443 Pansy St · Davenport, FL 33837

$105,000

2 bd · 1.0 ba · 384 sqft · Manufactured public records · 122 Days on market

Built 1996 3,237 sqft lot $58/mo HOA · 4% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.7/10.0
• ARV discount +7.5/15.0
• Schools +3.5/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

Key facts

• Covered front porch
• Covered parking
• No rear neighbors

Tags

• OWN THE LAND
• COVERED FRONT PORCH
• NO REAR NEIGHBORS
• HEATED COMMUNITY POOL
• COMMUNITY CLUBHOUSE
• COVERED PARKING

Property features AI

Finance

• Other: Partially furnished; Location details: South on rt27 to Davenport Blvd (CR 547); approx. 1 mile on left, through gate past clubhouse to Pansy St — house on right
• Financial info: Lease restrictions apply
• HOA & community: Has HOA (monthly fee $58; annual fee $696); Association approval required; Association amenities include gated community, clubhouse, pool, spa/hot tub, shuffleboard court, laundry, community mailbox, private road; Buyer approval required; Deed restrictions apply; Golf carts allowed; Senior community; Pets allowed (cats and dogs; max pet weight 20 lbs)

Exterior

• Parking: Covered parking; Carport (2 spaces); Off-street parking; Golf cart parking
• Utilities: Public water; Public sewer (also lists private sewer); Electricity connected; Propane available; Cable connected; Sewer connected; Water available
• Home design: Manufactured double-wide home; One story; Faces east
• Construction: Vinyl siding; Metal roof; Slab foundation; Other foundation details
• Exterior features: Covered front porch; Covered patio; Patio; Awnings; Rain gutters; Shade shutters; Exterior storage

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Solid surface countertops; Solid wood cabinetry
• Bedrooms: 2 bedrooms (one-level home)
• Flooring: Carpet; Ceramic tile
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; High ceilings; Vaulted ceilings; Solid surface counters; Solid wood cabinets; Thermostat; Window treatments; Skylights; Blinds; Shades; Tinted windows
• Laundry & utility: Washer and dryer included; Inside laundry; Gas dryer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $105k.

Deal economics

• At list price, monthly cash flow is $438 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $105k).
• Recommended offer: $92k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 70/100 on livability (#423 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: schools D+, employment D+, amenities F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-2.7%/yr); 1382 active listings in the ZIP; solid renter incomes; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $29k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 122 days — a 12% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 2y ago; this cycle's ask has dropped $20k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $92,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 122 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.47% ✓
• Cap rate: 11.30%
• Cash-on-cash: 17.88%
• DSCR: 1.80
• GRM: 5.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 5.8%
• Equity multiple: 1.22×
• Total profit: $6,413
• Equity at exit: $15,656

10-year hold

• IRR: 12.2%
• Equity multiple: 1.82×
• Total profit: $24,236
• Equity at exit: $9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33837

• Home prices YoY: -33.9%
• Rents YoY: -2.7%
• Active inventory: 1382
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,546 medium
• Mortgage (P&I): −$551
• Tax est. 1.5%: −$131 /mo · $1,575/yr
• Insurance: −$44
• HOA: −$58
• Vacancy / Maint / Mgmt: −$325
• Net cashflow: $438

Break-even live

Break-even rent $992

Max offer price $105,000

Occupancy floor 67%

Sensitivity live

Price	-10% $511	-5% $474	+0% $438	+5% $402	+10% $366
Rent	-10% $316	-5% $377	+0% $438	+5% $499	+10% $560
Rate	-1.0pp $491	-0.5pp $465	base $438	+0.5pp $411	+1.0pp $383

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $58 · $696/yr
• Likely covers: poolsecurity

Listing history 29 events

1. 2026-06-18
   days on market $105,000 Active 122 DOM
2. 2026-06-17
   days on market $105,000 Active 121 DOM
3. 2026-06-16
   days on market $105,000 Active 120 DOM
4. 2026-06-15
   days on market $105,000 Active 119 DOM
5. 2026-06-13
   days on market $105,000 Active 117 DOM
6. 2026-06-10
   days on market $105,000 Active 114 DOM
7. 2026-06-09
   days on market $105,000 Active 113 DOM
8. 2026-06-08
   days on market $105,000 Active 112 DOM
9. 2026-06-07
   days on market $105,000 Active 111 DOM
10. 2026-06-05
    days on market $105,000 Active 108 DOM
11. 2026-06-03
    days on market $105,000 Active 106 DOM
12. 2026-06-01
    days on market $105,000 Active 105 DOM
13. 2026-05-31
    days on market $105,000 Active 104 DOM
14. 2026-04-17
    status Active
15. 2026-03-04
    status Pending
16. 2026-01-31
    price $115,000
17. 2026-01-03
    listed $125,500 Active
18. 2025-09-10
    soldstatus $96,000
19. 2025-08-29
    soldstatus $96,000 Closed 1368-char remark

