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2682 Fremont Ct
D Composite 40.96
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.3/30.0
  • ARV discount +8.5/15.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • DSCR +3.6/10.0
  • 1% rule +3.5/10.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$257,280

2682 Fremont Ct · Bryan, TX 77807
3 bd · 2.0 ba · 1,263 sqft · SingleFamily · 51 Days on market
Built 2026 Good condition 2-car garage $204/sqft · at area comps Est $263k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Ashburn floorplan at Pleasant Hill in Bryan, Texas is a 3-bedroom, 2-bathroom single-story home covering approximately 1,262 sq. ft. The 2-car garage ensures plenty of space for vehicles and storage. In this floorplan, you'll find a home that makes the most of its space. The kitchen features beautiful shaker-style cabinetry with granite or quartz countertops as it flows into the dining area and great room. The bedrooms are carpeted, and the primary bedroom has an attached bathroom with a walk-in closet. The secondary bedrooms are cozy and carpeted, with plenty of closet space. The laundry room and a secondary bathroom are perfectly place next to these rooms for easy access.

Key facts

  • Qolsys panel
  • 2 garage spots
  • Built 2026

Tags

SHAKER-STYLE CABINETRYGRANITE OR QUARTZ COUNTERTOPSBACKYARD COVERED PATIOSMART HOME TECHNOLOGY PACKAGEQOLSYS PANEL

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $257k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-49 ($-592/yr) — negative.
  • To cash-flow at today's rent, offer at most $250k (2.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (14.9% below list).
  • Recommended offer: $219k (14.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 4.0% in Bryan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#99 in TX, #3,341 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities C-, employment D+.
  • Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Mary Branch El (math 32% / reading 17%, grade F, #3,052 of 4,322 statewide, top 74%, 617 students, 83% FRL); Jane Long (math 32% / reading 26%, grade F, #1,103 of 1,662 statewide, top 67%, 998 students, 85% FRL); Travis B Bryan H S (math 22% / reading 34%, grade F, #1,170 of 1,632 statewide, top 72%, 2,419 students, 67% FRL).
  • Market conditions: 367 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($250k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $218,823 (14.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.06%
Cash-on-cash
-0.82%
DSCR
0.96
GRM
9.8

CMA / ARV

ARV (median comp)
$263,091
List price
$257,280
Delta
-2.21%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5541 Harriet St 0.03mi 3/2.0 1,263 (0%) 0mo $249,276 $197 98
5538 Harriet St 0.07mi 3/2.0 1,263 (0%) 1mo $256,640 $203 96
2209 Jeter Dr 0.24mi 3/2.0 1,269 (+0%) 4mo $252,990 $199 85
2240 Jeter Dr 0.26mi 3/2.0 1,263 (0%) 5mo $254,440 $201 83
5414 Bear Run 0.28mi 3/2.0 1,263 (0%) 8mo $258,265 $204 81
2336 Jeter Dr 0.32mi 3/2.0 1,269 (+0%) 10mo $253,990 $200 76
5438 Bear Run 0.49mi 3/2.0 1,269 (+0%) 5mo $253,990 $200 72
2634 Patschke Pl 0.49mi 3/2.0 1,269 (+0%) 6mo $253,990 $200 72
2436 Rooke Rd 0.49mi 3/2.0 1,269 (+0%) 10mo $222,740 $176 68
5415 Bear Run 0.29mi 3/2.0 1,415 (+12%) 4mo $267,890 $189 63
5426 Bear Run 0.25mi 3/2.0 1,415 (+12%) 8mo $268,515 $190 61
2252 Jeter Dr 0.28mi 3/2.0 1,415 (+12%) 10mo $274,515 $194 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.6%
Equity multiple
0.38×
Total profit
$-44,797
Equity at exit
$38,361
10-year hold
IRR
-9.7%
Equity multiple
0.40×
Total profit
$-42,917
Equity at exit
$22,245

Cash invested: $72,038 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
29 active · 25 under contract
Months of supply
10.2 mo (10%/mo absorbed)
Median asking
$270,840 ($193/sqft)
Median days on market
106 d
This list price
17% of active listings are priced below it
ARV vs active asking
+8.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77807

Active inventory
367
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,188 high interval (Pro) →
Mortgage (P&I)
$1,349
Tax est. 1.5%
$322 /mo · $3,859/yr
Insurance
$107
HOA
$0
Vacancy / Maint / Mgmt
$460
Net cashflow
$-49

Break-even live

Break-even rent $2,251
Max offer price $250,147
Occupancy floor 97%

Sensitivity live

Price -10% $129 -5% $40 +0% $-49 +5% $-138 +10% $-227
Rent -10% $-222 -5% $-136 +0% $-49 +5% $37 +10% $124
Rate -1.0pp $80 -0.5pp $16 base $-49 +0.5pp $-116 +1.0pp $-184

