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443 Priscilla Ln
C Composite 56.76
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.0/30.0
  • DSCR +9.3/10.0
  • 1% rule +7.3/10.0
  • Appreciation +3.4/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0
  • ARV discount +0.0/15.0

$130,000

443 Priscilla Ln · Buena, NJ 08310
3 bd · 2.0 ba · 1,400 sqft · Manufactured · 209 Days on market
Built 1987 $93/sqft · 42% above area Est $91k · 42% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Seller Concession for upgrades/repairs. Buyer Agent Bonus. Welcome to Cranberry Run, a desirable 55+ community! This well-kept doublewide home offers 3 bedrooms, each with walk-in closets, and 2 full baths, providing comfort and convenience throughout. You’ll find abundant storage thoughtfully placed across the home. Step through the front door into an open-concept living room that flows into the dining room, complete with a charming built-in hutch. To the right is the spacious kitchen. One bedroom and a full bath are located on this side of the home, along with the laundry room, which offers direct access to the carport. Moving down the hall, you’ll find a versatile second bedroom or office, a second full bathroom, a large hall closet, and the private third bedroom. This home offers plenty of space to downsize comfortably without sacrificing room to live and still host Bonus Features: Brand-new central A/C and hot water system, 5 years remaining on the roof warranty. Residents of Cranberry Run enjoy a relaxed lifestyle with a monthly lot fee that includes access to the community clubhouse, which features a kitchen for events, a workout room, library, and social gathering spaces. Additional amenities include two scenic ponds, a dog park, snow removal, water, sewer, and more, making for easy, low-maintenance living. Ideally located for convenience, the community offers easy access to Philadelphia, Atlantic City, and New York City, giving you the perfect balance of peaceful country surroundings and proximity to major destinations. A wonderful opportunity in a truly welcoming 55+ community!

Key facts

  • Spacious kitchen
  • Walk-in closets
  • Built-in hutch

Tags

WALK-IN CLOSETSOPEN-CONCEPT LIVING ROOMBUILT-IN HUTCHSPACIOUS KITCHENDIRECT ACCESS TO CARPORTVERSATILE SECOND BEDROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $130k.

Deal economics

  • At list price, monthly cash flow is $363 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.6% vs local median 3.7% in Buena — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#501 in NJ) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime A-; Watch: schools F, amenities F, commute F.
  • Buena Regional School District (rural): math 11% / reading 30% proficiency, ranked #425 of 472 in NJ (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 27 active listings in the ZIP; 672 units permitted in Atlantic County in 2024 (258 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Atlantic County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 209 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $50k; list at $130k implies a 160% gain — meaningful room to come down on a strong offer.
Recommended offer $114,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 209 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.23%
Cap rate
9.64%
Cash-on-cash
11.96%
DSCR
1.53
GRM
6.8

CMA / ARV

ARV (median comp)
$91,321
List price
$130,000
Delta
42.35%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
127 Country Ln 0.13mi 2/2.0 (-1) 1,400 (0%) 21mo $129,000 $92 71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.5%
Equity multiple
1.06×
Total profit
$2,062
Equity at exit
$19,383
10-year hold
IRR
11.1%
Equity multiple
1.87×
Total profit
$31,642
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
21 Tenant-Leaning
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

ZIP-level market 08310

Home prices YoY
-1.0%
Active inventory
27
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,596 medium interval (Pro) →
Mortgage (P&I)
$682
Tax est. 1.5%
$162 /mo · $1,950/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$335
Net cashflow
$363

Break-even live

Break-even rent $1,137
Max offer price $130,000
Occupancy floor 72%

Sensitivity live

Price -10% $453 -5% $408 +0% $363 +5% $318 +10% $273
Rent -10% $237 -5% $300 +0% $363 +5% $426 +10% $489
Rate -1.0pp $428 -0.5pp $396 base $363 +0.5pp $329 +1.0pp $295