    Show marketing remark (1368 chars)

    Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

20. 2025-07-21
    status Pending 1368-char remark

    Show marketing remark (1368 chars)

    Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

21. 2025-06-30
    status Active 1368-char remark

    Show marketing remark (1368 chars)

    Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

22. 2025-04-05
    status Pending 1368-char remark

    Show marketing remark (1368 chars)

    Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

23. 2024-12-04
    status Active 1368-char remark

    Show marketing remark (1368 chars)

    Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

24. 2024-11-29
    historical 1368-char remark

    Show marketing remark (1368 chars)

    Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

25. 2024-08-06
    price $102,000 1368-char remark

    Show marketing remark (1368 chars)

    Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

26. 2024-05-24
    status Active 1368-char remark

    Show marketing remark (1368 chars)

    Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

27. 2024-05-20
    status Pending 1368-char remark

    Show marketing remark (1368 chars)

    Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

28. 2024-04-22
    listed $105,000 Active 1368-char remark

    Show marketing remark (1368 chars)

    Love Entertaining? LOW HOA OF $696 A YEAR. TAX EXEMPTION ON PROPERTY TAXES WHEN THIS IS YOUR OFFICIAL RESIDENCY! Want a GATED COMMUNITY close to I-4 AND HWY 27, hospital, doctors, restaurants? The HEATED POOL and AIR CONDITIONED clubhouse are waiting for you with it's many activities and events! This lot is larger than most due to being on the curve. Fully paved front to back making yard work minimal! WALK thru the front door from the spacious and shady front deck into the spacious living room. THIS 1 Bedroom, 1 Bath and a BONUS ROOM (that serves as the 2nd bedroom/utility/ office room). A ramp (which can be removed) leads to the dining room and kitchen. Go down the hallway to the primary bedroom which has access to the hall bath. The bonus room can be accessed from the primary bedroom which serves as the 2nd bedroom, office, utility room. This room also gives access to rear yard and shed. IMAGINE SITTING OUT ON THE BEAUTIFULLY PAVED PATIO with a vinyl fence along the back of the property for privacy giving you a quiet place for ENTERTAINING OR RELAXING in your lounge chair. ALUMINUM AWNINGS all around the house keeps the sun at bay. This house has had EXTRA INSULATION and is WRAPPED under the newer siding so that you have savings on utilities. Rolled ALUMINUM roof! ONE OWNER NEEDS TO BE OVER 55 YEARS OLD, PARTNER/SPOUSE CAN BE OVER 45 YEARS OLD

29. 1995-01-03
    soldstatus $12,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,557
• − Mortgage interest: −$5,882
• − Property taxes: −$1,575
• − Insurance: −$525
• − Repairs & maintenance: −$1,485
• − Management: −$1,485
• − HOA: −$696
• − Depreciation: −$3,055
• Taxable income: $3,856
• Est. tax owed @ 24.0%: −$925
• After-tax cash flow: $4,331/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Davenport

• Score: 70/100
• State rank: #423
• US rank: #7541

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Davenport, FL
• County: Polk County · 740,051 people
• City population: 104,279
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 47,389
• Household income: $81,276
• Rent vs Own: 18.5% rent · 81.5% own
• Severe rent burden: 424.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: Hispanic / Latino 42% White 36% Two or more races 16% Black 15% Asian 2%
• Hispanic origin (detail): Mexican 7% Puerto Rican 22% Cuban 2% Dominican 1%
• Common ancestry: Hispanic 5% Romanian 3% Lithuanian 1%
• Foreign-born: 18% · Canada, Jamaica
• Languages at home: 55% English-only · Spanish 35% French/Haitian/Cajun 6% Other Indo-European 2%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -131.62%
• Current HPI: 256.8165
• Rent YoY: ▼ -2.73%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+835.0% since first listed

16 events — show timeline

• 2026-04-17 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-01-31 Price Changed $115,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-03 Listed $125,500 Stellar MLS as Distributed by MLS Grid
• 2025-09-10 Sold (Public Records) $96,000 Public Records
• 2025-08-29 Sold (MLS) $96,000 Stellar MLS as Distributed by MLS Grid
• 2025-07-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-06-30 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-04-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-12-04 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-11-29 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-08-06 Price Changed $102,000 Stellar MLS as Distributed by MLS Grid
• 2024-05-24 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-05-20 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-04-22 Listed $105,000 Stellar MLS as Distributed by MLS Grid
• 1995-01-03 Sold (Public Records) $12,300 Public Records

Property tax history

-5.9%/yr

Latest (2025): $141 · +5.4% YoY. Source: county tax records.