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,320
Closing costs
$7,718
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2148 Chief St Bryan, TX 4.0 2.0 1568 $2,000 $1.28 62d 1 0.24mi
2119 Chief St Bryan, TX 4.0 2.0 1568 $2,400 $1.53 62d 1 0.31mi
5433 Bear RUN Bryan, TX 4.0 2.0 1745 $2,195 $1.26 93d 1 0.32mi
2111 Chief St Bryan, TX 3.0 2.0 1370 $2,150 $1.57 62d 1 0.33mi
2010 Chief St Bryan, TX 3.0 2.0 1603 $2,250 $1.40 93d 1 0.33mi
1971 Chief St Bryan, TX 3.0 2.0 1517 $2,100 $1.38 70d 1 0.40mi

Property features AI

Finance

Financial info
List price $262,965

Exterior

Parking
2 covered parking spaces (2-car garage total)
Home design
Single-family (Spec construction), Ashburn plan

Interior

Bedrooms
3 bedrooms
Bathrooms
2 full bathrooms
Interior features
Living area of 1263

Listing history 20 events

  1. 2026-06-27
    days on market $257,280 Active 51 DOM
  2. 2026-06-25
    days on market $257,280 Active 49 DOM
  3. 2026-06-23
    days on market $257,280 Active 47 DOM
  4. 2026-06-21
    pricedays on market $257,280 Active 46 DOM
  5. 2026-06-18
    days on market $249,280 Active 43 DOM
  6. 2026-06-17
    days on market $249,280 Active 42 DOM
  7. 2026-06-16
    days on market $249,280 Active 41 DOM
  8. 2026-06-15
    days on market $249,280 Active 40 DOM
  9. 2026-06-14
    days on market $249,280 Active 38 DOM
  10. 2026-06-13
    pricedays on market $249,280 Active 37 DOM
  11. 2026-06-10
    days on market $254,280 Active 35 DOM
  12. 2026-06-09
    days on market $254,280 Active 34 DOM
  13. 2026-06-08
    days on market $254,280 Active 33 DOM
  14. 2026-06-07
    days on market $254,280 Active 32 DOM
  15. 2026-06-03
    days on market $254,280 Active 28 DOM
  16. 2026-06-02
    days on market $254,280 Active 27 DOM
  17. 2026-06-01
    days on market $254,280 Active 26 DOM
  18. 2026-05-31
    days on market $254,280 Active 25 DOM
  19. 2026-05-30
    days on market $254,280 Active 24 DOM
  20. 2026-05-06
    listed $262,965 Active 1311-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,259
− Mortgage interest
−$14,412
− Property taxes
−$3,859
− Insurance
−$1,286
− Repairs & maintenance
−$2,101
− Management
−$2,101
− Depreciation
−$7,485
Taxable loss
−$4,984
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,196
After-tax cash flow
$605/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 24 photos

Good 80/100 None rehab

This single-story home in Bryan, Texas is in excellent condition with a smart home system and a well-maintained exterior. It offers a good balance of modern amenities and traditional design, making it a great investment for both resale and rental.

Value-add opportunities

  • Both Smart home system — Enhances home security and convenience
  • Both Smart lighting — Saves energy and enhances ambiance
  • Both Smart blinds — Controls natural light and privacy
F Composite school gradezoned avg 28/100

Zoned Schools

Elementary Mary Branch El F TX #3,052/4,322 Nat'l #30,133/41,679 Middle Stephen F Austin F TX #1,036/1,662 Nat'l #8,750/14,009 High Travis B Bryan H S F TX #1,170/1,632 Nat'l #11,740/17,239

Schools (NCES district)

District
Bryan ISD
NCES district ID
4811790
Math proficiency
30% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$41,895
Composite
26.26/100
National rank
#7253
State rank
#608 of 826 in TX
B Composite livability gradescore 76/100

Livability — Bryan

Score
76/100
State rank
#99
US rank
#3341

Category grades

Amenities C- Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bryan, TX
County
Brazos County · 267,942 people
City population
101,772
Metro
College Station-Bryan, TX
Population (ZIP)
13,227
Household income
$74,375
Rent vs Own
44.5% rent · 55.5% own
Severe rent burden
12% of renters

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 45% Hispanic / Latino 32% Two or more races 18% Black 14% Native American 3% Asian 2%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Romanian 2% Lithuanian 2% Italian 2%
Foreign-born
16% · Canada, Guatemala, Vietnam
Languages at home
71% English-only · Spanish 24% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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