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 27 events

  1. 2026-06-21
    days on market $130,000 Active 209 DOM
  2. 2026-06-19
    days on market $130,000 Active 207 DOM
  3. 2026-06-18
    days on market $130,000 Active 206 DOM
  4. 2026-06-17
    days on market $130,000 Active 205 DOM
  5. 2026-06-16
    days on market $130,000 Active 204 DOM
  6. 2026-06-15
    days on market $130,000 Active 203 DOM
  7. 2026-06-14
    days on market $130,000 Active 201 DOM
  8. 2026-06-13
    days on market $130,000 Active 200 DOM
  9. 2026-06-10
    days on market $130,000 Active 198 DOM
  10. 2026-06-09
    days on market $130,000 Active 197 DOM
  11. 2026-06-08
    days on market $130,000 Active 196 DOM
  12. 2026-06-07
    days on market $130,000 Active 195 DOM
  13. 2026-06-05
    days on market $130,000 Active 192 DOM
  14. 2026-06-03
    days on market $130,000 Active 191 DOM
  15. 2026-06-02
    days on market $130,000 Active 190 DOM
  16. 2026-06-01
    days on market $130,000 Active 189 DOM
  17. 2026-05-31
    days on market $130,000 Active 188 DOM
  18. 2026-05-30
    days on market $130,000 Active 187 DOM
  19. 2026-04-16
    price $130,000 1626-char remark
    Show marketing remark (1582 chars)

    Seller Concession for upgrades/repairs. Buyer Agent Bonus. Welcome to Cranberry Run, a desirable 55+ community! This well-kept doublewide home offers 3 bedrooms, each with walk-in closets, and 2 full baths, providing comfort and convenience throughout. You’ll find abundant storage thoughtfully placed across the home. Step through the front door into an open-concept living room that flows into the dining room, complete with a charming built-in hutch. To the right is the spacious kitchen. One bedroom and a full bath are located on this side of the home, along with the laundry room, which offers direct access to the carport. Moving down the hall, you’ll find a versatile second bedroom or office, a second full bathroom, a large hall closet, and the private third bedroom. This home offers plenty of space to downsize comfortably without sacrificing room to live and still host Bonus Features: Brand-new central A/C and hot water system. Community Amenities: Residents of Cranberry Run enjoy a relaxed lifestyle with a monthly lot fee that includes access to the community clubhouse, which features a kitchen for events, a workout room, library, and social gathering spaces. Additional amenities include two scenic ponds, a dog park, snow removal, water, sewer, and more, making for easy, low-maintenance living. Ideally located for convenience, the community offers easy access to Philadelphia, Atlantic City, and New York City, giving you the perfect balance of peaceful country surroundings and proximity to major destinations. This is 55+ living at its finest.

  20. 2026-04-16
    price $130,000 1582-char remark
    Show marketing remark (1582 chars)

    Seller Concession for upgrades/repairs. Buyer Agent Bonus. Welcome to Cranberry Run, a desirable 55+ community! This well-kept doublewide home offers 3 bedrooms, each with walk-in closets, and 2 full baths, providing comfort and convenience throughout. You’ll find abundant storage thoughtfully placed across the home. Step through the front door into an open-concept living room that flows into the dining room, complete with a charming built-in hutch. To the right is the spacious kitchen. One bedroom and a full bath are located on this side of the home, along with the laundry room, which offers direct access to the carport. Moving down the hall, you’ll find a versatile second bedroom or office, a second full bathroom, a large hall closet, and the private third bedroom. This home offers plenty of space to downsize comfortably without sacrificing room to live and still host Bonus Features: Brand-new central A/C and hot water system. Community Amenities: Residents of Cranberry Run enjoy a relaxed lifestyle with a monthly lot fee that includes access to the community clubhouse, which features a kitchen for events, a workout room, library, and social gathering spaces. Additional amenities include two scenic ponds, a dog park, snow removal, water, sewer, and more, making for easy, low-maintenance living. Ideally located for convenience, the community offers easy access to Philadelphia, Atlantic City, and New York City, giving you the perfect balance of peaceful country surroundings and proximity to major destinations. This is 55+ living at its finest.

