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3025 W Garrison Ave
D- Composite 38.07
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.9/30.0
  • 1% rule +5.5/10.0
  • DSCR +5.3/10.0
  • Livability +3.8/5.0
  • Rent growth +3.1/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$164,900

3025 W Garrison Ave · Baltimore, MD 21215
3 bd · 2.0 ba · — sqft · Townhouse · 9 Days on market
Built 1940 Est $131k · 26% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Stylish townhome with some great updates in a prime spot! Step into this updated, 3-bedroom, 2-bathroom townhome offering classic charm with contemporary finishes. The interior showcases refinished hardwood floors, neutral paint, and updated lighting. The open-concept main level features a functional kitchen with granite countertops, white cabinetry, a tile backsplash, and a central island. Upstairs, you'll find well-proportioned bedrooms with fresh carpet and clean lines. The finished basement offers additional living space with a full bathroom, perfect for guests, a home office, or a rec room. The updated lower-level bathroom includes a walk-in shower and sleek tile flooring. Downstairs, a fully finished, walkout basement provides versatile extra living space and includes a second full bathroom, perfect for guests, a media room, or home office. Step outside to enjoy your own quaint backyard. Conveniently located in the Arlington neighborhood, this home is just minutes from Queensbury Park, Dash Seafood, and Park Heights Avenue. Access major roads like W Garrison Ave and Reisterstown Rd within minutes for easy commuting around Baltimore. Don't miss this move-in-ready home in a vibrant, accessible community. Some images may reflect virtual staging or digital editing, including removal of personal property, to help showcase the home.

Key facts

  • Built 1940
  • Listed 9 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath townhouse listed at $165k.

Deal economics

  • At list price, monthly cash flow is $109 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.4%/yr); 351 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 8 sale attempts since 24y ago; this cycle's ask has dropped $34k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $164,900

Questions for the listing agent

  1. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
7.08%
Cash-on-cash
2.82%
DSCR
1.13
GRM
7.9

CMA / ARV

ARV (median comp)
$130,891
List price
$164,900
Delta
22.24%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4915 Palmer Ave 0.03mi 3/2.0 0mo $135,000 86
4912 Palmer Ave 0.05mi 3/2.0 1,400 1mo $60,000 $43 84
5135 Pembridge Ave 0.24mi 3/2.0 2,440 0mo $90,000 $37 76
3035 W Belvedere Ave 0.16mi 2/1.5 (-1) 1mo $145,600 73
5019 Queensberry Ave 0.10mi 4/3.5 (+1) 2,079 1mo $288,000 $139 71
3223 Spaulding Ave 0.24mi 4/2.0 (+1) 1,500 0mo $219,900 $147 71
3510 Lucille Ave 0.37mi 3/1.0 0mo $48,000 66
3525 W Belvedere Ave W 0.38mi 3/1.0 0mo $57,500 66
4833 Reisterstown Rd 0.49mi 3/2.0 1mo $160,000 64
4558 Finney Ave 0.64mi 4/2.0 (+1) 1,600 1mo $240,000 $150 52
5248 Linden Heights Ave 0.72mi 3/1.5 1mo $170,000 51
3538 Virginia Ave 0.61mi 4/1.0 (+1) 0mo $60,000 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.41% rent growth · sell at horizon

5-year hold
IRR
-12.5%
Equity multiple
0.55×
Total profit
$-20,726
Equity at exit
$24,587
10-year hold
IRR
-4.3%
Equity multiple
0.72×
Total profit
$-12,881
Equity at exit
$14,258

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21215

Rents YoY
2.4%
Active inventory
351
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$1,732 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$326 /mo · $3,915/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$364
Net cashflow
$109

