103 Golf Club Dr · New Smyrna Beach, FL 32168

$239,000

2 bd · 2.0 ba · 1,242 sqft · SingleFamily public records · 91 Days on market

Built 1980 6,868 sqft lot $32/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.5/30.0
• ARV discount +7.5/15.0
• DSCR +4.1/10.0
• 1% rule +4.0/10.0
• Rent growth +3.9/5.0
• Schools +3.9/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Tucked inside one of New Smyrna Beach's most peaceful golf-side communities, this beautifully updated 2 bedroom, 2 bathroom home offers nearly 1,300 square feet of comfortable, easy living with a 2-car garage. Located within the Hidden Lakes Golf Course community and surrounded by mature landscaping, the setting feels quiet, green, and private. Thoughtfully maintained with a 2020 roof and AC just 4 years old, the home features updated flooring, fresh paint, and renovated vanities throughout. The spacious eat-in kitchen offers ample cabinet space. Just beyond the kitchen, a large living area with sliding doors leading to an outdoor patio - the perfect spot to enjoy Florida's fresh air and relaxed indoor-outdoor living. The primary suite features a stand-up shower, while the second bathroom includes a walk-in tub for added comfort and accessibility. Ideally positioned between Hidden Lakes Golf Club and the New Smyrna Beach Golf Course and less than five miles from the beach, this location offers the best of coastal and golf community living. Low annual HOA dues of just $395 include irrigation water, sprinkler maintenance, termite bond coverage, and common area care. Community heated pool access available via membership. Conveniently located near the New Smyrna Beach Airport and only minutes from the North Causeway, providing easy access to the river, beaches, golf, and the vibrant shopping and dining scenes of Canal Street and Flagler Avenue, this is a wonderful opportunity to enjoy the New Smyrna Beach lifestyle.

Key facts

• Fresh paint
• Renovated vanities
• Updated flooring

Tags

• MATURE LANDSCAPING
• UPDATED FLOORING
• FRESH PAINT
• RENOVATED VANITIES
• SPACIOUS EAT IN KITCHEN
• OUTDOOR PATIO

Property features AI

Finance

• Other: Property type: Residential, Single Family Residence; Zoning: 10PUD; Total acreage: less than 1/4 acre (about 0.16 acres); Lot dimensions approximately 34 x 202; Living area reported as 1,242 sq ft; total building area reported as 2,060 sq ft; Development: Fairgreen
• Financial info: Lease restrictions apply
• HOA & community: Part of Fairgreen HOA Unit VI Owners Association; HOA required; $395 annual fee (about $32.92/month); HOA includes pest control; Association amenities: Clubhouse, Golf Course, Pool; Pets allowed (cats and dogs)

Exterior

• Parking: Attached garage (2 spaces)
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
• Home design: Single family residence; One story; Faces north
• Construction: Shingle roof; Other construction materials; Built on slab
• Exterior features: Rain gutters; Cleared lot; Paved road access

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Tile; Vinyl; Other
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Ceiling fans; Living room/dining room combo; Thermostat
• Laundry & utility: Laundry: Other; Slab foundation

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $239k.

Deal economics

• At list price, monthly cash flow is $10 ($122/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $214k (10.3% below list).
• Recommended offer: $214k (10.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 69/100 on livability (#474 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment B; Watch: amenities F, commute F, health & safety D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Chisholm Elementary School (math 72% / reading 63%, grade B+, #435 of 2,144 statewide, top 21%, 491 students, 47% FRL); New Smyrna Beach Middle School (math 43% / reading 43%, grade D-, #331 of 571 statewide, top 59%, 1,037 students, 53% FRL); New Smyrna Beach High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 1,810 students, 41% FRL) — zoned schools at 47% FRL track the district average.
• Market conditions: Rents rising fast (+5.6%/yr); 607 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 33% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 91 days — a 9% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $40k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $74k; list at $239k implies a 223% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $214,413 (10.3% below list)

Questions for the listing agent

1. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.34%
• Cash-on-cash: 0.18%
• DSCR: 1.01
• GRM: 9.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.6% rent growth · sell at horizon

5-year hold

• IRR: -13.1%
• Equity multiple: 0.52×
• Total profit: $-32,273
• Equity at exit: $35,636

