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752 Nashville Rd
D Composite 41.21
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.7/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.1/10.0
  • Rent growth +3.9/5.0
  • 1% rule +3.8/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$154,900

752 Nashville Rd · Rocky Mount, NC 27803
3 bd · 1.0 ba · 1,104 sqft · SingleFamily public records · 27 Days on market
Built 1950 10,019 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This property is a complete gut and renovation opportunity, perfect for experienced investors, contractors, or buyers looking to bring a home back to life. Situated in a growing area with strong potential, the structure offers a blank canvas for your next flip or custom rebuild. Whether you're adding to your rental portfolio or designing a dream home from scratch, this project has the bones for something special.

Key facts

  • 0.23 acre lot
  • Built 1950
  • Listed 26 days

Property features AI

Finance

  • Other: Located in Nash County, postal code 27803
  • HOA & community: No homeowners association

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Site-built single-story home; One level
  • Construction: Concrete and vinyl siding exterior; Built on concrete perimeter foundation
  • Exterior features: Shingle roof; Concrete and concrete perimeter foundation; Lot approximately 0.23 acre (about 10,019 sq ft); Public maintained road access

Interior

  • Bedrooms: 3 bedrooms (includes main level bedrooms)
  • Flooring: Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric heating; No central cooling
  • Interior features: Vinyl flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $10 ($126/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (11.7% below list).
  • Recommended offer: $137k (11.7% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 4.5% in Rocky Mount — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#134 in NC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, employment F.
  • Nash-Rocky Mount Schools (rural): math 20% / reading 32% proficiency, ranked #155 of 178 in NC (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Williford Elementary (201 students, 98% FRL); Rocky Mount Middle (math 7% / reading 26%, grade F, #449 of 475 statewide, top 96%, 407 students, 97% FRL); Rocky Mount High (math 27% / reading 36%, grade F, #449 of 535 statewide, top 85%, 1,072 students, 76% FRL) — zoned schools average 90% FRL vs 59% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.5%/yr); 175 active listings in the ZIP; 500 units permitted in Nash County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Nash County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $30k; list at $155k implies a 416% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,830 (11.7% below list)

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
6.37%
Cash-on-cash
0.29%
DSCR
1.01
GRM
9.4

CMA / ARV

ARV (on-the-fly)
$77,280
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1416 Betz St 0.12mi 3/1.5 1,064 (-4%) 10mo $100,000 $94 78
513 Mullins St 0.34mi 3/1.0 1,056 (-4%) 4mo $103,000 $98 73
1642 W Raleigh Blvd 0.27mi 3/1.0 1,170 (+6%) 9mo $158,000 $135 70
623 Henry St 0.41mi 3/1.0 1,188 (+8%) 4mo $21,000 $18 65
605 Dexter St 0.38mi 3/1.0 1,216 (+10%) 2mo $65,000 $53 64
640 Beaman St 0.16mi 2/1.0 (-1) 965 (-13%) 5mo $51,500 $53 63
1809 Burton St 0.48mi 3/1.5 1,135 (+3%) 10mo $80,000 $70 62
414 Dexter St 0.52mi 3/1.0 1,154 (+4%) 8mo $62,500 $54 62
1616 Davis St 0.45mi 2/1.0 (-1) 1,050 (-5%) 10mo $23,000 $22 58
1201 York St 0.45mi 3/2.0 1,243 (+13%) 2mo $91,000 $73 52
223 Renfrow St 0.66mi 3/1.0 1,176 (+6%) 10mo $37,000 $31 50
625 Powell Dr 0.66mi 3/1.5 1,212 (+10%) 1mo $148,500 $123 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.51% rent growth · sell at horizon

5-year hold
IRR
-13.1%
Equity multiple
0.52×
Total profit
$-20,870
Equity at exit
$23,096
10-year hold
IRR
-0.6%
Equity multiple
0.96×
Total profit
$-1,928
Equity at exit
$13,393

Cash invested: $43,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 27803

Rents YoY
5.5%
Active inventory
175
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$1,368 medium interval (Pro) →
Mortgage (P&I)
$812
Tax est. 1.5%
$194 /mo · $2,324/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$287
Net cashflow
$10

Break-even live

Break-even rent $1,355
Max offer price $154,900
Occupancy floor 94%

Sensitivity live

Price -10% $118 -5% $64 +0% $10 +5% $-43 +10% $-97
Rent -10% $-98 -5% $-44 +0% $10 +5% $65 +10% $119
Rate -1.0pp $88 -0.5pp $50 base $10 +0.5pp $-30 +1.0pp $-70

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,725
Closing costs
$4,647
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 24 events