Break-even live

Break-even rent $1,595
Max offer price $164,900
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,225
Closing costs
$4,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3003 W Garrison Ave Baltimore, MD 3.0 1.5 $2,533 24d 1 0.05mi
3000 W Garrison Ave Baltimore, MD 4.0 2.0 $2,875 24d 1 0.06mi
4903 Queensberry Ave Baltimore, MD 4.0 2.0 $1,750 24d 1 0.09mi
3007 Oakley Ave Unit 2 Baltimore, MD 2.0 1.0 $1,350 43d 1 0.10mi
3016 Thorndale Ave Baltimore, MD 1.0–3.0 1.0 700 $1,200 $1.71 4d 14 0.12mi
4904 Pembridge Ave Baltimore, MD 2.0 1.0 $1,700 43d 1 0.16mi
5017 Denmore Ave Baltimore, MD 4.0 2.0 $2,200 43d 1 0.18mi
5018 Denmore Ave Baltimore, MD 2.0 1.0 $1,250 43d 1 0.22mi
5032 Denmore Ave Baltimore, MD 2.0 1.0 $1,250 43d 1 0.22mi
5115 Pembridge Ave Baltimore, MD 3.0 2.0 1088 $2,150 $1.98 43d 1 0.23mi
4704 Pimlico Rd Baltimore, MD 3.0 1.5 2006 $1,800 $0.90 24d 1 0.25mi
3216 W Belvedere Ave Baltimore, MD 2.0 1.0 $1,450 43d 1 0.28mi
2805 Oakley Ave Baltimore, MD 2.0 1.0 2400 $1,500 $0.62 14d 1 0.31mi
4828 Beaufort Ave Baltimore, MD 2.0 2.5 1200 $1,850 $1.54 24d 1 0.35mi
5301 Maple Ave Baltimore, MD 3.0 1.0 960 $1,700 $1.77 43d 1 0.37mi
3629 W Garrison Ave Baltimore, MD 2.0 1.0 $1,200 4d 1 0.41mi
4908 Litchfield Ave Baltimore, MD 3.0 1.5 $1,650 24d 1 0.43mi
5000 Litchfield Ave #1 Baltimore, MD 2.0 1.0 1100 $1,100 $1.00 43d 1 0.43mi
5340 Maple Ave Baltimore, MD 2.0 1.0 1200 $1,950 $1.62 43d 1 0.43mi
3735 Manchester Ave Baltimore, MD 2.0 1.0 1000 $1,350 $1.35 4d 1 0.45mi
5399 Maple Ave Baltimore, MD 3.0 1.0 $1,900 43d 1 0.47mi
4910 Poe Ave Unit 2 Baltimore, MD 2.0 1.0 750 $990 $1.32 24d 1 0.48mi
2699 W Garrison Ave Unit 301 Baltimore, MD 2.0 1.0 $1,175 12d 1 0.49mi
4620 Pall Mall Rd Baltimore, MD 3.0 1.0 $1,600 24d 1 0.50mi
5226 Beaufort Ave Baltimore, MD 3.0 2.0 $2,000 43d 1 0.50mi
5209 Cuthbert Ave Baltimore, MD 3.0 2.0 6555 $2,200 $0.34 43d 1 0.50mi
3317 Ingleside Ave Baltimore, MD 2.0 1.0 $1,600 24d 1 0.52mi
3505 Virginia Ave Unit 2 Baltimore, MD 2.0 1.0 $1,250 43d 1 0.54mi
4936 Lanier Ave Baltimore, MD 1.0–2.0 1.0 750 $1,370 $1.83 3d 5 0.55mi
4900 Nelson Ave Baltimore, MD 2.0 1.5 $1,750 24d 1 0.55mi
3702 Hayward Ave Baltimore, MD 3.0 1.0 640 $1,695 $2.65 24d 1 0.57mi
5447 Park Heights Ave Baltimore, MD 2.0 1.0 663 $950 $1.43 16d 1 0.60mi
2863 Edgecombe Cir S Baltimore, MD 2.0 1.0 $1,500 24d 1 0.62mi
2851 Edgecombe Cir S Baltimore, MD 3.0 1.5 $1,600 4d 1 0.63mi
2824 Edgecombe Cir S Baltimore, MD 2.0 2.0 950 $1,475 $1.55 22d 1 0.65mi
2915 Oakford Ave Baltimore, MD 3.0 2.0 1102 $1,600 $1.45 18d 1 0.65mi
2800 W Cold Spring Ln Baltimore, MD 3.0 2.0 $2,500 24d 1 0.66mi
4714 Greenspring Ave Baltimore, MD 2.0 1.0 890 $1,295 $1.46 43d 1 0.67mi
3784 Columbus Dr Baltimore, MD 4.0 2.0 1250 $2,200 $1.76 24d 1 0.68mi
2525 W Cold Spring Ln Baltimore, MD 3.0 1.5 $1,700 43d 1 0.70mi