  21. 2026-01-18
    status Active 1582-char remark
    Show marketing remark (1582 chars)

    Seller Concession for upgrades/repairs. Buyer Agent Bonus. Welcome to Cranberry Run, a desirable 55+ community! This well-kept doublewide home offers 3 bedrooms, each with walk-in closets, and 2 full baths, providing comfort and convenience throughout. You’ll find abundant storage thoughtfully placed across the home. Step through the front door into an open-concept living room that flows into the dining room, complete with a charming built-in hutch. To the right is the spacious kitchen. One bedroom and a full bath are located on this side of the home, along with the laundry room, which offers direct access to the carport. Moving down the hall, you’ll find a versatile second bedroom or office, a second full bathroom, a large hall closet, and the private third bedroom. This home offers plenty of space to downsize comfortably without sacrificing room to live and still host Bonus Features: Brand-new central A/C and hot water system. Community Amenities: Residents of Cranberry Run enjoy a relaxed lifestyle with a monthly lot fee that includes access to the community clubhouse, which features a kitchen for events, a workout room, library, and social gathering spaces. Additional amenities include two scenic ponds, a dog park, snow removal, water, sewer, and more, making for easy, low-maintenance living. Ideally located for convenience, the community offers easy access to Philadelphia, Atlantic City, and New York City, giving you the perfect balance of peaceful country surroundings and proximity to major destinations. This is 55+ living at its finest.

  22. 2026-01-08
    historical Active Under Contract 1582-char remark
    Show marketing remark (1582 chars)

    Seller Concession for upgrades/repairs. Buyer Agent Bonus. Welcome to Cranberry Run, a desirable 55+ community! This well-kept doublewide home offers 3 bedrooms, each with walk-in closets, and 2 full baths, providing comfort and convenience throughout. You’ll find abundant storage thoughtfully placed across the home. Step through the front door into an open-concept living room that flows into the dining room, complete with a charming built-in hutch. To the right is the spacious kitchen. One bedroom and a full bath are located on this side of the home, along with the laundry room, which offers direct access to the carport. Moving down the hall, you’ll find a versatile second bedroom or office, a second full bathroom, a large hall closet, and the private third bedroom. This home offers plenty of space to downsize comfortably without sacrificing room to live and still host Bonus Features: Brand-new central A/C and hot water system. Community Amenities: Residents of Cranberry Run enjoy a relaxed lifestyle with a monthly lot fee that includes access to the community clubhouse, which features a kitchen for events, a workout room, library, and social gathering spaces. Additional amenities include two scenic ponds, a dog park, snow removal, water, sewer, and more, making for easy, low-maintenance living. Ideally located for convenience, the community offers easy access to Philadelphia, Atlantic City, and New York City, giving you the perfect balance of peaceful country surroundings and proximity to major destinations. This is 55+ living at its finest.

  23. 2025-11-15
    listed $132,000 Active 1626-char remark
    Show marketing remark (1582 chars)

    Seller Concession for upgrades/repairs. Buyer Agent Bonus. Welcome to Cranberry Run, a desirable 55+ community! This well-kept doublewide home offers 3 bedrooms, each with walk-in closets, and 2 full baths, providing comfort and convenience throughout. You’ll find abundant storage thoughtfully placed across the home. Step through the front door into an open-concept living room that flows into the dining room, complete with a charming built-in hutch. To the right is the spacious kitchen. One bedroom and a full bath are located on this side of the home, along with the laundry room, which offers direct access to the carport. Moving down the hall, you’ll find a versatile second bedroom or office, a second full bathroom, a large hall closet, and the private third bedroom. This home offers plenty of space to downsize comfortably without sacrificing room to live and still host Bonus Features: Brand-new central A/C and hot water system. Community Amenities: Residents of Cranberry Run enjoy a relaxed lifestyle with a monthly lot fee that includes access to the community clubhouse, which features a kitchen for events, a workout room, library, and social gathering spaces. Additional amenities include two scenic ponds, a dog park, snow removal, water, sewer, and more, making for easy, low-maintenance living. Ideally located for convenience, the community offers easy access to Philadelphia, Atlantic City, and New York City, giving you the perfect balance of peaceful country surroundings and proximity to major destinations. This is 55+ living at its finest.

