5211 Maple Ln · Naples Manor, FL 34113

$325,000

3 bd · 2.0 ba · 1,112 sqft · SingleFamily public records · 5 Days on market

Built 1974 0.37 ac lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Rent growth +3.9/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

3 Bedrooms, 2 baths, Metal roof, New wood kitchen cabinets, granite counter tops, sink, plumbing, fixtures, flat top stove, new flooring throughout kitchen, hall and 2nd bath. Large screened lanai, huge 100 x 175 lot with city water and sewer, No deed restrictions or maintenance fees. Seller is very motivated!!

Key facts

• Updated electrical
• Metal roof
• Renovated kitchen

Tags

• METAL ROOF
• UPDATED ELECTRICAL
• CENTRAL A/C SYSTEM
• RENOVATED KITCHEN
• GRANITE COUNTERTOPS
• CENTER ISLAND

Property features AI

Finance

• Other: Partially furnished; Living area approx. 1,112 (public records); Total building area approx. 1,201 (public records)
• HOA & community: No HOA association indicated

Exterior

• Utilities: Public water; Public sewer; Electricity available and connected; Water available and connected; Sewer available and connected
• Home design: Single-family residence; One story; Faces south; Completed condition; Residential zoning (RSF-4)
• Construction: Frame construction; Metal roof; Slab foundation; Built on a 0.37-acre lot (approx. 100 x 160)
• Exterior features: Awnings; Exterior lighting; Private mailbox; Rain gutters; Sidewalk; Concrete road access

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Freezer
• Bedrooms: 3 bedrooms
• Flooring: Laminate flooring; Tile flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Crown molding; Eat-in kitchen; Open floor plan; Solid wood cabinets
• Laundry & utility: Washer; Dryer; Outdoor laundry area; Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $325k.

Deal economics

• At list price, monthly cash flow is $2k ($19k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $325k).

Location & tenants

• Location reads 66/100 on livability (#615 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living B+; Watch: amenities F, commute F, employment D-.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Manatee Elementary School (math 58% / reading 51%, grade C, #892 of 2,144 statewide, top 44%, 584 students, 73% FRL); Manatee Middle School (math 61% / reading 43%, grade C+, #217 of 571 statewide, top 40%, 749 students, 64% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL).
• Market conditions: Rents rising fast (+5.6%/yr); 598 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $5,184/mo this rent would consume 76% of the median local household income ($82k/yr) (locally 954% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 5.6% rent growth), your $91k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $229k; 42% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $325,000

Questions for the listing agent

1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.60% ✓
• Cap rate: 13.64%
• Cash-on-cash: 26.22%
• DSCR: 2.17
• GRM: 5.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold

• IRR: 16.1%
• Equity multiple: 1.67×
• Total profit: $60,935
• Equity at exit: $48,459

10-year hold

• IRR: 26.7%
• Equity multiple: 3.66×
• Total profit: $242,173
• Equity at exit: $28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34113

• Rents YoY: 5.6%
• Active inventory: 598
• Price-to-rent: 5.2×

Monthly cashflow live

• Estimated rent: $5,184 high
• Mortgage (P&I): −$1,704
• Tax from tax record: −$267 /mo · $3,206/yr
• Insurance: −$135
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,089
• Net cashflow: $1,562

Break-even live

Break-even rent $3,207

Max offer price $325,000

Occupancy floor 65%

Sensitivity live

Price	-10% $1,746	-5% $1,654	+0% $1,562	+5% $1,470	+10% $1,378
Rent	-10% $1,152	-5% $1,357	+0% $1,562	+5% $1,767	+10% $1,972
Rate	-1.0pp $1,726	-0.5pp $1,645	base $1,562	+0.5pp $1,478	+1.0pp $1,392