Listing history 38 events

  1. 2026-06-18
    days on market $164,900 Active 9 DOM
  2. 2026-06-17
    days on market $164,900 Active 8 DOM
  3. 2026-06-16
    days on market $164,900 Active 7 DOM
  4. 2026-06-15
    days on market $164,900 Active 6 DOM
  5. 2026-06-13
    days on market $164,900 Active 4 DOM
  6. 2026-06-10
    pricedays on marketlisting id $164,900 Active 1 DOM
  7. 2026-06-07
    days on market $159,999 Active 89 DOM
  8. 2026-06-04
    days on market $159,999 Active 86 DOM
  9. 2026-06-03
    days on market $159,999 Active 85 DOM
  10. 2026-06-02
    days on market $159,999 Active 84 DOM
  11. 2026-06-01
    days on market $159,999 Active 83 DOM
  12. 2026-05-31
    days on market $159,999 Active 82 DOM
  13. 2026-05-19
    price $159,999 1354-char remark
    Show marketing remark (1354 chars)

    Stylish townhome with some great updates in a prime spot! Step into this updated, 3-bedroom, 2-bathroom townhome offering classic charm with contemporary finishes. The interior showcases refinished hardwood floors, neutral paint, and updated lighting. The open-concept main level features a functional kitchen with granite countertops, white cabinetry, a tile backsplash, and a central island. Upstairs, you'll find well-proportioned bedrooms with fresh carpet and clean lines. The finished basement offers additional living space with a full bathroom, perfect for guests, a home office, or a rec room. The updated lower-level bathroom includes a walk-in shower and sleek tile flooring. Downstairs, a fully finished, walkout basement provides versatile extra living space and includes a second full bathroom, perfect for guests, a media room, or home office. Step outside to enjoy your own quaint backyard. Conveniently located in the Arlington neighborhood, this home is just minutes from Queensbury Park, Dash Seafood, and Park Heights Avenue. Access major roads like W Garrison Ave and Reisterstown Rd within minutes for easy commuting around Baltimore. Don't miss this move-in-ready home in a vibrant, accessible community. Some images may reflect virtual staging or digital editing, including removal of personal property, to help showcase the home.

  14. 2026-04-29
    price $169,995 1354-char remark
    Show marketing remark (1354 chars)

    Stylish townhome with some great updates in a prime spot! Step into this updated, 3-bedroom, 2-bathroom townhome offering classic charm with contemporary finishes. The interior showcases refinished hardwood floors, neutral paint, and updated lighting. The open-concept main level features a functional kitchen with granite countertops, white cabinetry, a tile backsplash, and a central island. Upstairs, you'll find well-proportioned bedrooms with fresh carpet and clean lines. The finished basement offers additional living space with a full bathroom, perfect for guests, a home office, or a rec room. The updated lower-level bathroom includes a walk-in shower and sleek tile flooring. Downstairs, a fully finished, walkout basement provides versatile extra living space and includes a second full bathroom, perfect for guests, a media room, or home office. Step outside to enjoy your own quaint backyard. Conveniently located in the Arlington neighborhood, this home is just minutes from Queensbury Park, Dash Seafood, and Park Heights Avenue. Access major roads like W Garrison Ave and Reisterstown Rd within minutes for easy commuting around Baltimore. Don't miss this move-in-ready home in a vibrant, accessible community. Some images may reflect virtual staging or digital editing, including removal of personal property, to help showcase the home.

