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1734 Trenton Dr
B- Composite 67.68
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • DSCR +9.7/10.0
  • 1% rule +9.2/10.0
  • ARV discount +8.9/15.0
  • Livability +3.9/5.0
  • Rent growth +3.0/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$115,000

1734 Trenton Dr · Corpus Christi, TX 78404
3 bd · 1.0 ba · 1,488 sqft · SingleFamily public records · 24 Days on market
Built 1941 8,995 sqft lot $77/sqft · at area comps Est $119k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Solid, move-in ready 3-bedroom, 1-bath home with 1,488 square feet sitting on a spacious corner lot in an established neighborhood in Corpus Christi. Priced at just $115,000, this home already has some big-ticket items taken care of, including a roof replaced in 2019 and energy-efficient double-pane windows. Inside, you’ll find a comfortable layout with good natural light and plenty of usable space. The 2-car garage and additional shop give you extra room for storage, projects, or future improvements—the shop does need some work, but the potential is there. You’re also just minutes from places like Cole Park for bayfront walks and Swantner Park for green space and recreati

Key facts

  • 8,995 sq ft lot
  • 3 garage spots
  • Built 1941

Property features AI

Finance

  • HOA & community: Short-term rentals allowed

Exterior

  • Parking: Attached garage with 3 garage spaces; Total parking for 5 vehicles; Concrete surfaces
  • Security: Smoke detectors
  • Utilities: Natural gas available; Public water; Public sewer
  • Home design: Single-story home; Shingle roof; Pillar/post/pier foundation
  • Construction: Rock and wood siding construction; Shingle roof; Pillar/post/pier foundation; Built as a single-story structure
  • Exterior features: Covered patio; Storage; Workshop; Chain link fencing; Corner lot; Asphalt road access

Interior

  • Kitchen: Free-standing range; Disposal; Range hood
  • Flooring: Carpet; Linoleum
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Window coverings and window treatments; Disposal; Range hood
  • Laundry & utility: Washer hookup; Dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $345 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $115k).
  • Recommended offer: $113k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 3.6% in Corpus Christi — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#66 in TX, #2,404 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Corpus Christi ISD (urban): math 31% / reading 35% proficiency, ranked #562 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.9%/yr); 141 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,397 units permitted in Nueces County in 2024 (47 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Nueces County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($113k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price; built in 1941 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $113,275 (1.5% below list)

Questions for the listing agent

  1. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.42%
Cap rate
9.90%
Cash-on-cash
12.87%
DSCR
1.57
GRM
5.9

CMA / ARV

ARV (median comp)
$118,817
List price
$115,000
Delta
-3.21%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2617 David St 0.37mi 3/2.0 1,529 (+3%) 6mo $100,000 $65 69
2502 Lynch St 0.49mi 3/2.0 1,425 (-4%) 3mo $235,000 $165 64
1725 15th St 0.71mi 3/2.5 1,447 (-3%) 2mo $190,000 $131 55
1914 Tarlton St 0.25mi 4/2.0 (+1) 1,708 (+15%) 2mo $179,000 $105 53
3313 Willies Landing Dr 0.73mi 3/2.0 1,409 (-5%) 13mo $270,310 $192 42
3309 Willies Landing Dr 0.73mi 4/2.0 (+1) 1,568 (+5%) 13mo $285,495 $182 37
2030 18th St 0.64mi 3/2.0 1,296 (-13%) 12mo $165,000 $127 35
3301 Willies Landing Dr 0.73mi 3/2.5 1,700 (+14%) 4mo $321,757 $189 33
1742 17th St 0.63mi 3/2.0 1,264 (-15%) 12mo $169,000 $134 32
3321 Willies Landing Dr 0.73mi 3/2.5 1,700 (+14%) 7mo $305,642 $180 30
2845 Elgin St 0.72mi 4/2.0 (+1) 1,296 (-13%) 11mo $180,000 $139 27
3325 Willies Landing Dr 0.73mi 3/2.5 1,700 (+14%) 11mo $295,650 $174 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.87% rent growth · sell at horizon

5-year hold
IRR
1.3%
Equity multiple
1.05×
Total profit
$1,637
Equity at exit
$17,147
10-year hold
IRR
9.7%
Equity multiple
1.71×
Total profit
$22,858
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78404

Rents YoY
1.9%
Active inventory
141
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,630 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$291 /mo · $3,493/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$342
Net cashflow
$345