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $81,250
• Closing costs: $9,750
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5293 Dixie Dr Unit 1546039P Naples, FL	2.0	2.0	1130	$1,561	$1.38	15d	1	0.62mi
248 Pebble Beach Cir Unit G201 Naples, FL	2.0	2.0	1163	$2,300	$1.98	25d	1	0.64mi
9510 Avellino Way #1926 Naples, FL	3.0	2.0	1454	$8,000	$5.50	25d	1	0.66mi
9509 Avellino Way Naples, FL	2.0	2.0	1434	$7,350	$5.13	15d	2	0.66mi
9509 Avellino Way #1815 Naples, FL	2.0	2.0	1454	$7,500	$5.16	25d	1	0.67mi
332 Bradstrom Cir #201 Naples, FL	2.0	2.0	1257	$2,200	$1.75	25d	1	0.67mi
5385 Treetops Dr Unit I Naples, FL	2.0	2.0	865	$1,800	$2.08	25d	1	0.67mi
5324 Treetops Dr Unit G-2 Naples, FL	2.0	2.0	878	$1,800	$2.05	15d	1	0.67mi
5379 Treetops Dr Unit M203 Naples, FL	2.0	2.0	950	$1,700	$1.79	25d	1	0.68mi
5395 Treetops Dr Unit I Naples, FL	2.0	2.0	865	$1,800	$2.08	25d	1	0.68mi
5300 Treetops Dr Unit I206 Naples, FL	2.0	2.0	878	$1,850	$2.11	25d	1	0.69mi
5294 Treetops Dr Unit I203 Naples, FL	2.0	2.0	866	$1,600	$1.85	15d	1	0.69mi
5361 Treetops Dr Naples, FL	2.0	2.0	806	$1,600	$1.99	23d	1	0.69mi
5254 Treetops Dr Naples, FL	2.0	2.0	878	$1,700	$1.94	25d	1	0.69mi
5300 Treetops Dr Unit 206 Naples, FL	2.0	2.0	866	$1,750	$2.02	25d	1	0.69mi
9514 Avellino Way Naples, FL	2.0	2.0	1467	$4,850	$3.30	25d	2	0.71mi
5339 Treetops Dr Unit 5339 Naples, FL	2.0	2.0	806	$2,250	$2.79	25d	1	0.71mi
326 Bradstrom Cir Unit 103F Naples, FL	2.0	2.0	1113	$1,800	$1.62	25d	1	0.72mi
326 Bradstrom Cir Unit 204F Naples, FL	3.0	2.0	1200	$3,500	$2.92	25d	1	0.72mi
9513 Avellino Way #2024 Naples, FL	2.0	2.0	1454	$7,000	$4.81	25d	1	0.72mi
7162 Saona Ct Naples, FL	2.0	2.0	1482	$9,000	$6.07	25d	1	0.72mi
5296 Treetops Dr Unit 5296 Naples, FL	2.0	2.0	866	$1,495	$1.73	25d	1	0.74mi
9518 Avellino Way #2313 Naples, FL	2.0	2.0	1454	$7,500	$5.16	23d	1	0.74mi
7124 Saona Ct Naples, FL	2.0	2.0	1387	$8,000	$5.77	25d	1	0.75mi
9517 Avellino Way #2214 Naples, FL	2.0	2.0	1454	$7,000	$4.81	25d	1	0.76mi
7242 Saona Ct Naples, FL	2.0	2.0	1204	$7,750	$6.44	25d	1	0.78mi
7213 Saona Ct Naples, FL	2.0	2.0	1308	$7,500	$5.73	25d	1	0.79mi
7197 Saona Ct Unit 1545994P Naples, FL	2.0	2.0	1291	$4,152	$3.22	15d	1	0.79mi
7286 Saona Ct Naples, FL	2.0	2.0	1205	$10,000	$8.30	25d	1	0.80mi
9572 Trevi Ct Naples, FL	2.0	2.0	1213	$7,475	$6.16	25d	3	0.80mi
9521 Avellino Way Naples, FL	2.0	2.0	1467	$5,000	$3.41	25d	3	0.80mi
7110 Cayo Coco Ln Naples, FL	2.0	2.0	1387	$9,250	$6.67	25d	1	0.82mi
7138 Cayo Coco Ln Naples, FL	2.0	2.0	1205	$6,500	$5.39	25d	1	0.82mi
7289 Saona Ct Naples, FL	2.0	2.0	1411	$10,000	$7.09	25d	1	0.83mi
7142 Cayo Coco Ln Naples, FL	2.0	2.0	1490	$10,000	$6.71	25d	1	0.83mi
315 Saint Andrews Blvd Unit A25 Naples, FL	2.0	2.0	1126	$1,530	$1.36	25d	1	0.83mi
9554 Trevi Ct Naples, FL	2.0	2.0	1213	$4,250	$3.50	23d	2	0.84mi
9719 Acqua Ct Naples, FL	2.0	2.0	1374	$5,200	$3.78	25d	2	0.84mi
9727 Acqua Ct Naples, FL	2.0	2.0	1301	$6,625	$5.09	15d	5	0.85mi
7204 Cayo Coco Ln Naples, FL	2.0	2.0	1308	$7,500	$5.73	25d	1	0.85mi