  15. 2026-04-16
    price $179,999 1354-char remark
    Show marketing remark (1354 chars)

    Stylish townhome with some great updates in a prime spot! Step into this updated, 3-bedroom, 2-bathroom townhome offering classic charm with contemporary finishes. The interior showcases refinished hardwood floors, neutral paint, and updated lighting. The open-concept main level features a functional kitchen with granite countertops, white cabinetry, a tile backsplash, and a central island. Upstairs, you'll find well-proportioned bedrooms with fresh carpet and clean lines. The finished basement offers additional living space with a full bathroom, perfect for guests, a home office, or a rec room. The updated lower-level bathroom includes a walk-in shower and sleek tile flooring. Downstairs, a fully finished, walkout basement provides versatile extra living space and includes a second full bathroom, perfect for guests, a media room, or home office. Step outside to enjoy your own quaint backyard. Conveniently located in the Arlington neighborhood, this home is just minutes from Queensbury Park, Dash Seafood, and Park Heights Avenue. Access major roads like W Garrison Ave and Reisterstown Rd within minutes for easy commuting around Baltimore. Don't miss this move-in-ready home in a vibrant, accessible community. Some images may reflect virtual staging or digital editing, including removal of personal property, to help showcase the home.

  16. 2026-04-09
    price $189,000 1354-char remark
    Show marketing remark (1354 chars)

    Stylish townhome with some great updates in a prime spot! Step into this updated, 3-bedroom, 2-bathroom townhome offering classic charm with contemporary finishes. The interior showcases refinished hardwood floors, neutral paint, and updated lighting. The open-concept main level features a functional kitchen with granite countertops, white cabinetry, a tile backsplash, and a central island. Upstairs, you'll find well-proportioned bedrooms with fresh carpet and clean lines. The finished basement offers additional living space with a full bathroom, perfect for guests, a home office, or a rec room. The updated lower-level bathroom includes a walk-in shower and sleek tile flooring. Downstairs, a fully finished, walkout basement provides versatile extra living space and includes a second full bathroom, perfect for guests, a media room, or home office. Step outside to enjoy your own quaint backyard. Conveniently located in the Arlington neighborhood, this home is just minutes from Queensbury Park, Dash Seafood, and Park Heights Avenue. Access major roads like W Garrison Ave and Reisterstown Rd within minutes for easy commuting around Baltimore. Don't miss this move-in-ready home in a vibrant, accessible community. Some images may reflect virtual staging or digital editing, including removal of personal property, to help showcase the home.

  17. 2026-03-30
    status Active 1354-char remark
    Show marketing remark (1354 chars)

    Stylish townhome with some great updates in a prime spot! Step into this updated, 3-bedroom, 2-bathroom townhome offering classic charm with contemporary finishes. The interior showcases refinished hardwood floors, neutral paint, and updated lighting. The open-concept main level features a functional kitchen with granite countertops, white cabinetry, a tile backsplash, and a central island. Upstairs, you'll find well-proportioned bedrooms with fresh carpet and clean lines. The finished basement offers additional living space with a full bathroom, perfect for guests, a home office, or a rec room. The updated lower-level bathroom includes a walk-in shower and sleek tile flooring. Downstairs, a fully finished, walkout basement provides versatile extra living space and includes a second full bathroom, perfect for guests, a media room, or home office. Step outside to enjoy your own quaint backyard. Conveniently located in the Arlington neighborhood, this home is just minutes from Queensbury Park, Dash Seafood, and Park Heights Avenue. Access major roads like W Garrison Ave and Reisterstown Rd within minutes for easy commuting around Baltimore. Don't miss this move-in-ready home in a vibrant, accessible community. Some images may reflect virtual staging or digital editing, including removal of personal property, to help showcase the home.

  18. 2026-02-18
    historical 1354-char remark
    Show marketing remark (1354 chars)

    Stylish townhome with some great updates in a prime spot! Step into this updated, 3-bedroom, 2-bathroom townhome offering classic charm with contemporary finishes. The interior showcases refinished hardwood floors, neutral paint, and updated lighting. The open-concept main level features a functional kitchen with granite countertops, white cabinetry, a tile backsplash, and a central island. Upstairs, you'll find well-proportioned bedrooms with fresh carpet and clean lines. The finished basement offers additional living space with a full bathroom, perfect for guests, a home office, or a rec room. The updated lower-level bathroom includes a walk-in shower and sleek tile flooring. Downstairs, a fully finished, walkout basement provides versatile extra living space and includes a second full bathroom, perfect for guests, a media room, or home office. Step outside to enjoy your own quaint backyard. Conveniently located in the Arlington neighborhood, this home is just minutes from Queensbury Park, Dash Seafood, and Park Heights Avenue. Access major roads like W Garrison Ave and Reisterstown Rd within minutes for easy commuting around Baltimore. Don't miss this move-in-ready home in a vibrant, accessible community. Some images may reflect virtual staging or digital editing, including removal of personal property, to help showcase the home.