Break-even live

Break-even rent $1,192
Max offer price $115,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1722 Trenton Dr Corpus Christi, TX 4.0 2.0 1432 $2,100 $1.47 13d 1 0.05mi
2622 Cloyde St Corpus Christi, TX 2.0 1.0 1693 $1,150 $0.68 43d 1 0.32mi
1525 S 19th St Unit B Corpus Christi, TX 3.0 2.0 1062 $2,100 $1.98 13d 1 0.49mi
2522 Cleo St Corpus Christi, TX 3.0 1.0 992 $1,350 $1.36 13d 1 0.52mi
1628 18th St Corpus Christi, TX 2.0 1.0 1112 $1,000 $0.90 43d 1 0.54mi
200 Clemmer St Unit A Corpus Christi, TX 3.0 1.0 950 $1,199 $1.26 43d 1 0.64mi
2402 Segrest St Corpus Christi, TX 2.0 1.0 1120 $825 $0.74 21d 1 0.64mi
1201 York Ave Corpus Christi, TX 3.0 1.0 888 $1,550 $1.75 21d 1 0.66mi
1802 16th St Unit B Corpus Christi, TX 3.0 1.0 1575 $1,000 $0.63 43d 1 0.71mi
225 Watson St Corpus Christi, TX 3.0 1.0 1472 $1,295 $0.88 43d 1 0.74mi
1634 14th St Corpus Christi, TX 2.0 1.5 980 $1,090 $1.11 43d 1 0.79mi
1107 14th St Corpus Christi, TX 4.0 1.5 1520 $1,300 $0.86 43d 1 1.02mi
1405 Annapolis Dr Corpus Christi, TX 3.0 1.5 1502 $2,000 $1.33 13d 1 1.03mi
1837 Horne Rd Corpus Christi, TX 3.0 2.0 1226 $1,800 $1.47 43d 1 1.05mi
426 Palmero St Corpus Christi, TX 3.0 2.0 1720 $1,350 $0.78 43d 1 1.07mi
1446 Annapolis Dr Corpus Christi, TX 3.0 2.0 1500 $1,700 $1.13 43d 1 1.11mi
455 Louisiana Ave Corpus Christi, TX 2.0 1.0 1528 $3,000 $1.96 21d 1 1.15mi
2106 Harvard St Corpus Christi, TX 3.0 1.0 912 $1,225 $1.34 43d 1 1.19mi
2041 Harvard St Corpus Christi, TX 3.0 2.0 1230 $1,400 $1.14 13d 1 1.22mi
1522 Cambridge Dr Corpus Christi, TX 3.0 1.5 1278 $1,600 $1.25 43d 1 1.23mi
1318 6th St Corpus Christi, TX 2.0 1.0 900 $900 $1.00 13d 1 1.24mi
443 Indiana Ave Corpus Christi, TX 2.0 1.0 968 $1,650 $1.70 43d 1 1.24mi
616 16th St Unit A Corpus Christi, TX 3.0 1.0 1040 $1,050 $1.01 43d 1 1.25mi
4326 Vestal St Corpus Christi, TX 3.0 1.0 984 $1,125 $1.14 13d 1 1.33mi
801 S Alameda St Unit A Corpus Christi, TX 2.0 1.0 1760 $900 $0.51 43d 1 1.37mi
4005 Green Grove Dr Corpus Christi, TX 3.0 2.0 1406 $1,695 $1.21 43d 1 1.42mi
332 Rosebud Ave Corpus Christi, TX 2.0 1.0 942 $1,150 $1.22 21d 1 1.42mi
826 Hancock Ave Unit 2 Corpus Christi, TX 2.0 1.0 1000 $950 $0.95 21d 1 1.42mi
309 Rosebud Ave Unit D Corpus Christi, TX 2.0 1.0 882 $1,100 $1.25 21d 1 1.48mi
813 Furman Ave Apt 1 Corpus Christi, TX 3.0 2.0 1430 $1,475 $1.03 13d 1 1.48mi

Listing history 1 events

  1. 2026-05-01
    listed $115,000 Active 853-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,493 · $291/mo
Projected year-2 tax
$3,493 · $291/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,554
− Mortgage interest
−$6,442
− Property taxes
−$3,493
− Insurance
−$575
− Repairs & maintenance
−$1,564
− Management
−$1,564
− Depreciation
−$3,345
Taxable income
$2,570
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$617
After-tax cash flow
$3,526/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Corpus Christi ISD
NCES district ID
4815270
Math proficiency
31% ▼ -18.00%
Reading proficiency
35% ▼ -7.00%
Median HH income
$45,672
Composite
28.27/100
National rank
#6793
State rank
#562 of 826 in TX

Livability — Corpus Christi

Score
78/100
State rank
#66
US rank
#2404

Category grades

Amenities C Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Corpus Christi, TX
County
Nueces County · 296,836 people
City population
296,836
Metro
Corpus Christi, TX
Population (ZIP)
12,635
Household income
$61,280
Rent vs Own
43.2% rent · 56.8% own
Severe rent burden
596.0

Population outlook (Nueces County) Hauer SSP2

Today (2025)
418,037 people
By 2030
447,123 · +7.0%
By 2040
505,911 · +21.0%
By 2050
567,522 · +35.8%
By 2075
729,686 · +74.6%
By 2100
847,087 · +102.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (62%)
Race & ethnicity
Hispanic / Latino 62% White 32% Two or more races 29% Black 4%
Hispanic origin (detail)
Mexican 56%
Common ancestry
Slovak 3% Italian 2% Lithuanian 1%
Foreign-born
9% · Canada
Languages at home
61% English-only · Spanish 39%

Political lean MEDSL · Nueces

2024 margin
R (+11.5) · D 43.8% · R 55.3%
2008→2024 swing
-7.1pp toward R · 2008: -4.4pp · 2024: -11.5pp
All cycles
2024: R+11.5 2020: R+2.9 2016: R+1.5 2012: R+3.2 2008: R+4.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -211.10%
Current HPI
177.4759
Rent YoY
▲ 1.87%
Metro
Corpus Christi, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-26 Pending CBMLS
  • 2026-05-01 Listed $115,000 CBMLS

Property tax history

+6.0%/yr

Latest (2025): $3,493 · +22.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…