10-year hold

• IRR: -0.4%
• Equity multiple: 0.97×
• Total profit: $-2,148
• Equity at exit: $20,664

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32168

• Home prices YoY: -27.0%
• Rents YoY: 5.6%
• Active inventory: 607
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $2,144 high
• Mortgage (P&I): −$1,253
• Tax est. 1.5%: −$299 /mo · $3,585/yr
• Insurance: −$100
• HOA: −$32
• Vacancy / Maint / Mgmt: −$450
• Net cashflow: $10

Break-even live

Break-even rent $2,131

Max offer price $239,000

Occupancy floor 95%

Sensitivity live

Price	-10% $175	-5% $93	+0% $10	+5% $-72	+10% $-155
Rent	-10% $-159	-5% $-75	+0% $10	+5% $95	+10% $180
Rate	-1.0pp $131	-0.5pp $71	base $10	+0.5pp $-52	+1.0pp $-115

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,750
• Closing costs: $7,170
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7 Birdie Dr New Smyrna Beach, FL	2.0	2.0	1046	$2,600	$2.49	25d	1	0.31mi
14 Birdie Dr New Smyrna Beach, FL	2.0	2.0	1060	$1,775	$1.67	25d	1	0.32mi
1054 Claudia St New Smyrna Beach, FL	2.0	2.0	1005	$1,750	$1.74	25d	1	0.65mi
907 Hamilton St New Smyrna Beach, FL	3.0	2.0	1336	$2,085	$1.56	13d	1	0.91mi
527 Terriere Way New Smyrna Beach, FL	3.0	2.0	1490	$2,400	$1.61	13d	1	0.92mi
618 N Duss St New Smyrna Beach, FL	3.0	2.0	1500	$1,999	$1.33	21d	1	1.07mi

HOA detail

• Monthly dues: $32 · $384/yr
• Likely covers: waterlandscapingpool

Listing history 12 events

1. 2026-05-02
   status Pending 1537-char remark

   Show marketing remark (1537 chars)

   Tucked inside one of New Smyrna Beach's most peaceful golf-side communities, this beautifully updated 2 bedroom, 2 bathroom home offers nearly 1,300 square feet of comfortable, easy living with a 2-car garage. Located within the Hidden Lakes Golf Course community and surrounded by mature landscaping, the setting feels quiet, green, and private. Thoughtfully maintained with a 2020 roof and AC just 4 years old, the home features updated flooring, fresh paint, and renovated vanities throughout. The spacious eat-in kitchen offers ample cabinet space. Just beyond the kitchen, a large living area with sliding doors leading to an outdoor patio - the perfect spot to enjoy Florida's fresh air and relaxed indoor-outdoor living. The primary suite features a stand-up shower, while the second bathroom includes a walk-in tub for added comfort and accessibility. Ideally positioned between Hidden Lakes Golf Club and the New Smyrna Beach Golf Course and less than five miles from the beach, this location offers the best of coastal and golf community living. Low annual HOA dues of just $395 include irrigation water, sprinkler maintenance, termite bond coverage, and common area care. Community heated pool access available via membership. Conveniently located near the New Smyrna Beach Airport and only minutes from the North Causeway, providing easy access to the river, beaches, golf, and the vibrant shopping and dining scenes of Canal Street and Flagler Avenue, this is a wonderful opportunity to enjoy the New Smyrna Beach lifestyle.

2. 2026-05-01
   status Pending
3. 2026-04-16
   price $239,000 1537-char remark

   Show marketing remark (1537 chars)

   Tucked inside one of New Smyrna Beach's most peaceful golf-side communities, this beautifully updated 2 bedroom, 2 bathroom home offers nearly 1,300 square feet of comfortable, easy living with a 2-car garage. Located within the Hidden Lakes Golf Course community and surrounded by mature landscaping, the setting feels quiet, green, and private. Thoughtfully maintained with a 2020 roof and AC just 4 years old, the home features updated flooring, fresh paint, and renovated vanities throughout. The spacious eat-in kitchen offers ample cabinet space. Just beyond the kitchen, a large living area with sliding doors leading to an outdoor patio - the perfect spot to enjoy Florida's fresh air and relaxed indoor-outdoor living. The primary suite features a stand-up shower, while the second bathroom includes a walk-in tub for added comfort and accessibility. Ideally positioned between Hidden Lakes Golf Club and the New Smyrna Beach Golf Course and less than five miles from the beach, this location offers the best of coastal and golf community living. Low annual HOA dues of just $395 include irrigation water, sprinkler maintenance, termite bond coverage, and common area care. Community heated pool access available via membership. Conveniently located near the New Smyrna Beach Airport and only minutes from the North Causeway, providing easy access to the river, beaches, golf, and the vibrant shopping and dining scenes of Canal Street and Flagler Avenue, this is a wonderful opportunity to enjoy the New Smyrna Beach lifestyle.