  19. 2026-01-29
    listed $199,000 Active 1354-char remark
    Show marketing remark (1354 chars)

    Stylish townhome with some great updates in a prime spot! Step into this updated, 3-bedroom, 2-bathroom townhome offering classic charm with contemporary finishes. The interior showcases refinished hardwood floors, neutral paint, and updated lighting. The open-concept main level features a functional kitchen with granite countertops, white cabinetry, a tile backsplash, and a central island. Upstairs, you'll find well-proportioned bedrooms with fresh carpet and clean lines. The finished basement offers additional living space with a full bathroom, perfect for guests, a home office, or a rec room. The updated lower-level bathroom includes a walk-in shower and sleek tile flooring. Downstairs, a fully finished, walkout basement provides versatile extra living space and includes a second full bathroom, perfect for guests, a media room, or home office. Step outside to enjoy your own quaint backyard. Conveniently located in the Arlington neighborhood, this home is just minutes from Queensbury Park, Dash Seafood, and Park Heights Avenue. Access major roads like W Garrison Ave and Reisterstown Rd within minutes for easy commuting around Baltimore. Don't miss this move-in-ready home in a vibrant, accessible community. Some images may reflect virtual staging or digital editing, including removal of personal property, to help showcase the home.

  20. 2022-04-19
    soldstatus $160,000
  21. 2021-03-25
    soldstatus $160,000 Closed 762-char remark
    Show marketing remark (762 chars)

    BACK ON THE MARKET! You'll love this gorgeous completely renovated 2-story townhouse located in close proximity to Pimlico Race Track. The fully finished spacious basement compliment this lovely 3 bedroom, 2 full bathroom home. See your decor in the beautifully designed open concept floor plan, equipped with a kitchen island and brand new stainless steel appliances, on the main level. Enjoy the brand new sturdy deck for an outdoor experience in your own quaint back yard. You will have the opportunity to be part of a developing community that is embracing change through a large renovation project in the area. BEST PART. .. this lovely home could be yours with zero money down AND zero closing costs. What are you waiting for? Come see for yourself TODAY!

  22. 2020-11-25
    status Pending 762-char remark
    Show marketing remark (762 chars)

    BACK ON THE MARKET! You'll love this gorgeous completely renovated 2-story townhouse located in close proximity to Pimlico Race Track. The fully finished spacious basement compliment this lovely 3 bedroom, 2 full bathroom home. See your decor in the beautifully designed open concept floor plan, equipped with a kitchen island and brand new stainless steel appliances, on the main level. Enjoy the brand new sturdy deck for an outdoor experience in your own quaint back yard. You will have the opportunity to be part of a developing community that is embracing change through a large renovation project in the area. BEST PART. .. this lovely home could be yours with zero money down AND zero closing costs. What are you waiting for? Come see for yourself TODAY!

  23. 2020-11-16
    historical Active Under Contract 762-char remark
    Show marketing remark (762 chars)

    BACK ON THE MARKET! You'll love this gorgeous completely renovated 2-story townhouse located in close proximity to Pimlico Race Track. The fully finished spacious basement compliment this lovely 3 bedroom, 2 full bathroom home. See your decor in the beautifully designed open concept floor plan, equipped with a kitchen island and brand new stainless steel appliances, on the main level. Enjoy the brand new sturdy deck for an outdoor experience in your own quaint back yard. You will have the opportunity to be part of a developing community that is embracing change through a large renovation project in the area. BEST PART. .. this lovely home could be yours with zero money down AND zero closing costs. What are you waiting for? Come see for yourself TODAY!