  24. 2025-11-15
    listed $132,000 Active 1582-char remark
    Show marketing remark (1582 chars)

    Seller Concession for upgrades/repairs. Buyer Agent Bonus. Welcome to Cranberry Run, a desirable 55+ community! This well-kept doublewide home offers 3 bedrooms, each with walk-in closets, and 2 full baths, providing comfort and convenience throughout. You’ll find abundant storage thoughtfully placed across the home. Step through the front door into an open-concept living room that flows into the dining room, complete with a charming built-in hutch. To the right is the spacious kitchen. One bedroom and a full bath are located on this side of the home, along with the laundry room, which offers direct access to the carport. Moving down the hall, you’ll find a versatile second bedroom or office, a second full bathroom, a large hall closet, and the private third bedroom. This home offers plenty of space to downsize comfortably without sacrificing room to live and still host Bonus Features: Brand-new central A/C and hot water system. Community Amenities: Residents of Cranberry Run enjoy a relaxed lifestyle with a monthly lot fee that includes access to the community clubhouse, which features a kitchen for events, a workout room, library, and social gathering spaces. Additional amenities include two scenic ponds, a dog park, snow removal, water, sewer, and more, making for easy, low-maintenance living. Ideally located for convenience, the community offers easy access to Philadelphia, Atlantic City, and New York City, giving you the perfect balance of peaceful country surroundings and proximity to major destinations. This is 55+ living at its finest.

  25. 2003-01-31
    soldstatus $50,000
  26. 2003-01-28
    historical
  27. 2002-08-20
    listed $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,157
− Mortgage interest
−$7,282
− Property taxes
−$1,950
− Insurance
−$650
− Repairs & maintenance
−$1,533
− Management
−$1,533
− Depreciation
−$3,782
Taxable income
$2,428
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$583
After-tax cash flow
$3,770/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Buena Regional School District
NCES district ID
3402400
Math proficiency
11% ▼ -12.00%
Reading proficiency
30% ▼ -3.00%
Median HH income
$52,887
Composite
18.53/100
National rank
#8915
State rank
#425 of 472 in NJ

Livability — Buena

Score
58/100
State rank
#501
US rank
#20678

Category grades

Amenities F Commute F Cost of living C Crime A- Employment C Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
3,432
Population (ZIP)
1,236

Population outlook (Atlantic County) Hauer SSP2

Today (2025)
268,948 people
By 2030
264,497 · -1.7%
By 2040
252,261 · -6.2%
By 2050
237,846 · -11.6%
By 2075
210,650 · -21.7%
By 2100
180,234 · -33.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 21% Black 4% Two or more races 3%
Hispanic origin (detail)
Mexican 10% Puerto Rican 8% Cuban 2%
Common ancestry
Subsaharan African 4% Romanian 3% Scotch-Irish 1%
Foreign-born
10% · Canada
Languages at home
77% English-only · Spanish 18% Russian/Polish/Slavic 3% Other Indo-European 2%

Political lean MEDSL · Atlantic

2024 margin
Toss-up / Even · D 47.7% · R 50.7% · Other 1.6%
2008→2024 swing
-18.1pp toward R · 2008: 15.1pp · 2024: -3.0pp
All cycles
2024: R+3.0 2020: D+6.7 2016: D+6.2 2012: D+17.2 2008: D+15.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.13%
Current HPI
312.782
Rent YoY
Metro
State GDP YoY
▲ 2.05%
F500 in state
34

Industry mix (Fortune 500 HQ in NJ)

Industry F500 HQs Revenue

Price history

+136.4% since first listed
9 events — show timeline
  • 2026-04-16 Price Changed $130,000 SJSRMLS
  • 2026-04-16 Price Changed $130,000 BRIGHT MLS
  • 2026-01-18 Relisted BRIGHT MLS
  • 2026-01-08 Contingent BRIGHT MLS
  • 2025-11-15 Listed $132,000 BRIGHT MLS
  • 2025-11-15 Listed $132,000 SJSRMLS
  • 2003-01-31 Sold (MLS) $50,000 SJSRMLS
  • 2003-01-28 Listing Removed SJSRMLS
  • 2002-08-20 Listed $55,000 SJSRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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