4. 2026-04-16
   price $239,000

   Show marketing remark (1537 chars)

   Tucked inside one of New Smyrna Beach's most peaceful golf-side communities, this beautifully updated 2 bedroom, 2 bathroom home offers nearly 1,300 square feet of comfortable, easy living with a 2-car garage. Located within the Hidden Lakes Golf Course community and surrounded by mature landscaping, the setting feels quiet, green, and private. Thoughtfully maintained with a 2020 roof and AC just 4 years old, the home features updated flooring, fresh paint, and renovated vanities throughout. The spacious eat-in kitchen offers ample cabinet space. Just beyond the kitchen, a large living area with sliding doors leading to an outdoor patio - the perfect spot to enjoy Florida's fresh air and relaxed indoor-outdoor living. The primary suite features a stand-up shower, while the second bathroom includes a walk-in tub for added comfort and accessibility. Ideally positioned between Hidden Lakes Golf Club and the New Smyrna Beach Golf Course and less than five miles from the beach, this location offers the best of coastal and golf community living. Low annual HOA dues of just $395 include irrigation water, sprinkler maintenance, termite bond coverage, and common area care. Community heated pool access available via membership. Conveniently located near the New Smyrna Beach Airport and only minutes from the North Causeway, providing easy access to the river, beaches, golf, and the vibrant shopping and dining scenes of Canal Street and Flagler Avenue, this is a wonderful opportunity to enjoy the New Smyrna Beach lifestyle.

5. 2026-02-25
   price $259,000

   Show marketing remark (1537 chars)

   Tucked inside one of New Smyrna Beach's most peaceful golf-side communities, this beautifully updated 2 bedroom, 2 bathroom home offers nearly 1,300 square feet of comfortable, easy living with a 2-car garage. Located within the Hidden Lakes Golf Course community and surrounded by mature landscaping, the setting feels quiet, green, and private. Thoughtfully maintained with a 2020 roof and AC just 4 years old, the home features updated flooring, fresh paint, and renovated vanities throughout. The spacious eat-in kitchen offers ample cabinet space. Just beyond the kitchen, a large living area with sliding doors leading to an outdoor patio - the perfect spot to enjoy Florida's fresh air and relaxed indoor-outdoor living. The primary suite features a stand-up shower, while the second bathroom includes a walk-in tub for added comfort and accessibility. Ideally positioned between Hidden Lakes Golf Club and the New Smyrna Beach Golf Course and less than five miles from the beach, this location offers the best of coastal and golf community living. Low annual HOA dues of just $395 include irrigation water, sprinkler maintenance, termite bond coverage, and common area care. Community heated pool access available via membership. Conveniently located near the New Smyrna Beach Airport and only minutes from the North Causeway, providing easy access to the river, beaches, golf, and the vibrant shopping and dining scenes of Canal Street and Flagler Avenue, this is a wonderful opportunity to enjoy the New Smyrna Beach lifestyle.

6. 2026-02-25
   price $259,000 1537-char remark

   Show marketing remark (1537 chars)