  24. 2020-11-13
    status Pending 762-char remark
    Show marketing remark (762 chars)

    BACK ON THE MARKET! You'll love this gorgeous completely renovated 2-story townhouse located in close proximity to Pimlico Race Track. The fully finished spacious basement compliment this lovely 3 bedroom, 2 full bathroom home. See your decor in the beautifully designed open concept floor plan, equipped with a kitchen island and brand new stainless steel appliances, on the main level. Enjoy the brand new sturdy deck for an outdoor experience in your own quaint back yard. You will have the opportunity to be part of a developing community that is embracing change through a large renovation project in the area. BEST PART. .. this lovely home could be yours with zero money down AND zero closing costs. What are you waiting for? Come see for yourself TODAY!

  25. 2020-10-29
    historical Active Under Contract 762-char remark
    Show marketing remark (762 chars)

    BACK ON THE MARKET! You'll love this gorgeous completely renovated 2-story townhouse located in close proximity to Pimlico Race Track. The fully finished spacious basement compliment this lovely 3 bedroom, 2 full bathroom home. See your decor in the beautifully designed open concept floor plan, equipped with a kitchen island and brand new stainless steel appliances, on the main level. Enjoy the brand new sturdy deck for an outdoor experience in your own quaint back yard. You will have the opportunity to be part of a developing community that is embracing change through a large renovation project in the area. BEST PART. .. this lovely home could be yours with zero money down AND zero closing costs. What are you waiting for? Come see for yourself TODAY!

  26. 2020-05-28
    status Active 762-char remark
    Show marketing remark (762 chars)

    BACK ON THE MARKET! You'll love this gorgeous completely renovated 2-story townhouse located in close proximity to Pimlico Race Track. The fully finished spacious basement compliment this lovely 3 bedroom, 2 full bathroom home. See your decor in the beautifully designed open concept floor plan, equipped with a kitchen island and brand new stainless steel appliances, on the main level. Enjoy the brand new sturdy deck for an outdoor experience in your own quaint back yard. You will have the opportunity to be part of a developing community that is embracing change through a large renovation project in the area. BEST PART. .. this lovely home could be yours with zero money down AND zero closing costs. What are you waiting for? Come see for yourself TODAY!

  27. 2020-03-06
    status Pending 762-char remark
    Show marketing remark (762 chars)

    BACK ON THE MARKET! You'll love this gorgeous completely renovated 2-story townhouse located in close proximity to Pimlico Race Track. The fully finished spacious basement compliment this lovely 3 bedroom, 2 full bathroom home. See your decor in the beautifully designed open concept floor plan, equipped with a kitchen island and brand new stainless steel appliances, on the main level. Enjoy the brand new sturdy deck for an outdoor experience in your own quaint back yard. You will have the opportunity to be part of a developing community that is embracing change through a large renovation project in the area. BEST PART. .. this lovely home could be yours with zero money down AND zero closing costs. What are you waiting for? Come see for yourself TODAY!

  28. 2020-02-13
    status Active 762-char remark
    Show marketing remark (762 chars)

    BACK ON THE MARKET! You'll love this gorgeous completely renovated 2-story townhouse located in close proximity to Pimlico Race Track. The fully finished spacious basement compliment this lovely 3 bedroom, 2 full bathroom home. See your decor in the beautifully designed open concept floor plan, equipped with a kitchen island and brand new stainless steel appliances, on the main level. Enjoy the brand new sturdy deck for an outdoor experience in your own quaint back yard. You will have the opportunity to be part of a developing community that is embracing change through a large renovation project in the area. BEST PART. .. this lovely home could be yours with zero money down AND zero closing costs. What are you waiting for? Come see for yourself TODAY!

  29. 2020-01-14
    status Pending 762-char remark
    Show marketing remark (762 chars)

    BACK ON THE MARKET! You'll love this gorgeous completely renovated 2-story townhouse located in close proximity to Pimlico Race Track. The fully finished spacious basement compliment this lovely 3 bedroom, 2 full bathroom home. See your decor in the beautifully designed open concept floor plan, equipped with a kitchen island and brand new stainless steel appliances, on the main level. Enjoy the brand new sturdy deck for an outdoor experience in your own quaint back yard. You will have the opportunity to be part of a developing community that is embracing change through a large renovation project in the area. BEST PART. .. this lovely home could be yours with zero money down AND zero closing costs. What are you waiting for? Come see for yourself TODAY!

