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3909 Robin Hood Trl
D Composite 42.3
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +9.3/15.0
  • Cash flow +6.9/30.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.4/10.0
  • DSCR +1.1/10.0

$229,000

3909 Robin Hood Trl · San Angelo, TX 76901
3 bd · 2.0 ba · 1,456 sqft · SingleFamily public records · 2 Days on market
Built 1967 7,667 sqft lot Est $239k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great investment or starter home. 3 bedrooms, 2 baths, 2 living areas. Mature trees, privacy fence, 2-car garage. This one will absolutely go quickly.

Key facts

  • Sliding glass door
  • 7,667 sq ft lot
  • 2 garage spots

Tags

ADDITIONAL LIVING ROOMUPDATED DOUBLE-PANE WINDOWSSLIDING GLASS DOORHARD-SURFACE FLOORINGESTABLISHED NEIGHBORHOOD

Property features AI

Exterior

  • Parking: Attached garage; 2-car garage; Driveway parking; On-street parking
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; One story
  • Construction: Brick and stucco construction; Composition roof; Slab foundation; Built on a 0.18-acre lot (approx. 60 x 120)
  • Exterior features: Covered patio; Privacy fencing; Fenced yard; Paved city street frontage; Interior lot

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: Total rooms: 8
  • Flooring: Simulated wood; Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central electric cooling; Ceiling fans
  • Interior features: Laminate counters; Ceiling fans; Double pane windows
  • Laundry & utility: Washer hookup; Electric dryer hookup; Laundry area in garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $229k.

Deal economics

  • At list price, monthly cash flow is $-350 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $167k (27.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (26.4% below list).
  • Recommended offer: $167k (27.0% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 73/100 on livability (#199 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, amenities F, commute F.
  • San Angelo ISD (urban): math 27% / reading 33% proficiency, ranked #627 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mcgill El (math 42% / reading 42%, grade F, #1,335 of 4,322 statewide, top 33%, 306 students, 79% FRL); Lone Star Middle (math 28% / reading 32%, grade F, #1,056 of 1,662 statewide, top 65%, 903 students, 63% FRL); Central H S (math 22% / reading 43%, grade F, #1,029 of 1,632 statewide, top 64%, 3,065 students, 48% FRL).
  • Market conditions: Rents rising fast (+5.8%/yr); 334 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; 233 units permitted in Tom Green County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
  • Tom Green County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $167,184 (27.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
4.46%
Cash-on-cash
-6.55%
DSCR
0.71
GRM
11.3

CMA / ARV

ARV (on-the-fly)
$238,784
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
271 Amistad Rd 0.29mi 3/2.0 1,446 (-1%) 1mo $239,250 $165 84
242 Amistad Rd 0.20mi 3/2.0 1,531 (+5%) 2mo $237,000 $155 81
237 Westwood Dr 0.18mi 3/2.0 1,566 (+8%) 2mo $259,900 $166 78
3609 Clare Dr 0.29mi 4/2.0 (+1) 1,428 (-2%) 2mo $240,000 $168 76
3530 Old Post Rd 0.63mi 3/2.0 1,441 (-1%) 3mo $247,500 $172 66
3613 Old Post Rd 0.58mi 3/2.0 1,330 (-9%) 1mo $215,000 $162 57
3301 Oxford Dr 0.58mi 4/4.0 (+1) 1,430 (-2%) 2mo $195,000 $136 56
3313 Stanford Dr 0.55mi 3/2.0 1,265 (-13%) 2mo $225,000 $178 51
3934 Millbrook Dr 0.71mi 3/2.0 1,599 (+10%) 0mo $250,000 $156 50
3118 Hummingbird Ln 0.65mi 3/2.0 1,628 (+12%) 2mo $254,900 $157 48
3805 Sandstone Rd 0.62mi 4/3.0 (+1) 1,648 (+13%) 1mo $269,900 $164 40
3621 Old Post Ct 0.59mi 3/4.0 1,658 (+14%) 3mo $246,000 $148 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 5.78% rent growth · sell at horizon

