11900 Duff Rd #166 · Lakeview, OH
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.7%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.3/30.0
- ARV discount +7.5/15.0
- Schools +5.3/10.0
- Condition / age +4.0/5.0
- 1% rule +3.3/10.0
- DSCR +3.3/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$169,152
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Enjoy scenic living at Lakeview Meadows! You can have it all and live close to Indian Lake without the high cost of a site-built home. Our 3 bedroom 2 bathroom manufactured homes are high-quality and spacious, and the community features a pool, basketball court, playground, bus shelter, and fishing pond for all residents to enjoy. Throughout the year we host several community events, including a Veterans Day celebration, Halloween Party, Summer BBQ, Back-to-school, and annual pool party! Our homes are affordable and come in a variety of floorplans, so start your search and find your future home at Lakeview Meadows. Our manufactured home community is located in Lakeview Ohio, with Indian Lak
Key facts
- Fishing pond
- Close to indian lake
- Outdoor activities
Tags
Property features AI
Finance
- Other: Living area approximately 1,624 (value provided)
- Financial info: List price $169,152
Exterior
- Utilities: Central air conditioning
- Home design: Spec home — Adventure 166 Lakeview Meadows plan; Single-level (plan name implies model)
- Exterior features: Shake roof
Interior
- Kitchen: Dishwasher; Refrigerator
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central air conditioning
- Interior features: Dishwasher; Refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $169k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-63 ($-756/yr) — negative.
- To cash-flow at today's rent, offer at most $160k (5.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $140k (17.2% below list).
- Recommended offer: $140k (17.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 63/100 on livability (#836 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
- Indian Lake Local (rural): math 59% / reading 66% proficiency, ranked #261 of 656 in OH (top 40%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 112 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 121 units permitted in Logan County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Logan County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 5.85%
- Cash-on-cash
- -1.60%
- DSCR
- 0.93
- GRM
- 10.1
CMA / ARV
- ARV (on-the-fly)
- $95,816
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 11900 Duff Road Rd #12 | 0.00mi | 3/2.0 | 1,404 (-14%) | 16mo | $83,000 | $59 | 64 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -18.9%
- Equity multiple
- 0.34×
- Total profit
- $-31,399
- Equity at exit
- $25,221
- IRR
- -11.4%
- Equity multiple
- 0.32×
- Total profit
- $-32,421
- Equity at exit
- $14,625
Cash invested: $47,363 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 43331
- Home prices YoY
- -30.0%
- Active inventory
- 112
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,400 medium interval (Pro) →
- Mortgage (P&I)
- −$887
- Tax est. 1.5%
- −$211 /mo · $2,537/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$294
- Net cashflow
- $-63
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,288
- Closing costs
- $5,075
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11900 Duff Rd Lakeview, OH | 3.0 | 2.0 | 1344 | $1,400 | $1.04 | 1d | 1 | 0.03mi |
Listing history 6 events
-
2026-06-18days on market $169,152 Active 5 DOM
-
2026-06-17days on market $169,152 Active 4 DOM
-
2026-06-16days on market $169,152 Active 3 DOM
-
2026-06-15days on market $169,152 Active 2 DOM
-
2026-06-13remarks 699-char remark
-
2026-06-13$169,152 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 70% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,800
- − Mortgage interest
- −$9,475
- − Property taxes
- −$2,537
- − Insurance
- −$846
- − Repairs & maintenance
- −$1,344
- − Management
- −$1,344
- − Depreciation
- −$4,921
- Taxable loss
- −$3,667
- Est. tax savings @ 24.0%
- +$880
- After-tax cash flow
- $124/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This manufactured home is in good condition with a modern kitchen and well-maintained exterior. It offers a good starting point for potential buyers or renters, with minor updates that could significantly enhance its value.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
- Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value.
- Both Upgrading the flooring in bathrooms — Modern flooring can improve both resale and rental appeal.
- Both Updating the kitchen backsplash — A fresh backsplash can enhance the kitchen's appeal and value.
- Both Adding smart home features — Smart home features can increase both resale and rental value by attracting tech-savvy buyers and renters.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value. ↑
- Both Upgrading the flooring in bathrooms — Modern flooring can improve both resale and rental appeal. ↑
- Both Updating the kitchen backsplash — A fresh backsplash can enhance the kitchen's appeal and value. ↑
- Both Adding smart home features — Smart home features can increase both resale and rental value by attracting tech-savvy buyers and renters. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Indian Lake Local
- NCES district ID
- 3904808
- Math proficiency
- 59% ▼ -14.00%
- Reading proficiency
- 66% ▼ -4.00%
- Median HH income
- $44,496
- Composite
- 52.6/100
- National rank
- #1559
- State rank
- #261 of 656 in OH
Livability — Lakeview
- Score
- 63/100
- State rank
- #836
- US rank
- #15632
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lakeview, OH
- County
- Logan · 47,256 people
- Population (ZIP)
- 4,012
- Household income
- $60,159
- Rent vs Own
- Severe rent burden
- 16.1
Population outlook (Logan County) Hauer SSP2
- Today (2025)
- 44,240 people
- By 2030
- 43,166 · -2.4%
- By 2040
- 40,495 · -8.5%
- By 2050
- 37,511 · -15.2%
- By 2075
- 30,453 · -31.2%
- By 2100
- 23,081 · -47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Hispanic / Latino 4% Two or more races 2% Black 1%
- Common ancestry
- Lithuanian 2% Slovak 2% Iranian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 4%
Political lean MEDSL · Logan
- 2024 margin
- Solid R (+56.2) · D 21.5% · R 77.7%
- 2008→2024 swing
- -29.6pp toward R · 2008: -26.6pp · 2024: -56.2pp
- All cycles
- 2024: R+56.2 2020: R+55.2 2016: R+52.6 2012: R+31.8 2008: R+26.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -109.75%
- Current HPI
- 256.2406
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…