinners and a gardening area foster a sense of community and belonging.

29. 2017-12-19
    soldstatus $115,000
30. 2004-05-19
    soldstatus $94,500
31. 1995-04-01
    soldstatus $59,500
32. 1991-04-01
    soldstatus $58,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,573 · $214/mo
• Projected year-2 tax: $2,573 · $214/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,826
• − Mortgage interest: −$9,803
• − Property taxes: −$2,573
• − Insurance: −$875
• − Repairs & maintenance: −$2,066
• − Management: −$2,066
• − HOA: −$3,840
• − Depreciation: −$5,091
• Taxable loss: −$487
• Est. tax savings @ 24.0%: +$117
• After-tax cash flow: $2,219/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Port Charlotte

• Score: 65/100
• State rank: #655
• US rank: #13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• City population: 102,180
• Metro: Punta Gorda, FL
• Population (ZIP): 13,120
• Household income: $63,591
• Rent vs Own: 24.3% rent · 75.7% own
• Severe rent burden: 612.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Hispanic / Latino 10% Two or more races 10% Black 9%
• Hispanic origin (detail): Puerto Rican 3% Cuban 2% Dominican 2%
• Common ancestry: Romanian 5% Hispanic 4% Slovak 3%
• Foreign-born: 16% · Canada, Jamaica
• Languages at home: 85% English-only · Spanish 8% French/Haitian/Cajun 5% German/W. Germanic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -16.02%
• Current HPI: 306.3331
• Rent YoY: ▼ -4.04%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+201.7% since first listed

16 events — show timeline

• 2026-05-23 Price Changed $175,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-06 Listed $193,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-11 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-10-14 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
• 2025-07-23 Listed $257,550 Stellar MLS as Distributed by MLS Grid
• 2023-08-03 Sold (MLS) $205,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-06-21 Price Changed $217,900 Stellar MLS as Distributed by MLS Grid
• 2023-05-01 Price Changed $222,000 Stellar MLS as Distributed by MLS Grid
• 2023-04-24 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-04-20 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-03-21 Listed $229,900 Stellar MLS as Distributed by MLS Grid
• 2017-12-19 Sold (Public Records) $115,000 Public Records
• 2004-05-19 Sold (Public Records) $94,500 Public Records
• 1995-04-01 Sold (Public Records) $59,500 Public Records
• 1991-04-01 Sold (Public Records) $58,000 Public Records

Property tax history

+10.4%/yr

Latest (2025): $2,573 · -10.6% YoY. Source: county tax records.