   Tucked inside one of New Smyrna Beach's most peaceful golf-side communities, this beautifully updated 2 bedroom, 2 bathroom home offers nearly 1,300 square feet of comfortable, easy living with a 2-car garage. Located within the Hidden Lakes Golf Course community and surrounded by mature landscaping, the setting feels quiet, green, and private. Thoughtfully maintained with a 2020 roof and AC just 4 years old, the home features updated flooring, fresh paint, and renovated vanities throughout. The spacious eat-in kitchen offers ample cabinet space. Just beyond the kitchen, a large living area with sliding doors leading to an outdoor patio - the perfect spot to enjoy Florida's fresh air and relaxed indoor-outdoor living. The primary suite features a stand-up shower, while the second bathroom includes a walk-in tub for added comfort and accessibility. Ideally positioned between Hidden Lakes Golf Club and the New Smyrna Beach Golf Course and less than five miles from the beach, this location offers the best of coastal and golf community living. Low annual HOA dues of just $395 include irrigation water, sprinkler maintenance, termite bond coverage, and common area care. Community heated pool access available via membership. Conveniently located near the New Smyrna Beach Airport and only minutes from the North Causeway, providing easy access to the river, beaches, golf, and the vibrant shopping and dining scenes of Canal Street and Flagler Avenue, this is a wonderful opportunity to enjoy the New Smyrna Beach lifestyle.

7. 2026-02-10
   price $274,900 1537-char remark

   Show marketing remark (1537 chars)

   Tucked inside one of New Smyrna Beach's most peaceful golf-side communities, this beautifully updated 2 bedroom, 2 bathroom home offers nearly 1,300 square feet of comfortable, easy living with a 2-car garage. Located within the Hidden Lakes Golf Course community and surrounded by mature landscaping, the setting feels quiet, green, and private. Thoughtfully maintained with a 2020 roof and AC just 4 years old, the home features updated flooring, fresh paint, and renovated vanities throughout. The spacious eat-in kitchen offers ample cabinet space. Just beyond the kitchen, a large living area with sliding doors leading to an outdoor patio - the perfect spot to enjoy Florida's fresh air and relaxed indoor-outdoor living. The primary suite features a stand-up shower, while the second bathroom includes a walk-in tub for added comfort and accessibility. Ideally positioned between Hidden Lakes Golf Club and the New Smyrna Beach Golf Course and less than five miles from the beach, this location offers the best of coastal and golf community living. Low annual HOA dues of just $395 include irrigation water, sprinkler maintenance, termite bond coverage, and common area care. Community heated pool access available via membership. Conveniently located near the New Smyrna Beach Airport and only minutes from the North Causeway, providing easy access to the river, beaches, golf, and the vibrant shopping and dining scenes of Canal Street and Flagler Avenue, this is a wonderful opportunity to enjoy the New Smyrna Beach lifestyle.

8. 2026-02-10
   price $274,900

   Show marketing remark (1537 chars)

   Tucked inside one of New Smyrna Beach's most peaceful golf-side communities, this beautifully updated 2 bedroom, 2 bathroom home offers nearly 1,300 square feet of comfortable, easy living with a 2-car garage. Located within the Hidden Lakes Golf Course community and surrounded by mature landscaping, the setting feels quiet, green, and private. Thoughtfully maintained with a 2020 roof and AC just 4 years old, the home features updated flooring, fresh paint, and renovated vanities throughout. The spacious eat-in kitchen offers ample cabinet space. Just beyond the kitchen, a large living area with sliding doors leading to an outdoor patio - the perfect spot to enjoy Florida's fresh air and relaxed indoor-outdoor living. The primary suite features a stand-up shower, while the second bathroom includes a walk-in tub for added comfort and accessibility. Ideally positioned between Hidden Lakes Golf Club and the New Smyrna Beach Golf Course and less than five miles from the beach, this location offers the best of coastal and golf community living. Low annual HOA dues of just $395 include irrigation water, sprinkler maintenance, termite bond coverage, and common area care. Community heated pool access available via membership. Conveniently located near the New Smyrna Beach Airport and only minutes from the North Causeway, providing easy access to the river, beaches, golf, and the vibrant shopping and dining scenes of Canal Street and Flagler Avenue, this is a wonderful opportunity to enjoy the New Smyrna Beach lifestyle.