5-year hold
IRR
20.5%
Equity multiple
2.67×
Total profit
$107,365
Equity at exit
$206,301
10-year hold
IRR
19.3%
Equity multiple
6.38×
Total profit
$344,875
Equity at exit
$444,897

Cash invested: $64,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76901

Home prices YoY
6.4%
Rents YoY
5.8%
Active inventory
334
Price-to-rent
11.3×

Monthly cashflow live

Estimated rent
$1,686 high interval (Pro) →
Mortgage (P&I)
$1,201
Tax from tax record
$385 /mo · $4,625/yr
Insurance
$95
HOA
$0
Vacancy / Maint / Mgmt
$354
Net cashflow
$-350

Break-even live

Break-even rent $2,129
Max offer price $167,184
Occupancy floor

Sensitivity live

Price -10% $-220 -5% $-285 +0% $-350 +5% $-415 +10% $-480
Rent -10% $-483 -5% $-417 +0% $-350 +5% $-283 +10% $-217
Rate -1.0pp $-235 -0.5pp $-292 base $-350 +0.5pp $-409 +1.0pp $-470

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,250
Closing costs
$6,870
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
279 Glenna Dr San Angelo, TX 3.0 2.0 1625 $1,795 $1.10 23d 1 0.27mi
3755 Arden Rd San Angelo, TX 2.0–3.0 1.0 875 $1,025 $1.17 23d 1 0.38mi
3801 Arden Rd Apt 108 San Angelo, TX 2.0 2.0 1025 $1,215 $1.19 45d 1 0.40mi
3801 Arden Rd Apt 65 San Angelo, TX 2.0 2.0 1025 $1,199 $1.17 23d 1 0.40mi
2431 College Hills Blvd San Angelo, TX 1.0–3.0 1.0–2.0 1025 $1,609 $1.57 23d 17 0.64mi
3344 Trinity Ave San Angelo, TX 3.0 2.0 1545 $1,900 $1.23 23d 1 0.68mi
3426 Millbrook Dr San Angelo, TX 1.0–2.0 1.0–2.0 845 $1,459 $1.73 45d 13 0.70mi
3207 Trinity Ave San Angelo, TX 3.0 2.0 1536 $1,995 $1.30 45d 1 0.70mi
4110 Wellington St San Angelo, TX 1.0–2.0 1.0–2.0 881 $1,145 $1.30 23d 4 0.87mi
3609 High Meadow Dr San Angelo, TX 2.0 2.0 1266 $2,400 $1.90 45d 1 0.90mi
2756 Sac Ave San Angelo, TX 3.0 1.0 1461 $1,650 $1.13 45d 1 0.92mi
1210 Guthrie St San Angelo, TX 3.0 2.0 1157 $1,400 $1.21 23d 1 1.06mi
5706 Stratford Ct San Angelo, TX 4.0 2.0 1742 $2,800 $1.61 45d 1 1.08mi
2804 Abilene St San Angelo, TX 3.0 2.0 1304 $1,550 $1.19 45d 1 1.14mi
2013 Rosemont Dr San Angelo, TX 3.0 2.0 1400 $2,100 $1.50 23d 1 1.21mi
2630 Waco St San Angelo, TX 3.0 2.0 1024 $1,600 $1.56 23d 1 1.21mi
1405 Hassell St San Angelo, TX 3.0 2.0 1064 $1,950 $1.83 45d 1 1.25mi
707 Wicklow Ct San Angelo, TX 3.0 2.0 1576 $2,000 $1.27 45d 1 1.26mi
2430 Rio Grande St San Angelo, TX 3.0 1.0 1200 $1,395 $1.16 45d 1 1.32mi
2505 W Harris Ave San Angelo, TX 2.0 2.0 1582 $1,300 $0.82 45d 1 1.33mi
5910 Southampton Pl San Angelo, TX 3.0 2.0 1596 $2,100 $1.32 23d 1 1.35mi
3410 Wildewood Dr San Angelo, TX 1.0–2.0 1.0–2.0 882 $975 $1.10 23d 2 1.36mi
5921 Stratford Ave San Angelo, TX 3.0 2.0 1738 $2,400 $1.38 23d 1 1.38mi
2425 Waco St San Angelo, TX 4.0 1.0 1225 $1,395 $1.14 45d 1 1.40mi
2629 Forest Park Ave San Angelo, TX 3.0 2.0 1336 $1,895 $1.42 45d 1 1.41mi
4418 Southwest Blvd San Angelo, TX 1.0–2.0 1.0 801 $1,136 $1.42 23d 21 1.45mi
3326 Rock Brook Dr San Angelo, TX 1.0–2.0 1.0–2.0 886 $1,205 $1.36 23d 13 1.47mi