  30. 2020-01-08
    listed $155,000 Active 762-char remark
    Show marketing remark (762 chars)

    BACK ON THE MARKET! You'll love this gorgeous completely renovated 2-story townhouse located in close proximity to Pimlico Race Track. The fully finished spacious basement compliment this lovely 3 bedroom, 2 full bathroom home. See your decor in the beautifully designed open concept floor plan, equipped with a kitchen island and brand new stainless steel appliances, on the main level. Enjoy the brand new sturdy deck for an outdoor experience in your own quaint back yard. You will have the opportunity to be part of a developing community that is embracing change through a large renovation project in the area. BEST PART. .. this lovely home could be yours with zero money down AND zero closing costs. What are you waiting for? Come see for yourself TODAY!

  31. 2019-12-31
    historical
  32. 2019-09-20
    listed $155,000 Active
  33. 2006-12-11
    soldstatus $97,402
  34. 2003-09-11
    soldstatus $15,000
  35. 2003-07-01
    historical
  36. 2003-03-25
    listed $15,000
  37. 2003-01-02
    historical
  38. 2002-07-03
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$3,915 · $326/mo
Projected year-2 tax
$3,915 · $326/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,784
− Mortgage interest
−$9,237
− Property taxes
−$3,915
− Insurance
−$824
− Repairs & maintenance
−$1,663
− Management
−$1,663
− Depreciation
−$4,797
Taxable loss
−$1,315
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$316
After-tax cash flow
$1,619/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
52,229
Household income
$51,587
Rent vs Own
45.2% rent · 54.8% own
Severe rent burden
3644.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (73%)
Race & ethnicity
Black 73% White 17% Hispanic / Latino 5% Two or more races 4% Asian 1%
Common ancestry
Scotch-Irish 2% Romanian 2% Italian 1%
Foreign-born
9% · Canada, South Korea
Languages at home
91% English-only · Spanish 4% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -318.58%
Current HPI
291.4926
Rent YoY
▲ 2.41%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+966.7% since first listed
26 events — show timeline
  • 2026-05-19 Price Changed $159,999 BRIGHT MLS
  • 2026-04-29 Price Changed $169,995 BRIGHT MLS
  • 2026-04-16 Price Changed $179,999 BRIGHT MLS
  • 2026-04-09 Price Changed $189,000 BRIGHT MLS
  • 2026-03-30 Relisted BRIGHT MLS
  • 2026-02-18 Listing Removed BRIGHT MLS
  • 2026-01-29 Listed $199,000 BRIGHT MLS
  • 2022-04-19 Sold (Public Records) $160,000 Public Records
  • 2021-03-25 Sold (MLS) $160,000 BRIGHT MLS
  • 2020-11-25 Pending BRIGHT MLS
  • 2020-11-16 Contingent BRIGHT MLS
  • 2020-11-13 Pending BRIGHT MLS
  • 2020-10-29 Contingent BRIGHT MLS
  • 2020-05-28 Relisted BRIGHT MLS
  • 2020-03-06 Pending BRIGHT MLS
  • 2020-02-13 Relisted BRIGHT MLS
  • 2020-01-14 Pending BRIGHT MLS
  • 2020-01-08 Listed $155,000 BRIGHT MLS
  • 2019-12-31 Listing Removed BRIGHT MLS
  • 2019-09-20 Listed $155,000 BRIGHT MLS
  • 2006-12-11 Sold (Public Records) $97,402 Public Records
  • 2003-09-11 Sold (MLS) $15,000 MRIS
  • 2003-07-01 Delisted MRIS
  • 2003-03-25 Listed $15,000 MRIS
  • 2003-01-02 Delisted MRIS
  • 2002-07-03 Listed MRIS

Property tax history

+17.3%/yr

Latest (2025): $3,915 · +11.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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