9. 2026-01-30
   listed $279,000 Active 1537-char remark

   Show marketing remark (1537 chars)

   Tucked inside one of New Smyrna Beach's most peaceful golf-side communities, this beautifully updated 2 bedroom, 2 bathroom home offers nearly 1,300 square feet of comfortable, easy living with a 2-car garage. Located within the Hidden Lakes Golf Course community and surrounded by mature landscaping, the setting feels quiet, green, and private. Thoughtfully maintained with a 2020 roof and AC just 4 years old, the home features updated flooring, fresh paint, and renovated vanities throughout. The spacious eat-in kitchen offers ample cabinet space. Just beyond the kitchen, a large living area with sliding doors leading to an outdoor patio - the perfect spot to enjoy Florida's fresh air and relaxed indoor-outdoor living. The primary suite features a stand-up shower, while the second bathroom includes a walk-in tub for added comfort and accessibility. Ideally positioned between Hidden Lakes Golf Club and the New Smyrna Beach Golf Course and less than five miles from the beach, this location offers the best of coastal and golf community living. Low annual HOA dues of just $395 include irrigation water, sprinkler maintenance, termite bond coverage, and common area care. Community heated pool access available via membership. Conveniently located near the New Smyrna Beach Airport and only minutes from the North Causeway, providing easy access to the river, beaches, golf, and the vibrant shopping and dining scenes of Canal Street and Flagler Avenue, this is a wonderful opportunity to enjoy the New Smyrna Beach lifestyle.

10. 2026-01-30
    listed $279,000 Active

    Show marketing remark (1537 chars)

    Tucked inside one of New Smyrna Beach's most peaceful golf-side communities, this beautifully updated 2 bedroom, 2 bathroom home offers nearly 1,300 square feet of comfortable, easy living with a 2-car garage. Located within the Hidden Lakes Golf Course community and surrounded by mature landscaping, the setting feels quiet, green, and private. Thoughtfully maintained with a 2020 roof and AC just 4 years old, the home features updated flooring, fresh paint, and renovated vanities throughout. The spacious eat-in kitchen offers ample cabinet space. Just beyond the kitchen, a large living area with sliding doors leading to an outdoor patio - the perfect spot to enjoy Florida's fresh air and relaxed indoor-outdoor living. The primary suite features a stand-up shower, while the second bathroom includes a walk-in tub for added comfort and accessibility. Ideally positioned between Hidden Lakes Golf Club and the New Smyrna Beach Golf Course and less than five miles from the beach, this location offers the best of coastal and golf community living. Low annual HOA dues of just $395 include irrigation water, sprinkler maintenance, termite bond coverage, and common area care. Community heated pool access available via membership. Conveniently located near the New Smyrna Beach Airport and only minutes from the North Causeway, providing easy access to the river, beaches, golf, and the vibrant shopping and dining scenes of Canal Street and Flagler Avenue, this is a wonderful opportunity to enjoy the New Smyrna Beach lifestyle.

11. 1988-03-01
    soldstatus $73,900
12. 1980-04-01
    soldstatus $54,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 56% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,730
• − Mortgage interest: −$13,388
• − Property taxes: −$3,585
• − Insurance: −$1,195
• − Repairs & maintenance: −$2,058
• − Management: −$2,058
• − HOA: −$384
• − Depreciation: −$6,953
• Taxable loss: −$3,892
• Est. tax savings @ 24.0%: +$934
• After-tax cash flow: $1,056/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — New Smyrna Beach

• Score: 69/100
• State rank: #474
• US rank: #8577

Category grades

Amenities F Commute F Cost of living C+ Crime A+ Employment B Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New Smyrna Beach, FL
• County: Volusia County · 556,871 people
• City population: 42,039
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 31,847
• Household income: $77,083
• Rent vs Own: 23.3% rent · 76.7% own
• Severe rent burden: 1139.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 6% Black 5% Two or more races 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Romanian 4% Italian 3% Lithuanian 2%
• Foreign-born: 5% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -129.58%
• Current HPI: 350.4259
• Rent YoY: ▲ 5.60%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+339.3% since first listed

12 events — show timeline

• 2026-05-02 Pending — Daytona MLS
• 2026-05-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Price Changed $239,000 Daytona MLS
• 2026-04-16 Price Changed $239,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-25 Price Changed $259,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-25 Price Changed $259,000 Daytona MLS
• 2026-02-10 Price Changed $274,900 Daytona MLS
• 2026-02-10 Price Changed $274,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-30 Listed $279,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-30 Listed $279,000 Daytona MLS
• 1988-03-01 Sold (Public Records) $73,900 Public Records
• 1980-04-01 Sold (Public Records) $54,400 Public Records

Property tax history

-5.3%/yr

Latest (2025): $346 · +3.9% YoY. Source: county tax records.