Listing history 3 events

  1. 2026-06-22
    days on market $229,000 Active 2 DOM
  2. 2026-06-19
    remarks 481-char remark
  3. 2026-06-19
    listed $229,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,625 · $385/mo
Projected year-2 tax
$4,625 · $385/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,230
− Mortgage interest
−$12,828
− Property taxes
−$4,625
− Insurance
−$1,145
− Repairs & maintenance
−$1,618
− Management
−$1,618
− Depreciation
−$6,662
Taxable loss
−$8,266
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,984
After-tax cash flow
$-2,215/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Angelo ISD
NCES district ID
4838700
Math proficiency
27% ▼ -9.00%
Reading proficiency
33% ▼ -3.00%
Median HH income
$43,501
Composite
25.56/100
National rank
#7427
State rank
#627 of 826 in TX

Livability — San Angelo

Score
73/100
State rank
#199
US rank
#5030

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Angelo, TX
County
Tom Green County · 113,188 people
City population
81,357
Metro
San Angelo, TX
Population (ZIP)
31,831
Household income
$69,450
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
1034.0

Population outlook (Tom Green County) Hauer SSP2

Today (2025)
135,110 people
By 2030
144,090 · +6.6%
By 2040
162,561 · +20.3%
By 2050
182,158 · +34.8%
By 2075
232,274 · +71.9%
By 2100
268,218 · +98.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (55%)
Race & ethnicity
White 55% Hispanic / Latino 41% Two or more races 17% Black 2%
Hispanic origin (detail)
Mexican 38%
Common ancestry
Lithuanian 3% Slovak 3% Iranian 1%
Foreign-born
5% · Canada
Languages at home
77% English-only · Spanish 21% German/W. Germanic 1%

Political lean MEDSL · Tom Green

2024 margin
Solid R (+48.0) · D 25.5% · R 73.5% · Other 1.0%
2008→2024 swing
-6.3pp toward R · 2008: -41.7pp · 2024: -48.0pp
All cycles
2024: R+48.0 2020: R+44.4 2016: R+47.9 2012: R+47.9 2008: R+41.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 47.96%
Current HPI
798.58
Rent YoY
▲ 5.78%
Metro
San Angelo, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+110.1% since first listed
10 events — show timeline
  • 2026-06-19 Listed $229,000 SAAR TX
  • 2025-02-27 Rental Removed $1,500 SAARTX
  • 2025-02-16 Price Changed $1,500 SAARTX
  • 2024-12-29 Listed for Rent $1,600 SAARTX
  • 2021-07-09 Sold (Public Records) Public Records
  • 2021-07-09 Sold (MLS) SAAR TX
  • 2021-06-16 Listed $170,000 SAAR TX
  • 2013-02-12 Sold (Public Records) Public Records
  • 2013-02-11 Sold (MLS) SAAR TX
  • 2012-11-20 Listed $109,000 SAAR TX

Property tax history

+4.3%/yr

Latest (2025): $4,625 · +33.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…