  1. 2026-06-21
    days on market $154,900 Coming Soon 27 DOM
  2. 2026-06-19
    days on market $154,900 Coming Soon 25 DOM
  3. 2026-06-18
    days on market $154,900 Coming Soon 24 DOM
  4. 2026-06-17
    days on market $154,900 Coming Soon 23 DOM
  5. 2026-06-16
    days on market $154,900 Coming Soon 22 DOM
  6. 2026-06-15
    days on market $154,900 Coming Soon 21 DOM
  7. 2026-06-14
    days on market $154,900 Coming Soon 19 DOM
  8. 2026-06-13
    days on market $154,900 Coming Soon 18 DOM
  9. 2026-06-10
    days on market $154,900 Coming Soon 16 DOM
  10. 2026-06-09
    days on market $154,900 Coming Soon 15 DOM
  11. 2026-06-08
    days on market $154,900 Coming Soon 14 DOM
  12. 2026-06-07
    days on market $154,900 Coming Soon 13 DOM
  13. 2026-06-03
    days on market $154,900 Coming Soon 9 DOM
  14. 2026-06-02
    days on market $154,900 Coming Soon 8 DOM
  15. 2026-06-01
    days on market $154,900 Coming Soon 7 DOM
  16. 2026-05-31
    days on market $154,900 Coming Soon 6 DOM
  17. 2026-05-30
    days on market $154,900 Coming Soon 5 DOM
  18. 2026-05-25
    historical $154,900
  19. 2025-08-04
    price $30,000 416-char remark
    Show marketing remark (416 chars)

    This property is a complete gut and renovation opportunity, perfect for experienced investors, contractors, or buyers looking to bring a home back to life. Situated in a growing area with strong potential, the structure offers a blank canvas for your next flip or custom rebuild. Whether you're adding to your rental portfolio or designing a dream home from scratch, this project has the bones for something special.

  20. 2025-08-01
    soldstatus $30,000 Sold 416-char remark
    Show marketing remark (416 chars)

    This property is a complete gut and renovation opportunity, perfect for experienced investors, contractors, or buyers looking to bring a home back to life. Situated in a growing area with strong potential, the structure offers a blank canvas for your next flip or custom rebuild. Whether you're adding to your rental portfolio or designing a dream home from scratch, this project has the bones for something special.

  21. 2025-07-04
    historical Active Under Contract 416-char remark
    Show marketing remark (416 chars)

    This property is a complete gut and renovation opportunity, perfect for experienced investors, contractors, or buyers looking to bring a home back to life. Situated in a growing area with strong potential, the structure offers a blank canvas for your next flip or custom rebuild. Whether you're adding to your rental portfolio or designing a dream home from scratch, this project has the bones for something special.

  22. 2025-05-07
    listed $50,000 Active 416-char remark
    Show marketing remark (416 chars)

    This property is a complete gut and renovation opportunity, perfect for experienced investors, contractors, or buyers looking to bring a home back to life. Situated in a growing area with strong potential, the structure offers a blank canvas for your next flip or custom rebuild. Whether you're adding to your rental portfolio or designing a dream home from scratch, this project has the bones for something special.

  23. 2010-09-22
    soldstatus $14,000
  24. 2002-01-22
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,420
− Mortgage interest
−$8,677
− Property taxes
−$2,324
− Insurance
−$774
− Repairs & maintenance
−$1,314
− Management
−$1,314
− Depreciation
−$4,506
Taxable loss
−$2,489
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$597
After-tax cash flow
$723/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nash-Rocky Mount Schools
NCES district ID
3703270
Math proficiency
20% ▼ -3.00%
Reading proficiency
32% ▲ 1.00%
Median HH income
$41,553
Composite
22.04/100
National rank
#8198
State rank
#155 of 178 in NC

Livability — Rocky Mount

Score
70/100
State rank
#134
US rank
#7692

Category grades

Amenities F Commute B+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rocky Mount, NC
County
Nash County · 50,768 people
City population
70,300
Metro
Rocky Mount, NC
Population (ZIP)
20,055
Household income
$60,124
Rent vs Own
38.3% rent · 61.7% own
Severe rent burden
641.0

Population outlook (Nash County) Hauer SSP2

Today (2025)
91,107 people
By 2030
89,193 · -2.1%
By 2040
84,959 · -6.7%
By 2050
80,517 · -11.6%
By 2075
72,941 · -19.9%
By 2100
63,602 · -30.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 46% Black 44% Two or more races 6% Hispanic / Latino 5% Asian 1%
Common ancestry
Iranian 1% Italian 1% Slovak 1%
Foreign-born
3% · Canada
Languages at home
93% English-only · Spanish 5% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Nash

2024 margin
Toss-up / Even · D 48.7% · R 50.5%
2008→2024 swing
-0.4pp no change · 2008: -1.3pp · 2024: -1.8pp
All cycles
2024: R+1.8 2020: D+0.2 2016: R+0.2 2012: D+0.9 2008: R+1.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -162.95%
Current HPI
190.0204
Rent YoY
▲ 5.51%
Metro
Rocky Mount, NC
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

+674.5% since first listed
7 events — show timeline
  • 2026-05-25 Coming Soon $154,900 TMLS
  • 2025-08-04 Price Changed $30,000 TMLS
  • 2025-08-01 Sold (MLS) $30,000 TMLS
  • 2025-07-04 Contingent TMLS
  • 2025-05-07 Listed $50,000 TMLS
  • 2010-09-22 Sold (Public Records) $14,000 Public Records
  • 2002-01-22 Sold (Public Records) $20,000 Public Records

Property tax history

+0.6%/yr

Latest (2025): $235 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…