Listing history 4 events

1. 2026-06-21
   days on market $325,000 Active 5 DOM
2. 2026-06-18
   days on market $325,000 Active 2 DOM
3. 2026-06-16
   remarks 699-char remark
4. 2026-06-16
   listed $325,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,206 · $267/mo
• Projected year-2 tax: $3,206 · $267/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $62,210
• − Mortgage interest: −$18,205
• − Property taxes: −$3,206
• − Insurance: −$6,744
• − Repairs & maintenance: −$4,977
• − Management: −$4,977
• − Depreciation: −$9,455
• Taxable income: $14,647
• Est. tax owed @ 24.0%: −$3,515
• After-tax cash flow: $15,229/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Naples Manor

• Score: 66/100
• State rank: #615
• US rank: #11875

Category grades

Amenities F Commute F Cost of living B+ Crime B Employment D- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 26,056
• Household income: $81,674
• Rent vs Own: 26.7% rent · 73.3% own
• Severe rent burden: 954.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 56% Hispanic / Latino 28% Black 12% Two or more races 11% Asian 2%
• Hispanic origin (detail): Mexican 17% Puerto Rican 3% Cuban 2%
• Common ancestry: Hispanic 10% Romanian 3% Lithuanian 2%
• Foreign-born: 26% · Canada, Jamaica, Vietnam
• Languages at home: 63% English-only · Spanish 24% French/Haitian/Cajun 9% Other Indo-European 2%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -194.86%
• Current HPI: 279.4232
• Rent YoY: ▲ 5.59%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1525.0% since first listed

16 events — show timeline

• 2026-06-16 Listed $325,000 Stellar MLS as Distributed by MLS Grid
• 2017-01-14 Price Changed $225,000 NAPLESMLS
• 2016-12-13 Sold (Public Records) $229,000 Public Records
• 2016-11-30 Price Changed $229,900 NAPLESMLS
• 2016-11-30 Sold (MLS) $225,000 NAPLESMLS
• 2016-11-04 Pending — NAPLESMLS
• 2016-10-27 Price Changed $229,900 NAPLESMLS
• 2016-10-20 Price Changed $234,900 NAPLESMLS
• 2016-10-17 Listed $239,900 NAPLESMLS
• 2014-03-28 Price Changed $75,000 FORTMLS
• 2014-03-28 Sold (MLS) $47,500 FORTMLS
• 2014-03-03 Listed $47,500 FORTMLS
• 2009-04-23 Listing Removed — NAPLESMLS
• 2007-05-21 Listed $168,000 NAPLESMLS
• 2003-09-24 Sold (Public Records) $100,000 Public Records
• 1984-01-01 Sold (Public Records) $20,000 Public Records

Property tax history

+14.2%/yr

Latest (2025): $3,206 · +22.7% YoY. Source: county tax records.